BILL ANALYSIS AB 600 Page 1 Date of Hearing: May 8, 2001 ASSEMBLY COMMITTEE ON JUDICIARY Darrell Steinberg, Chair AB 600 (Dutra) - As Introduced: February 22, 2001 SUBJECT : CONSTRUCTION DEFECTS: HOME WARRANTIES FOR CONSTRUCTION OF RESIDENTIAL PROPERTIES KEY ISSUES : 1)SHOULD THE LEGISLATURE CREATE A HOME CONSTRUCTION WARRANTY PROGRAM WITH THE GOAL OF PROTECTING CONSUMERS FROM CONSTRUCTION DEFECTS IN NEWLY CONSTRUCTED RESIDENTIAL HOMES AND SPURRING CONSTRUCTION OF AFFORDABLE MULTIFAMILY HOUSING? 2)WILL THE CREATION OF HOME CONSTRUCTION WARRANTIES IN FACT LEAD TO INCREASED AFFORDABLE HOUSING? SYNOPSIS This Bill Creates The California Homebuyer Protection And Quality Construction Act Of 2002 To Provide For 10-Year Home Construction Warranties For All New Residential Properties. This Bill Is Virtually Identical To Legislation This Author Carried In 1999 And 2000 (AB 1221 And AB 2112, Respectively). The Author's AB 1221 Died In The Assembly Judiciary Committee, And AB 2112 Was Stripped Down To Intent Language So That It Could Proceed To A Conference Committee. Although The Conference Committee Met Several Times, No Vote Was Taken On The Measure, And It Died In Conference Without A Conference Report. The Bill Seeks To Protect Homeowners And Builders From Prolonged Litigation Over Allegations Of Construction Defects. The Bill Creates A Process Under The Warranty For Resolution Of Construction Defects, Which Includes The Following Steps: Making A Complaint To The Builder, Making A Claim With The Warranty Administrator, Participating In A "Dispute Resolution Conference" (Mediation), Judicial Arbitration, And A Trial De Novo. The Author Believes This Process Will Be Substantially More Expeditious Than Litigation, And, Unlike Litigation, Will Result In The Actual Repair Of Construction Defects In The Home. The Option Of Providing A Home Warranty Is The Builder's. And AB 600 Page 2 By Purchasing A Home With A Home Warranty, The Homeowner Is Deemed To Have Waived Any Tort Remedies, Including Negligence, Strict Liability, Implied Warranties, Or Any Other Common Law Remedy Other Than For Breach Of Warranty Contract. Additionally, If The Warranty Provides For It, The Homeowner Is Also Deemed To Have Waived Any Noncontractual Claims Against Any Design, Professional, Or Trade Contractors Covered By The Warranty Who Performed Professional Services Or Works Of Improvement On The Subject Property. The Bill Also Eliminates The Prohibition Under Current Law Of Requiring Homeowners With Construction Defect Claims To Resolve Their Disputes Through Binding Arbitration. SUMMARY : Creates the California Homebuyer Protection and Quality Construction Act of 2002 to provide for 10-year home construction warranties for residential properties. Specifically, this bill : 1)Makes the following findings: a) California has a statewide home building crisis; b) nationally, most of the least affordable housing markets are in California; c) multifamily housing, including condominiums and townhouses, has traditionally been the entry level type of housing designed for single people, young families, and senior citizens; and d) Californians need affordable homes that incorporate high quality construction, and they want to buy from homebuilders who are able to stand behind their workmanship. 2)Authorizes participating homebuilders to offer home construction warranties as a condition of the sale of new residential homes, pursuant to which the homebuilder shall be responsible for the correction of any construction defect covered by the warranty. Such warranties shall last for a minimum of 10 years, with protection under the warranty beginning on the date of substantial completion of the residential home to which it applies. The warranty may not be canceled or changed at any time during the term of the warranty. 3)Provides that, upon proper notice from the homeowner subject to a home construction warranty, the homebuilder shall, for the duration of the period covered by the warranty, be responsible for the correction of any construction defect covered by the warranty. Correction of any construction AB 600 Page 3 defect includes repair, replacement, or payment of reasonable costs to repair or replace (based on existing construction codes and standards of construction practice in effect at the time of original construction), or, at the builder's option, rebuilding the structure in accordance with the original plans and specifications or payment of the reasonable market value of the property (without a reduction for existing construction defects) plus relocation costs. The choice as between repair, replacement, or payment is the builder's. 4)Provides that if a homeowner elects to purchase a home subject to a home construction warranty, "the provisions of that warranty shall be deemed to be the exclusive election of recourse by that homeowner and the participating homebuilder for the claims covered by the warranty. The parties to the warranty contract are deemed to have waived any tort remedies, including negligence, strict liability, implied warranties, or any other common law remedy other than for breach of warranty contract. . . .The homeowner who is party to the warranty contract, should the warranty so provide, waives any noncontractual claims against any design, professional, or trade contractors covered by the warranty who performed professional services or works of improvement on the subject property. This section does not preclude or limit any right of action for bodily injury, wrongful death, or fraud and intentional misrepresentation." 5)Defines construction defect, for purposes of this act, as a defect in design, materials or workmanship that: results from an act or omission of the builder (or a contractor working for the builder); occurs during the original construction of the improvement, or in connection with the warranty repair work; renders the improvement or some part of it not reasonably fit for its intended purpose; and materially affects building site work, substructure, building shell, or building services. The builder shall be responsible for all physical damage proximately caused by construction defects covered by the warranty and for the actual reasonable cost of alternative shelter expenses during the period of repairs. 6)Provides that for a licensed contractor to participate in this homebuyer warranty protection program (and offer such warranties), the contractor must be certified by the Contractor's State License Board (CSLB). In order to be so certified, a builder must: a) hold and maintain a valid AB 600 Page 4 license as a general building contractor; b) provide proof of an insurance policy providing coverage for the obligations of the warranty; c) demonstrate proof of administrative capacity to administer and process complaints and claims (either in-house, or through contract with an insurance company or warranty administrator); d) develop and implement a quality assurance program meeting specified requirements; and e) provide a summary of any alternative dispute resolution process to be used under the warranty. 7)Provides that a contractor shall be deemed to be certified if the CSLB fails to act on a contractor's application within 30 days. The contractor is required to file an annual renewal of the certification, however, the board is required to renew the contractor's certification unless the board finds that the contractor fails to meet any of the above requirements. 8)Provides that any action taken by the CSLB to suspend or revoke the certification of a contractor to issue such warranties shall not affect the obligations of the contractor under any previously issued warranties. 9)Sets forth the following process to seek resolution of construction defect problems for home buyers under a home construction warranty: a) The homeowner registers a complaint. The homebuilder, warranty administrator, or licensed insurance company is obligated to acknowledge receipt of an initial nonemergency complaint within 15 days of receipt. b) The homebuilder and homeowner schedule a mutually agreeable time for inspection of the condition. c) Upon completion of the inspection, and no later than 30 days from receipt of the complaint (unless the parties mutually agree to an extension of time), the homebuilder is required to provide a written statement indicating his or her belief as to whether the condition giving rise to the complaint is covered by the warranty, and any corrective action the builder intends to take to resolve the problem. If the homebuilder determines that the condition is not covered under the warranty, the written statement shall describe the process for filing a claim under the warranty to resolve the dispute. AB 600 Page 5 d) If a California Home Construction Warranty provides for alternative dispute resolution to resolve disputes under the warranty, the method of dispute resolution shall be a "dispute resolution conference" (which is simply mediation by another name) with subsequent referral to judicial arbitration. Appointment of a neutral and impartial facilitator (for the dispute resolution conference) shall be accomplished within 60 days from the warranty administrator's receipt of a written request from a homeowner to resolve the claim. e) If the participants cannot reach an agreement during the dispute resolution conference, the matter is referred to judicial arbitration. Among the issues to be determined by the arbitrator is the reasonableness of offers made or rejected during the dispute resolution conference - requiring the disclosure of what are otherwise required by law to be confidential mediation proceedings. f) Either party unsatisfied with the decision of the arbitrator may request a trial de novo, on the facts or the law, after completion of the judicial arbitration. 10)Requires a homebuilder who receives written notice of a construction defect covered by the warranty which creates an imminent threat to the health or safety of the residents to take reasonable steps to correct the defect as soon as practicable. If the builder fails to correct the defect in a reasonable time, the homeowner may have the defect corrected and may recover from the builder the reasonable costs of repair, attorney's fees and costs, and any other damages recoverable under any law not inconsistent with the provisions of this Act. 11)Authorizes any participating homebuilder to offer a warranty, as a condition of the sale of a new residential home, which includes a provision to submit all complaints, claims, disputes, and controversies relating to construction defects, construction deficiencies, or any and all issues arising from the construction of the new residential homes, regardless of the nature of the claim, the injury or damage sustained or the type of remedy sought, to a dispute resolution conference with subsequent referral to judicial arbitration. AB 600 Page 6 12)Permits a home construction warranty to also include a provision to submit any and all disputes or controversies regarding scope of coverage under the warranty or breach of the warranty to a dispute resolution conference, with subsequent referral to judicial arbitration, as well as any and all disputes or controversies against a warranty administrator or insurance company. 13)Limits the recovery of a homeowner or homeowner's association that unreasonably rejects an offer made by the builder during the dispute resolution conference or arbitration process to the reasonable cost of repairs that are necessary to correct the construction defect and are covered under the warranty, and necessary attorney's fees and costs incurred before the offer was rejected. The arbitrator shall determine the reasonableness of the rejection of an offer of a settlement made during the dispute resolution conference or arbitration. 14)Provides that if a participating builder fails to make a reasonable offer during the mediation or arbitration process, or fails to complete, in a good and workmanlike manner, the repairs specified in an accepted offer, the limitations on damages and remedies provided for under this bill shall not apply. The arbitrator shall determine the reasonableness of an offer of settlement made during the dispute resolution conference or arbitration. 15)Provides that a home construction warranty transfers to a subsequent purchaser with a transfer of title. 16)Prohibits a participating homebuilder, warranty administrator, or a sales, marketing, or other representative of the homebuilder, from knowingly misrepresenting the terms and conditions of a home construction warranty. 17)Fails, despite the assertions relative to the need for greater multifamily housing (specifically condominiums and townhouses) and the effect of construction defect litigation on this type of housing, to limit the home construction warranties, and concomitant restrictions on seeking legal redress in the courts, to attached multifamily housing units. 18)Eliminates the provision of existing law which affirmatively allows parties to bring a court action for construction AB 600 Page 7 defects, even if there is a binding arbitration provision in the underlying contract. EXISTING LAW : 1)Provides, as part of the Davis-Stirling Common Interest Development Act, for the establishment and regulation of common interest developments and the homeowner associations which govern such developments. (Civil Code section 1350. All further references are to the Civil Code unless otherwise noted.) 2)Requires a homeowners' association, prior to commencing an action for damages against a builder of a common interest development based upon a construction or design defect, to give written notice to the builder against whom the claim is made, commencing a mandatory pre-litigation process (known as the "Calderon process"). (Section 1375.) 3)Provides that the pre-litigation process shall not exceed 90 days, unless the parties stipulate to an extension of that time period. During this process, the parties shall try to settle the dispute or attempt to agree to submit it to alternative dispute resolution. (Section 1375.) 4)Provides that a construction defect action may be brought against any person who develops real property or performs or furnishes the design, specifications, surveying, planning, supervision, testing, or observation of construction or construction of an improvement to real property. (Code of Civil Procedure sections 337.1 and 337.15.) 5)Provides that an action based on latent defects (defects not apparent from a reasonable inspection) in construction must be brought within 4 years of discovery of the defect (if the action is based on breach of contract or warranty), but in no event may such an action be brought more than 10 years after the date of substantial completion of the development or improvement. (Code of Civil Procedure sections 337 and 337.15. See e.g. FNB Mortgage Corp. v. Pacific General Group (1999) 76 Cal.App.4th 1116 and Liptak v. Diane Apartments, Inc. (1980) 109 Cal.App.3d 762.) 6)Finds that judicial arbitration is an efficient and equitable method for resolving small claims, and thus requires the court AB 600 Page 8 in a county with 10 or more superior court judges, in all civil actions in which the amount in controversy is less than $50,000, to submit the matter to judicial arbitration. In smaller courts, the court may provide by local rule, when it determines that it is in the best interests of justice, that all civil actions in which the amount in controversy is less than $50,000 shall be submitted to judicial arbitration. For civil actions in which the damages exceed $50,000, judicial arbitration may only be provided upon stipulation of the parties. However, any action otherwise subject to judicial arbitration shall be exempt if found by the court not to be amenable to arbitration on the ground that arbitration would not reduce the probable time and expense necessary to resolve the litigation. (Code of Civil Procedure sections 1141.10 and 1141.11, Rule of Court 1600.5.) 7)Specifies various costs that the party requesting the trial de novo shall be responsible for assuming if the judgment at trial is not more favorable than the arbitration award for the party requesting the trial. (Code of Civil Procedure section 1141.21.) 8)Creates a process whereby courts may order parties in a civil action to mediation, finding that in appropriate cases mediation provides parties with a simplified and economical procedure for obtaining prompt and equitable resolution of their disputes. Such civil action mediation is intended as an alternative to judicial arbitration, and neither shall be ordered in cases in which the other is ordered. (Code of Civil Procedure sections 1775 and 1775.4.) 9)Provides that determinations of a court to send a case to mediation shall be made after consideration of the expressed views of the parties on the amenability of the case to mediation. Amenability of a particular action for mediation shall be determined on a case-by-case basis, rather than categorically. (Rule of Court 1631.) 10)Provides that no evidence of anything said or any admission made for the purpose of, in the course of, or pursuant to, a mediation is admissible or subject to discovery, and disclosure of the evidence shall not be compelled in any arbitration, administrative adjudication, civil action, or other noncriminal proceeding. All communications, negotiations, or settlement discussions by and between AB 600 Page 9 participants in the course of a mediation shall be confidential. (Evidence Code section 1119.) 11)Provides that home buyers have the right to bring a judicial action for construction or design defect damages even when the purchase agreement contains a binding arbitration clause. (Code of Civil Procedure section 1298.7; Villa Milano Homeowners Ass'n v. Il Davorge (2000) 84 Cal.App.4th 819.) FISCAL EFFECT : The bill as currently in print is keyed fiscal. COMMENTS : In support of the need for this measure, the author submitted the following statement to the Committee: The state's existing system for settling construction disputes depends upon litigation, is time consuming and costly for consumers and often does not result in actually repairing the problem. California needs a system that will allow desperately needed 'smart growth' housing to be built again. . . .Not only is the current lawsuit-dependent system inefficient and costly for homeowners, but abuses of this system have also led to a collapse in the construction of affordable, land-efficient townhomes and condominiums. The existing system, dependent upon litigation to resolve construction disputes, adds to homeowner costs and delays. . . .All homeowners foot the bill - through higher costs - for the lawsuit-first system. According to a study conducted by the University of Southern California, construction defect lawsuits against homebuilders can increase the cost of the average home by as much as $68,000. . . .Abuses of the existing construction dispute system have . . . made attached condominium and townhouse projects magnets for class-action lawsuits. Because builders can no longer afford to insure these projects, the construction of attached housing units has dropped 84% statewide in the past five years. . . . Assembly Bill 600 would give homeowners a choice. . . .Passage of AB 600 would make it possible for homebuyers to choose a state-sanctioned ten-year home warranty rather than the current system that depends largely on costly and time consuming litigation. Consumers retain their ability to sue, but would also have alternatives other than litigation for getting their problems fixed. AB 600 Page 10 Background . The issue of construction defects, and the proper remedy for such defects, goes at least as far back in history as ancient Mesopotamia. In the code of laws governing ancient Mesopotamia, known as Hammurabi's Code (famous for its "an eye for an eye, a tooth for a tooth"), the issue was dealt with rather severely: "If a builder build a house for some one, and does not construct it properly, and the house which he built fall in and kill its owner, then that builder shall be put to death. If it ruin goods, he shall make compensation for all that has been ruined, and inasmuch as he did not construct properly this house which he built and it fell, he shall re-erect the house from his own means." (Code of Laws, Numbers 229 and 232.) More recently, however, the California Legislature enacted a less dramatic response, known as the Calderon process (pursuant to SB 1029 (Calderon), Chapter 864 of the Statutes of 1995), to require parties to disputes concerning construction or design defects to engage in a pre-filing process in an attempt to resolve the dispute without the need for proceeding to court. Recognizing that there are flaws with the Calderon process, there have been subsequent efforts to fix the process (AB 594 of 1997 and AB 1950 of 1998, both by then-Assemblyman Torlakson), but for a variety of political and policy-based reasons, these efforts have not met with great success. In 1999 and 2000, Assemblymember Dutra introduced legislation virtually identical to the pending AB 600 to address construction defect disputes through the use of home warranties. AB 1221 of 1999, died in the Assembly Judiciary Committee, and AB 2112 of 2000 was stripped down to intent language, and subsequently died in conference without a conference report. "Voluntary" Nature of the Bill's Warranty . The author notes that this bill "give[s] homeowners a choice." However, the choice of whether to offer a home for sale with a warranty or not is the builder's, not the homeowner's. The homeowner's only choice is to "vote with his feet," by not purchasing a home that requires a home warranty. To the extent the use of such warranties becomes widespread, the choice of homes not subject to home warranties may be negligible. The bill in fact appears to give the builder not just a choice of whether to require a home warranty, but also a choice as to what types of defects will be covered by the warranty. AB 600 Page 11 Existing "Lawsuit-Dependent" System . The author comments that the existing system for resolution of construction defect disputes is dependent upon lawsuits and recourse to the courts. The Calderon process described above, however, requires parties, before any lawsuit is allowed to be filed (with regard to construction or design defects in common interest developments of 20 or more units), to engage in a pre-filing process during which the parties are expected to try to settle the dispute without the need for court intervention. This pre-litigation process is unique to construction defect law, and seeks to encourage expeditious resolution of construction defect claims and to avoid the "lawsuit dependent system." This process was enacted into law in 1995. It is well understood that there are problems with the Calderon process, but the identified problems appear to be solvable. It is this precise issue that the Chair of this Committee is tackling with his AB 267, scheduled to be heard in Committee on the same day as the pending measure. AB 267 (Steinberg) is the combined work product of the California Building Industry Association, the Home Ownership Advancement Foundation (a consortium of major builders in the State of California) and the Consumer Attorneys of California. Rather than attempt to fix deficiencies in the Calderon process, however, this bill seeks to creates an intricate parallel process for resolving construction defect disputes. What this measure does is allow a builder to require a homeowner to purchase a home warranty and be restricted to the complaint resolution procedures under the warranty, or to allow the Calderon process to control the resolution of construction defect disputes. The Committee may believe that developing two alternative approaches is unnecessary, and that a better course of action would be to seek to improve the identified problems with the Calderon process. Broad Application to All Residential Housing . The primary asserted rationale for the creation of home construction warranties and the concomitant restriction on the ability of homeowners to bring a construction defect action in court is that, despite the great need for condominiums and townhouses, the construction of this type of housing has declined, and the cause of the decline is construction defect litigation. The bill is premised on the need for quality affordable housing, and asserts that this means multifamily housing, specifically condominiums and townhouses. However, the bill has a much AB 600 Page 12 greater reach, applying to all residential homes, multifamily and single family, attached and detached units. Unfortunately, the author's office has not provided the Committee with any evidence suggesting that decreases in the single family housing market that may exist are caused by construction defect litigation and thus that such a dramatic reduction in the rights of home owners to seek redress in court is warranted. Effect of the Warranty Process on the Timeliness of the Resolution of Construction Defect Disputes . One of the stated primary goals of this legislation is to provide the homeowner with an expedited method to resolve construction defect disputes. However, it is uncertain whether the warranty process created by this bill will in fact have the desired effect. One of the primary criticisms of the current Calderon process (intended to provide for a quicker resolution of construction defect disputes) is that the process takes too long. Unfortunately, the home construction warranty program created pursuant to this legislation may suffer from the same deficiencies as the Calderon process. The bill allows the parties to "mutually agree" to an extension of time for the builder to respond whether a complaint of a defect alleged by a homeowner is covered under the home warranty. There is no maximum time period contained in the bill for the required mediation of the dispute. The bill only provides that the facilitator shall be appointed within 60 days from the warranty administrator's receipt of a written request for dispute resolution. Continuances are similarly allowed in cases referred to judicial arbitration. And since both parties, the builder and the homeowner, are entitled to request a trial de novo after the arbitration award is handed down, the builder has the ability to prolong the process in order to seek a resolution more favorable to him or her. Another concern with the Calderon process was its failure to include all necessary stakeholders - including subcontractors, materials suppliers, design professionals and insurers - early in the process. This measure would seem to suffer from the same deficiency. Without participation of these players, a homeowner's attempts to fix a defect may arguably be stymied because the party the builder deems responsible for the flaw is not present during the process. AB 600 Page 13 California Research Bureau Finds No Clear Link Between Litigation, Increased Insurance Costs, and Supply of Affordable Housing . At the request of the Assembly Housing & Community Development and Judiciary Committees, and in preparation for the December 1999 interim hearing on this author's AB 1221 of 1999, the California Research Bureau did a preliminary study on the issue of construction defect litigation and its effect on access to affordable multifamily housing. (See California Research Bureau, Construction Defect Litigation and the Condominium Market , November 1999. Hereafter CRB Report.) The CRB Report suggests a lack of evidence demonstrating the causal link between construction defect litigation and a decrease in access to affordable multifamily housing. The CRB Report notes that although there is "little dispute that the [condominium] market has declined . . . [t]he exact extent and causes of the decline are hard to measure ." (Emphasis added.) The CRB Report notes that "real estate professionals state that construction of condominiums largely tracks the overall real estate market." A study of the market over time shows "a pronounced boom during the 1980s, fueled in part by favorable tax treatment that was enacted in 1981. The boom ended in part because of a reversal of the favorable tax laws and overbuilding in many markets. The strong real estate market led to an increase in the price of homes." The CRB further notes that "[w]hile it is clear that the condominium market has stagnated, it is not clear what is the cause." The CRB offers the following among the possible causes: construction defect litigation; the overall conditions in the real estate market brought about by overbuilding in the 1980s followed by a severe and prolonged recession in California; opposition to new projects by existing neighborhood residents; reluctance on the part of lenders, and their regulators, to finance condominiums because of earlier loan losses; increased affordability of singe-family homes in the 1990s due to falling prices; and preference of home buyers for single-family detached homes. In fact, the CRB Report notes that "as the market is resurging and homes become less affordable, demand for condos is starting to improve. . . . The beginnings of a resurgence in the condo market would tend to bolster the arguments that construction defect litigation has not seriously harmed the market ." (Emphasis added.) Binding Arbitration for Resolution of Construction Defect Claims . Current law imposes specific notice requirements on AB 600 Page 14 contracts to convey real property which contain provisions requiring the settlement of disputes through binding arbitration. (See Code of Civil Procedure section 1298.) However, the code also provides that, notwithstanding any binding arbitration provision in such a contract, an individual has a right to go to a judicial forum for actions for bodily injury or wrongful death, or for construction defect claims. (Code of Civil Procedure section 1298.7.) In November of 2000, the court confirmed the meaning of this provision: "Code of Civil Procedure section 1298.7 provides home buyers the right to bring a judicial action for construction or design defect damages even when the purchase agreement contains a binding arbitration clause. " ( Villa Milano Homeowners Ass'n v. Il Davorge 84 Cal. App.4th 819, 822.) The court went on to lament that homeowners were being forced to resolve such disputes by binding arbitration: "It's a sad commentary of the American justice system that we are farming everything out of the courts through A.D.R., through arbitration clauses and . . . if this is a matter of freedom of choice rather than scarce resources then fine. But this certainly is a contract of adhesion. When somebody buys a house, they certainly don't expect that buried . . . is an innocuous little provision: 'If you have a problem with the developer, by the way, you don't get your right to a trial. You have to go to arbitration.'" (84 Cal.App.4th at 824, n.3, quoting the trial court decision.) This bill however deletes from existing law the provision prohibiting a homebuyer from being compelled to resolve construction defect disputes through binding arbitration. REGISTERED SUPPORT / OPPOSITION : Support Job-Center Housing Coalition (sponsor) Advocacy Coalition for Long Beach Alliance of American Insurers American Association of Business Persons with Disabilities American GI Forum of the Unites States Ameristar Financial Services, Inc. Apartment Association, California Southern Cities Bay Area Urban League, Inc. AB 600 Page 15 BRIDGE Housing Corporation Bronce & Associates Building Industry Association of Tulare/Kings Counties, Inc. Building Industry Association, Greater Los Angeles/Ventura Chapter Building Industry Association, Orange County Chapter California Business Properties Association California Chamber of Commerce California Landscape Contractors Association California Manufacturers & Technology Association Century Vintage Homes Cervantes Trucking Citizens Against Lawsuit Abuse of Los Angeles Civil Justice Association of California Community Home Builders and Associates Consumer Coalition of California Council for the Spanish Speaking Countrywide Home Loans Del Webb's Sun City Palm Desert Diverse Strategies for Organizing East Los Angeles Community Union Filipino-American Service Group, Inc. Greater Los Angeles African American Chamber of Commerce Greenbriar Home Communities, Inc. Hispanic Chamber of Commerce of Sonoma County Home Builders Association of the Central Coast Home Builders Association of Northern California JWD & Associates Latin Business LEADERS Association Latino Chamber of Commerce of Santa Cruz County Mexican American Opportunity Foundation Midland Pacific Building Corporation NAACP Stockton Branch Economic Development Committee Orange County Citizens Against Lawsuit Abuse Orange County Business Council Pajaro Valley Association of Mexican American Educators ProTec Building Services, Inc. Professional Insurance Agents Group Roofing Contractors Association of California Saint Vincent De Paul San Benito County Hispanic Chamber of Commerce San Diego Regional Chamber of Commerce San Francisco Chamber of Commerce San Jose Silicon Valley Chamber of Commerce Silicon Valley Citizens Against Lawsuit Abuse AB 600 Page 16 Silicon Valley Manufacturing Group Small Business Survival Committee Standard Pacific Homes The Corky McMillin Companies Tonique's Total Works Valley Industry and Commerce Association Ventura Affordable Homes, Inc. Zerimar Corporation One Individual Opposition American Association of Retired Persons Aqua Restoration Avalon at Eagle's Crossing Homeowners Association Barr & Clark Environmental California League of Conservation Voters California Nurses Association Center for Community Action and Environmental Justice Chicano Consortium Chicano-Latino Caucus of the Democratic Party City of Santa Monica Coalition for Clean Air Community Alliance for Stability and Health Economics Community Associations Institute Congress of California Seniors Consumer Attorneys of California Consumer Federation of California El Concilio del Condado de Ventura Evergreen Democratic Club at the Villages Executive Council of Homeowners Fair Housing Council of San Gabriel Valley Foundation for Taxpayer and Consumer Rights Gray Panthers L.A. West Network Gray Panthers of El Cerrito Gray Panthers of Sacramento Gray Panthers of West Contra Cost County Home Safe Campaign Homeowners Against Deficient Dwellings, Inc. Homeowners for Better Building Imfeld and Imfeld Property Management League of United Latin American Citizens Los Angeles Coalition to End Hunger and Homelessness Los Angeles County Department of Health Services, Toxics Epidemiology Program AB 600 Page 17 National Latino Real Estate Association National Lawyers Guild, San Francisco Bay Area Chapter Neighbor to Neighbor Ohlone Student Health Center Older Women's League of California Pacoima Beautiful People's Community Organization for Reform and Empowerment Philippine Action Group for the Environment Physicians for Social Responsibility Prominence Homeowners of Hayward, CA Sacramento Housing Alliance Sober Living Network South Central Los Angeles Ministry Project Southern California Health and Housing Council Strategic Actions for a Just Economy The League of California Homeowners Venice Community Housing Corporation Westside Fair Housing Council 7 Individuals Analysis Prepared by : Donna S. Hershkowitz / JUD. / (916) 319-2334