BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2574
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          Date of Hearing: April 23, 2002  

                           ASSEMBLY COMMITTEE ON JUDICIARY
                               Ellen M. Corbett, Chair
                    AB 2574 (Harman) - As Amended: April 17, 2002  
                                           
           SUBJECT  :   CONSUMER ARBITRATION COMPANIES: CONFLICTS OF INTEREST

           KEY ISSUES  :  SHOULD PRIVATE JUDGING COMPANIES BE TREATED  
          CONSISTENTLY WITH JUDGES, ARBITRATORS AND OTHER PERSONS  
          PERFORMING PUBLIC FUNCTIONS IN KEEPING AN ARM'S-LENGTH DISTANCE  
          FROM PARTIES TO CONSUMER ARBITRATIONS? 

                                      SYNOPSIS
          
          Consistently with the other bills the Committee is hearing  
          regarding consumer arbitration, this bill would address  
          egregious conflict of interest problems in consumer arbitrations  
          by prohibiting private judging companies from administering the  
          consumer arbitrations of parties with whom they have significant  
          financial investments and other financial relationships. 

           SUMMARY  :   Prohibits financial conflicts of interest between  
          private judging companies and the parties they serve in consumer  
          arbitrations.  Specifically,  this bill  prohibits private judging  
          companies and their owners and managers from maintaining  
          significant investments and other financial relationships in the  
          parties whose consumer arbitration cases they administer.

           EXISTING LAW  : 

          1)Generally enforces a pre-dispute agreement to submit a future  
            legal controversy to binding arbitration.  (Code of Civil  
            Procedure 1281.  All further statutory references are to this  
            code unless otherwise noted.)

          2)Permits the parties to select a method for the appointment of  
            an arbitrator, or to petition the court for the appointment of  
            an arbitrator if they cannot agree.  (Section 1281.6.)

          3)Allows private arbitrators to issue binding decisions that are  
            legally enforceable but essentially unreviewable by a court;  
            there is no appeal from an arbitrator's decision to a public  
            court, even if the arbitration agreement expressly provides  
            for judicial review.  (Crowell v. Downey Community Hospital  








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            Foundation, 95 Cal. App. 4th 730 (2002).)

          4)Allows arbitrators to conduct arbitrations without allowing  
            for discovery, complying with the rules of evidence, or  
            explaining their decisions in written opinions.  (Sections  
            1283.1; 1282.2; 1283.4) 

          5)Permits arbitrations to be conducted in private with no public  
            scrutiny.  (Ting v. AT&T, 192 F. Supp. 2d 902 (N.D. Cal.  
            2002).)

          6)Permits arbitrators to disregard the law and/or the evidence  
            in rendering their decisions.  Awards may be enforced by the  
            court, even if they are legally and factually erroneous.   
            (Moncharsh v. Heily & Blas? et al, 3 Cal.4th 1 (1992).) 

          7)Allows arbitrators substantial if not absolute immunity from  
            civil liability for acts relating to their decisions, even in  
            the case of bias, fraud, corruption or other violation of law.  
             (Baar v. Tigerman, 140 Cal. App. 3d 979 (1983).)

          8)The only relief that a court may grant to an arbitral party,  
            no matter what misconduct has taken place in the arbitration,  
            is to vacate the award and return the parties to further  
            arbitration, perhaps with the same arbitrator or arbitration  
            company.  The grounds on which an arbitrator's decision may be  
            vacated are narrow and the standards are high.  (Section  
            1282.6.)

           FISCAL EFFECT  :   As currently in print, this bill is keyed  
          non-fiscal

           COMMENTS  :  The author states that this is another important  
          piece of the Committee's package of bills, prompted by testimony  
          at the Committee's February 2002 information hearing.  As with  
          the other bills focused on private judging companies, this bill  
          is designed to deter actual or perceived misconduct by private  
          judging companies, and promote independence and neutrality in  
          consumer arbitrations.  As the author notes, private judging  
          companies perform a historically public function when they  
          administer legally binding arbitrations.  Those firms that  
          choose to handle mandatory consumer arbitrations have a  
          particular obligation to be worthy of public confidence.  

          In support of the bill the author observes that President Bush  








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          has called on corporate leaders to follow the highest ethical  
          standards.  "Business people must answer not just to the demands  
          of the market or self-interest, but to the demands of  
          conscience," the President said.  This bill, the author states,  
          will help to advance business ethics by making sure that no  
          private judging company handles a consumer arbitration or  
          provides any other service to a consumer arbitration party with  
          whom it has or had a significant financial interest in or  
          financial relationship with, other than the provision of dispute  
          resolution services.

          This bill establishes the fundamental ethical precept that these  
          firms should not administer consumer arbitrations involving  
          parties with whom they or their responsible managers have  
          financial interests or relationships.  This principle already  
          exists in California law for arbitrators under the Judicial  
          Council's arbitrator ethics standards.  It also exists in  
          California law for comparable functions requiring independence,  
          such as judges, members of the Public Utilities Commission,  
          other state officials and employees, engineers and land  
          surveyors who consult on governmental decisions, contractors who  
          conduct inspections, health care licensees who make referrals to  
          health care facilities, psychiatrists who evaluate psychiatric  
          patients, and others.  Remarkably, however, despite their power,  
          prominence and need for independence, private judging companies  
          are not yet constrained against cozy relationships with the  
          parties before them.

          Arbitrators under the Judicial Council's ethical rules will be  
          required to disclose, if they know, the financial interests  
          between parties and provider firms in consumer arbitrations.   
          This bill will ease the burden on arbitrators by preventing the  
          establishment of such relationships.  

          In support of the bill, Consumer's Union states that AB 2574  
          "addresses another important conflict of interest issue,  
          financial entanglements between private judging companies and  
          the companies whose disputes they administer.  This was the  
          subject of extensive scrutiny by the San Francisco Chronicle in  
          its three part series, Private Justice, October 7-9, 2001.  As  
          long as the law permits consumers to be relegated to a private  
          system of justice, these restrictions are needed to remove  
          financial conflicts of interest likely to tilt that system  
          against consumers."  Likewise, the Congress of California  
          Seniors states that AB 2574 is "important to insure that there  








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          is no conflict of interest in the arbitration system and  
          consumers are getting a fair shake."  The Consumer Attorneys of  
          California also "applaud[s] [this] effort to address the  
          improprieties within arbitration firms."

          As with the other bills in the Committee's consumer arbitration  
          package, this bill does not prevent private judging companies  
          from investments or other business relationships, nor does it  
          prohibit private judging companies from administering consumer  
          arbitrations.  Rather, this bill simply requires that private  
          judging companies keep an arm's-length distance from the parties  
          who bring consumer arbitration matters to the firm.

          Some may contend that the financial interests and relationships  
          addressed in this bill may be harmless and no cause for public  
          concern.  However, there is no bright line distinguishing  
          financial interests and relationships that may compromise one's  
          integrity and independence. Because the price at which an  
          unscrupulous firm may "sell out" cannot be predicted, there is  
          no level, the author notes, that is necessarily safe.  

          It might also be argued that disclosure and the potential for  
          disqualification, rather than prohibition, might be adequate to  
          protect consumers.  However, this bill is drawn from and  
          consistent with existing rules for other professionals that  
          flatly prohibit financial interests and relationships, and there  
          is good basis for permitting private judging firms to operate  
          under looser standards.  Indeed, the importance of the private  
          judging companies' function, and the need for public confidence  
          in their independence, argue for the highest levels of  
          protection.  It should also be remembered that consumers  
          frequently are unable to retain a lawyer and would be at a  
          disadvantage if required to discern when and how to exercise  
          potential disqualification rights.  Moreover, there is no  
          existing model for disclosure and disqualification of private  
          judging companies, and it may be difficult and cumbersome to  
          develop a sufficiently protective process. 

           Author's Clarifying Amendment  .  In order to make clear that  
          private judging companies are not prohibited from engaging in  
          consumer arbitration services, and to re-cast the language and  
          structure of the bill in more simply declarative terms, and to  
          make it consistent with the terms used in Assembly Member  
          Steinberg's AB 3029, the author prudently proposes to amend the  
          bill to read as follows:








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             a)   No private judging company may administer  an  a consumer  
               arbitration  involving a consumer dispute  , or provide any  
               other services related to  that type of arbitration  a  
               consumer arbitration, if it or any manager or owner of the  
               company or any immediate family member of that manager or  
               owner has, or within the preceding year has had, a  
               financial interest, as defined in Section 170.5, in any  
               party.  or is or has been employed or engaged as a  
               consultant or independent contractor by any party  .

             b)   No private judging company shall administer a consumer  
               arbitration, or provide any other services related to a  
               consumer arbitration, if it or any manager or owner or a  
               member of any manager or owner's immediate family is or  
               within the preceding year has been employed or engaged as a  
               consultant or an independent contractor by any party.  For  
               the purpose of this subdivision, the provision of consumer  
               arbitration services shall not be considered employment or  
               engagement as a consultant or independent contractor.

             c)   No private judging company may administer  an  a consumer  
               arbitration  involving a consumer dispute  , or provide any  
               other services related to  that type of arbitration  a  
               consumer arbitration, if any party has, or within the  
               preceding year has had, any type of financial interest in,  
               or financial relationship in or with, the private judging  
               company, including an ownership interest, debt, loan or  
               lease in or with the private judging company.

           Prior Related Legislation  .  SB 475 (Escutia), Ch. 362, Stats.  
          2001, established ethical obligations for private arbitrators.

           Pending Related Legislation  . AB 2504 (Jackson) regarding  
          judicial recruitment and employment by private judging  
          companies; AB 2656 (Corbett) regarding data collection; AB 3029  
          (Steinberg) regarding designated private judging companies,  
          consulting and solicitation; AB 3030 (Corbett) regarding  
          immunity of private judging companies. 
          
           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Employment Lawyers Association








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          Congress of California Seniors
          Consumer Attorneys of California
          Consumer's Union
          Older Women's League of California

           Opposition 
           
          None on file.

           
          Analysis Prepared by  :  Kevin G. Baker / JUD. / (916) 319-2334