BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 771
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          SENATE THIRD READING
          SB 771 (Figueroa)
          As Amended September 10, 2001
          Majority vote

           SENATE VOTE  :Vote not relevant 
           
           BUSINESS AND PROFESSIONS   7-4  APPROPRIATIONS      16-4        
           
           ----------------------------------------------------------------- 
          |Ayes:|Correa, John Campbell,    |Ayes:|Midgen, Bates, Alquist,   |
          |     |Cedillo, Chavez, Corbett, |     |Aroner, Washington,       |
          |     |Koretz, Wesson            |     |Corbett, Correa, Daucher, |
          |     |                          |     |Goldberg, Papan, Pavley,  |
          |     |                          |     |Simitian, Thomson,        |
          |     |                          |     |Wesson, Wiggins, Zettel   |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Bogh, Kelley, Matthews,   |Nays:|Ashburn, Robert Pacheco,  |
          |     |Nation                    |     |Runner, Wright            |
           ----------------------------------------------------------------- 

           SUMMARY  :  Establishes a "do not call" list for residential and  
          wireless telephone subscribers who do not want to receive  
          telephone solicitations, and prohibits telephone solicitors from  
          calling subscribers who are currently on the "do not call" list.  
           Specifically,  this bill  :   

          1)Requires the California Attorney General (AG), by January  
            1, 2003, to maintain and update quarterly a "do not call"  
            list containing all of the telephone numbers and ZIP  
            codes (but not the names and addresses) of residential  
            and wireless telephone subscribers who do not want to  
            receive unsolicited telephone calls.

          2)Provides that a subscriber's placement on the "do not  
            call" list shall expire (and can be renewed) after three  
            years, and provides that the AG shall charge a subscriber  
            a fee of up to $1 per three-year period.

          3)Defines "telephone solicitor" to mean any person or  
            entity who on his or her own behalf or through  
            salespersons, agents, or announcing devices, makes  
            specified types of solicitations, including sales of  
            goods or services, extensions of credit, and promotions  








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            of investments.  (This definition does not include or  
            apply to charitable or political calls.)

          4)Provides that solicitors shall obtain copies of the "do  
            not call" list by paying a fee to the AG in an amount not  
            to exceed the costs for preparation, maintenance,  
            production, and distribution of the list.  Requires the  
            AG to establish a sliding fee schedule, charging a  
            solicitor with fewer than five full-time employees no  
            fee, and charging the maximum fee to a solicitor with  
            more than 1,000 employees.

          5)Requires the AG to utilize the best available,  
            cost-effective technology to ensure that subscribers can  
            easily place their names on the "do not call" list  
            (including using the Internet or a toll-free telephone  
            number), and to ensure that solicitors can easily obtain  
            and manipulate the list.  Permits the AG to contract with  
            a private vendor to establish, maintain and administer  
            the list, and requires any such contract to include  
            appropriate provisions to protect the confidentiality of  
            subscriber information.  Provides that the AG may  
            promulgate regulations to implement these provisions.

          6)Prohibits, with specified exceptions, solicitors from  
            calling any telephone number on the "do not call" list to  
            do any of the following:

             a)   Seek to offer a prize or to rent, sell, exchange,  
               promote, gift, or lease goods or services or documents  
               that can be used to obtain goods or services;

             a)   Offer or solicit or seek to offer or solicit any  
               extension of credit for personal, family, or household  
               purposes;

             a)   Seek marketing information that will or may be used  
               for the direct solicitation of a sale of goods or  
               services to the subscriber;

             a)   Seek to sell or promote any investment, insurance,  
               or financial service; and,

             b)   Seek to make any solicitation as described in  
               current law governing the activities of "telephonic  








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               sellers."

          1)Exempts from the prohibition on calling telephone numbers  
            on the "do not call" list those calls that are made:

             a)   In response to a subscriber's express request or  
               advertisement.  However, a response shall be presumed  
                not  to be made at a subscriber's express request if  
               the response is:

               i)     30 business days after the last date on which  
                 the subscriber contacted a business with an inquiry,  
                 or after the subscriber consented or requested to be  
                 contacted; and,

               ii)    After a request by the subscriber that no  
                 further calls be made to him or her.

             a)   In connection with the collection of a lawful debt  
               or the offer by a creditor of an extension of credit  
               to pay a delinquent obligation owed by the subscriber  
               to that creditor;

             a)   By a business that a subscriber has specifically  
               excluded from the coverage of the "do not call" list;

             a)   By an individual businessperson or a small business  
               if the businessperson or small business employs no  
               more than five employees or independent contractors,  
               and the businessperson or principal of the small  
               business makes the telephone calls himself or herself,  
               and the calls are made to subscribers within a 50-mile  
               radius of the location of the businessperson or small  
               business;

             b)   For the sole purpose of verifying that a  
               subscriber, and not an unauthorized third party, has  
               terminated an established business relationship;

             a)   By a tax exempt charitable organization; and,

             a)   By a business that, under specified conditions, has  
               an "established business relationship" with the  
               subscriber. 









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          1)Specifies that an "established business relationship" means a  
            relationship by a voluntary, two way communication between a  
            solicitor and a subscriber, with or without an exchange of  
            consideration, on the basis of an application, purchase,  
            rental or lease, if the relationship has not been terminated  
            by the subscriber or the solicitor.  Also provides that an  
            "established business relationship" includes a relationship  
            with a nonprofit entity formed through previous donations and  
            other specified activities.  Also provides that if a  
            subscriber uses a licensed agent or broker to purchase or  
            obtain a product or service, an "established business  
            relationship" is created with the licensed agent or broker as  
            well as potentially with the business the agent or broker  
            represents.  Also provides that an "established business  
            relationship" does  not  exist between a subscriber and any  
            separate legal entity associated with a solicitor  unless  the  
            separate legal entity shares the same brand name as the  
            solicitor, and other specified conditions are met.  And  
            further provides that if a separate legal entity with the same  
            brand name as a solicitor calls a subscriber and the  
            subscriber requests to be placed on a "do not call" list, that  
            instruction shall apply to  all  entities with the same brand  
            name.

          2)Prohibits entities that rent, lease, or sell telephone  
            solicitation lists from including telephone numbers that  
            appear on the current AG "do not call" list.

          3)Prohibits entities that obtain a "do not call" list from  
            using the list for any purpose other than to comply with  
            the provisions of this bill.  Specified prohibited  
            purposes include a solicitor, directly or indirectly,  
            persuading a subscriber, with whom the solicitor has an  
            "established business relationship," to place the  
            subscriber's telephone number on the "do not call" list  
            if the solicitation has the effect of preventing  
            competitors from contacting that solicitor's customers.

          4)Allows any business to make telephone solicitations  
            notwithstanding a subscriber's placement on the "do not  
            call" list, as long as the solicitor first contacts the  
            subscriber by mail to obtain written permission allowing  
            the solicitor to make future calls.  Also specifies that  
            in any dispute regarding the written permission by a  
            subscriber, the burden of proof shall be on the solicitor  








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            to produce the original or facsimile document signed by  
            the subscriber.

          5)Provides that the AG, a district attorney, or a city attorney  
            may bring a civil action against a solicitor to enforce the  
            provisions of this bill and obtain specified remedies,  
            including a fine of $500 for the first violation and a fine of  
            $1,000 for subsequent violations.

          6)Provides that any person who has received a solicitation in  
            violation of the provisions of this bill may bring a civil  
            action in small claims court for an injunction.  If the  
            injunction is violated, the person may obtain up to $1,000 in  
            small claims court.

          7)Provides that a solicitor has an affirmative defense  
            regarding any alleged violation of the provisions of this  
            bill and must show that such violation was accidental and  
            in violation of the solicitor's policies, procedures,  
            instruction, and training.

          8)Provides that information submitted by subscribers for  
            the purposes of having their telephone numbers placed on  
            the "do not call" list shall not be disclosed pursuant to  
            the Public Records Act.
           
           EXISTING LAW  :

          1)Provides for the regulation of advertising practices,  
            including false or misleading advertisements.

          2)Provides for the regulation and registration of  
            "telephonic sellers" who make specified types of phone  
            solicitations, and provides exemptions to this  
            telemarketing law for certain types of businesses and  
            solicitations.

          3)Requires solicitors to have standard procedures in place  
            for "do not call" requests from subscribers who have  
            indicated that they do not want to receive any additional  
            telephone solicitations (federal Telephone Consumer  
            Protection Act (TCPA) of 1991).

          4)Prohibits the use of automatic telephone dialing systems  
            to initiate certain types of calls, including calls to  








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            emergency numbers or residences, without the prior  
            written consent of the party being called.

           FISCAL EFFECT  : 

          1)General Fund loan of about $2.2 million for startup costs, to  
            be repaid over five years from fees charged to telephone  
            solicitors in order to obtain the "do not call" lists.

          2)Ongoing costs should be significantly less than the startup  
            costs.  The experience in other states is that a large portion  
            of those electing to be on the list do so at the outset.

          3)Unknown revenues from the $1 fee charged to subscribers for  
            getting on the list.  To the extent the state's collection  
            costs exceed $1, the difference will be paid by solicitors as  
            part of their cost to purchase the lists.

          COMMENTS  :   

          1)Purpose of the bill.  According to the author, this bill  
            is intended to significantly reduce unwanted telephone  
            solicitations.  This bill allows subscribers to request  
            to have their phone numbers placed on a "do not call"  
            list.  According to the author, this bill is modeled on  
            other "do not call" programs in a number of other states,  
            including: Alabama, Alaska, Arizona, Arkansas, Colorado,  
            Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky,  
            Louisiana, Missouri, Nebraska, New York, North Carolina,  
            Oregon, Tennessee, Texas, and Virginia.

          2)Support.  Supporters argue that this bill will provide  
            subscribers with the ability to maintain privacy in their  
            homes.  The California Constitution guarantees a right of  
            privacy for every Californian and, at a minimum,  
            subscribers should be able to control access to their  
            home.

          Supporters point out that people with dementia and other  
            incapacities are repeatedly solicited and lured into  
            making purchases they cannot afford.  Additionally,  
            people that are handicapped or ill (e.g., people with  
            arthritis or people being treated for cancer) must  
            repeatedly answer their phones only to be subjected to an  
            unwanted telephone solicitation.  The author quotes  








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            letters describing the high number of calls some  
            individuals are experiencing.  For example, a subscriber  
            being treated for cancer says she receives three or more  
            unsolicited calls per night.  Another elderly subscriber  
            has phone records indicating that he has received about  
            360 unsolicited calls in a five-month period.

          The author states that the expansion of telemarketing is a  
            result of increased sophistication in communication  
            technology and the increased amount of highly specific  
            profiled information that is available and easily  
            accessible.  This has resulted in an escalating number of  
            consumer complaints regarding this type of marketing  
            practice.

          Federal law gives subscribers, during a telephone  
            solicitation, the option to request that they be put on  
            the solicitor's "do not call" list, which every  
            telemarketing company is required to maintain.  However,  
            this option only takes place after the privacy of the  
            home or cell phone has been invaded, and the law works  
            only on an ad hoc, company-by-company basis.  The author  
            also believes that federal law is generally being  
            ignored.  An article in the industry's trade magazine,  
            "Teleprofessional," describes a three-month investigation  
            regarding the level of compliance with existing federal  
            law that requires telemarketing companies, upon request,  
            to provide a subscriber with a copy of their company's  
            "do not call" policies.  The investigation revealed that  
            only 35 percent of the investigated companies were in  
            compliance with federal requirements.  Additionally,  
            despite protestations to the contrary, some of the  
            entities that were found to be out of compliance with  
            federal requirements include prominent members of the  
            American Telemarketing Association and the Direct  
            Marketing Association (DMA).

          Finally, the author cites the public popularity of doing  
            something to address what the author refers to as another  
            form of "home invasion."  The AG was quoted last year as  
            saying that the problem of unwanted telephone  
            solicitations was the number one privacy concern of  
            Californians.  A recent San Diego Union Tribune article  
            quotes a Pac Bell poll indicating that telemarketing  
            calls are more unpopular than traffic jams and paying  








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            taxes.  And in the February edition of the "AARP  
            Bulletin," a Florida official states that "do not call"  
            lists are one of the most popular consumer protection  
            programs.

          3)Numerous amendments to this bill have removed much of the  
            original opposition.  Nevertheless, some opposition  
            remains.

          One opposition argument is that this bill is  
            anti-competitive because it would provide an advantage  
            for one telecommunication company compared to some  
            others.  Specifically, it is argued that Pac Bell is  
            advantaged because, compared to MCI for example, Pac Bell  
            has a larger number of "established business  
            relationships" that result in exemptions from any "do not  
            call" list.  However, it must be noted that this  
            contention is based on having greater access to  
            individuals who have made the effort and paid a fee to  
            place themselves on a "do not call" list.  It is safe to  
            assume that these individuals really, really do not want  
            to be called, with a good potential that calls to these  
            individuals will backfire on solicitors.  Consequently,  
            it is unclear that a theoretical advantage resulting from  
            greater access to individuals on a "do not call" list  
            will, in fact, translate into a noteworthy advantage in  
            the real world.

          Another argument against this bill is that it fails to  
            contain a "win back" provision that would provide  
            businesses with a grace period to call customers that  
            have terminated their relationship with the business so  
            the business can attempt to "win back" the customer.

          Opponents further argue that the provisions in this bill  
            are unnecessary because currently subscribers are able to  
            restrict unwanted telemarketing calls by utilizing one of  
            two existing methods.  One method is that subscribers can  
            have their phone numbers placed on the Direct Marketing  
            Association's nationwide Telephone Preference List ("do  
            not call" list) which is honored by DMA members as well  
            as other businesses that subscribe to receive that list.   
            Additionally, DMA does not charge the consumer to be  
            placed on the list, and the list is updated on a  
            quarterly basis.  The second method, pursuant to federal  








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            law, requires a telemarketing company to maintain a "do  
            not call" list, and at the request of a subscriber, the  
            telemarketing company must place the subscriber's phone  
            number on its "do not call" list.  Once a subscriber's  
            phone number is placed in the "do not call" list, the  
            telemarketing company must refrain from calling the  
            subscriber unless the subscriber gives the solicitor  
            written permission allowing future telephone calls.


           Analysis Prepared by  :  Jay Greenwood / B. & P. / (916) 319-3301




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