BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 1386
                                                                  Page  1

          Date of Hearing:   August 14, 2002

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                              Darrell Steinberg, Chair

                    SB 1386 (Peace) - As Amended:  August 5, 2002 

          Policy Committee:                              JudiciaryVote:9-3
                        Business and Professions              7-1

          Urgency:     Yes                  State Mandated Local Program:  
          No     Reimbursable:               

           SUMMARY  

          This bill requires state agencies and businesses to disclose a  
          security breach of a computer system containing personalized  
          data and to notify those individuals whose personal information  
          has, or may have been, accessed.  Specifically, this bill: 

          1)Requires an agency, person, or business owning or licensing  
            computerized data containing personal information to disclose  
            any security breach to any person whose unencrypted personal  
            information was, or is reasonably believed to have been,  
            accessed by an unauthorized person. 

          2)Requires disclosure to be made in the most expedient time  
            frame possible consistent with the legitimate needs of law  
            enforcement. 

          3)Defines "personal information" as an individual's first and  
            last name in combination with any one or more of the  
            following: social security number; driver's license number or  
            California Identification Card; or an account, credit or debit  
            card number in combination with any required security code or  
            password that would permit access to the account.  The  
            definition specifically excludes public information lawfully  
            made available from government records. 

          4)Defines "notice" as being provided by one of three methods:   
            written notice; electronic notice consistent with federal law,  
            or substitute notice. 

          5)Allows a substitute notice only upon demonstration that the  
            cost of providing notice would exceed $250,000, or more than  








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            500,000 people would be notified.  The substitute notice must  
            consist of the following three actions:  email notice, posting  
            notice on the notifier's website, and notification of the  
            major statewide media. 

          6)Permits an agency, person or business to comply with these  
            provision by utilizing their own notification procedures as  
            part of an information security policy, as long as such  
            procedures are otherwise consistent with the timing  
            requirements of this bill. 

           FISCAL EFFECT  

          Potential minor absorbable General Fund or special costs for  
          departments to provide the required notifications in the event  
          of a security breach.


           COMMENTS  

           1)Purpose  .  This bill is intended to help consumers protect  
            their financial security by requiring that state agencies and  
            businesses that keep consumers' personal information in a  
            computerized data system to quickly disclose to consumers any  
            breach of the security of the system, if the information  
            disclosed could be used to commit identity theft.  A consumer  
            injured by a violation of the provisions of this bill would  
            have the right to bring civil suit and recover damages.  

            According to the author, the provisions of this bill were  
            partially inspired by the recent incident at the state's  
            Stephen P. Teale Data Center in which computer hackers were  
            able to illegally access sensitive financial and personal  
            information regarding approximately 265,000 state workers.  On  
            June 6, 2002, the Senate Committee on Privacy, chaired by this  
            bill's author, held an informational hearing on the incident  
            to explore why the breach, which reportedly occurred on April  
            5, 2002, was not discovered until May 7, 2002 and employees  
            were not notified until May 21, 2002.  Private sector  
            businesses have also encountered similar security problems.

           2)Opposition  .  The Information Technology Association of America  
            (ITAA) is concerned about piecemeal state-by-state regulation  
            of this issue and believes it is best left to the purview of  
            federal government.  ITAA is also concerned that the bill  








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            lacks any caps on liability.  

          3)Related Legislation  .  AB 2297 (Simitian), pending in the  
            Senate Judiciary Committee, requires a person or entity  
            conducting business on an Internet website that collects  
            personal and identifying information to notify each individual  
            who may have been affected in the case of a breach of security  
            that results in the disclosure of personal and identifying  
            information.

           Analysis Prepared by  :    Chuck Nicol / APPR. / (916) 319-2081