BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2208
                                                                  Page  1

          CONCURRENCE IN SENATE AMENDMENTS
          AB 2208 (Kehoe)
          As Amended August 16, 2004
          Majority vote
           
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          |ASSEMBLY:  |46-31|(May 20, 2004)  |SENATE: |23-13|(August 19,    |
          |           |     |                |        |     |2004)          |
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           Original Committee Reference:    HEALTH  

           SUMMARY  : This bill enacts the California Insurance Equality Act  
          which requires group health plans, health insurance, and all  
          forms of insurance to provide equal coverage to registered  
          domestic partners. 

           The Senate amendments  :

          1)Specify that domestic partners must be registered in order to  
            receive those benefits.

          2)Revise the date for which plans and group health policies  
            issued, amended, delivered or renewed on or after January 2,  
            2005 (instead of January 1, 2005) are deemed to provide equal  
            coverage for registered domestic partners.

          3)State legislative intent that, for purposes of this section  
            "terms," "conditions," and "coverage" do not include instances  
            of differential treatment of domestic partners and spouses  
            under federal law.

           EXISTING LAW  :

          1)Requires group health insurance plans and disability insurance  
            policies to offer coverage to employers or guaranteed  
            associations for the domestic partner of an employee or  
            subscriber to the same extent and subject to the same terms  
            and conditions as provided to a dependent of the employee or  
            subscriber.

          2)Defines "domestic partners" as two adults who have chosen to  
            share in a committed relationship.  Establishes domestic  
            partnerships in California when both persons file a  
            Declaration of Domestic Partnership with the Secretary of  








                                                                  AB 2208
                                                                  Page  2

            State.  Affords domestic partners the same rights,  
            protections, benefits, responsibilities, obligations, and  
            duties as are guaranteed to and imposed upon spouses.   
            Provides former domestic partners the same rights,  
            protections, benefits, responsibilities, obligations and  
            duties to as imposed upon former spouses.

          3)Requires every insurance policy that is issued, amended,  
            delivered or renewed in California to provide coverage for the  
            domestic partner of an insured or policyholder that is equal  
            to the same terms and conditions offered to a spouse of an  
            insured or policy holder.

           AS PASSED BY THE ASSEMBLY  , this bill clarified existing law that  
          extends health care benefits to domestic partners by enacting  
          the California Insurance Equality Act, which requires group  
          health plans, health insurance, and all forms of insurance to  
          provide equal coverage to registered domestic partners. 


           FISCAL EFFECT  :  The Senate approved this bill pursuant to Senate  
          Rule 28.8.  According to the Assembly Appropriations Committee  
          analysis, minor and absorbable costs to the Department of  
          Managed Health Care and Department of Insurance to enforce the  
          provisions of this bill.  No state fiscal impact to the  
          California Public Employees Retirement System as it currently  
          provides health benefits to domestic partners. 

           COMMENTS  :  This bill clarifies provisions in the Health and  
          Safety and Insurance Codes made in AB 205 (Goldberg), Chapter  
          421, Statutes of 2003, and brings those provisions in line with  
          requirements made in existing non-discrimination provisions that  
          ensure that domestic partners receive the same insurance  
          coverage as spouses.


           Analysis Prepared by  :    Clara Craven / HEALTH / (916) 319-2097


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