BILL ANALYSIS AB 2208 Page 1 CONCURRENCE IN SENATE AMENDMENTS AB 2208 (Kehoe) As Amended August 16, 2004 Majority vote ----------------------------------------------------------------- |ASSEMBLY: |46-31|(May 20, 2004) |SENATE: |23-13|(August 19, | | | | | | |2004) | ----------------------------------------------------------------- Original Committee Reference: HEALTH SUMMARY : This bill enacts the California Insurance Equality Act which requires group health plans, health insurance, and all forms of insurance to provide equal coverage to registered domestic partners. The Senate amendments : 1)Specify that domestic partners must be registered in order to receive those benefits. 2)Revise the date for which plans and group health policies issued, amended, delivered or renewed on or after January 2, 2005 (instead of January 1, 2005) are deemed to provide equal coverage for registered domestic partners. 3)State legislative intent that, for purposes of this section "terms," "conditions," and "coverage" do not include instances of differential treatment of domestic partners and spouses under federal law. EXISTING LAW : 1)Requires group health insurance plans and disability insurance policies to offer coverage to employers or guaranteed associations for the domestic partner of an employee or subscriber to the same extent and subject to the same terms and conditions as provided to a dependent of the employee or subscriber. 2)Defines "domestic partners" as two adults who have chosen to share in a committed relationship. Establishes domestic partnerships in California when both persons file a Declaration of Domestic Partnership with the Secretary of AB 2208 Page 2 State. Affords domestic partners the same rights, protections, benefits, responsibilities, obligations, and duties as are guaranteed to and imposed upon spouses. Provides former domestic partners the same rights, protections, benefits, responsibilities, obligations and duties to as imposed upon former spouses. 3)Requires every insurance policy that is issued, amended, delivered or renewed in California to provide coverage for the domestic partner of an insured or policyholder that is equal to the same terms and conditions offered to a spouse of an insured or policy holder. AS PASSED BY THE ASSEMBLY , this bill clarified existing law that extends health care benefits to domestic partners by enacting the California Insurance Equality Act, which requires group health plans, health insurance, and all forms of insurance to provide equal coverage to registered domestic partners. FISCAL EFFECT : The Senate approved this bill pursuant to Senate Rule 28.8. According to the Assembly Appropriations Committee analysis, minor and absorbable costs to the Department of Managed Health Care and Department of Insurance to enforce the provisions of this bill. No state fiscal impact to the California Public Employees Retirement System as it currently provides health benefits to domestic partners. COMMENTS : This bill clarifies provisions in the Health and Safety and Insurance Codes made in AB 205 (Goldberg), Chapter 421, Statutes of 2003, and brings those provisions in line with requirements made in existing non-discrimination provisions that ensure that domestic partners receive the same insurance coverage as spouses. Analysis Prepared by : Clara Craven / HEALTH / (916) 319-2097 FN: 0008451