BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 422
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          Date of Hearing:   June 28, 2005

                           ASSEMBLY COMMITTEE ON JUDICIARY
                                  Dave Jones, Chair
                    SB 422 (Simitian) - As Amended:  June 21, 2005

                              As Proposed to be Amended

           SENATE VOTE  :   24-14
           
          SUBJECT  :   SMALL CLAIMS COURT:  JURISDICTION

           KEY ISSUES  :   

          1)SHOULD THE MONETARY JURISDICTION IN SMALL CLAIMS COURT BE  
            RAISED FROM $5,000 TO $7,500 FOR NATURAL PERSONS?

          2)SHOULD THE FILING FEE FOR SMALL CLAIMS CASES FOR AMOUNTS OVER  
            $5,000 BE INCREASED TO $75, AND SHOULD $23 of that fee GO TO  
            ENHANCE SMALL CLAIMS ADVISOR SERVICES AND $2 TO LAW LIBRARY  
            SERVICES? 

                                      SYNOPSIS

          This bill seeks to increase the jurisdictional limit for small  
          claims court from $5,000 to $7,500 for natural persons only.   
          Parties would still be limited to filing just two cases per year  
          above $2,500.  The bill would also increase the filing fee for  
          small claims cases over $5,000 to $75 and use $23 of those fees  
          to better fund small claims advisory services and $2 to fund law  
          library services.  

          The jurisdictional limit was last increased in 1991 from $2,000  
          to $5,000.  The author argues that the limit should be increased  
          if only to keep pace with inflation.  In addition, the increase  
          will help plaintiffs with cases over $5,000 but still well below  
          what most attorneys would consider taking.   Consumers Union  
          supports the limited and carefully crafted jurisdictional  
          increase in the bill, particularly because it is tied to other  
          improvements for consumers, including better access to advisory  
          services and better trained judges.  The bill is also supported  
          by the California Probation, Parole and Correctional  
          Association, the California Judges Association and Consumer  
          Attorneys of California.  The bill is opposed by insurance  
          companies, the California Financial Services Association and the  








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          California Spa and Pool Industry Education Council.

           SUMMARY  :   Increases the jurisdictional limit for small claims  
          court to $7,500.  Specifically,  this bill  :  

          1)Increases the jurisdictional limit for small claims court for  
            natural persons to $7,500.

          2)Declares that the quality of and access to justice in small  
            claims court varies widely between jurisdictions.  The system  
            could be improved by:  a) increased use of commissioners and  
            compensated and more frequently serving temporary judges; b)  
            improvements in the availability and knowledge of small claims  
            advisors; and c) increased availability of qualified  
            interpreters.

          3)Declares the intent of the Legislature that, by limiting the  
            jurisdictional increase to natural persons, the bill  
            specifically excludes other forms of persons, including, but  
            not limited to, corporations, partnerships, unincorporated  
            associations, governmental entities and such other forms of  
            persons as may now exist or may exist in the future, other  
            than individuals from the jurisdictional increase.

          4)Declares the intent of the Legislature not to raise the  
            jurisdictional limits again, particularly with respect to  
            individuals, until funding is available to provide sufficient  
            and adequate advisors and well-trained judges.

          5)Increases the filing fee for cases over $5,000 to $75, with  
            $23 of that used to fund advisor services and $2 to fund law  
            library services.  The library fee must supplement and not  
            replace existing resources.  This section is only effective if  
            the measure implementing the Uniform Civil Filing Fee Act does  
            not become effective on or before January 1, 2006.

          6)Requires small claims advisors to provide appropriate  
            assistance on a range of topics, including preparation of  
            filings, procedures and information on collecting judgments.

          7)Requires actions to collect money to separately state the  
            original debt, along with all payments, fees and charges.

          8)Requires, effective July 1, 2006, small claims temporary  
            judges to take specified courses on ethics and substantive law  








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            under rules to be adopted by the Judicial Council.  

           EXISTING LAW  :

          1)Provides that the monetary jurisdiction in small claims court  
            for a single claim is $5,000.  (Code of Civil Procedure  
            Section 116.220.) 

          2)Prevents a party from filing more than two small claims  
            actions in any calendar year in which the amount demanded  
            exceeds $2,500.  (Code of Civil Procedure Section 116.231.)

          3)With the consent of the parties, allows a small claims case to  
            be heard before a temporary judge who is a member of the state  
            bar.  (Code of Civil Procedure Section 116.240.)

          4)Requires each county to provide free assistance to small  
            claims litigants.  (Code of Civil Procedure Sections 116.260,  
            116.940.)

           FISCAL EFFECT  :   As currently in print, this bill is keyed  
          fiscal.

           COMMENTS  :   On April 26, 2006, this Committee passed AB 1459  
          (Canciamilla), which would have increased small claims  
          jurisdiction to $10,000 for natural persons.  That bill has  
          since been amended to reduce the jurisdictional increase to  
          $7,500.

          This bill, which is now identical to AB 1459, seeks to increase  
          the jurisdictional limit for small claims court from $5,000 to  
          $7,500 for natural persons only.  Parties would still be limited  
          to filing just two cases per year above $2,500.  The bill would  
          also increase the filing fee for small claims cases over $5,000  
          to $75, with $23 of that fee used to better fund small claims  
          advisory services and $2 to fund law library services.

          Small claims court is designed to provide an easily accessible  
          forum for resolution of minor disputes.  Any case may be filed  
          in small claims court, provided the maximum amount sued for is  
          $5,000.  Parties in small claims court may not be represented by  
          counsel in the court.  If the parties do not object, small  
          claims cases are often handled by temporary judges.  The  
          plaintiff in a small claims case gives up his or her right to  
          appeal, but the defendant may appeal, and the appeal is a de  








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          novo trial in superior court.

          The small claims court jurisdiction of $5,000 was established by  
          AB 3916 (Lempert), Chapter 1683, Statutes of 1990.  The history  
          of jurisdictional increases, including the value of those limits  
          in 2002 dollars, calculated by the California Law Revision  
          Commission, are as follows:

                        Year          Jurisdictional Limit                Value  
          in 2002  
                             1921               $   50                     
          $  540
                             1949               $  100                     
          $  684
                             1957               $  150                     
          $  941
                       1961               $  200                   $1,201
                             1967               $  300                     
          $1,563
                       1971               $  500                           
          $2,169
                       1976               $  750             $2,244
                       1981               $1,500             $2,818
                       1989               $2,000             $2,924
                       1991               $5,000             $6,656

          Data provided by the Judicial Council shows that the number of  
          small claims filings has dropped by about 30 percent in the last  
          decade:

                        Fiscal Year        Number of Filings      
                       1993-94             446,930
                       1994-95             432,897    
                       1995-96                    430,991
                       1996-97                    430,027
                       1997-98                    387,744
                       1998-99                    349,455
                       1999-2000           320,650
                       2000-01                    304,424
                       2001-02                    315,289
                       2002-03                    308,672

          The author believes that it is necessary to raise the  
          jurisdictional limit of small claims court because the limit has  
          not been raised in ten years and attorneys "will not take cases  








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          below $25,000 leaving those with cases between $5,000 and  
          $25,000 without a remedy."

          As part of studies required pursuant to court unification, both  
          the Administrative Office of the Court (AOC) and the California  
          Law Revision Commission (CLRC) have addressed the issue of small  
          claims court jurisdiction.  The AOC's study, Report on the  
          California Three Track Civil Litigation Study (July 31, 2002),  
          prepared on behalf of the AOC by Policy Studies, Inc.,  
          extensively reviewed the court process for small claims cases,  
          as well as limited and unlimited civil cases.  The report found  
          that small claims courts provide necessary court access to  
          litigants with cases too small to justify either attorney  
          representation or a full-blown trial.  However, because the AOC  
          report expressed concern about several potential negative  
          effects of increasing small claims jurisdiction, the report  
          recommended retaining the existing $5,000 jurisdictional limit,  
          but testing the effects of raising the limit to $7,500 and  
          $10,000 through pilot projects.  The potentially negative  
          effects noted in the report are:  

          1)Many litigants in small claims court have difficulty  
            presenting their cases and proving their claims.  These  
            difficulties would likely be increased if more complicated  
            cases came in with the increased jurisdictional limit.
          2)The additional workload in small claims court due to increased  
            jurisdictional limits could strain court resources,  
            particularly with respect to temporary judges and  
            commissioners.
          3)The quality of justice issues surrounding use of temporary  
            judges would increase with a rise of the jurisdictional limit  
            and the impact of a wrong decision, particularly on plaintiffs  
            who have no right to appeal in small claims court, would be  
            increased.

          The AOC report recommends that if the pilots are used to test  
          increasing the jurisdictional limit, temporary judges should be  
          required to undergo extensive training, small claims advisors  
          should be located at the courts to provide in-person assistance  
          and there should be rigorous data collection in order to  
          evaluate the pilots.  This bill seeks to address many of the  
          concerns noted in the AOC study by requiring better training of  
          temporary judges and better services provided by small claims  
          advisors.  









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          The CLRC, after a thorough study of the issue, made a tentative  
          recommendation to increase the jurisdictional limit of small  
          claims cases from $5,000 to $10,000.  However, the tentative  
          recommendation suggests that, due to the extensive concerns  
          raised by many organizations representing divergent interests, a  
          greater degree of consensus be achieved before the Commission  
          issues a final recommendation.  CLRC suggests a possible  
          compromise would be to limit any jurisdictional increase to  
          $7,500.  (California Law Revision Commission, Jurisdictional  
          Limits for Small Claims and Limited Civil Cases, Comments on  
          Tentative Recommendation, Study J-1321 (Sept. 10, 2003).)  This  
          bill seeks to address concerns raised by the CLRC study by  
          limiting the jurisdictional increase to $7,500 and by addressing  
          many of the concerns raised through improvements to the small  
          claims advisors services and better training of temporary  
          judges.

          Consumers Union (CU), which has had a history of opposing  
          increases in the small claims jurisdictional limit, supports  
          this bill.  CU had been concerned about the potential unfairness  
          of exposing individual consumers to a judgment of up to $7,500  
          without representation by counsel and with limited advisory  
          services and uneven quality of temporary judges.  However, CU  
          has worked closely with the author's office to craft amendments  
          to alleviate their concerns, and, as a result:

               Consumers Union supports this measure because it limits  
               the increase to $7,500 and to cases brought by natural  
               persons only, and makes several other improvements, such  
               as improvements related to the nature of claims brought to  
               collect debt, periodic training for judge pro tems,  
               augmenting the content and accessibility of small claims  
               court advisory services, a mechanism to pay for these  
               improvements, and a set of findings describing the  
               additional problems that should be solved before any  
               subsequent increase in small claims court jurisdiction.  

          The Consumer Attorneys of California support the bill, arguing  
          that with the additional protections to consumers in SB 422, it  
          is time to adjust the small claims limit.  "It is increasingly  
          difficult for an injured consumer to find an attorney who can  
          handle a case valued under $7,500.  Insurance companies fight  
          claims of this size with the same intensity as one valued at  
          $100,000. . . . These injured consumers need a forum to resolve  
          their disputes."








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          The Judicial Council supports the policy change of increasing  
          the jurisdictional limit in small claims court to $7,500 for  
          actions brought by natural persons, but is concerned about the  
          fiscal consequences of the bill.  The Judicial Council believes  
          that the $50 of the $75 fee that, under the bill, will go to  
          trial court funding is not sufficient to backfill the courts'  
          loss due to cases that had previously been filed as limited  
          civil cases now, as a result of the increased jurisdictional  
          limit, being filed in small claims court.  While the Judicial  
          Council supports the "increased funding for small claims  
          advisors and law libraries, the [SB 422] proposal . . . would  
          result in an estimated loss of between $100,000 and $400,000 to  
          the Trial Court Trust Fund."  

          The Judicial Council is developing a Uniform Civil Filing Fee  
          proposal to raise fees in civil cases, including small claims  
          cases, and this bill conflicts with that proposal.  The Judicial  
          Council would like to see the small claims fee increase be done  
          in conjunction with the Uniform Civil Filing Fee proposal.  To  
          accommodate the necessary coordination, the fee increase  
          proposed by this bill only takes effect if the measure  
          implementing the Uniform Civil Filing Fee Act does not become  
          effective on or before January 1, 2006.  Since the Uniform Civil  
          Filing Fee has not yet been put in legislation, this bill will  
          need to be amended to reference the appropriate legislation when  
          that occurs.

           Due Process Concerns  .  Small claims court provides a forum where  
          minor disputes can be resolved expeditiously and inexpensively.   
          However, in exchange for speed, reduced costs and simplicity,  
          many due process safeguards are reduced or eliminated.  Among  
          other things, there is no right to a jury trial, no right to be  
          represented by counsel, evidence rules are much more limited and  
          the plaintiff has no right to appeal while the defendant's  
          appeal is limited to a de novo trial.  Courts have upheld the  
          process, even given the limitations to due process rights of the  
          parties, given the small amounts of money involved.  (  See   
           Houghtaling v. Superior Court  (1993) 17 Cal.App.4th 1128.)  A  
          significant increase in the jurisdictional limit could be found  
          to be unconstitutional.  

          However, it is likely that a modest increase in the  
          jurisdictional limit of up to $7,500, combined with additional  
          safeguards to help ensure that the process is fair to all  








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          parties, such as increased advisory services and better trained  
          judges, will satisfy constitutional due process requirements.

           ARGUMENTS IN OPPOSITION  :  The Association of California  
          Insurance Companies argues that raising the jurisdictional limit  
          will cause insurers and policyholders to suffer.  Since small  
          claims litigants cannot be represented by counsel, insurers will  
          be unable to meet their contractual obligation to defend their  
          insureds claimants in small claims court.  To comply with their  
          duty to defend, insurers will be required to:

               [A]ppeal to Superior Court - for a trial de novo -  
               those cases in which the decision of the small claims  
               court is questioned.  In these appeals, counsel can  
               appear for the parties.  If that is the only avenue  
               available for the insurers to represent their  
               customers, the number of such appeals is likely to  
               increase substantially over current numbers.  That  
               eventuality will result in higher costs to the  
               judicial system - precisely the opposite effect of the  
               intended purpose of operating small claims courts in  
               the first place!

          Echoing that position, the Personal Insurance Federation of  
          California and State Farm oppose the bill unless cases where  
          another party has a duty to defend the defendant as part of a  
          contractual agreement are specifically excluded from the  
          jurisdictional increase.  This would exclude from the  
          jurisdictional increase cases where the defendant is insured.

          The California Financial Services Association (CFSA) does not  
          oppose the jurisdictional increase to $7,500, but request two  
          other changes.  Currently parties are limited to filing just two  
          cases per year above $2,500, half of the current small claims  
          jurisdictional limit of $5,000.  CFSA would like to increase  
          that jurisdictional limit for multiple filers to half of $7,500  
          ($3,750).  CFSA would also like to delete the requirement in the  
          bill that actions to collect money separately state the original  
          debt, along with all payments, fees and charges, because that  
          requirement "is unnecessary and only adds additional bureaucracy  
          to the process."

          The California Spa and Pool Industry Education Council opposes  
          the bill because "whenever there is a dispute between the  
          consumer and the contractor, smalls claims courts habitually  








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          rule in favor of the consumer, regardless of the complaint's  
          merit."  It is important to note that defendants in small claims  
          court have a right to appeal an unfavorable ruling and such  
          appeal is a de novo review.

           Technical Amendments  :  The following technical amendment will  
          help ensure that fees are appropriately used for small claims  
          advisors as directed in this bill and that the bill effectively  
          coordinates with the Uniform Civil Filing Fee Act:

          1)On page 6, line 28, after "account" insert:

            pursuant to this subsection

          2)On page 8, delete line 30 and insert:

            Sections 4 and 6 of this act, which add Section 116.232 to,  
            and amend Section 116.910 of,

          3)On page 8, line 34, delete "Section 4" and insert:

            Sections 4 and 6
           
           Pending Related Legislation  :  AB 1459 (Canciamilla), which would  
          have increased small claims jurisdiction to $10,000, passed out  
          of this Committee.  That bill has since been amended to reduce  
          the jurisdictional increase to $7,500, and is now identical to  
          SB 422. 

           Prior Legislation  :  SB 1342 (Lockyer, 1997) would have raised  
          small claims limit to $10,000 in auto accident cases; AB 246  
          (Lempert, vetoed by Governor Wilson in 1997) would have raised  
          small claims jurisdiction limit to $7,500; AB 2506 (Andal, 1993)  
          would have raised small claims limit to $10,000. 

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          California Probation, Parole and Correctional Association
          California Judges Association (in support of increase to $7,500)
          Consumer Attorneys of California
          Consumers Union

           Opposition 








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          Association of California Insurance Companies 
          California Financial Services Association (unless amended)
          California Spa and Pool Industry Education Council
          Personal Insurance Federation of California (unless amended)
          State Farm (unless amended)
           

          Analysis Prepared by  :    Leora Gershenzon / JUD. / (916)  
          319-2334