BILL ANALYSIS                                                                                                                                                                                                    






                           SENATE JUDICIARY COMMITTEE
                        Senator Ellen M. Corbett, Chair
                           2007-2008 Regular Session


          AB 244                                                 A
          Assemblymember Nakanishi                               B
          As Amended June 13, 2007
          Hearing Date: July 10, 2007                            2
          Business and Professions Code                          4
          ADM:jd                                                 4
                                                                 

                                     SUBJECT
                                         
          Contractors: Home Improvement Contracts: Service and Repair  
                                   Contracts

                                   DESCRIPTION  

          This bill would clarify current law that a contractor, as  
          defined, who furnishes a specified bond covering full  
          performance and payment with respect to a home improvement  
          or service and repair contract would be exempt from  
          providing certain specified information in the contract.  

          This bill would provide that, for purposes of a criminal  
          action against a licensed or unlicensed contractor or his  
          or her agent or salesperson, for an unlawful home  
          improvement or service and repair contract, the action must  
          be brought within two or fours years, respectively, from  
          the date of the contract or, if the contract is not reduced  
          to writing, from the date the buyer makes the first payment  
          to the contractor.    

          (This analysis reflects author's amendments to be offered  
          in committee.)

                                    BACKGROUND  

          Under the Business and Professions Code (B&P), the  
          Contractors State License Board (CSLB) licenses and  
          regulates home improvement and service and repair  
          contractors.  The Home Improvement Act (HIA), within the  
          B&P Code, governs the conduct of home improvement and  
                                                                 
          (more)



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          service and repair contractors and their agents and  
          salespersons, and the provisions of contracts they enter  
          into with consumers.  The HIA applies to both licensed and  
          unlicensed contractors and to both written and oral  
          contracts.  The HIA provides for criminal actions against  
          licensed and unlicensed contractors if the action is  
          brought within specified limitations periods.   The CSLB  
          asserts that current law is unclear as to when the  
          limitations periods begin to run if the contract is an oral  
          contract.  This bill seeks to clarify the limitations  
          periods for criminal actions for violations of an oral home  
          improvement or service and repair contract.  The bill would  
          also make clarifying amendments to the HIA.  

                             CHANGES TO EXISTING LAW
           
           Existing law  generally provides for the licensing and  
          regulation of contractors, including home improvement  
          contractors, by the CSLB.  (Business and Professions Code  
          (B&P) Section 7000 et seq.)

           Existing law  , the HIA, governs the conduct of home  
          improvement and service and repair contractors and  
          salespersons, and the provisions of contracts they enter  
          into.  (B&P Code Section 7150.1 et seq.)

           Existing law  requires that a home improvement contract be  
          in writing, signed by the parties prior to the commencement  
          of any work, and contain specified information, notices,  
          and disclosures, including, among others:

           A notice that the owner has the right to require the  
            contractor to have a performance and payment bond.
           If a downpayment will be charged, the details of the  
            downpayment and a statement that the downpayment may not  
            exceed $1,000 or 10% of the contract price, whichever is  
            less.
           If progress payments will be charged, the details of the  
            progress payments and a specified statement regarding  
            progress payments.
           A specified notice regarding mechanics' liens.
          (B&P Code Sections 7159 and 7159.5.)

           Existing law  , among other things, exempts a contractor who  
          furnishes a performance and payment bond, lien and  
                                                                       




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          completion bond, or a bond equivalent or joint control (an  
          escrow company manages the disbursement of funds to the  
          contractor as work is completed) approved by the CSLB from  
          the downpayment, progress payment, and mechanics' lien  
          notices.  (B&P Code Section 7159.5.)

           Existing law  defines "home improvement contract" to mean an  
          agreement, whether oral or written, between a contractor  
          (or salesperson) and an owner or a tenant for the  
          performance of a home improvement, as defined.  (B&P Code  
          Sections 7151.2 and 7159.)  

           Existing law  defines "home improvement" to mean the  
          repairing, remodeling, altering, converting, or modernizing  
          of, or adding to residential property, as specified.  The  
          definition also includes the installation of home  
          improvement goods or the furnishing of home improvement  
          services, as defined.  (B&P Code Section 7151.)

           Existing law  defines "service and repair contract" to mean  
          an agreement between a contractor (or salesperson) and a  
          homeowner or tenant for the performance of a home  
          improvement, as defined, that conforms to the following  
          requirements: (1) the contract amount is $750 or less; (2)  
          the prospective buyer initiated contact with the contractor  
          to request the work; (3) the contractor does not sell the  
          buyer goods or services beyond those reasonably necessary  
          to take care of the particular problem; and (4) no payment  
          is due, or accepted by the contractor, until the work is  
          completed.  (B&P Code Section 7159.10.)

           Existing law  provides that a violation of the HIA by a  
          licensed contractor, unlicensed contractor, or his or her  
          agent or salesperson is cause for discipline.  (B&P Code  
          Sections 7155.6, 7156, 7159, 7159.11.)

           Existing law  provides that a violation of specified  
          provisions of the HIA by a licensed contractor, unlicensed  
          contractor, or his or her agent or salesperson is a  
          misdemeanor punishable by a fine of $100 to $5,000, or  
          imprisonment in the county jail for up to one year, or by  
          both.  (B&P Code Sections 7159.5 and 7159.14.)

           Existing law  provides that an indictment or information, or  
          criminal complaint may be brought against an unlicensed  
                                                                       




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          home improvement contractor, and must be brought within  
          four years of the date the buyer signs the contract, or in  
          the case of a licensed contractor, within two years of the  
          date the buyer signs the contract.  (Id.)

           This bill  would provide that a contractor who furnishes a  
          performance or payment bond, lien or completion bond, or a  
          bond equivalent or joint control approved by the CSLB  
          covering full performance and payment would be exempt from  
          providing, as part of a home improvement or service and  
          repair contract, statements regarding downpayment, progress  
          payments, or mechanics' liens.  

           This bill  would provide that an indictment or information  
          or criminal complaint against an unlicensed contractor or  
          his or her agent or salesperson, for a violation, as  
          specified, of Sections 7159.5(b) or 7159.14(b) must be  
          brought within four years of either the date of the  
          contract or, if the contract is not reduced to writing, the  
          date the buyer makes the first payment.  

           This bill  would provide that an indictment or information  
          or criminal complaint against a licensed contractor or his  
          or her agent or salesperson, for a violation, as specified,  
          of Sections 7159.5(b) or 7159.14(b) must be brought within  
          two years of either the date of the contract or, if the  
          contract is not reduced to writing, the date the buyer  
          makes the first payment.  



                                     COMMENT
           
          1.    Stated need for the bill  

            The sponsor, CSLB, writes:

               Clean-up legislation is necessary because a loophole  
               [exists in the B&P Code with respect to] the statute  
               of limitations relating to an oral agreement.  [A]  
               violation [of current law] is a misdemeanor; however,  
               prosecutors are reluctant to criminally [prosecute]  
               unlicensed contractors who have entered into oral  
               contracts for [violations of the law] unless the  
               investigation is performed within one year from the  
                                                                       




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               date of the oral contract.  Prosecutors have one year  
               from the act or omission to criminally charge  
               misdemeanor violations unless otherwise specified by  
               law.  [This bill would] provide prosecutors the  
               ability to criminally charge misdemeanor violations  
               [of the law] by unlicensed individuals whether the  
               contract is oral or in written form.

               Complaints against unlicensed contractors are seldom  
               filed until a problem arises with the workmanship or  
               the project has been abandoned, often long after the  
               contract was made.  A one-year statute of limitations  
               is insufficient to investigate and refer criminal  
               actions against unlicensed contractors who enter into  
               oral contracts.  This loophole creates an incentive  
               for unlicensed individuals to enter into oral home  
               improvement contracts because the one-year statute of  
               limitations often precludes criminal prosecution. 

               [This bill would] close the loophole and provide the  
               same statute of limitations for oral home improvement  
               contracts as exists for written home improvement  
               contracts.  The date of an oral contract would be  
               based upon the date the first payment is made.   
               Unlicensed individuals who violate this law could be  
               criminally charged within four years from the date of  
               the oral contract, the same statute of limitations  
               that exists for a written home improvement contract.

               [The bill would] clarify that a contractor providing a  
               [specified bond] covering full performance and payment  
               is exempt from having to include the otherwise  
               required statements regarding downpayment, progress  
               payments, Mechanics' Lien Warning on a home  
               improvement contract because these types of bonds  
               provide a financial guarantee for the consumer that  
               the work will be completed per the contract. 




          2.    Bill is intended as a clarifying measure  

            Current law provides for a two-year or four-year statute  
            of limitations for a criminal action against a licensed  
                                                                       




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            or an unlicensed contractor, respectively, for entering  
            into an unlawful home improvement or service and repair  
            contract.  The CSLB asserts that current law is unclear  
            as to the date from which the applicable statute of  
            limitations runs for an oral contract.  The CSLB asserts  
            that this bill would clarify this by providing that the  
            statute of limitations on an oral contract would begin to  
            run from the date the buyer makes the first payment to  
            the contractor.

            The CSLB also asserts that the bill would clarify  
            existing law, which provides that a contractor who  
            furnishes a specified bond covering full performance and  
            payment with respect to a home improvement or service and  
            repair contract would be exempt from providing certain  
            information regarding downpayments, progress payments,  
            and mechanics' liens in the contract. 

          3.    Department of Consumer Affairs (DOC) is neutral on the  
          bill  

            The DOC writes that it is neutral on the bill.  It also  
            writes that the bill's provisions "will provide consumers  
            with greater protection against unlicensed contractors."   
             

          4.    Author's amendments  

            On page 15, delete lines 28-40

            On page 15, insert after line 27:

               An indictment or information against a person who is  
               not licensed but who is required to be licensed under  
               this chapter shall be brought, or a criminal complaint  
               filed, for a violation of this section, in accordance  
               with paragraph (4) of subdivision (d) of Section 802  
               of the Penal Code, within four years from the date of  
               the contract, or, if the contract is not reduced to  
               writing, from the date the buyer makes the first  
               payment to the contractor.

            On page 16, delete lines 1-2

            On page 17, delete lines 26-40
                                                                       




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            On page 17, insert after line 25:

               An indictment or information against a person who is  
               licensed under this chapter shall be brought, or a  
               criminal complaint filed, for a violation of this  
               section, in accordance with paragraph (4) of  
               subdivision (d) of Section 802 of the Penal Code,  
               within two years from the date of the contract, or, if  
               the contract is not reduced to writing, from the date  
               the buyer makes the first payment to the contractor.


          Support:   CA Building Industry Assoc.; Engineering  
                 Contractors' Assoc.; CA Fence Contractors' Assoc.;  
                 Marin Builders' Exchange; Flasher/Barricade Assoc.;  
                 CA Chapter of the American Fence Contractors'  
                 Assoc.; Western Electrical Contractors Assoc., Inc.

          Opposition:   None Known

                                     HISTORY
           
          Source:   Contractors State License Board

          Related Pending Legislation:   None Known

          Prior Legislation:  SB 30 (Figueroa, Chapter 566, Statutes  
          of 2004) revised and 
                        recast the provisions governing home  
                        improvement contracts and required a home  
                        improvement contract to contain specified  
                        information, notices, and disclosures.

                        AB 316 (Nakanishi, Chapter 385, Statutes of  
                        2005) extensively revised and updated the  
                        Home Improvement Act.

          Prior Vote:   Assembly Business and Professions Committee  
          (Ayes 10, Noes 0)
                   Assembly Judiciary Committee (Ayes 10, Noes 0)
                   Assembly Floor (Ayes 74, Noes 0)
                   Senate Business, Professions, and Economic  
                   Development Committee (Ayes 8, Noes 0)

                                                                       




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