BILL ANALYSIS                                                                                                                                                                                                    






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: AB 927
          SENATOR ALAN LOWENTHAL, CHAIRMAN               AUTHOR:  salda?a
                                                         VERSION: 06/11/07
          Analysis by: Carolina Urueta Salazar                     
          FISCAL:yes
          Hearing date: June 19, 2007 






          SUBJECT:

          Senior developments within the Multifamily Housing Program 

          DESCRIPTION:

          This bill would require that the proportion of Multifamily  
          Housing Program (MHP) funds expended to senior citizen housing  
          units be proportional to the percentage of lower income renter  
          households in the state that are lower income elderly renter  
          households.  

          ANALYSIS:

          Under current law MHP is administered by the Department of  
          Housing and Community Development (HCD), to provide funding for  
          the new construction, rehabilitation, and preservation of  
          permanent and transitional rental housing for low income  
          households. Eligible applicants include local public entities,  
          for profit or nonprofit corporations, limited equity housing  
          cooperatives, individuals, Indian reservations and rancheries,  
          and limited partnerships. In addition applicants must have  
          developed at least one affordable housing development. Funds are  
          made available as a deferred payment loans. In exchange for  
          state funds, the developer must agree to maintain the units as  
          affordable for 55 years.  

          In 2002, California voters approved Proposition 46, the $2.1  
          billion Housing and Emergency Shelter Trust Fund Act of 2002.  
          Proposition 46 provided funding for various programs including  
          MHP. Funds provided under Proposition 46 were for the most part  
          exhausted at the end of 2006. In November 2006, California  
          voters approved Proposition 1C, the Housing and Emergency Trust  
          Fund Act of 2006. Proposition 1C provided $590 million to the  




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          Multifamily Housing Program, including set asides of $50 million  
          for housing for homeless youth and $195 million for supportive  
          housing. 

           This bill  requires that the percentage of MHP funds that is  
          expended for units restricted by age shall be proportional to  
          the percentage of lower income renter households in the state  
          that are lower income elderly renter households as reported by  
          the federal Department of Housing and Urban Development (HUD)  
          based on the most recent decennial census conducted by the  
          United States Census Bureau. The share excludes assistance  
          provided to "housing for homeless youth" and "supportive  
          housing." However in order to meet the obligations of the bill,  
          the share of senior housing may not fall more than 1% below the  
          proportional share. Projects still must meet the minimum  
          threshold requirements established under the MHP.
          
          COMMENTS:

            1. Purpose of the bill.  According to the sponsors of the bill,  
             California is facing an affordable senior housing shortage.  
             There are more seniors who need affordable housing than there  
             are units available. The sponsors also believe that senior  
             housing projects are not competitive under the current  
             program structure. By requiring that MHP funding be allocated  
             to senior developments in the same proportion as the number  
             of lower income senior renters represents the total number of  
             lower income renter seniors, the sponsors believe that senior  
             housing would be assured fair access.  

            2. Senior housing shortage.  The shortage in senior housing is  
             especially severe in rental housing.  Approximately 55  
             percent of senior renters over the age of 62 earn an income  
             of less than $20,000 a year. The monthly rent for a person  
             earning $20,000 a year should not exceed $500. In California,  
             the monthly market rate for a one bedroom apartment is $972,  
             two times what these low-income seniors can afford.   

            3. Baby Boomers.  California demographics show that the senior  
             population (60 and over) is on the rise. Between 1950 and  
             2000, the senior population increased from 1.6 million to 4.7  
             million. This trend will continue. By 2050 the senior  
             population will reach 12.8 million. The largest growth rate  
             will occur during the next 30 years as the Baby Boomers, born  
             between 1946 and 1964, reach age 60. By 2010, nearly 16  
             percent of Californians will be age 60 or older.




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           4. MHP senior developments.  Under the funding provided in Prop  
             46 for MHP, 11 percent of the total units built were  
             restricted to occupancy by seniors. Based on current census  
             statistics this bill would require approximately 15 percent  
             of MHP funds to be expended for senior units.  

           5. Arguments in opposition.  HCD does not believe this bill is  
             necessary. HCD believes that low-income seniors already  
             receive a fair share of housing funds under the MHP program.   
             In addition, they believe that establishing a set-aside  
             within MHP will reduce the program's ability to respond to  
             market fluctuations and applicant funding needs.  Recently,  
             HCD surveyed its project sponsors asking about senior  
             occupancy in buildings without age restrictions, and the  
             sponsors estimated that 14.6 percent of all assisted units  
             were occupied by households that included seniors.   
             Therefore, HCD believes that seniors are receiving their fair  
             share of housing.  

           6. Timeline.  The author may want to consider including the time  
             frame which HCD has to meet the proportional requirement.  
             Such a time frame would give HCD the opportunity to monitor  
             its progress in meeting the requirement.   

           7. Technical amendments. 

                            On page 2. line 10 delete "expended" and  
                    insert "awarded"
                           On page 2. Line 11 delete "by age pursuant to"  
                    and insert "to senior citizens, as defined in"
                           On page 2. Line 19 delete "expended" and  
                    insert "awarded"

          
          Assembly Votes: 
               Floor:    43 - 29
               Appr: 10 - 5
               H&CD:   4 - 0

          POSITIONS:  (Communicated to the Committee before noon on  
          Wednesday,                                             June 13,  
          2007)

               SUPPORT:  Aging Services of California (co-sponsor)
                         California American Association of Retired  




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                         Persons (co-sponsor)
                         California Commission on Aging (co-sponsor)
                         Congress of California Seniors (co-sponsor)
                         Housing California (co-sponsor)
                         Alameda County Board of Supervisors
                         California Senior Legislature 
                         Eden Housing
                         El Dorado County Commission on Aging
                         Golden State Manufactured-Home Owners League,  
          Inc. 
                         Lewis Operating Companies
                         PEP Housing 
                         Retirement Housing Foundation (Long Beach)
                         San Diego Housing Federation 
                         Triple A Council of California, Inc.
                         United Seniors of Alameda County

               OPPOSED:  Department of Housing and Community Development