BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 513
                                                                  Page  1

          Date of Hearing:   May 20, 2009 

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                Kevin De Leon, Chair

                     AB 513 (De Leon) - As Amended:  May 5, 2009 

          Policy Committee:                              Health Vote:12-3

          Urgency:     No                   State Mandated Local Program:  
          Yes    Reimbursable:              No

           SUMMARY  

          This bill requires health plans and health insurers that provide  
          maternity benefits to cover the rental of breast pumps and  
          lactation consultation with an international board certified  
          lactation consultant (IBCLC). 

           FISCAL EFFECT  

          1)According to the California Health Benefits Review Program  
            (CHBRP), increased annual costs of $178,000 (60% GF) to  
            CalPERS. No increased costs to Medi-Cal or the Healthy  
            Families Program. The impact on public payers is relatively  
            minor because of high coverage levels provided under current  
            law for both consultation and breast pump rental. 

          2)Annual increased premium costs across the private insurance  
            market of $3 million. These costs reflect premiums for group  
            insurance and for premiums in the individual health insurance  
            market. About $2 million of increased premium costs are due to  
            a reduction in out-of-pocket costs incurred by women and their  
            families prior to the mandate established by this bill. 

           COMMENTS  

           1)Rationale  . This bill is sponsored by the California Women,  
            Infants, and Children (WIC) Association and is supported by a  
            broad array of providers and health advocates. According to  
            the author, breast feeding has been long-established as a low  
            cost method of improving maternal and child health. According  
            to the sponsor of this bill, exclusive breastfeeding for three  
            months has been shown to reduce health care costs by up to  
            $475 during a baby's first year of life. 








                                                                  AB 513
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          This bill increases the number of women who are able to continue  
            breast feeding after leaving the hospital by increasing access  
            to breast pumps and lactation support by certified  
            professionals. IBCLCs are specialized health care  
            professionals who have completed an international examination  
            to demonstrate competency. According to the author and  
            sponsor, the majority of breast feeding problems occur  
            following discharge of a new mother and infant from the  
            hospital. Almost all of more than 400,000 deliveries with  
            health coverage addressed by this bill include lactation  
            consultation at the time of delivery. However, after leaving  
            the hospital, many women fail to continue breast feeding which  
            has been shown to have numerous and significant health  
            benefits for babies. This bill increases access to lactation  
            support outside of the hospital setting.

           2)Health Benefits of Breastfeeding  . According to CHBRP and  
            numerous studies, breast feeding has significant health  
            benefits for both mother and child. Health benefits for  
            children include a reduction in risk of acute ear infections,  
            stomach flu, lower respiratory tract infections, eczema,  
            asthma, obesity, Type 1 and Type 2 diabetes, childhood  
            leukemia, and sudden infant death syndrome (SIDS). Health  
            benefits of breast feeding for mothers include reduced risks  
            of Type 2 diabetes and reduced incidence of breast and ovarian  
            cancer. 
           
          3)Concerns  . Health industry opponents of this bill indicate  
            legislatively mandated health benefits increase costs and  
            limit insurer, employer, and individual choices with respect  
            to a variety of health benefits. Insurers indicate this bill  
            limits individual, employer, and employee choices with respect  
            to health care expenditures, without a related health benefit.  
            When considered together, mandates may also hinder the ability  
            of insurers and employers to offer a wide range of affordable  
            products to consumers with a variety of health care needs.   

          4)Related Legislation  . AB 514 (De Leon), pending on the Suspense  
            File of this committee, requires employers to provide a  
            20-minute paid rest period during each four-hour work period  
            to accommodate breast feeding employees.

          SB 257 (Pavley), pending in the Senate, requires California  
            state employees to be notified about current law requirements  








                                                                  AB 513
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            supporting breast feeding for working mothers.

          There are more than two dozen current law health mandates,  
            established over the last two decades, to provide coverage for  
            specified services such as cancer screenings and treatment.  
            There are another handful of mandates to offer coverage for a  
            number of other health services. 
           
          5)Other Health Mandates in the Current Session  . There are nine  
            health mandates under legislative consideration this year,  
            including AB 513. Other proposed health mandates include: 

             a)   AB 56 (Portantino): mammography coverage
             b)   AB 98 (De La Torre): maternity coverage
             c)   AB 163 (Emmerson): amino acid elemental formula coverage
             d)   AB 214 (Chesbro): durable medical equipment coverage 
             e)   AB 244 (Beall): mental health parity
             f)   AB 259 (Skinner): access to nurse midwives 
             g)   SB 158 (Wiggins): HPV vaccine coverage
             h)   SB 161 (Wright): chemotherapy treatment 

            Two other bills address minimum coverage or loosening of  
            current law mandates in the current session. These two bills  
            are: 

             a)   AB 786 (Jones): standardization of individual market  
               products 
             b)   SB 92 (Aanestad): out-of-state carrier coverage 

           Analysis Prepared by  :    Mary Ader / APPR. / (916) 319-2081