BILL ANALYSIS                                                                                                                                                                                                    



                                                                  AB 2538
                                                                  Page  1

          Date of Hearing:   April 21, 2010

                           ASSEMBLY COMMITTEE ON INSURANCE
                                 Jose Solorio, Chair
                 AB 2538 (Niello) - As Introduced:  February 19, 2010
           
          SUBJECT  :   Unemployment insurance: notification of eligibility

           SUMMARY  :   Allows the Employment Development Department (EDD) to  
          serve a notice of levy by electronic means and by first-class  
          mail in the event of delinquent payroll taxes, provides EDD with  
          the authority to seek prosecution of violations of the  
          unemployment insurance laws in the county where the alleged  
          offense occurred, and removes the requirement that Disability  
          Insurance (DI) benefits must be paid by check.  Specifically,  
           this bill  :

          1)Authorizes the Director of EDD to collect delinquent tax  
            contributions or penalties from a person or an employing unit  
            no later than three years after these taxes or penalties  
            become delinquent by levy served personally or by first-class  
            mail to any person who has possession of any personal property  
            belonging to the delinquent person or employing unit.

          2)Specifies that if the levy is made on a deposit or personal  
            property in the possession or control of a bank or savings and  
            loan association, the notice of levy shall be delivered or  
            mailed to the centralized processing unit or location  
            designated by that bank or savings and loan association where  
            the credits or other property are held.  

          3)Authorizes EDD to serve notice to an "address" for any bank or  
            savings and loan by means of magnetic media, electronic  
            transmission, or other electronic technology.  "Address" is  
            defined as a telephone or modem number, facsimile machine, or  
            any other reference number designated by the bank or savings  
            and loan to receive data by electronic means.  

          4)Specifies that the place of trial for violations of the laws  
            governing the Unemployment Insurance (UI) Program and the  
            Disability Insurance (DI) Program shall be the county of  
            residence or principal place of business of the defendant, or  
            in any county where the defendant was transacting business  
            that resulted in the alleged violations.  









                                                                  AB 2538
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          5)Repeals obsolete references in two sections of law (Sections  
            2626 and 2629 of the Unemployment Insurance Code) that  
            formerly determined eligibility for, and the amount of, DI  
            benefits in connection with people who were covered under the  
            workers' compensation program.  

          6)Repeals the requirement that the Director of EDD pay DI  
            benefits by checks drawn on a disability benefit payment  
            account.  

           EXISTING LAW  :

          1)Authorizes the Director of EDD to collect delinquent tax  
            contributions or penalties from a person or an employing unit  
            no later than three years after these taxes or penalties  
            become delinquent by levy served personally or by  certified   
            mail to any person who has possession of any personal property  
            belonging to the delinquent person or employing unit. 

          2)Specifies that if the levy is made on a deposit or personal  
            property in the possession or control of a bank or savings and  
            loan association, the notice of levy shall be delivered or  
            mailed to the branch or office of the bank or savings and loan  
            association at which the deposit or personal property is held.

          3)Specifies that the place of trial for violations of the laws  
            governing the Unemployment Insurance (UI) Program and the  
            Disability Insurance (DI) Program shall be the county of  
            residence or principal place of business of the defendant.  

          4)References obsolete provisions in two sections of law that  
            formerly established eligibility and benefit levels in the DI  
            Program when a person completed a vocational rehabilitation  
            plan, received a maintenance allowance, or received permanent  
            disability indemnity under the workers' compensation system. 

          5)Requires the Director of EDD to deposit moneys from the  
            Disability Fund into a bank or public depository in order to  
            pay DI benefits by checks drawn on a disability benefit  
            payment account. 

           FISCAL EFFECT  :   Undetermined.

          COMMENTS  :









                                                                  AB 2538
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           1)Purpose  .  According to the author, the purposes of this bill  
            are to:
             a)   Allow EDD to serve a notice of levy either by electronic  
               means and/or by first-class mail;
             b)   Provide EDD with the authority to prosecute criminal  
               violations in the county where the alleged offense  
               occurred;
             c)   Remove the statutory requirement that DI benefits must  
               be paid by check; and
             d)   Delete obsolete references to sections of law that have  
               been repealed.

           2)Background.   According to the author and the sponsor of the  
            bill, EDD, the current process of serving the Notice of Levy  
            (NOL) personally or by certified mail is time consuming and  
            expensive.  Certified mail costs $3.24 per NOL compared with  
            44 cents for first-class mail, or minimal cost if sent  
            electronically.

          Current law only allows for the prosecution of violations of the  
            California Unemployment Insurance Code to take place in the  
            county where the defendant resides or conducts business.   
            According to EDD, in 2007 and 2008 prosecutors cited  
            limitations in current law as the cause for rejecting several  
            EDD criminal investigative cases.  The suspects in these cases  
            were owners of construction and other businesses who were  
            suspected of payroll tax fraud.  However, their actions took  
            place in counties other than the place of their business.

          The EDD currently issues UI and DI benefits to eligible  
            claimants by check.  It is more expensive to issue individual  
            checks to claimants than the use of electronic payments such  
            as direct deposit.

          The Unemployment Insurance Code contains outdated references to  
            sections of the Labor Code that formerly determined  
            eligibility for, and the amount of, DI benefits to claimants  
            that had been eligible for benefits under the workers'  
            compensation system.

           3)Arguments in Support.   According to the author and the  
            sponsor, this bill proposes to align the Notice of Levy (NOL)  
            with other state tax agencies such as the Franchise Tax Board  
            and the Board of Equalization which are authorized to send  
            NOL's to financial institutions by first-class mail, or  








                                                                  AB 2538
                                                                  Page  4

            electronic transmission, instead of certified mail.  This bill  
            would enhance EDD's ability to increase collections and  
            decrease costs.  Each year, EDD collects more than $42 billion  
            in payroll taxes, including nearly $35 billion in Personal  
            Income Taxes.

          Amending current law to allow for greater flexibility in the  
            location for prosecuting cases would enhance EDD's ability to  
            help law enforcement agencies prosecute cases and recover tax  
            payments due the state.  This bill would assist local district  
            attorneys as cases could be prosecuted in locations where the  
            crime occurred.

          EDD plans to negotiate a contract for direct deposit and debit  
            card services in connection with the Unemployment Insurance  
            (UI) Program.  This bill would give EDD the legal authority to  
            also issue DI payments by direct deposit or debit cards.   
            These would provide eligible claimants with a faster and more  
            convenient way to receive payments, and a more secure and less  
            costly means for EDD to disburse these payments.

           4)Technical correction recommended.   The bill proposes to add a  
            reference to a non-existent section of law (in Section 3 of  
            the bill).  It appears that the correct reference is a code  
            section added by this bill (Section 1755.1 of the Unemployment  
            Insurance Code).  Thus, it is recommended that on page 4, line  
            19 of the bill, the number "1755.5" be replaced with the  
            number "1755.1".

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Employment Development Department (Sponsor)

           Opposition 
           
          None received.
           
          Analysis Prepared by  :    Manny Hernandez / INS. / (916) 319-2086