BILL ANALYSIS                                                                                                                                                                                                    






          SENATE PUBLIC EMPLOYMENT & RETIREMENT      BILL NO: SB 11
          Lou Correa, Chair            Hearing date: April 20, 2009
          SB 11 (Negrete McLeod)    as introduced  12/1/08          
          FISCAL:   NO

           SAN BERNARDINO COUNTY:  AUTHORITY TO CREATE AN TRUST FUND TO  
          ASSIST IN PROVIDING RETIREE HEALTH BENEFITS AND PERMIT OTHER  
          PUBLIC EMPLOYERS TO PARTICIPATE IN THIS TRUST FUND, AS  
          SPECIFIED
           
           HISTORY  :

              Sponsor:  San Bernardino County Employees Retirement  
          Association (SBCERA)

              Prior legislation:  SB 1586 (Negrete McLeod)
                         Vetoed
                            AB 2863 (Karnette)
                         Chapter 846 of 2006
           

          SUMMARY  :
          
          Would authorize the San Bernardino County Board of Retirement  
          to establish a post-employment health benefits fund for the  
          investment of assets held in trust for the exclusive purpose  
          of providing health benefits to the retirees of that County,  
          and those of any participating local agency.


           BACKGROUND  :

          1)   What is GASB  ?

          The Governmental Accounting Standards Board (GASB) is a  
          non-profit organization that formulates accounting standards  
          for state and local governments.  GASB standards are not law  
          but are accounting principles that improve the relevance of  
          financial reporting.

          2)   GASB 43 and 45

           The committee is advised that the GASB recently issued  
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          Date:  4/14/09                                         Page 1  










          Statements 43 and 45 requiring all post-employment benefit  
          plans other than pension plans and all governmental employers  
          to report information about their funding progress and assets  
          on hand with regard to post-employment benefits other than  
          retirement (health care, vision care, dental care, etc.).  If  
          employers produce financial statements that are not in  
          compliance with the GASB requirements, they will be  
          considered out of conformity with Generally Accepted  
          Accounting Principles and receive a qualified auditor  
          opinion.































          David Felderstein
          Date:  4/14/09                                         Page 2  










           ANALYSIS  :

          1)   Existing law  

           Existing law, pursuant to Chapter 846 of 2006  , permits the  
          twenty '37 Act Counties to create new trust funds for the  
          sole purpose of prefunding health care coverage for retirees,  
          as follows:

            a)  participating counties are authorized to make deposits  
            in newly established trust funds maintained by the county  
            (or district) to provide for the payment of all or a  
            portion of the health benefit premiums,

            b)  the conditions under which participating in the  
            prefunding plan terminates, and how the assets from  
            terminating employers are managed, providing that in the  
            event the prefunding plan is terminated, the county board  
            of supervisors will retain sufficient funds to pay for  
            health care coverage for annuitants and administrative  
            costs before paying any remaining assets to the employer,

            c)  the county board of supervisors is authorized to adopt  
            regulations implementing the prefunding program, and the  
            county board of retirement (or county board of investment,  
            if applicable), may act as a trustee, third-party  
            administrator or investment manager of this prefunding  
            program, and

            d)  contributions to the prefunding trust may include the  
            proceeds of debt issued by the county or district.

          2)   This bill  

           This bill  permits,  in addition to the provisions of Chapter  
          846 of 2006  , San Bernardino County Employees Retirement Board  
          only to create a new trust fund for the sole purpose of  
          prefunding health care coverage for retirees (Fund), as  
          follows:

            a)  any public agency in California, as defined in Govt.  
            Code Section 53630, is authorized to make deposits in the  
            Fund established by the San Bernardino County Retirement  
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            Board (Board) to exclusively provide for the payment of all  
            or a portion of the health benefit premiums of retired  
            employees of that public agency,

            b)  the new Fund shall be a separate entity from the San  
            Bernardino County retirement fund,

            c)  the Board is authorized to establish joint powers  
            authorities, partnerships, common trust funds, or other  
            mechanisms in order to combine or commingle Fund assets for  
            the purpose of investment,




            d)  the conditions are specified under which the Fund can  
            be terminated, and how Fund assets from participating  
            public agencies are disbursed in that event, providing that  
            the Board will only transfer moneys remaining after the  
            deduction of expenses to another fund maintained by the  
            agency  for the exclusive purpose of providing retiree  
            health care  ,

            e)  the Board is authorized to adopt rules and regulations  
            implementing the Fund, and shall act as the Fund's  
            fiduciaries, trustees and investment manager,

            f)  the Board is authorized to obtain fiduciary insurance,  
            and

            g)  the Board shall account separately for each  
            participating agency and report monthly in its public  
            records and annually to participants on earnings and  
            expenses charged to the Fund.


           COMMENTS  :

          1)   Board of Supervisors approval not required  

          The committee is advised that  this bill  does not require the  
          approval of the San Bernardino Board of Supervisors before  
          such a Fund is created and administered by the San Bernardino  
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          Date:  4/14/09                                         Page 4  










          County Board of Retirement.

          2)   Arguments in support  

          According to the sponsor:

            "Currently local agencies have essentially two investment  
            choices, CalPERS or Wall Street.  This legislation will  
            give public agencies a third choice for the management of  
            their assets set aside to pay future OPEB liabilities.   
            This legislation authorizes SBCERA to establish funds that  
            public agencies may utilize for this purpose.  The  
            legislation provides San Bernardino County local  
            governments - at all levels - a cost effective investment  
            choice unavailable to them under current state law."
          
          3)   Last year's identical bill vetoed
           
          The committee is advised that a bill identical to  this bill   
          was vetoed, along with many other bills, at the end of last  
          year's session.  The Governor stated in his veto message:

            "The historic delay in passing the 2008-2009 State Budget  
            has forced me to prioritize the bills sent to my desk at  
            the end of the year's legislative session.  Given the  
            delay, I am only signing bills that are the highest  
            priority for California.  This bill does not meet that  
            standard and I cannot sign it at this time."





          4)   SUPPORT  :

               American Federation of State, County and Municipal  
          Employees (AFSCME)
               Aurora Capitol Group
               County of San Bernardino
               Glendale City Employees Association
               Organization of SMUD Employees
               Safety Employees' Benefit Association (SEBA)
               San Bernardino County District Attorney's Office
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          Date:  4/14/09                                         Page 5  










               San Bernardino County Professional Firefighters, Local  
          935
               San Bernardino Public Employees Association
               San Bernardino County Sheriff's Department 
               San Bernardino County Treasurer-Tax Collector
               San Luis Obispo County Employees Association
               Santa Rosa City Employees Association
               South Coast Air Quality Management District (AQMD)
               

          5)   OPPOSITION  :

               None to date




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          David Felderstein
          Date:  4/14/09                                         Page 6