BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



           ------------------------------------------------------------ 
          |SENATE RULES COMMITTEE            |                    SB 11|
          |Office of Senate Floor Analyses   |                         |
          |1020 N Street, Suite 524          |                         |
          |(916) 651-1520         Fax: (916) |                         |
          |327-4478                          |                         |
           ------------------------------------------------------------ 
           
                                         
                                 THIRD READING


          Bill No:  SB 11
          Author:   Negrete McLeod (D)
          Amended:  As introduced
          Vote:     21

           
           SENATE PUBLIC EMP. & RET. COMMITTEE  :  7-0, 4/20/09
          AYES:  Correa, Ashburn, Benoit, Ducheny, Liu, Padilla,  
            Wiggins


           SUBJECT  :    San Bernardino County Board of Retirement

           SOURCE  :     San Bernardino County Employees Retirement  
          Association


           DIGEST  :    This bill authorizes the San Bernardino County  
          Board of Retirement to establish a post-employment health  
          benefits fund for the investment of assets held in trust  
          for the exclusive purpose of providing health benefits to  
          the retirees of that County, and those of any participating  
          local agency.

           ANALYSIS  :    The Governmental Accounting Standards Board  
          (GASB), a non-profit organization that formulates  
          accounting standards for state and local governments,  
          recently issued statements 43 and 45 requiring all  
          post-employment benefit plans other than pension plans and  
          all governmental employers to report information about  
          their funding progress and assets on hand with regard to  
          post-employment benefits other than retirement (health  
          care, vision care, dental care, etc.).  GASB standards are  
                                                           CONTINUED





                                                                 SB 11
                                                                Page  
          2

          not law, but are accounting principals that improve the  
          relevance of financial reporting.  If employers produce  
          financial statements that are not in compliance with the  
          GASB requirements, they will be considered out of  
          conformity with Generally Accepted Accounting Principles  
          and receive a qualified auditor opinion.  
          Existing law, pursuant to Chapter 846 of 2006, permits the  
          twenty '37 Act Counties to create new trust funds for the  
          sole purpose of prefunding health care coverage for  
          retirees, as follows:  a) participating counties are  
          authorized to make deposits in newly established trust  
          funds maintained by the county (or district) to provide for  
          the payment of all or a portion of the health benefit  
          premiums, b) the conditions under which participating in  
          the prefunding plan terminates, and how the assets from  
          terminating employers are managed, providing that in the  
          event the prefunding plan is terminated, the county board  
          of supervisors will retain sufficient funds to pay for  
          health care coverage for annuitants and administrative  
          costs before paying any remaining assets to the employer,  
          c) the county board of supervisors is authorized to adopt  
          regulations implementing the prefunding program, and the  
          county board of retirement (or county board of investment,  
          if applicable), may act as a trustee, third-party  
          administrator or investment manager of this prefunding  
          program, and d) contributions to the prefunding trust may  
          include the proceeds of debt issued by the county or  
          district.

          This bill permits, in addition to the provisions of Chapter  
          846 of 2006, San Bernardino County Employees Retirement  
          Board only to create a new trust fund for the sole purpose  
          of prefunding health care coverage for retirees (Fund), as  
          follows:

          1. Any public agency in California, as defined in Govt.  
             Code Section 53630, is authorized to make deposits in  
             the Fund established by the San Bernardino County  
             Retirement Board (Board) to exclusively provide for the  
             payment of all or a portion of the health benefit  
             premiums of retired employees of that public agency.

          2. The new Fund shall be a separate entity from the San  
             Bernardino County retirement fund.







                                                                 SB 11
                                                                Page  
          3


          3. The Board is authorized to establish joint powers  
             authorities, partnerships, common trust funds, or other  
             mechanisms in order to combine or commingle Fund assets  
             for the purpose of investment.

          4. The conditions are specified under which the Fund can be  
             terminated, and how Fund assets from participating  
             public agencies are disbursed in that event, providing  
             that the Board will only transfer moneys remaining after  
             the deduction of expenses to another fund maintained by  
             the agency for the exclusive purpose of providing  
             retiree health care.
          5. The Board is authorized to adopt rules and regulations  
             implementing the Fund, and shall act as the Fund's  
             fiduciaries, trustees and investment manager.

          6. The Board is authorized to obtain fiduciary insurance,  
             and

          7. The Board shall account separately for each  
             participating agency and report monthly in its public  
             records and annually to participants on earnings and  
             expenses charged to the Fund.

           Prior Legislation  

          A similar bill, SB 1586 (Negrete McLeod) of 2008, was  
          vetoed by the Governor.  The Governor stated in his veto  
          message:

               The historic delay in passing the 2008-2009 State  
               Budget has forced me to prioritize the bills sent to  
               my desk at the end of the year's legislative session.   
               Given the delay, I am only signing bills that are the  
               highest priority for California.  This bill does not  
               meet that standard and I cannot sign it at this time.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No    
          Local:  No

           SUPPORT  :   (Verified  4/30/09)

          San Bernardino County Employees' Retirement Association  







                                                                 SB 11
                                                                Page  
          4

          (source) 
          American Federation of State, County and Municipal  
          Employees
          Aurora Capitol Group
          County of San Bernardino
          Glendale City Employees Association
          Organization of SMUD Employees
          Safety Employees' Benefit Association 
          San Bernardino County District Attorney's Office
          San Bernardino County Professional Firefighters, Local 935
          San Bernardino County Sheriff's Department 
          San Bernardino County Treasurer-Tax Collector
          San Bernardino Public Employees Association
          San Luis Obispo County Employees Association
          Santa Rosa City Employees Association
          South Coast Air Quality Management District


           ARGUMENTS IN SUPPORT  :    According to the San Bernardino  
          County Employees' Retirement Association (SBCERA),  
          "Currently local agencies have essentially two investment  
          choices, CalPERS or Wall Street.  This legislation will  
          give public agencies a third choice for the management of  
          their assets set aside to pay future OPEB liabilities.   
          This legislation authorizes SBCERA to establish funds that  
          public agencies may utilize for this purpose.  The  
          legislation provides San Bernardino County local  
          governments - at all levels - a cost effective investment  
          choice unavailable to them under current state law."


          DLW:nl  4/30/09   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

                                ****  END  ****