BILL ANALYSIS                                                                                                                                                                                                    



                                                                  SB 11
                                                                  Page  1


          SENATE THIRD READING
          SB 11 (Negrete McLeod)
          As Introduced December 1, 2008
          Majority vote 

           SENATE VOTE  :31-3  
           
           PUBLIC EMPLOYEES    5-0                                         
           
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          |Ayes:|Hernandez, Furutani,      |     |                          |
          |     |Beall, Conway,  Torrico   |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |     |                          |     |                          |
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           SUMMARY  :  Authorizes the San Bernardino County Board of  
          Retirement (Board) to establish a post-employment health  
          benefits fund (Fund) for the investment of assets held in trust  
          for the exclusive purpose of providing health benefits to the  
          retirees of that county, and those of any participating local  
          agency.  Specifically,  this bill  :   

          1)Authorizes any public agency in California, as specified, to  
            make deposits in the Fund established by the Board to  
            exclusively provide for the payment of all or a portion of the  
            health benefit premiums of retired employees of that public  
            agency.

          2)Requires the new Fund to be a separate entity from the San  
            Bernardino County retirement fund.

          3)Authorizes the Board to establish joint powers authorities,  
            partnerships, common trust funds, or other mechanisms in order  
            to combine or commingle Fund assets for the purpose of  
            investment.

          4)Specifies the conditions under which the Fund can be  
            terminated, and how Fund assets from participating public  
            agencies are disbursed in that event, providing that the Board  
            will only transfer moneys remaining after the deduction of  
            expenses to another fund maintained by the agency for the  
            exclusive purpose of providing retiree health care.

          5)Authorizes the Board to adopt rules and regulations  








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            implementing the Fund, and shall act as the Fund's  
            fiduciaries, trustees and investment manager.

          6)Authorizes the Board to obtain fiduciary insurance.

          7)Requires the Board to account separately for each  
            participating agency and report monthly in its public records  
            and annually to participants on earnings and expenses charged  
            to the Fund.

           EXISTING LAW  , as established by AB 2863 (Karnette), Chapter 846,  
          Statutes of 2006, permits the 20 counties operating retirement  
          systems under the County Employees' Retirement Law of 1937 ('37  
          Act) to create new trust funds for the sole purpose of  
          prefunding health care coverage for retirees, as follows:

          1)Authorizes participating counties to make deposits in newly  
            established trust funds maintained by the county (or district)  
            to provide for the payment of all or a portion of the health  
            benefit premiums.

          2)Establishes the conditions under which participating in the  
            prefunding plan terminates, and how the assets from  
            terminating employers are managed, providing that in the event  
            the prefunding plan is terminated, the county board of  
            supervisors will retain sufficient funds to pay for health  
            care coverage for annuitants and administrative costs before  
            paying any remaining assets to the employer.

          3)Authorizes the county board of supervisors to adopt  
            regulations implementing the prefunding program, and the  
            county board of retirement (or county board of investment, if  
            applicable), may act as a trustee, third-party administrator  
            or investment manager of this prefunding program.

          4)Specifies contributions to the prefunding trust may include  
            the proceeds of debt issued by the county or district.

           FISCAL EFFECT  :  Unknown

           COMMENTS  :  The Governmental Accounting Standards Board (GASB) is  
          a nonprofit organization that formulates accounting standards  
          for state and local governments.  GASB standards are not law but  
          are accounting principles that improve the relevance of  








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          financial reporting.  The GASB recently issued Statements 43 and  
          45 requiring all post-employment benefit plans other than  
          pension plans and all governmental employers to report  
          information about their funding progress and assets on hand with  
          regard to post-employment benefits other than retirement (health  
          care, vision care, dental care, etc.).  If employers produce  
          financial statements that are not in compliance with the GASB  
          requirements, they will be considered out of conformity with  
          Generally Accepted Accounting Principles and receive a qualified  
          auditor opinion.

          According to the sponsor, "Currently local agencies have  
          essentially two investment choices, CalPERS or Wall Street.   
          This legislation will give public agencies a third choice for  
          the management of their assets set aside to pay future OPEB  
          liabilities.  This legislation authorizes SBCERA [San Bernardino  
          County Employees' Retirement Association] to establish funds  
          that public agencies may utilize for this purpose.  The  
          legislation provides San Bernardino County local governments -  
          at all levels - a cost effective investment choice unavailable  
          to them under current state law."

          This bill is similar to SB 1586 (Negrete McLeod) of 2008 which  
          was vetoed by the Governor due to the 2008-2009 State Budget  
          delay.

          In his veto message of SB 1586, the Governor stated, "The  
          historic delay in passing the 2008-2009 State Budget has forced  
          me to prioritize the bills sent to my desk at the end of the  
          year's legislative session.  Given the delay, I am only signing  
          bills that are the highest priority for California.  This bill  
          does not meet that standard and I cannot sign it at this time."


           Analysis Prepared by  :    Karon Green / P.E., R. & S.S. / (916)  
          319-3957                                               FN:   
          0001819