BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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          |SENATE RULES COMMITTEE            |                   SB 116|
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                                 THIRD READING


          Bill No:  SB 116
          Author:   Calderon (D)
          Amended:  4/28/09
          Vote:     27 - Urgency

           
           SENATE BANKING, FINANCE, AND INS. COMMITTEE  : 10-0, 4/15/09
          AYES:  Calderon, Cogdill, Cox, Florez, Harman, Kehoe, Liu,  
            Lowenthal, Padilla, Wolk
          NO VOTE RECORDED:  Correa, Runner

           SENATE APPROPRIATIONS COMMITTEE  :  13-0, 5/11/09
          AYES:  Kehoe, Cox, Corbett, Denham, DeSaulnier, Hancock,  
            Leno, Oropeza, Runner, Walters, Wolk, Wyland, Yee


           SUBJECT  :    State warrants

           SOURCE  :     State Controller John Chiang


           DIGEST  :    This bill makes changes intended to improve the  
          states ability to sell registered reimbursement warrants  
          the next time the states fiscal situation requires a  
          reimbursement warrant sale.

           ANALYSIS  :    

          Existing law:

          1. Authorizes the issuance of registered reimbursement  
             warrants (RAWs) and other warrants by the state  
             (Government Code Sections 17200 et seq.), and authorizes  
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             the State Treasurer, State Controller, and State  
             Director of Finance, sitting as the Pooled Money  
             Investment Board (PMIB), to set the rate of interest on  
             RAWs (Section 17222).

          2. Provides that, in lieu of prescribing a precise interest  
             rate on RAWs, the PMIB may fix a maximum rate of  
             interest for the RAWs (currently capped at five  
             percent), and prescribe that the interest rate is either  
             of the following:

             A.    Fixed, in accordance with the best bids for the  
                warrants, if the warrants are sold at public sale.

             B.    Fixed or variable on the terms and conditions  
                the Controller must approve at the time the  
                warrants are sold, if the warrants are sold in  
                negotiated sales (Section 17244).

          3. Provides that, if the Controller requests that RAWs be  
             issued, and the Governor determines that the need for  
             those RAWs is justified, a copy of the written request  
             from the Controller must be provided to the chairperson  
             and vice chairperson of the Senate Committee on Budget  
             and Fiscal Review and the Assembly Committee on Budget,  
             the chairperson and vice chairperson of the Joint  
             Legislative Budget Committee, and the chairperson and  
             vice chairperson of the Senate and Assembly Committee on  
             Appropriations (Section 17240.5).

          4. Provides that, no later than 15 days following the  
             completion of a RAW issuance, the Controller shall  
             report on the specific details of the issuance to the  
             legislative committees referenced immediately above  
             (Section 17240.5).

          This bill:

          1. Adds RAWs and other warrants issued by the state to the  
             list of eligible securities for the investment of state  
             surplus moneys (currently, only state bonds and state  
             notes are so eligible).

          2. Authorizes the PMIB to fix the rate of interest paid on  







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             any RAW at no more than 12 percent per annum (up from  
             not more than five percent per annum), if it determines  
             that doing so is in the best interests of the state.

          3. Establishes or modify other related interest rate  
             ceilings, by providing for a maximum interest rate of 12  
             percent on registered warrants, including those issued  
             on account of nonpayment of principal or interest on  
             revenue anticipation notes, and a maximum interest rate  
             of 11 percent on registered warrants issued to pay  
             obligations under any state credit enhancement or  
             liquidity agreement.

          4. Authorizes the Controller, with the concurrence of the  
             Department of Finance and the Office of the State  
             Treasurer, to fix periodic payment dates for interest on  
             RAWs or provide that interest on these warrants be paid  
             only upon redemption, as specified.

          5. Prohibits the Controller from selling RAWs at less than  
             face value.

          6. Clarifies that any premium received in connection with  
             the sale of any RAW be deposited in the General Fund and  
             used for the payment of interest on those RAWs.

          7. Allows the Controller to sell RAWs that may be redeemed  
             by PMIB, prior to the RAW's maturity date, at a  
             redemption price not to exceed 110 percent of the  
             principal amount of the RAW, plus accrued interest.

          8. Provides that if, at any time, it is necessary to issue  
             registered warrants on account of nonpayment of interest  
             on a RAW (something that could happen if the General  
             Fund lacked sufficient money to pay that interest), the  
             registered warrants would pay interest at the fixed or  
             variable rate specified in the RAW, but further provides  
             that in no case may the total sum of interest payments  
             paid on the RAWs and the registered warrants exceed the  
             interest that could have accrued on the RAWs, if those  
             warrants had been issued at a rate of 12 percent per  
             annum.

          9. Makes additional, conforming changes.







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           Background
           
          Revenue anticipation notes are short-term financing tools  
          used to borrow money within a fiscal year.  Their issuance  
          is quite common, and is necessitated by the fact that the  
          state's revenue stream, which peaks in April and can fall  
          considerably during months in which tax receipts are low,  
          does not evenly match its expenses, which are more evenly  
          spread across the fiscal year.

          Warrants are the government equivalent of checks, and are  
          issued by the State Controller nearly every business day of  
          the year, in order to pay state obligations.  Three types  
          of warrants may be used when the state suffers a revenue  
          shortfall, including registered warrants, registered RAWs,  
          and registered refunding warrants.  The differences are as  
          follows:

           Registered warrants  are like checks written against  
          insufficient funds.  Normally, all warrants issued by the  
          Controller are paid upon presentation.  Warrants are  
          payable from so-called "unapplied money," which is the  
          state's version of the balance in its checking account  
          after deducting all checks outstanding.  In order for the  
          Controller to determine whether the state has enough  
          unapplied money to pay all warrants it is required to issue  
          on any given day, the Controller must rank the obligations  
          that are to be paid.  Some types of obligations have  
          priority over others.  For example, general obligation bond  
          debt service has priority over payments to vendors  
          supplying goods and services to state agencies.  If, after  
          ranking all of the state's obligations and setting aside  
          all money that must be earmarked, reserved, or otherwise  
          set apart for higher ranking obligations, the Controller  
          determines that there is not enough unapplied money to pay  
          a warrant, the warrant will be registered.  In issuing  
          these registered warrants, the state is promising to pay  
          their face value as soon as sufficient unapplied money is  
          available.  Registered warrants bear interest until they  
          are paid.

           Registered reimbursement warrants (RAWS)  are like  
          marketable, post-dated checks.  They are sold by the  







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          Controller to the public, to raise cash to pay state  
          obligations, in lieu of issuing individual registered  
          warrants to numerous creditors.  RAWs are not due to be  
          paid by the state until their maturity date, which is  
          established by the Controller at the time the RAWs are  
          issued.  Like registered warrants, they bear interest until  
          they are paid.  The issuance of RAWs is quite rare and has  
          only occurred seven times since they were authorized in  
          1936 (1936, 1982, 1992, 1993, 1994, 2002, and 2003). 

           Registered refunding warrants  can be sold by the Controller  
          to the public to pay maturing RAWs.  Like RAWs, refunding  
          warrants are like post-dated checks.  They have a maturity  
          date, and bear interest until paid.

          Although the State Controller is the lead agency  
          responsible for issuing RAWs, the process of issuing all  
          state obligations is a collaborative one which involves the  
          Governor (sometimes directly and sometimes through the  
          Department of Finance), State Treasurer, State Controller,  
          Director of Finance, and Attorney General, as well as  
          several private sector financial advisors and bond counsel  
          knowledgeable about these instruments.  Thus, despite the  
          fact that the Controller is the lead agency responsible for  
          issuing RAWs, the Treasurer, Attorney General, and multiple  
          other government entities are very involved in the issuance  
          process.

           The debt distinction  .  The California State Supreme Court  
          has ruled that RAWs are not considered debt under the State  
          Constitution.  This distinction is important for two  
          reasons:  (1) different state officials are responsible for  
          issuing debt (State Treasurer) and issuing warrants (State  
          Controller); and (2) California's Constitution requires a  
          two-thirds vote of both houses of the Legislature and a  
          vote of the people before the state can incur debt of over  
          $300,000.

          In the court case referenced above, the Supreme Court found  
          that the issuance of warrants in anticipation of the  
          receipt of revenues does not create an indebtedness or  
          liability within the meaning of the debt limitation clause  
          in the State Constitution.  The Court also ruled that  
          warrants are legal and binding, even if the fiscal period  







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          in which the warrants are issued ends before the state  
          repays the warrants.  The Attorney General has opined that  
          RAWs may be issued across a maximum of two fiscal years;  
          they cannot span three or more fiscal years.

          Despite the fact that the Treasurer issues debt and the  
          Controller issues warrants, Treasurer's Office and  
          Controller's Office staff have advised Committee staff that  
          the process of issuing all state obligations is a  
          collaborative one which involves the Governor (sometimes  
          directly and sometimes through the Department of Finance),  
          State Treasurer, State Controller, Director of Finance, and  
          Attorney General, as well as several private experts  
          knowledgeable about the marketing of these instruments.  In  
          other words, despite the fact that the Controller is the  
          lead agency responsible for issuing RAWs, the Treasurer and  
          multiple other government entities are very involved in the  
          issuance process.

           Approval process  .  Before RAWs may be issued, the Governor  
          must approve both their issuance and the maximum amount  
          that may be issued.  Once RAW issuance is approved by the  
          Governor, the Treasurer, Controller, and Director of  
          Finance, sitting as the Pooled Money Investment Board, set  
          the maximum rate of interest of and approves the payment  
          procedures for RAWs.  Once the maximum amount of RAWs, the  
          maximum rate of interest, and the payment procedures are  
          approved, the Controller may issue the RAWs.  The Attorney  
          General and bond counsel must issue opinions regarding the  
          legality of RAW issuance, and the Treasurer, Controller,  
          and Department of Finance must issue certifications and  
          other documents relating to their issuance.

          The approval process for issuing refunding warrants is  
          similar to that for RAWs, except that the Treasurer, rather  
          than the Governor, approves their issuance.

          The issuance of warrants does not require approval by the  
          Legislature.  However, AB 1533 (Assembly Banking and  
          Finance Committee), Chapter 336, Statutes of 2007, required  
          the Controller to formally notify the Legislature about the  
          proposed sale of any RAWs, and about the details of any RAW  
          issuances, by notifying the Chair and Vice Chair of the  
          Senate and Assembly Budget and Appropriations Committees.







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           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No

          According to the Senate Appropriations Committee:

                          Fiscal Impact (in thousands)

           Major Provisions                2009-10     2010-11     
           2011-12   Fund  

          Increase in rate  
          cap-------------unknown--------------General

           SUPPORT  :   (Verified  5/12/09)

          State Controller John Chiang (source)
          State Treasurer Bill Lockyer
          Orrick, Herrington & Sutcliffe


          JJA:do  5/12/09   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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