BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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          |SENATE RULES COMMITTEE            |                   SB 340|
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                              UNFINISHED BUSINESS


          Bill No:  SB 340
          Author:   Yee (D)
          Amended:  8/20/09
          Vote:     21

           
           SENATE JUDICIARY COMMITTEE  :  5-0, 4/14/09
          AYES:  Corbett, Harman, Florez, Leno, Walters

           SENATE FLOOR  :  37-0, 4/23/09 (Consent) 
          AYES:  Aanestad, Alquist, Ashburn, Benoit, Calderon,  
            Cedillo, Cogdill, Corbett, Correa, Cox, Denham,  
            DeSaulnier, Dutton, Florez, Hancock, Hollingsworth, Huff,  
            Kehoe, Leno, Liu, Lowenthal, Maldonado, Negrete McLeod,  
            Oropeza, Padilla, Pavley, Romero, Runner, Simitian,  
            Steinberg, Strickland, Walters, Wiggins, Wolk, Wright,  
            Wyland, Yee
          NO VOTE RECORDED:  Ducheny, Harman

           ASSEMBLY FLOOR  :  77-0, 8/24/09 - See last page for vote


           SUBJECT  :    Advertising:  automatic renewal and continuous  
          service
                        offers

           SOURCE  :     Author


           DIGEST  :    This bill requires any business making an  
          automatic renewal or continuous service offer to clearly  
          and conspicuously, as defined, disclose terms of the offer  
          and obtain the consumer's affirmative consent to the offer.
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           Assembly Amendments  (1) made numerous technical changes and  
          recast language with the same intent as it left the Senate,  
          and includes continuous service offers, (2) added a  
          December 1, 2010 operative date, and (3) expands list of  
          companies that are exempted from the provisions of this  
          bill.

           ANALYSIS  :    Existing law:

          1.Provides, under the Unfair Competition Law, that unfair  
            competition includes any unlawful, unfair, or fraudulent  
            business act or practice, including any unfair,  
            deceptive, or untrue advertising, or any act prohibited  
            by the False Advertising Act.

          2.Prohibits any person with the intent, directly or  
            indirectly, to sell any goods or services by making or  
            disseminating statements that the person knows, or should  
            know, to be untrue or misleading, and prohibits any  
            person from making or disseminating any untrue or  
            misleading statement as part of a plan or scheme to sell  
            goods or services at other than the stated or advertised  
            price. 

          This bill: 

          1.On or after December 1, 2010, makes it unlawful for any  
            business making an automatic renewal offer or a  
            continuous service offer to a consumer to do any of the  
            following: 

             A.   Fail to present the automatic renewal or continuous  
               service in a conspicuous manner, as defined, before  
               the subscription or purchasing agreement is fulfilled  
               and in visual proximity, or in the case of an offer  
               conveyed by voice, in temporal proximity, to the  
               request for consent to the offer; 

             B.   Charge the consumer's credit or debit card or the  
               consumer's account with a third party for an automatic  
               renewal or continuous service offer without first  
               obtaining the consumer's affirmative consent; or, 


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             C.   Fail to provide an acknowledgement that includes  
               the automatic renewal or continuous service offer  
               terms, cancellation policy, and information regarding  
               how to cancel in a manner that is capable of being  
               retained by the consumer. If the offer includes a free  
               trial, the business shall disclose how to cancel and  
               allow the consumer to cancel before the consumer pays  
               for the goods or services. 

          2.Requires a business making automatic renewal or  
            continuous service offers to provide a toll-free  
            telephone number, electronic mail address, a postal  
            address if the seller directly bills the consumer, or  
            another cost-effective, timely, and easy-to-use mechanism  
            for cancellation that shall be described in the written  
            acknowledgment. 

          3.Specifies that in the case of a material change in the  
            terms of an automatic renewal or continuous service offer  
            that has been accepted by the consumer, the business  
            shall provide the consumer with a clear and conspicuous  
            notice of the material change and provide information  
            regarding how to cancel in a manner that is capable of  
            being retained by the consumer. 

          4.Specifies that the requirements of this bill shall only  
            apply to the completion of the initial order for the  
            automatic renewal or continuous service, except as  
            provided. 

          5.Provides that in any case in which a business sends any  
            goods, wares, merchandise, or products to a consumer,  
            under a continuous service or automatic renewal, without  
            first obtaining the consumer's affirmative consent, in  
            the manner required by this bill, then the goods, wares,  
            merchandise, or products shall be deemed an unconditional  
            gift to the consumer, and the business shall bear any  
            shipping or other related costs. 

          6.Provides that violation of the provisions of this bill  
            shall not be a crime, but that all civil remedies that  
            apply to a violation may be employed. Specifies, however,  
            that if a business complies with the provisions of this  
            bill in good faith, it shall not be subject to civil  

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            remedies. 

          7.Exempts from the provisions of this bill:

             A.   Any service provided by certain businesses or  
               entities, including those regulated by the California  
               Public Utilities Commission, the Federal  
               Communications Commission, or the Federal Energy  
               Regulatory Commission.

             B.   Service contract sellers regulated by the Bureau of  
               Electronic and Appliance Repair.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No    
          Local:  No

           SUPPORT  :   (Verified  8/26/09)

          California Public Interest Research Group
          Consumer Federation of California
          American Federation of State, County and Municipal  
          Employees
          California Alliance for Consumer Protection


           ARGUMENTS IN SUPPORT  :    According to the author's office:

               It has become increasingly common for consumers to  
               complain about unwanted charges on their credit cards  
               for products or services that the consumer did not  
               explicitly request or know they were agreeing to.   
               Consumers report they believed they were making a  
               one-time purchase of a product, only to receive  
               continued shipments of the product and charges on  
               their credit card.  These unforeseen charges are often  
               the result of agreements enumerated in the "fine  
               print" on an order or advertisement that the consumer  
               responded to.  The onus falls on the consumer to end  
               these product shipments and stop the unwanted charges  
               to their credit card.

               A widespread instance of these violations resulted in  
               the 2006 Time, Inc. case, in which Time settled a  
               multi-state investigation into its automatic renewal  

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               offers and solicitations.  The states launched their  
               probe after receiving complaints from consumers that  
               Time was billing them or charging their credit cards  
               for unwanted magazine subscriptions.  The states'  
               investigation found that these mail solicitations  
               misled some consumers into paying for unwanted or  
               unordered subscriptions. 




           ASSEMBLY FLOOR  : 
          AYES:  Adams, Ammiano, Anderson, Arambula, Beall, Bill  
            Berryhill, Tom Berryhill, Blakeslee, Block, Blumenfield,  
            Brownley, Buchanan, Caballero, Charles Calderon, Carter,  
            Chesbro, Conway, Cook, Coto, Davis, De La Torre, De Leon,  
            DeVore, Duvall, Emmerson, Eng, Evans, Feuer, Fletcher,  
            Fong, Fuentes, Fuller, Furutani, Gaines, Galgiani,  
            Garrick, Gilmore, Hagman, Harkey, Hayashi, Hernandez,  
            Hill, Huber, Huffman, Jeffries, Jones, Knight, Krekorian,  
            Lieu, Logue, Bonnie Lowenthal, Ma, Mendoza, Miller,  
            Monning, Nava, Nestande, Niello, Nielsen, John A. Perez,  
            V. Manuel Perez, Portantino, Ruskin, Salas, Silva,  
            Skinner, Smyth, Solorio, Audra Strickland, Swanson,  
            Torlakson, Torres, Torrico, Tran, Villines, Yamada, Bass
          NO VOTE RECORDED:  Hall, Saldana


          RJG:nl  8/26/09   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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