BILL ANALYSIS                                                                                                                                                                                                    



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          SENATE THIRD READING
          SB 629 (Liu)
          As Amended June 23, 2009
          Majority vote 

           SENATE VOTE  :31-6  
           
           JUDICIARY           6-3                                         
          
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          |Ayes:|Feuer, Brownley, Jones,   |     |                          |
          |     |Krekorian, Lieu, Monning  |     |                          |
          |     |                          |     |                          |
          |-----+--------------------------+-----+--------------------------|
          |Nays:|Tran, Knight, Silva       |     |                          |
          |     |                          |     |                          |
           ----------------------------------------------------------------- 
           SUMMARY  :  Prohibits an owner or general contractor from  
          withholding "retention proceeds" that exceed 5% the amount  
          otherwise under a contract for a private work of improvement.  
          Specifically,  this bill  :   

          1)Provides that, for private works of improvement contracted on  
            or after January 1, 2010, retention proceeds withheld from any  
            payment made by an owner to a general contractor shall not  
            exceed 5% of the amount of the contract amount.  Provides that  
            retention proceeds withheld from any payment made by the  
            general contractor to a subcontractor, or by a subcontractor  
            to a subcontractor, or between subcontractors, shall not  
            exceed 5% of the amount otherwise due under the contract, or a  
            percentage determined under the contract, whichever is less.   
            In no event shall the total amount of retention proceeds  
            withheld under all payments made under the contract exceed 5%  
            of the total contract price. 

          2)Provides that any retention proceeds withheld by an owner from  
            a general contractor, by a general contractor from a  
            subcontractor, or by a subcontractor from another  
            subcontractor, shall be released within 45 days after the  
            party seeking the payment of any retained amounts completes  
            its scope of work and serves the other party with a designated  
            form demanding release of the retained proceeds.

          3)Specifies that it shall be contrary to public policy for any  








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            party to require any other party to waive any provision of  
            this bill.

          4)Specifies that this bill does not prohibit the withholding of  
            funds in the event of a dispute, as provided in subdivisions  
            (e) and (f) of Section 3260 of the Civil Code (see below).  

          5)Provides that the provisions of this bill shall not apply if  
            the owner or general contractor provides written notice to the  
            general contractor or subcontractor, respectively, at the time  
            of the bid request, that performance or payment bonds may be  
            required, and the general contractor or subcontractor  
            subsequently is unable or refuses to provide the owner or  
            general contractor with a performance or payment bond issued  
            by an admitted surety insurer.  

           EXISTING LAW  : 

          1)Requires an owner to pay "progress payments" within 30 days  
            following a demand made in accordance with the terms of the  
            contract.  

          2)Requires a general contractor or subcontractor, under a  
            contract for a private work of improvement, to pay any amount  
            owed under the contract within 10 days after the receipt of a  
            progress payment from the owner.  

          3)Requires any retention proceeds withheld by an owner or  
            general contractor, under a private work of improvement, to be  
            released within 45 days the project's date of completion, as  
            defined.  

          4)Provides that in the event of a dispute over work performed,  
            an owner or general contractor may withhold from any payment  
            due to the general contractor or subcontractor an amount equal  
            to 150% of the amount in dispute.  

          5)Specifies that the above provisions relating to retention  
            proceeds do not apply to retentions withheld by a lender  
            pursuant to a construction loan contract.  

          6)Prohibits Caltrans from withholding  any  retention proceeds  
            when making progress payments to a contractor for work  
            performed on a transportation project.  








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           FISCAL EFFECT  :  None
           
          COMMENTS  :  In most contracts for private works of improvement  
          (e.g., remodeling and construction projects) the property owner  
          makes "progress payments" to the general contractor as the work  
          proceeds, rather than pay the full contract price up front or  
          not pay anything until after completion.  The general contractor  
          then typically pays any subcontractors a portion of the progress  
          payment.  However, an owner may hold back a certain amount of  
          the payment due, known as "retention proceeds," until 45 days  
          after the work is fully completed.  General contractors may in  
          turn hold retention proceeds owed to the subcontractor until  
          after the entire project is completed.  Retention proceeds have  
          long been used in the construction industry as a means by which  
          owners and general contractors could motivate general  
          contractors and subcontractors, respectively, to complete the  
          work, and to soften the blow if the work is not completed.   
          Although existing law does not place any cap on the percentage  
          of the contract amount that can be held as retention proceeds,  
          current construction industry practices appear to set the amount  
          at about 10% of the amount owed.  

          As most recently amended, this bill would limit retention  
          proceeds to 5% of the value of the contract for any private work  
          of improvement.  In addition, whereas existing law requires  
          release of retention proceeds within 45 days after the "date of  
          completion" - meaning completion of the entire project - this  
          bill would require release of retention proceeds within 45 days  
          after the party seeking payment of proceeds completes the scope  
          of its work under the contract and has served the withholding  
          party with a prescribed demand form.  Recent amendments also  
          clarify that the provisions of this bill do not affect the  
          amounts that may be withheld in the event of a dispute over the  
          performance of the contract, nor would it apply where a lender  
          requires a higher retention proceed as part of a construction  
          loan contract.  Finally, recent amendments clarify that the 5%  
          cap will not apply if the bid request specifies that surety  
          bonds may be required, but the subcontractor is subsequently  
          unable or refuses to provide the bonds. 

          This bill is supported by dozens of subcontractor associations  
          and individual companies that perform subcontracting work.  They  
          point to several perceived flaws and inequities in the existing  








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          system, but generally their arguments fall into one or more of  
          the following categories:

          1)For many subcontractors, the 10% retention fee is equal to or  
            greater than a subcontractor's profit margin.  This, along  
            with the fact that proceeds are not released until the entire  
            project has been completed, even if the subcontractor has  
            completed its portion of the work, creates serious cash flow  
            problems.  This may mean that a subcontractor is unable to  
            meet its payroll or buy supplies, thereby potentially delaying  
            completion of the project.

          2)Retention proceeds are not really necessary in the current  
            construction market.  First, supporters argue that existing  
            law already permits an owner or general contractor to withhold  
            150% of any disputed amount in the event that questions arise  
            over amounts owed or the non-performance or inadequate  
            performance of parts of the contract.  Second, most  
            subcontractors carry surety bonds that protect the owner and  
            general contractor against default or inadequate performance  
            on the part of the subcontractor. 

          3)The trend in both private and public works projects is toward  
            elimination of retention. For example, the federal government  
            has, since 1983, prohibited retention proceeds for any public  
            work projects that it funds.  In California, SB 593 (Chapter  
            341, Stats. of 2008) prohibited Caltrans from withholding  
            retention proceeds from any contractors working on public  
            transportation projects.  In addition, supporters claim, even  
            the guidelines approved by the national Associated General  
            Contractors (ACG) organization provide that "whenever  
            possible, retainage should be eliminated or reduced

          This bill is opposed by the Associated General Contractors of  
          California, the California Business Properties Association, and  
          various builders' associations.  Although opponents raise  
          concerns about certain provisions of the bill, such the  
          appropriate "time of completion" that triggers the 45-day clock  
          for release of proceeds, the opponents make two more general  
          arguments in defense of negotiated retention proceeds:  

          1)Retention proceeds are a long-established practice in the  
            construction industry that protect the considerable  
            investments of property owners and general contractors from  








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            defaulting subcontractors; provide incentives for contractors  
            to complete work in a timely manner; and "soften the blow"  
            that the owner or general contractor suffer if the defaulting  
            subcontractor is judgment proof.

          2)Retention proceeds have always been, and should remain,  
            negotiable.  Opponents claim that this bill is unnecessary  
            because a general contractor will often agree to lower  
            retention proceeds, based on the reputation of the  
            subcontractor, the general contractor's prior relations with  
            the subcontractor, or the extent to which the subcontractor is  
            bonded. 


           Analysis Prepared by  :   Thomas Clark / JUD. / (916) 319-2334 


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