BILL ANALYSIS                                                                                                                                                                                                    



                                                                       



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          |SENATE RULES COMMITTEE            |                  SB 1316|
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                                 THIRD READING


          Bill No:  SB 1316
          Author:   Romero (D)
          Amended:  8/15/10
          Vote:     21

           
           SENATE REVENUE & TAXATION COMMITTEE  :  3-0, 6/23/10
          AYES:  Wolk, Alquist, Padilla
          NO VOTE RECORDED:  Walters, Ashburn

           SENATE APPROPRIATIONS COMMITTEE  :  7-4, 8/12/10
          AYES:  Kehoe, Alquist, Corbett, Leno, Price, Wolk, Yee
          NOES:  Ashburn, Emmerson, Walters, Wyland


           SUBJECT  :    Income taxes:  property exchanges:  investment  
          credits

           SOURCE  :     Author


           DIGEST  :    This bill eliminates state tax benefits related  
          to any like-kind exchange of California property for  
          out-of-state property for the 2011 calendar year that would  
          otherwise qualify for deferral of capital gains taxes.   
          This bill also enacts a New Markets Tax Credit for  
          qualified investments made in low income communities in the  
          2011 calendar year.  The State Treasurer's Office would  
          administer the new credit program and allocate credits in  
          an amount equal to the estimated revenue gains resulting  
          from the temporary elimination of specified like-kind  
          property exchanges.  This bill appropriates $150,000 from  
          the Tax Credit Allocation account to the California Tax  
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          Credit Allocation Committee to implement the New Market Tax  
          Credit Program.

           ANALYSIS  :    

          I.  In Kind Exchange  .  Existing federal law, the Internal  
             Revenue Code (IRC) Section 1031, to which California  
             conforms, generally allows taxpayers to defer the  
             payment of capital gains taxes when a qualifying  
             property is exchanged for property of a "like-kind" that  
             is to be held for productive use in a trade or business  
             or for investment.  For example, if a taxpayer sells a  
             store and purchases another store or property of the  
             same nature and character any gains or losses from the  
             sale of the store are not realized for taxation purposes  
             until the purchased property is sold or otherwise  
             ultimately disposed of.  Like-kind tax treatment does  
             not apply to exchanges of stocks, bonds, or other  
             financial instruments.

             This bill prohibits the application of tax deferrals  
             related to like-kind exchanges in which out-of-state  
             property is received in exchange for real property  
             located in California in the 2011 taxable year.  The  
             Franchise Tax Board (FTB) estimates that a one-year  
             elimination of like-kind exchange treatment for  
             out-of-state property would result in revenue gains of  
             approximately $7 million.

          II.            New Markets Tax Credit Program  .  Existing  
             federal law provides for a new markets tax credit for  
             taxpayers' qualified equity investments in community  
             development entities, the primary mission of which must  
             be serving, or providing investment capital for  
             low-income communities or low-income persons, as  
             specified.  The federal credit is equal to 39 percent of  
             the qualified equity investment, and is spread over  
             seven years.  The Department of the Treasury administers  
             the program and provides allocations of the federal  
             credits to eligible community development entities  
             through a competitive grant process when Congress makes  
             the credits available.  Existing California law provides  
             for a Community Development Financial Institution credit  
             until January 1, 2012, which allows taxpayers to claim a  







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             credit equal to 20 percent of qualified investments in  
             specified financial institutions that have community  
             development as their primary mission.  The credit is  
             subject to a 60-month recapture period if the investment  
             is reduced or withdrawn.

             This bill enacts a new California New Markets Tax Credit  
             Program for the 2011 taxable year, which would allow  
             taxpayers to claim a credit against the personal income  
             tax and the corporation tax equal to 39 percent of a  
             qualified equity investment in a qualified community  
             development entity (QCDE) that serves low income  
             communities or persons, as specified.  This provision is  
             modeled after the federal new markets tax credit.  The  
             bill would require the STO to prescribe regulations,  
             guidelines, or procedures to administer the tax credit  
             program, and to allocate the credits to qualifying  
             applicants with priority given to applicant entities  
             that either have a record of successfully providing  
             capital or technical assistance to disadvantaged  
             businesses or communities, or entities that make  
             qualified investments in one or more businesses in which  
             persons unrelated to the entity hold the majority equity  
             interest.  This bill provides for recapture of the tax  
             credits within seven years of the investment if the QCDE  
             redeems the investment, the investment ceases to be used  
             in the required manner, or the entity ceases to be a  
             QCDE.  The bill also requires FTB to estimate the  
             aggregate revenue increase attributable to the one-year  
             elimination of like-kind exchange treatment for  
             out-of-state property, and limits the amount of tax  
             credits available for allocation by the STO in any  
             calendar year to the amount estimated by FTB.

             This bill requires the STO to promulgate regulations  
             pursuant to the requirements of the Administrative  
             Procedures Act within a short timeframe.  The STO is  
             required to certify that applicants qualify as QCDEs,  
             rate and rank applications, and award and allocate  
             grants.  STO staff would also monitor projects and  
             investments over nine years to ensure ongoing compliance  
             and to enforce recapture provisions.  The STO indicates  
             the bill requires the addition of two AGPA-level staff  
             positions at a cost of $232,000, and significant  







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             assistance and time from STO legal and administrative  
             staff, particularly through the regulatory process.   
             Staff estimates that ongoing monitoring would require  
             one PY of dedicated STO staff time.  

           FISCAL EFFECT  :    Appropriation:  Yes   Fiscal Com.:  Yes    
          Local:  No

                          Fiscal Impact (in thousands)

          According to the Senate Appropriations Committee analysis:

           Major Provisions                2010-11     2011-12     
           2012-13   Fund  

          Denial of tax benefits        ($2,500)   
          ($3,900)($600)General
             (estimated revenue gains)

          New tax credit revenue        $2,500    $3,900$600General
            Loss

          CTAC regulations/admin                             
          $150ongoing costs offset by fees                  Special*

                 California Tax Credit Allocation Fee Account

          The Senate Appropriations Committee states that the revenue  
          impact noted in the above table is based upon FTB estimates  
          of the revenues generated as a result of denying like-kind  
          exchange treatment for non-California property in the 2011  
          calendar year.  To the extent that actual revenue generated  
          differs from the estimate, SB 1316 could result in net  
          General Fund revenue gains or losses.  The margin of error  
          is unknown, but if actual revenues are five percent less  
          than or greater than estimated revenues, the bill would  
          result in a revenue loss or gain of approximately $350,000  
          over three years.

           SUPPORT  :   (Verified  8/17/10)

          Advantage Capital Partners
          American Federation of State, County and Municipal  
          Employees







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          TELACU
          United Fund Advisors

           OPPOSITION  :    (Verified  8/17/10)

          Building Owners and Managers Association of California
          California Apartment Association
          California Association of Realtors
          California Bankers Association
          California Building Industry Association
          California Business Properties Association
          California Chamber of Commerce
          California Financial Services Association
          California Land Title Association
          California Taxpayers' Association
          Commercial Real Estate Development Association
          Federation of Exchange Administrators
          First American Corporation
          International Council of Shopping Centers
          Investment Property Exchange Services

           ARGUMENTS IN SUPPORT  :    The author's office states,  
          "California currently offers a range of tax credits that  
          are of no direct benefit to the state.  In a time of  
          economic uncertainty, it is prudent to examine such tax  
          credits and consider a better use of General Fund dollars.   
          One such program is the 1031 exchange program, offering tax  
          credits for real estate investments.  A portion of this  
          program (ten percent) awards tax credits to private  
          investors who purchase out-of-state properties.  This  
          portion of the 1031 exchange program is of no direct  
          benefit to California.  With California's economy still  
          faltering, it is more prudent use of General Fund dollars  
          to stimulate direct investment in California, rather than  
          continue to fund tax credits for investments in  
          out-of-state properties - essentially subsidizing private  
          investment activity outside California."

          Proponents of this bill state that state conformity is  
          undesirable because many taxpayers will make the same  
          transactions without state deferrals because federal tax  
          consequences are much greater than state ones, and add that  
          out-of-state exchanges make even less sense because the  
          taxpayer is rewarded for economic activity taking place in  







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          other states.  

           ARGUMENTS IN OPPOSITION  :    Opponents of this bill argue  
          that disqualifying exchanges for out-of-state property will  
          be less likely to invest in California if they know that a  
          subsequent transaction may be treated as taxable.   
          Opponents also assert that the tax benefit leads to  
          additional real estate investment, thereby stimulating the  
          economy.  Opponents add that taking California out of  
          conformity with federal law will create additional  
          administrative burden, 

          DLW:do  8/17/10   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  SEE ABOVE

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