BILL ANALYSIS                                                                                                                                                                                                    Ó




                   Senate Appropriations Committee Fiscal Summary
                           Senator Christine Kehoe, Chair


          AB 391 (Pan) - Secondhand dealers and pawnbrokers: electronic 
          reporting.
          
          Amended: May 9, 2012            Policy Vote: Public Safety 7-0
          Urgency: Yes                    Mandate: No
          Hearing Date: June 4, 2012      Consultant: Jolie Onodera
          
          This bill meets the criteria for referral to the Suspense File.


          Bill Summary: AB 391, an urgency measure, would require the 
          Department of Justice (DOJ) to develop and implement a single, 
          statewide uniform electronic reporting system for reporting the 
          acquisition of secondhand, tangible personal property upon the 
          availability of sufficient funding collected through the 
          imposition of specified fees on secondhand dealers and 
          pawnbrokers.

          Fiscal Impact: 
             One-time costs of $1.2 million (Special Fund) to the DOJ in 
             2012-13 to develop the electronic reporting system, to be 
             offset through the collection of a combination of fees, both 
             from a new/renewal license fee of $300 and a one-time fee of 
             $288 imposed on pre-existing licensees. The DOJ estimates 
             $1,382,000 in fees will be collected from an estimated 4,800 
             licensees statewide within 120 days of the bill's enactment. 
             Additional time may be required for sufficient funding to be 
             available to initiate development of the system to the extent 
             there are fewer licensees statewide. 
             Ongoing costs of $691,000 (Special Fund) in 2013-14 and 
             thereafter to the DOJ to operate and maintain the electronic 
             reporting system, to be offset by biennial license renewal 
             fees and new license application fees of $720,000 from an 
             estimated 2,400 licensees in 2013-14 and annually thereafter. 
             To the extent there are fewer new/renewed licensees and/or 
             increased costs for ongoing system operation and maintenance, 
             annual costs in the initial years of operation may not be 
             fully covered by fees. 
             Potential increase in the Proposition 98 minimum funding 
             guarantee in the range of $550,000 one-time and $288,000 
             (General Fund) ongoing  should the increased revenues be 
             considered General Fund proceeds of taxes for purposes of 
             calculating the minimum school funding obligation.







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             Ongoing costs to the DOJ to process fingerprint images for 
             new licensees, to be fully offset by fees of $32 per 
             applicant (Fingerprint Fee Account). 
             Ongoing costs to local licensing authorities, to be offset 
             by fees authorized to be charged to applicants to recover the 
             actual costs of processing applications. Clarifying language 
             to include costs for the collection and transmittal of 
             license fees in the authorized fee is recommended to ensure 
             full cost recovery by licensing agencies.
             Some degree of economic stimulus resulting from cost savings 
             realized by affected businesses through operational 
             efficiencies gained by transitioning from the paper reporting 
             process to the electronic reporting system.
             Non-reimbursable local enforcement costs for increased 
             enforcement of licensing requirements and investigations 
             associated with the recovery of stolen property. 

          Background: Existing law includes a statement of legislative 
          intent to curtail the dissemination and facilitate the recovery 
          of stolen property by means of a uniform, statewide, 
          state-administered program of regulation of persons whose 
          principal business is dealing in tangible personal property. 
          Additional intent language states the uniform statewide 
          reporting of tangible personal property to be used for the 
          purpose of correlating the reports with other law enforcement 
          reports and utilizing the DOJ to aid in tracing and recovering 
          stolen property.

          Existing law requires pawnbrokers, secondhand dealers and coin 
          dealers to report daily to local law enforcement agencies on 
          forms approved or provided by the DOJ of all personal property 
          purchased or taken in trade or pawn. The reports include, but 
          are not limited to, the following information from the intended 
          seller or pledger of the property: name and current address, 
          valid personal identification such as a passport or driver's 
          license that includes a photograph, description, or both, and a 
          signature, a description and serial number of the property, 
          certification of ownership, and a legible fingerprint. 

          Currently, this daily reporting process is completed via the use 
          of paper forms limited to a single transaction, requiring 
          businesses to print, manually complete, and mail or deliver 
          hundreds to thousands of paper reports each year.

          Existing law provides that secondhand dealers and coin dealers 







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          are to report these specified transactions using an electronic 
          reporting system twelve months after the DOJ and local law 
          enforcement agencies have developed comprehensive categories of 
          tangible personal property subject to reporting, and, in 
          consultation with representatives from secondhand dealer and 
          coin dealer businesses, have developed a standard format to be 
          used statewide to transmit a report electronically.  

          Coin dealers, by definition, are not secondhand dealers, 
          however, to the extent a coin dealer engages in transactions 
          involving tangible personal property taken in trade or pawn, 
          coin dealers must be licensed as secondhand dealers. Under 
          existing law, coin dealers engaging in less than 10 transactions 
          per week in items taken in trade or pawn are required to report 
          daily via facsimile transmission or mail on written forms 
          developed by the DOJ to the chief of police or sheriff. When a 
          coin dealer engages in at least 10 transactions per week, the 
          coin dealer is required to report electronically, consistent 
          with any pawnbroker or secondhand dealer.

          Proposed Law: This bill proposes to implement the currently 
          unfunded system for electronic reporting of transactions in 
          pawned and secondhand goods through fees imposed on secondhand 
          dealers and pawnbrokers. Specifically, this bill:
             Provides that on the date the DOJ implements the statewide 
             electronic reporting system for pawned and secondhand 
             tangible personal property, each pawnbroker, secondhand 
             dealer, and coin dealer shall electronically report 
             transactions, as specified.
             Provides that coin dealers shall report electronically if at 
             least 10 transactions per week are completed, and shall 
             otherwise continue to report on paper forms.
             Provides that dealers shall report both electronically as 
             well as on paper forms for the first 30 days following 
             implementation of the electronic reporting system.
             Provides that the DOJ shall require each applicant for an 
             initial license or renewal of a license as a secondhand 
             dealer or pawnbroker to pay a fee not to exceed $300. The fee 
             shall be no more than necessary to cover the costs of 
             processing the initial and renewal applications, and the 
             costs of implementing, operating, and maintaining the 
             electronic reporting system. The fee may be increased at a 
             rate not to exceed any increase in the California Consumer 
             Price Index (CPI) as compiled and reported by the Department 
             of Industrial Relations.







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             Provides that all licensees holding a license as a 
             secondhand dealer or pawnbroker issued before the effective 
             date of this bill's enactment shall, within 120 days of 
             enactment, pay a fee not to exceed $288 to the DOJ. This fee 
             is in addition to any fee required for licensure application 
             or renewal.
             Establishes the Secondhand Dealer and Pawnbroker Fund, into 
             which the aforementioned fees are to be deposited and 
             continuously appropriated to the DOJ for the costs of 
             implementing, operating, and maintaining the statewide 
             uniform electronic reporting system, as well as for the 
             ongoing costs of processing initial license and renewal 
             applications.
             Appropriates $2.5 million from the Secondhand Dealer and 
             Pawnbroker Fund to the DOJ for the purpose of implementing 
             the single, statewide, uniform electronic reporting system.
             Requires local licensing authorities to collect and transmit 
             the licensing fees to the DOJ, and authorizes local licensing 
             authorities to charge a fee to cover the actual costs of 
             processing applications for new licenses and license 
             renewals.
             Requires applicants to submit fingerprint images to the DOJ 
             for the purpose of processing criminal background checks, and 
             authorizes the DOJ to charge a fee sufficient to cover the 
             processing costs. The fees are to be deposited in the 
             Fingerprint Fee Account and continuously appropriated to the 
             DOJ.
             States legislative intent that fees authorized are necessary 
             to implement and maintain the new system and constitute 
             charges imposed for the specific benefit of secondhand 
             dealers and pawnbrokers. Further intent language stating the 
             fees imposed are for the reasonable regulatory costs to the 
             state incident to issuing licenses and performing 
             investigations.

          Prior Legislation: SB 1520 (Schiff) Chapter 994/2000 established 
          the requirement for the development of an electronic reporting 
          system of secondhand, tangible personal property, however, the 
          measure did not provide for a funding mechanism to develop, 
          implement, and maintain the system.

          SB 1893 (Burton) 2004 would have required the electronic 
          reporting system of secondhand, tangible personal property to be 
          funded through licensure fees to be operational by January 1, 
          2007. This bill failed passage in the Assembly Business and 







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          Professions Committee.
           
          AB 1178 (Yee) 2005 was a similar measure that would have funded 
          an electronic reporting system through specified licensure fees 
          on secondhand dealers and pawnbrokers. This bill died on the 
          Assembly Floor.
          
          SCR 63 (Yee) Resolution Chapter 16/2010 urges the DOJ to ensure 
          compliance with the requirement pursuant to Chapter 994/2000 
          that the DOJ develop a standard format to be used statewide for 
          purposes of reporting secondhand dealer transactions at the 
          earliest possible time.
          
          Staff Comments: This bill proposes a funding mechanism for the 
          development, implementation, operation, and maintenance of a 
          statewide electronic reporting system for pawned and secondhand 
          goods through the imposition of various fees on pawnbrokers and 
          secondhand dealers. Once implemented, the electronic reporting 
          system will enable businesses to enter transaction data into the 
          new database, alleviating the need to provide the DOJ-developed 
          paper form (JUS-123) to local law enforcement. The information 
          tracked in the database will be made available to all law 
          enforcement agencies to assist in the location and recovery of 
          stolen property.
           
          The DOJ estimates one-time costs to develop the electronic 
          reporting system of $1.2 million in 2012-13. This cost estimate 
          is based on staffing for three positions as well as development 
          costs associated with infrastructure (servers, storage, and 
          software licenses) and consultant costs for software 
          development. To offset these costs, DOJ estimates there are 
          approximately 4,800 existing licensees who will be subject to 
          the $288 fee to be paid within 120 days of enactment, resulting 
          in $1,382,400 in fee revenue to be deposited in the newly 
          created Secondhand Dealer and Pawnbroker Fund.

          The DOJ estimates ongoing costs of $691,000 for permanent 
          staffing to operate and maintain the electronic reporting 
          system. Costs reflect three permanent positions to operate and 
          maintain the system. Ongoing costs are projected to be fully 
          offset by licensure application and renewal fees of $300 per 
          application, estimated at 2,400 licensees to account for new 
          licensees and the biennial renewal of existing licensees. Until 
          the system is completed and fully operational, the ongoing level 
          of workload required to operate and maintain the system is 







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          unknown and could result in additional workload (data 
          management, error resolution, help desk) and costs that have yet 
          to be identified by the DOJ.

          Staff notes that the revenue and expenditure estimates are not 
          known with certainty at this time, and the exact number of 
          currently licensed pawnbrokers and secondhand dealers is unknown 
          although estimated at 4,800 dealers statewide based on dated 
          information from law enforcement agencies. The DOJ does not 
          retain records of existing licensees that are licensed at the 
          local level by licensing authorities. As a result, the amount of 
          revenue collected within 120 days of enactment of the bill could 
          be substantially less than the amount noted above. In such an 
          event, additional fees from applications for new/renewed 
          licenses would need to be collected before sufficient funding is 
          available to initiate development of the electronic reporting 
          system. 

          Due to the absence of specific information on licensees, the 
          timing of biennial renewals also cannot be known with certainty. 
          As a result, the amount of ongoing revenue collected under this 
          bill could be less than $720,000 depending on the proportion of 
          licensees up for renewal and may be insufficient to cover annual 
          costs in the initial years of operation. To the extent 40 
          percent of existing licensees renew in any one year instead of 
          an assumption of 50 percent would result in fee revenue of 
          $576,000, or $115,000 short of estimated annual costs of 
          $691,000. Should ongoing costs be greater than the estimated 
          $691,000 once the system is completed and operational, the 
          funding shortfall could be greater. A shortfall in one year 
          would result in excess funds of the same amount in the 
          subsequent year, assuming a static level of new licensees and 
          licensees who do not renew. 

          There will likely be additional businesses subject to licensure 
          that will increase the number of licensees as well as offsetting 
          reductions in licensure due to fewer renewals for smaller 
          businesses that determine the higher fees are not cost 
          beneficial. Information from the DOJ indicates there could be 
          over 40,000 currently unlicensed businesses that would require 
          licensure under the provisions of this bill. With increased 
          enforcement of the licensing provisions of this bill, an 
          increased number of dealers would be licensed over time that 
          should result in increased fee revenue to support the ongoing 
          costs of licensure activities and maintenance of the system.   







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          To ensure adequate funding is available to develop and maintain 
          the system as well as to provide a level of legislative 
          oversight, staff recommends the bill be amended to delete the 
          initial $2.5 million appropriation of funds as well as the 
          continuous appropriation and instead provide funding to the DOJ 
          subject to appropriation by the Legislature. Once the system is 
          implemented and fully operational, the DOJ will be able to fully 
          identify ongoing costs to operate and maintain the system. 
          Further, from the bill's enactment date and throughout the 
          system's development period, a more accurate estimate of the 
          number of licensees will be available. At that time, the fee 
          structure may be reevaluated to ensure it is sufficient to 
          support licensing activities and the maintenance and operation 
          of the system.

          The DOJ will incur costs to process the fingerprint images of 
          applicants for new licenses. Costs for processing may be fully 
          recovered through the imposition of a fee, which is 
          approximately $32 per applicant. Applicants for secondhand 
          dealer and pawnbroker licenses currently submit fingerprint 
          images as part of the application process, and therefore, no 
          significant increase in workload is anticipated that would 
          require additional resources for processing background checks. 

          This bill authorizes licensing authorities to assess a fee to 
          recover the costs associated with processing licensure 
          applications and renewals. As the provisions of this bill also 
          require licensing authorities to collect and transmit licensure 
          fees to the DOJ, staff recommends the bill be amended to clarify 
          cost recovery by licensing authorities for costs associated with 
          the collection and transmittal of these fees to the DOJ.

          Staff notes this measure currently includes an urgency clause 
          that requires a two-thirds vote of the Legislature for passage. 
          In the absence of the urgency clause, the Legislative Counsel 
          has informally opined that the fees imposed under the provisions 
          of this bill would constitute a tax under Proposition 26 of the 
          November 2010 General Election, which amended Section 3 of 
          Article XIII A of the California Constitution and broadened the 
          definition of a state or local tax to include various payments 
          previously considered to be fees or charges. 

          If these fees are deemed a tax, at least 40 percent of the new 
          revenue would be allocated to K-14 education pursuant to 







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          Proposition 98. In some years, however, a notably higher share 
          of the associated revenue might need to be allocated to K-14 
          education. The exact share going to K-14 education would depend 
          upon various factors, including the size of the Proposition 98 
          maintenance factor, how the maintenance factor is repaid, and 
          the overall growth in state revenues. 

          Should a share of the new revenues be required to be set aside 
          for the Proposition 98 minimum funding guarantee, development of 
          the electronic reporting system would be delayed until 
          sufficient funds could be collected in the Secondhand Dealer and 
          Pawnbroker Fund. Moreover, in the absence of DOJ authority to 
          charge licensed dealers any more than the actual cost of 
          processing applications and the electronic reporting system, 
          additional funding from other sources would be required in order 
          to cover both the ongoing costs of the system and the potential 
          cost of the education set aside. 
          
          Recommended Amendments: Staff recommends the bill be amended to 
          delete the initial $2.5 million appropriation as well as the 
          continuous appropriation from the newly established Secondhand 
          Dealer and Pawnbroker Fund and instead make the revenue in the 
          fund available to the DOJ subject to appropriation by the 
          Legislature for the purpose of licensing activities and 
          development and ongoing support of the new system. 

          Staff recommends the bill be amended to delete the continuous 
          appropriation from the Fingerprint Fee Account for purposes of 
          paying the costs associated with processing fingerprint images 
          and instead have the fee revenues subject to appropriation by 
          the Legislature.

          Staff additionally recommends an amendment to clarify that the 
          fee authorized to be charged by local licensing authorities to 
          cover the actual costs of processing applications shall also 
          include the cost of collecting and transmitting the specified 
          fees of licensees to the DOJ.

          The author may also wish to consider amending Section 5 of the 
          bill to include provisional language to address the potential 
          interaction with Proposition 98. As currently drafted, the DOJ 
          may charge fees "in no event exceeding the costs" associated 
          with the electronic reporting system and processing 
          applications. In the event the fees are deemed a tax, the DOJ 
          may require the authority to charge licensed dealers more than 







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          the actual cost of processing applications and the electronic 
          reporting system such that the state can cover both the costs of 
          the system and the potential cost of the education set aside. In 
          the absence of this authority, other fund sources would be 
          required to fully fund the cost of the reporting system.