BILL ANALYSIS                                                                                                                                                                                                    Ó






                                 SENATE HEALTH
                               COMMITTEE ANALYSIS
                       Senator Ed Hernandez, O.D., Chair


          BILL NO:       AB 922                                      
          A
          AUTHOR:        Monning                                     
          B
          AMENDED:       June 20, 2011                               
          HEARING DATE:  June 29, 2011                               
          9
          CONSULTANT:                                                
          2
          Chan-Sawin                                                 
          2                                                          

                                        
                                     SUBJECT
                                         
                           Office of Patient Advocate
                                         

                                    SUMMARY  

          Transfers the Office of the Patient Advocate (OPA) from the 
          Department of Managed Health Care (DMHC) to operate as an 
          independent entity within state government. Requires 
          existing OPA duties to apply to health insurers regulated 
          by the California Department of Insurance (CDI) and their 
          insureds (in addition to DMHC-regulated health plans) and 
          assigns new duties to the OPA consistent with requirements 
          of the Patient Protection and Affordable Care Act (PPACA).  



                             CHANGES TO EXISTING LAW  

          Existing federal law:
          Requires, under PPACA (Public Law 111-148), as amended by 
          the Health Care Education and Reconciliation Act of 2010 
          (Public Law 111-152), each state, by January 1, 2014, to 
          establish an American Health Benefit Exchange that makes 
          qualified health insurance products available to qualified 
          individuals and qualified employers.  If a state does not 
          establish an Exchange, the federal government administers 
                                                         Continued---



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          the Exchange.

          Requires the federal Secretary of Health and Human Services 
          Agency to award grants to states to enable states (or the 
          exchanges operating in such states) to establish, expand, 
          or provide support for offices of health insurance consumer 
          assistance or health insurance ombudsman programs.  

          Establishes criteria for states to meet in order to receive 
          a consumer assistance grant under the PPACA, and requires 
          the ombudsman to perform certain activities, including 
          assisting with the filing of complaints and appeals, 
          educating consumers on their rights and responsibilities, 
          assisting consumers with enrollment, and resolving problems 
          in obtaining premium tax credits made available by PPACA.  
          As a condition of receiving a federal ombudsman grant, an 
          office of health insurance consumer assistance or ombudsman 
          program is required to collect and report data to the 
          Secretary of HHS on the types of problems and inquiries 
          encountered by consumers.

          Existing state law:
          Provides for the regulation of health plans by DMHC under 
          the Knox-Keene Health Care Service Plan Act of 1975, and 
          for the regulation of health insurers by the CDI, under 
          provisions of the Insurance Code (collectively referred to 
          as regulators).

          Requires DMHC to establish and maintain a toll-free 
          telephone number for the purpose of receiving complaints 
          regarding health plans regulated by DMHC.  

          Establishes the Office of Patient Advocate (OPA) within 
          DMHC to represent the interests of enrollees served by 
          health plans regulated by DMHC and establishes, as the goal 
          of OPA, to help enrollees secure health care services to 
          which they are entitled under the laws administered by 
          DMHC.  Requires OPA to compile an annual publication, to be 
          made available on DMHC's website, of a quality-of-care 
          report card, including, but not limited to, health plans.

          Requires the Insurance Commissioner to establish a program 
          to investigate complaints, respond to inquiries, and to 
          bring enforcement actions regarding health insurers.  
          Requires the program to include, but not be limited to, a 




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          toll-free telephone number dedicated to the handling of 
          complaints and inquiries, public service announcements to 
          inform consumers of the toll-free telephone number, 
          information as to how to register a complaint or make an 
          inquiry to the CDI, and a simple, standardized complaint 
          form designed to assure that complaints will be properly 
          registered and tracked.

          Establishes the Medi-Cal program, which is administered by 
          the State Department of Health Care Services (DHCS), under 
          which qualified low-income individuals receive health care 
          services.  

          Authorizes DHCS, for purposes of the Medi-Cal Program, on a 
          regional pilot project basis, to the extent authorized by 
          law, to enter into contracts with one or more nonprofit 
          organizations to perform the functions of the DHCS' Office 
          of the Ombudsman.  


          Establishes and specifies the duties and authority the 
          California Health Benefit Exchange (Exchange) within state 
          government in a manner that is consistent with PPACA.



          Establishes the Managed Care Fund and the Insurance Fund, 
          for the purposes of funding the regulatory activities of 
          DMHC and CDI, respectively. 

          This bill:
          Transfers the OPA from DMHC, and establishes it as an 
          independent entity within state government.  

          Requires existing OPA duties to also apply to health 
          insurers regulated by CDI and their insureds (in addition 
          to DMHC-regulated health plans).  

          Requires the OPA to be headed by a patient advocate who is 
          appointed by the Governor and who serves at the pleasure of 
          the Governor.  
          Specifies that the duties of the OPA include, but are not 
          limited to:
                 Developing educational and informational guides for 
               consumers describing their rights and 




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               responsibilities, and informing them of effective ways 
               to exercise their rights to secure health coverage, as 
               specified;
                 Compiling an annual publication, to be made 
               available on the office's website, containing a 
               quality of care report card, as specified;
                 Rendering advice and direct assistance to consumers 
               regarding:
                  a.        Filing of complaints, grievances, and 
                    appeals, including appeals of denials of care, as 
                    specified, with the appropriate regulator or 
                    public program;
                  b.        Problems related to health care services, 
                    including care and service problems, and claims 
                    or payment problems, as specified;
                 Advising consumers on problems related to mental 
               health parity and coverage for substance abuse 
               treatment, consistent with state and federal law, as 
               specified;
                 Making referrals to the appropriate state agency 
               regarding studies, investigations, audits, or 
               enforcement that may be appropriate to protect the 
               interests of consumers; and,
                 Coordinating and working with other government and 
               nongovernment patient assistance programs and health 
               care ombudsman programs.

          Requires the OPA to employ necessary staff, and authorizes 
          OPA to employ or contract with experts when necessary to 
          carry out the functions of the office.  Requires the 
          patient advocate to make annual budget requests for the 
          office, which shall be identified in the annual budget act.

          Requires the OPA to have access to records of DMHC and CDI, 
          as specified.

          Requires the OPA to annually issue a public report on the 
          activities of the office, and to appear before the 
          appropriate legislative policy and fiscal committees, if 
          requested, to report and make recommendations on the 
          activities of the office.

          Directs the OPA to also do all of the following:
                 Provide outreach and education about health care 
               coverage options including, but not limited to, 




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               information regarding the cost of coverage and 
               education about how to navigate the health care arena, 
               including what health services a carrier offers or 
               provides, how to select a plan or insurer, and how to 
               find a doctor or other health care provider.
                 Advise and assist consumers regarding eligibility 
               for coverage, including enrollment in, retention in, 
               and transitions between, coverage programs by 
               providing information, referral, and direct 
               application assistance for all types of payors, 
               including public programs such as Medi-Cal, HFP, 
               Medicare, private individual coverage, 
               employer-sponsored coverage, Employee Retirement 
               Income Security Act (ERISA) plans, charity care, 
               unsubsidized Exchange coverage, and Exchange coverage 
               with tax subsidies and/or tax credits.
                 Advise and assist consumers to resolve problems 
               with obtaining federal premium tax credits.
                 Operate a HealthHelp toll-free telephone hotline 
               that can route callers to the proper regulator, public 
               program, carrier, or consumer assistance program in 
               their area and provide interpreters for limited 
               English proficiency callers.
                 Operate a HealthHelp website, other social media, 
               and up-to-date communication systems to provide public 
               information regarding consumer assistance programs.

          Requires the OPA to collect, track, quantify, analyze, and 
          publicly report on problems, inquiries, and complaints 
          encountered by consumers, including, but not limited to, 
          the complaints reported to health consumer assistance 
          organizations and agencies, according to the nature and 
          resolution of the complaints and, including, but not 
          limited to, information by carrier, type of coverage 
          program, timeliness of resolution, health status, age, 
          race, ethnicity, language, geographic region, gender, 
          gender identity/expression, or sexual orientation of the 
          complainants in order to identify the most common types of 
          problems and the problems faced by particular populations, 
          including any health disparity population, as specified.  
          Requires the OPA to publicly report its analyses of these 
          problems and inquiries at least quarterly on its website 
          and to collect and report data to the United States 
          Secretary of Health and Human Services (HHS) on the 
          categories of populations, as specified.




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          Requires the OPA, in analyzing and reporting complaints, to 
          take into account the number of individuals enrolled by 
          each carrier and in each coverage program.  

          Permits the OPA to contract with community-based consumer 
          assistance organizations to assist in any or all of its 
          duties, as specified.   Requires these programs to have, as 
          their primary mission, the assistance of health care 
          consumers, and other specified experience.  Further 
          requires these programs to qualify as "navigators" under 
          the Exchange, as specified.

          Requires the OPA to develop protocols, procedures, and 
          training modules and to implement and oversee a training 
          program for contracted organizations with continuing 
          education components.  Also requires the OPA to adopt 
          standards for contracted organizations regarding 
          confidentiality and conduct.  Authorizes OPA to revoke the 
          contract of organizations that violate these standards, as 
          specified. 

          Authorizes the OPA to contract with consumer assistance 
          programs to develop a series of appropriate literacy level 
          and culturally and linguistically appropriate educational 
          materials in all threshold languages for consumers 
          regarding health care coverage options and how to resolve 
          problems.  Requires these materials to be made available to 
          all consumer assistance programs and on the OPA website.

          Requires the OPA to develop protocols and procedures for 
          the resolution of consumer complaints and the establishment 
          of responsibility or referral, as appropriate, to the 
          appropriate public program or regulator.

          Requires DMHC, CDI, DHCS, MRMIB, the Department of Public 
          Health (DPH), and the Exchange to report data and other 
          information to the OPA regarding consumer complaints 
          submitted to those agencies, as specified.  Also requires 
          this information to be reported according to the particular 
          carrier involved.

          Creates the OPA Trust Fund in the State Treasury, and upon 
          appropriation by the Legislature, requires moneys in the 
          fund to be made available for implementing the provisions 




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          of this bill.  Directs the OPA to establish and maintain a 
          prudent reserve.
          Requires funding for the actual and necessary expenses of 
          the OPA to be provided, subject to appropriation by the 
          Legislature, from the Managed Care Fund and the Insurance 
          Fund, as specified.

          Requires the OPA to apply to HHS for a grant, as specified. 
           Permits OPA to apply for other federal grants, and to the 
          extent permitted by federal law, to seek federal funding 
          for assisting beneficiaries of the Medi-Cal Program.


                                  FISCAL IMPACT  

          According to the Assembly Appropriations Committee 
          analysis: 

          1)One-time state costs to expand the OPA, not likely to 
            exceed $1 million.  

          2)Ongoing increased special fund/federal fund costs to fund 
            the increased workload, likely in the range of several 
            million dollars annually.  This estimate is subject to 
            uncertainty and the actual cost could exceed this amount. 
             The bill specifies that funding is to be provided 
            through federal grant funding as well as fee revenue from 
            existing regulatory fees paid by carriers.  

          3)Unknown potential increased costs to existing local and 
            state entities that provide complaint resolution and 
            consumer assistance services, to the extent interaction 
            with the OPA increases the number of referrals to these 
            entities.  

          4)Unknown, potentially significant costs to state entities 
            including DMHC, CDI, DHCS, MRMIB, DPH, and the Exchange 
            to collect and submit specific data regarding consumer 
            complaints to the OPA.  


                            BACKGROUND AND DISCUSSION  

          According to the author, California currently has a 
          fragmented system for consumer assistance with health care 




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          coverage complaints.  There are eight governmental entities 
          and several private, nonprofit entities that provide a 
          number of services for assistance with public and private 
          health care coverage.  These services include advice on 
          coverage options, education about how to navigate the 
          system, assistance with complaints and grievances, 
          assistance in choosing a health plan and finding a 
          provider.  These entities also respond to complaints about, 
          among other things, eligibility, coverage of services, and 
          timely access to providers.  

          The author asserts that the coverage provisions and 
          insurance requirements in PPACA are complex and have 
          varying effective dates, which could lead to consumer 
          confusion.  The author believes that it is imperative that 
          Californians be provided with a single source of correct 
          and current information.  In addition to information about 
          coverage options, California health care consumers need 
          help when they have problems with their health coverage, 
          including care denials, coverage terminations and billing 
          problems. The author also states that, given California's 
          diverse population, assistance needs to be provided in 
          multiple languages, but acknowledges that, in the present 
          fiscal crisis climate, there are no new state funds that 
          could be used for this purpose.  Therefore, the author 
          asserts that California must consolidate and coordinate 
          existing consumer assistance programs and combine funding 
          sources for more efficient use of funds.  

          The author states that AB 922 establishes the OPA 
          independently in state government to position California to 
          receive further federal grant monies made available through 
          PPACA for consumer assistance, and provides for more clear 
          and understandable consumer assistance by expanding and 
          strengthening current programs operating at the local 
          level.  The OPA would also collect and compile data about 
          consumers' problems, allowing an important window into the 
          types of health care problems Californians face.

          Patient assistance provisions in federal health reform
          On March 23, 2010, President Obama signed PPACA.  It is 
          estimated that 4.7 million California children and adults 
          who were uninsured during some part of 2009 will be 
          eligible for health coverage under PPACA.  Among other 
          provisions, the new law makes statutory changes affecting 




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          the regulation of and payment for certain types of private 
          health insurance.  The law also significantly expands 
          health care coverage to currently uninsured individuals 
          through public program expansions, a mandate to purchase 
          coverage, a temporary high-risk pool program, and by 
          requiring guaranteed issue of coverage.  It is anticipated 
          that millions of currently uninsured persons in California 
          will obtain coverage under the provisions of PPACA.

          PPACA also contains provisions to provide funding for 
          states to establish health insurance consumer assistance 
          programs.  In order to be eligible to receive a grant, 
          states are required to designate an independent office of 
          health insurance consumer assistance that, directly or in 
          coordination with state health insurance regulators and 
          consumer assistance organizations, receives and responds to 
          inquiries and complaints concerning federal and state 
          health insurance requirements.  DMHC, in partnership with 
          the OPA, has been awarded $3.4 million to:
                 Develop and promote a coordinated, 
               consumer-friendly website and corresponding toll-free 
               number that consumers can call with questions about 
               health care coverage, and to receive assistance with 
               the filing of complaints and appeals.
                 Conduct a statewide media campaign to educate 
               consumers about their rights and responsibilities, and 
               to provide assistance with enrollment in group health 
               plans or health insurance coverage.
                 Evaluate the effectiveness of the initiatives, and 
               track and quantify consumer problems and inquiries, 
               for reporting to state and federal policymakers.

          Implementation of the PPACA will lead to millions of more 
          Californians enrolled in coverage, including expansions of 
          public programs.  Consumers will also have expanded choices 
          of coverage and different options to use, should they lose 
          a source of job-based coverage, have a child, divorce, or 
          have an increase in income.  All of these changes will 
          affect eligibility, making it all the more necessary to 
          establish one entity to help them with their health 
          coverage.  








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          California's current system of consumer assistance
          California currently has a fragmented system for consumer 
          assistance with health care coverage complaints.  Entities 
          that provide services for assistance with public and 
          private health care coverage include:  
                 Government Entities:  HMO HelpLine, Medi-Cal 
               Managed Care (MCMC) Ombudsman, CDI Consumer Hotline 
               (applies to all types of insurance) Department of 
               Labor, the Employee Benefits Security Administration 
               (EBSA), 1-800-Medicare, county welfare offices, the 
               OPA, and the Exchange (forthcoming);
                 Nonprofit Entities:  Health Consumer Alliance 
               (HCA), Health Insurance Counseling and Advocacy 
               Program (HICAP), and Certified Application Assistors 
               (CAAs).

          These services include advice on coverage options, 
          education about how to navigate the system, assistance with 
          complaints and grievances, and assistance in choosing a 
          carrier and finding a provider.  These entities also 
          respond to complaints about, among other things, 
          eligibility, coverage of services, and timely access to 
          providers.  

          Community-based consumer assistance programs
          There are a number of community-based organizations in 
          California that provide assistance to health care 
          consumers.  The HCA helps low-income Californians in 13 
          counties.  Each health consumer center runs a hotline to 
          assist consumers by telephone and provides in-person visits 
          as well as outstationed services in hospitals, courts, or 
          farm fields.  Consumers can also email an office for 
          assistance.  The HCA helps consumers regardless of their 
          type of coverage.  The HCA programs provide a range of 
          types of services including advice and referrals to the 
          consumer, assisting with communication between the consumer 
          and a health care entity by conducting a conference call or 
          calling on behalf of the consumer and clarifying coverage, 
          plan or provider policies; and providing direct 
          representation in health plan appeals, administrative fair 
          hearings and other adjudications.  The HCA collects data 
          about the types of problems faced by the thousands of 
          health care consumers they help each year.  Based on this 
          data, the HCA can identify systemic problems faced by 
          consumers. 




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          HICAP provides free and objective information and 
          counseling about Medicare.  Volunteer counselors help 
          Medicare beneficiaries understand their rights and health 
          care options. HICAP also offers free educational 
          presentations to groups of Medicare beneficiaries, their 
          families and/or providers on a variety of Medicare and 
          other health insurance-related topics.

          CAAs are placed in community settings to help families 
          complete and submit the joint HFP/Medi-Cal application.  
          These community-based entities play a crucial role in 
          providing information to thousands of Californians 
          (primarily low income, many with LEP) about health coverage 
          options and helping them to get enrolled and properly use 
          their insurance coverage.  CAAs are trained and certified 
          by MRMIB to help Californians understand their coverage 
                                                             options and enroll in health coverage.  CAAs are often 
          bilingual, come from the communities they serve, and can be 
          employed by Federally Qualified Health Centers, Rural 
          Health Centers, regional nonprofit organizations, and 
          schools, etc. Throughout California, these entities have 
          developed strong and trusting relationships within their 
          communities and are valued by local families needing 
          information about health coverage.
          Related legislation
          SB 615 (Calderon) requires, on and after January 1, 2013, 
          solicitors and solicitor firms, and principal persons 
          engaged in the supervision of solicitation for health care 
          service plan contracts to complete specified training, and 
          requires the Insurance Commissioner's (Commissioner) 
          curriculum board to make recommendations to the 
          Commissioner for the instruction of accident and health 
          agents about the requirements imposed by PPACA.  Pending 
          hearing in Assembly Health Committee.
          
          AB 736 (Calderon), among other things, would have 
          authorized a person licensed to transact accident and 
          health insurance to be an agent, a broker, or both, and 
          would have removed the restriction that a life licensee 
          only be a life agent.  Held on suspense in Assembly 
          Appropriations Committee.

          Prior legislation
          SB 900 (Alquist), Chapter 659, Statutes of 2010, 




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          establishes the California Health Benefit Exchange as an 
          independent public entity within state government.  
          Requires the Exchange to be governed by a board composed of 
          the Secretary of California Health and Human Services, or 
          his or her designee, and four other members appointed by 
          the Governor and the Legislature who meet specified 
          criteria.  

          AB 1602 (J. Perez), Chapter 655, Statutes of 2010, 
          specifies the powers and duties of the Exchange relative to 
          determining eligibility for enrollment in the Exchange and 
          arranging for coverage under qualified health plans.  
          Requires the Exchange to provide health plan products in 
          all five of the federal benefit levels (platinum, gold, 
          silver, bronze and catastrophic).  Requires health plans 
          participating in the Exchange to sell at least one product 
          in all five benefit levels in the Exchange, and to sell 
          their Exchange products outside of the Exchange.  Requires 
          health plans that do not participate in the Exchange to 
          sell at least one standardized product designated by the 
          Exchange in each of the four levels of coverage, if the 
          Exchange elects to standardize products.

          AB 2787 (Monning) of 2010 would have established the Office 
          of the California Health Ombudsman, governed by a chief 
          executive officer known as the California Health Ombudsman, 
          and would have required the Ombudsman to educate consumers 
          on their health care coverage rights and responsibilities, 
          assist consumers with enrollment in health care coverage, 
          and resolve problems with obtaining federal premium tax 
          credits.  Held on suspense in the Senate Appropriations 
          Committee.

          AB 51 (Dymally) of 2006 would have required the OPA to 
          include in its annual health plan report card information 
          on quality of care and access provided by Medicare 
          prescription drug plans.  Failed passage out of Assembly 
          Appropriations Committee.

          AB 2170 (Chan) of 2006 was substantively similar to AB 51 
          (Dymally).  Vetoed. 

          Arguments in support
          Health Access California (HAC), a cosponsor of this bill, 
          writes that enactment of federal health reform means that 




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          virtually every Californian will have access to quality, 
          affordable health care.  Existing programs, including the 
          HMOHelp Line, have done much of what is contemplated in 
          this bill, but not all.  HAC contends a state-level 
          ombudsman who serves as the first line of triage for 
          consumer complaints, while leaving the respective 
          regulators and sources of coverage the responsibility for 
          resolving specific complaints and grievances, is necessary. 
           HAC asserts that this bill will result in a robust 
          response to grievances and complaints about the health care 
          system.
          
          Western Center on Law & Poverty (WCLP), also a cosponsor, 
          writes that uninsured persons have different needs than 
          those who are consistently covered.  This includes people 
          who primarily speak a language other than English, those 
          who have never navigated a health insurance plan, and those 
          who have never consistently seen a health care provider.  
          For all those reasons, WCLP states that Californians need a 
          centralized hub when dealing with questions or problems 
          with their coverage.  WCLP argues that AB 922 leverages 
          existing consumer assistance programs by allowing OPA to 
          contract with community based organizations that already 
          provide consumer assistance services, many of which are 
          experts in public programs, while ensuring that the most 
          qualified organizations can assist consumers in 
          community-based settings in a linguistically and culturally 
          appropriate manner.  WCLP asserts that this 
          "hub-and-spokes" approach has been effective in states like 
          New York, which allows one nonprofit organization to 
          coordinate with other community organizations to assist 
          health consumers.

          Consumers Union argues that AB 922 positions California to 
          maximize federal funds for ombudsman and consumer 
          navigation services, which is critically important to have 
          in place well in advance of the mandate for individual 
          coverage that takes effect in 2014.  The American 
          Federation of State, County and Municipal Employees states 
          that this bill would greatly facilitate California's 
          ability to comply and cope with federal health reform, and 
          that the state cannot offer its residents adequate 
          assistance in this matter currently.

          The 100% Campaign, PICO California and the California 




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          Coverage & Health Initiatives state that California has 
          more than seven million uninsured persons, including over 
          one million children, yet there is no one single place for 
          families to obtain clear and concise information and 
          support.  This bill not only builds toward future 
          implementation of PPACA, it provides a needed network to 
          reach out to hundreds of thousands of children who are 
          currently uninsured but eligible for California's public 
          program coverage.

          The California Optometric Association writes in support, 
          stating that OPA will provide a "one-stop-shop" that 
          consolidates the existing fragmented system into one office 
          to provide clear, concise and up-to-date information to 
          consumers.  The California Chiropractic Association (CCA) 
          believes that it is essential to provide consumers support 
          in making coverage choices and for consumer coverage 
          complaints.  By operating as an independent state entity, 
          CCA believes that OPA will synthesize a fragmented health 
          care information coverage, outreach and complaint system.

          Arguments in support if amended
          The California Association Marriage and Family Therapists 
          raises concerns that the bill does not expressly include 
          mental health coverage as one of the areas that OPA will be 
          able to answer questions about and resolve problems with.  

          Arguments in opposition
          The California Association of Health Plans (CAHP) opposes 
          AB 922 on the grounds that California already has consumer 
          advocacy programs under each regulator that are funded by 
          the industry through assessments and taxes that cost the 
          industry and its consumers millions of dollars.  CAHP 
          states that this new entity does not provide any order to 
          the myriad of assistance programs currently available to 
          consumers, and instead adds a new layer of government 
          bureaucracy designed largely to forward calls back to the 
          regulator.  CAHP supports consolidation of existing 
          consumer related functions, and argues that consolidation 
          could lead to more uniformity and clarity for consumers.

          The Association of California Life and Health Insurance 
          Companies (ACLHIC) concurs with CAHP, and argues that AB 
          922 has the potential to increase the cost of health care 
          by increasing the fees imposed on carriers.  ACLHIC points 




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          out that the industry currently funds consumer assistance 
          programs at DMHC, OPA and CDI, and existing law requires 
          carriers to include their respective regulator's consumer 
          complaint number on claims forms, as well as other written 
          notices that go out to enrollees and insureds.  ACLHIC also 
          asserts that there is no real evidence supporting the 
          concept of adding an additional independent office for 
          consumer assistance.

          The California Right to Life Committee (CRLC), Inc. writes 
          that AB 922 advances the federal Patient Protection and 
          Affordable Care Act when presently there are serious 
          challenges to its constitutionality, and that it would be 
          better public policy not to depend on federal tax dollars 
          under these circumstances.  CRLC also contends that this 
          bill "is another attempt to promote family planning and 
          abortion services to low-income persons and non-English 
          speaking populations".
          

                                  PRIOR ACTIONS

           Assembly Health:    12- 6
          Assembly Appropriations:12- 5
          Assembly Floor:     51- 27


                                     COMMENTS
           
          1.  Role of OPA.  The author's intent is for the OPA to 
          serve both a central switchboard function, and to provide 
          direct consumer assistance for general and basic inquires, 
          including assistance with filing grievances.  The author 
          may wish to clarify that the ultimate authority to handle 
          and adjudicate grievances falls under the purview of DMHC, 
          CDI or the agency or department responsible for the public 
          program.

          2.  Suggested technical amendments:
                (a)     On page 4, at the end of line 9 insert:

                  "the Medicare program"

                (b)     On page 4, line 32 replace "Web site" with 
                  "website"




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                (c)     On page 6, line 7 insert between "all" and 
                  "telephonic,":

                  "forms of communications including, but not limited 
                  to, mail"

                (d)     On page 8, strike out lines 17-20 


                                    POSITIONS  
                                        
          Support:  Health Access California (co-sponsor)
                    Western Center on Law and Poverty (co-sponsor) 
                    100% Campaign 
                    American Federation of State, County and 
                    Municipal Employees
                    Asian Pacific American Legal Center 
                    California Association of Marriage and Family 
                    Therapists (if amended)
                    California Children's Health Initiatives 
                    California Chiropractic Association 
                    California Coalition for Mental Health 
                    California Coverage & Health Initiatives
                    California Family Resource Association
                    California Immigrant Policy Center 
                    California Optometric Association
                    California Pan-Ethnic Health Network 
                    California Rural Legal Assistance Foundation 
                    Children Now
                    Children's Defense Fund-California 
                    Children's Health Initiatives of Greater Los 
                    Angeles
                    The Children's Partnership 
                    Congress of California Seniors 
                    Consumers Union 
                    First 5 Association of California
                    Having Our Say 
                    Health Consumer Center
                    Inland Empire United Way
                    Maternal and Child Health Access 
                    Mental Health Association in California 
                    National Alliance on Mental Illness California 
                    National Association of Social Workers - 
                    California Chapter 




          STAFF ANALYSIS OF ASSEMBLY BILL 922 (Monning)         Page 
          17


          

                    National Health Law Program 
                    Neighborhood Legal Services of Los Angeles County 

                    PICO California 
                    SEIU California 
                    Unitarian Universalist Legislative Ministry 
                    Action Network, CA 
                    United Ways of California
                    Youth Law Center 

          Oppose:Association of California Life and Health Insurance 
          Companies
                    California Right to Life Committee, Inc. 
                    California Association of Health Plans


                                   -- END --