BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  SB 293
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          Date of Hearing:   June 21, 2011

              ASSEMBLY COMMITTEE ON BUSINESS, PROFESSIONS AND CONSUMER 
                                     PROTECTION
                                 Mary Hayashi, Chair
                    SB 293 (Padilla) - As Amended:  June 13, 2011

           SENATE VOTE  :   36-0
           
          SUBJECT  :   Payment bonds: laborers.

           SUMMARY  :   Reduces the time a claimant must give notification 
          that he or she is enforcing a claim against a bond for a public 
          works project, decreases the time period during which a 
          contractor must pay his or her subcontractors, exempts laborers 
          from preliminary notification requirements and any deadline to 
          enforce a bond claim for private works of improvement, and 
          prohibits a public entity from retaining more than 5% of a 
          contract price until final completion and acceptance of a 
          project.  Specifically,  this bill  :   

          1)Decreases, from 10 to 7, the number of days by which a prime 
            contractor or subcontractor must pay a subcontractor after 
            receiving a progress payment, unless otherwise agreed to in 
            writing. 

          2)Requires a claimant to give written notice to the surety and 
            bond principal that he or she is enforcing a claim prior to 
            completion or recordation of the Notice of Completion (NOC) of 
            a project, commencing January 1, 2012.

          3)Exempts a laborer, as defined, from preliminary notice 
            requirements to a surety and bond principal and any deadline 
            to enforce a claim after the completion of a project for 
            private works of improvement, commencing July 1, 2012.

          4)Prohibits a public entity from retaining more than 5% of a 
            contract price until final completion and acceptance of a 
            project.   

          5)Requires that retention proceeds between an original 
            contractor and a subcontractor, or between two subcontractors, 
            not exceed 5% of payment or contract price.  Does not apply if 
            the contractor provides written notice to the subcontractor, 
            prior to or at the time that the bid is requested, that a bond 








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            may be required and the subcontractor subsequently is unable 
            or refuses to furnish to the contractor a performance or 
            payment bond issued by an admitted surety insurer.

          6)Prohibits progress payments on public works contracts from 
            being made in excess of 100% of the percentage of actual work 
            completed.

          7)Authorizes a public entity to retain more than 5% of the 
            contract price in public works projects under the following 
            conditions: 

             a)   For projects awarded by state departments, as defined, 
               the project is substantially complex and the department 
               includes this finding and the actual retention amount in 
               the bid documents; 

             b)   For projects awarded by local entities, as specified, 
               the governing body of the local public entity has approved 
               a majority vote during a properly noticed and normally 
               scheduled public hearing prior to bid that the project is 
               substantially complex, and includes this finding and the 
               actual retention amount in the bid documents; and, 

             c)   Retention proceeds between an original contractor and a 
               subcontractor, or between two subcontractors, shall not 
               exceed the specified retention percentage in the contract 
               between the public entity and the original contractor. 

          8)Sunsets these retention provisions on January 1, 2016.

          9)Defines "public entity" to mean the state, including every 
            state agency, office, department, division, bureau, board, or 
            commission, the California State University, the University of 
            California, a city, county, city and county, including 
            chartered cities and chartered counties, district, special 
            district, public authority, political subdivision, public 
            corporation, or nonprofit transit corporation wholly owned by 
            a public agency and formed to carry out the purposes of the 
            public agency.

           EXISTING LAW  :

          1)Requires that, for private and public works of improvement and 
            in a public works contract, a prime contractor or 








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            subcontractor pay to any subcontractor, no later than 10 days 
            after receipt of each progress payment, unless otherwise 
            agreed to in writing, the respective amount allowed the 
            contractor on account of the work performed by the 
            subcontractors, to the extent of each contractor's interest 
            therein, as prescribed.

          2)Deems that willful and deliberate failure by a contractor to 
            pay money owed for materials and services rendered, when the 
            contractor has sufficient funds, constitutes cause for 
            disciplinary action by the Contractors' State License Board 
            (CSLB).

          3)Requires, with regard to a contract entered into on or after 
            January 1, 1995, that in order to enforce a claim upon any 
            payment bond given in connection with a public work, a 
            claimant give the 20-day public works bond preliminary notice, 
            as provided.  Further authorizes a claimant, if the 20-day 
            public works preliminary bond notice was not given as 
            prescribed by statute, to enforce a claim by giving written 
            notice to the surety and the bond principal, as provided, 
            within 15 days after recordation of a NOC, or if no NOC has 
            been recorded, within 75 days after completion of the work of 
            improvement. 

          4)Requires payments on contracts with progress payments to be 
            made as the awarding department prescribes; provides that 
            state and public agencies shall withhold at least 5% of the 
            contract price until final completion and acceptance of the 
            project; and that progress payments upon public contracts 
            shall not be made in excess of 95% of actual work completed, 
            except as follows:

             a)   At any time after 95% of the work has been completed on 
               a state project, the state may reduce the funds withheld to 
               an amount no less than 125% of the estimated value of the 
               work yet to be completed, as specified.
            
             b)   Allows a public entity to withhold 150% of the value of 
               any disputed amount of work from the final payment; or, 

             c)   At any time after 50% of a local government project is 
               completed and the legislative body finds that satisfactory 
               progress is being made, it may reduce or eliminate 
               withholding.








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          5)Provides that retention proceeds between an original 
            contractor and a subcontractor, or between two subcontractors, 
            not exceed the percentage specified in the contract between 
            the public entity and the original contractor, and requires an 
            original contractor to distribute retention proceeds to 
            subcontractors within seven days of receiving retention 
            proceeds from the public agency.

          6)Requires a contractor in a public works contract to file a 
            performance bond with the public entity in specified amounts, 
            depending on the value of the contract.

          7)Requires every original contractor who is awarded a contract 
            by a state entity involving expenditures greater than $5,000 
            for any public works project, to file a performance bond with 
            the state entity in a sum equal to or greater than the 
            contract's total payable amount. 

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   

          Purpose of this bill  .  According to the author's office, "With 
          California's economy and cash flow continuing to tighten, it is 
          important for contractors to keep close controls on payments, 
          moneys owed, as well as potential disputes.  The construction 
          industry is a vital part of California's economy, which has been 
          hurt by the economic recession.  According to the United States 
          Bureau of Labor Statistics, as of April 2011, construction jobs 
          totaled just 569,500, down from a high of 945,100 jobs in 
          February 2006.  At a time when the state's fiscal future is 
          uncertain and cash is tight, it is pertinent that we seek to 
          remedy this situation and find solutions to reinvigorate the 
          construction industry. 

          "To ensure that workers are promptly paid for work completed, 
          current law requires that payments be made based on the progress 
          of a project, within 10 days of when the owner or general 
          contractor is notified who is owed money.  This bill would 
          further consolidate that schedule and would instead require that 
          progress payments be made within seven days.

          "SB 293 would also allow subcontractors to access more capital 
          by lowering retention withholdings on public works to no more 








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          than 5%.  A retention withholding represents a percentage of a 
          contract withheld so the owner or general contractor can 
          maintain a degree of control over the project.  Lowering the 
          retention rate will place less of a financial burden on 
          subcontractors by ensuring that their labor and material fees 
          are justifiably covered.

          "SB 293 further seeks to remedy payment issues in the 
          construction industry by changing the process for filing a late 
          payment notice.  Third tier subcontractors, hired unbeknownst to 
          the general contractor, often file late payment claims resulting 
          in double payments for the general contractor.  SB 293 would 
          require that all late payment claims be submitted before a 
          general contractor files a NOC.  This ensures that they are not 
          hit with double payments."

           Background  .  This bill relates to payments made to individuals 
          hired to perform work on public and private construction 
          projects, and the cash flow between public entities and 
          homeowners, general contractors, subcontractors, and suppliers.  
          This bill also revises the terms and conditions, as well as the 
          timeframe in which those payments must be made.  Below are the 
          primary components of the measure relating to payments discussed 
          below:  progress payments, claims to the surety and bond 
          principal for both private and public works, and retention. 

           Progress Payments  .  This bill reduces the time period a general 
          contractor has to pay his or her subcontractor after the general 
          contractor has been paid a progress payment from the owner.  
          This time period is reduced from 10 to 7 days.  It is unclear 
          what percentage of payments occur in the last 3 days of this 
          window, and whether the reduction to 7 days will have any 
          significant impact.   

           Claims: Private Works  .  In private works of improvement, any 
          person who provides construction services or materials to a 
          construction project has the right to file a lien on the 
          property if they are not paid.  A mechanic's lien is a "hold" 
          against a property that is recorded with the County Recorder's 
          office by the unpaid contractor, subcontractor or supplier.  An 
          unpaid lien can cloud the title of the property and impose 
          barriers to borrowing against, refinancing, or selling the 
          property. 

          Before a contractor, subcontractor or supplier can file a lien, 








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          he or she must file a 20-day preliminary lien notice prior to 
          furnishing labor or materials and notifying the owner and 
          general contractor of the potential lien claim.  Once a project 
          is completed and a NOC is filed with the County Recorder, a 
          contractor has 60 days to record a lien and a subcontractor or 
          materials supplier has 30 days.

          Legally, the property owner is ultimately responsible for 
          payment, even if the homeowner has already paid the prime 
          contractor.  The property owner can pay the claimant directly to 
          avoid having a lien placed on his or her property or to remove a 
          lien.   This would result in a double payment of services, since 
          the homeowner has already paid the general or prime contractor 
          for all services.  Or, the property owner can contest the lien 
          and obtain release of the real property from the claim of lien 
          by recording a lien release bond in an amount equal to 125% of 
          the disputed amount.  

          In addition, the property owner can file a complaint with CSLB 
          if a contractor is not paying his or her subcontractors or 
          suppliers for services and materials rendered, and CSLB can take 
          disciplinary action against the contractor for nonpayment.  

           Claims:  Public Works  .  In public works projects, instead of a 
          lien claim, there are claims that can be made against the surety 
          and bond principal, referred to as a bond claim.  Generally, a 
          subcontractor will file a 20-day preliminary bond notice to 
          inform the public entity that the subcontractor prior to 
          supplying labor, materials, or services.   Subcontractors 
          routinely file this preliminary notice prior to the commencement 
          of work and receiving and payment for services as a protective 
          measure to inform the surety or public entity that work will be 
          performed for payment.  If a subcontractor files this 20-day 
          preliminary notice and is not paid after 10 days of supplying 
          labor and materials, the subcontractor can file a stop notice 
          with the public entity to withhold the disputed amount from the 
          general contractor.  The public entity will only release the 
          withheld amount to the general contractor once a stop notice 
          release is received from the claimant attesting that payment for 
          service has been rendered.  

          However, if a subcontractor does not file a 20-day preliminary 
          notice, provides labor and services, and is not paid, the 
          subcontractor is ineligible to file a stop notice with the 
          public entity.  The subcontractor must wait until the project is 








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          completed or until a NOC is filed to submit a claim to the 
          surety for payment of services.  This means, that even if a 
          project is not completed until a year after an unpaid 
          subcontractor provides labor or materials, but the subcontractor 
          did not file a 20-day preliminary notice, that subcontractor 
          will have to wait a year before receiving payment through a 
          surety.  In this case, the subcontractor can make a claim within 
          15 days after recordation of a NOC, or if no NOC has been 
          recorded, up to 75 days after the NOC.  This bill revises this 
          timeline to require the bond claim be filed before the final 
          NOC.  
          
          Many public entities require that contractors carry a payment 
          bond to ensure that contractors pay all debt related to a 
          construction project. 

           Retention  .  Retention proceeds represent a percentage of the 
          amount of a contract that is withheld from a progress payment by 
          the public entity to the original contractor, or the original 
          contractor to one of its subcontractors.  By withholding a 
          percentage of a contract, the public entity or the original 
          contractor maintains a degree of financial control over a 
          project.  In general, the public entity or the original 
          contractor withholds at least 5% of payment until the contract 
          is completed to the satisfaction of the public entity or 
          original contractor.

          Current law allows for the retention of a percentage of a 
          contract price to guaranty a contractor's completion and 
          acceptance of a project.  All California contractors working on 
          a public works project are required to possess performance bonds 
          that cover up to 150% of the cost of any disputed work.  

          Performance bonds can be one option a public entity uses to 
          guarantee from a third party that the project will get completed 
          if the contractor abandons or is terminated from the project.  
          If a contractor does not meet the contract obligations and the 
          public entity seeks to use the performance bonds, the bonding 
          company will seek selects the replacement contractor to complete 
          the remainder of the contract obligations at the lowest cost.

           Support  .  According to the Associated General Contractors of 
          California and San Diego, "To ensure that cash flow is adequate 
          at a time when contractors' margins are shrinking and financing 
          is increasingly more difficult, establishing an appropriate 








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          retention ceiling is very important.  The public is protected 
          from default by bonding requirements.

          "Under current law, subcontractors are required to file a 20-day 
          pre-lien notice to ensure that the owners and general 
          contractors are informed of who has lien claim rights.  However, 
          there is an unfair provision in the current law that allows a 
          subcontractor to file a claim against the bond up to 75 days 
          from the NOC.   In large public works contracts, there can be a 
          multitude of subcontractors and material suppliers.  The general 
          contractor does not know all of the material suppliers and 
          second and lower subcontractors on the job that have the legal 
          authority to file a claim. 

          "Current law places the general contractor in a situation of 
          paying out all payments to its principal subcontractors only to 
          find out after all the proceeds have been paid, that an unknown 
          subcontractor or material supplier was not paid.  If the 
          subcontractor who should have paid their subcontractor is 
          judgment proof, it means the general contractor will have to pay 
          twice for the same services or materials." 

          According to the Engineering & Utility Contractors Association 
          and several trade organizations, "SB 293 would require that 
          progress payments be made within seven days instead of the 
          current 10 day requirement.  In addition, this bill also allows 
          subcontractors to access more capital by lowering retention 
          withholdings on public works to no more than 5% as opposed to 
          the current 10% limit.  A retention withholding represents a 
          percentage of a contract withheld so the owner or general 
          contractor can maintain a degree of control over the project.  
          Lowering the retention rate will place less of a financial 
          burden on subcontractors by ensuring that their labor and 
          material fees are justifiably covered."

          According to the Air Conditioning Sheet Metal Association, "This 
          bill modifies the timeline for which a surety bond claim can be 
          filed on public works projects and revises the timeline by which 
          prime contractors must pay their subcontractors once they have 
          received payment from an owner on a construction project.  In 
          addition, this bill provides a cap on the amount of retention 
          that may be held against contractors on public works projects. 

          "While California's economy and cash flow continue to tighten, 
          it is important for contractors to keep close controls on 








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          payments, money owed, as well as potential disputes.  This 
          measure will resolve payment-related issues and help struggling 
          contractors with cash flow problems.  The solution is a balanced 
          approach that will expedite progress payments and ensure that 
          anyone who provides material and labor to a public works project 
          gets paid for work performed and approved when they provide 
          notice of that work prior to the job being completed."

           Opposition  .  According to California's Coalition for Adequate 
          School Housing, "School districts, in good faith, negotiate 
          contract provisions and typical retention amounts are negotiated 
          at approximately 10% of the contract value.  If a contractor and 
          a public agency wish to limit retention proceeds to 5% - as the 
          bill seeks to achieve - current law allows for it.
          Retention is necessary for public agencies to ensure 1) prompt 
          completion of a project; 2) that contractors return to a project 
          to complete all contract requirements, including small 
          unprofitable punch list items; 3) there are sufficient funds for 
          public agencies to correct defective work if a contractor fails 
          to do so; 4) to have sufficient funds to honor stop notice 
          claims filed by subcontractors and suppliers; and, 5) to have 
          sufficient funds withheld in order to pay workers in the event 
          contractors have failed to properly pay prevailing wage as 
          determined by DIR.  By prohibiting contract withholdings from 
          exceeding 5%, and removing the flexibility to negotiate a good 
          faith provision between a public agency and a contractor, SB 293 
          significantly thwarts an agency's ability to ensure that the 
          provisions of their public works contracts are fully executed.

          "Finally, contractors are currently provided the protection 
          intended by SB 293.  Existing statute requires public agencies 
          to make timely payments of both progress payments and final 
          payments unless there is a legitimate dispute over work.  
          Additionally, contractors may opt to place all retention in a 
          contractor-established escrow account and to receive the 
          interest from that account." 

          According to a coalition of public agencies, "Local agencies 
          must accept the lowest responsible bidder when awarding 
          contracts.  A 5% retention cap imposes a one-size-fits-all 
          policy and removes flexibility to appropriately manage risk on a 
          project-by-project basis?  Ambiguity of the term 'substantially 
          complex' will lead to increased litigation and bid process 
          challenges.  Prohibiting retentions over 5% until 2016 would 
          implement a bad policy at the worst possible time.  During this 








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          difficult economic and budgetary time, public agencies, 
          taxpayers and ratepayers cannot afford failures on the part of 
          general contractors."

          According to the American Subcontractors Association California, 
          Inc., this bill "repeals all second tier subcontractors' 
          longstanding statutory right to get paid in the event they did 
          not file  paperwork before the project is complete or before a 
          NOC is recorded?  Repealing �this provision] is just wrong, 
          especially as the obvious consequence of this provision would 
          allow general contractors to reap a windfall because they could 
          entirely avoid paying for labor and materials that were supplied 
          to the job.  Perhaps the general contractors and the surety 
          companies simply need to communicate in a way that prevents the 
          alleged problem of general contractors not knowing who is on 
          their job sites and to whom they owe money.  If they did know, 
                           these alleged double payments would not occur; indeed, we have 
          seen no documentation of these double payments that allegedly 
          occur."

           Related Legislation  .  AB 1354 (Huber) prohibits a public entity 
          from retaining more than 5% of a contract price until final 
          completion and acceptance of a project.  This bill is pending in 
          the Assembly Business, Professions and Consumer Protection 
          Committee.

           Previous Legislation  .  AB 2216 (Fuentes) of 2010, would have 
          reduced the time available to a claimant to give written notice 
          that he or she is enforcing a claim against a bond for a public 
          works project, and decreases the time period during which a 
          contractor must pay his or her subcontractors.  This bill was 
          held on the Senate Floor. 

          AB 396 (Fuentes) of 2009, would have reduced the time available 
          for a claimant to make a claim against a bond by providing that 
          if a claimant has not provided a 20-day public work preliminary 
          bond notice as specified, the claimant may enforce a claim by 
          giving written notice to the surety and bond principal prior to 
          the completion of the project or recordation of a NOC.  This 
          bill was held in the Assembly Appropriations Committee.

          SB 629 (Liu) of 2009, would have prohibited retention proceeds 
          withheld from any payment made by an owner to the original 
          contract from exceeding 5% of the amount otherwise due under the 
          contract, applicable to all contracts entered into on or after 








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          January 1, 2010.  This bill was held on the Assembly Floor. 

          SB 802 (Leno) of 2009, would have prohibited a public entity 
          from retaining more than 5% of a contract price until final 
          completion and acceptance of a project.  The Governor vetoed 
          this bill with the following message: 

          "When a contractor fails to complete a public works project, the 
          public entity needs recourse to ensure that the project gets 
          completed.  Public works contracts have a higher level of risk 
          as public entities usually have to accept the low bidder.  
          Though there are options available to the State to go after a 
          contractor who fails to complete the terms of a public works 
          contract, retaining portions of payment to the contractor 
          provides incentive for the contractor to complete the project.   
          While I am sympathetic with the concerns of subcontractors, the 
          State's responsibility is to protect the taxpayer to make 
          certain that public works projects are completed correctly and 
          within budget; limiting the retention amount hampers the State's 
          ability to do that."

          SB 593 (Margett), Chapter 341, Statutes of 2008, prohibits the 
          Department of Transportation from withholding retention proceeds 
          to its contractors when making progress payments for work 
          performed on a public works project.

          SB 619 (Migden) of 2007, would have prohibited state and local 
          government agencies from withholding from an original 
          contractor, or an original contractor from a subcontractor, more 
          than 5% of a payment on public works contract.  This bill was 
          held on the Assembly Floor.
          
          AB 806 (Keeley) of 1999, would have limited retention proceeds 
          on public works contracts to 5%, and prohibits the state, 
          including all state agencies and political subdivisions of the 
          state, contractors, and subcontractors from withholding more 
          than 5% of a scheduled payment on a public works contract.  AB 
          806 was vetoed. 

          AB 2084 (Miller), Chapter 857, Statutes of 1998, provides that 
          the percentage of retention proceeds withheld by a contractor 
          from a subcontractor may not exceed the overall retention 
          percentage specified in the public works contract  between the 
          contractor and the public agency builder.









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          AB 940 (Miller) of 1997, would have, among other things, limited 
          retention payments by public entities on public works to 5%.  
          This bill was vetoed with the following veto message:

          "Regrettably, once again, I find a bill before me that 
          establishes a double-standard for the treatment of the retention 
          levels charged by public agencies.  The private sector is free 
          to establish its own level for retention in an open marketplace, 
          where building owners, contractors and subcontractors freely 
          enter into construction contracts, which often include a 10% 
          retention level.  Here before me is a bill which would 
          arbitrarily restrict public agencies to retention rates of half 
          the private sector standard.

          "As I expressed in my veto message of AB 1949 (Conroy) last 
          year, 'Government agencies must be able to protect public 
          construction projects from unnecessary risk in a fashion similar 
          to the private sector.'  I have not deviated from that stance.  
          As a public manager, I believe it is reasonable to ask public 
          agencies to manage public works projects according to the same 
          standards, criteria and level of professionalism as is practiced 
          in the private sector.  It would be irresponsible of me, 
          however, to tie the hands of public agencies with statutory 
          restrictions and expect a similar performance standard.

          AB 1949 (Conroy) of 1996, would have, among other things, 
          limited retention payments by public entities on public works to 
          5%.  AB 1949 was vetoed.

           Double-referred  .  This bill is double-referred to the Assembly 
          Judiciary Committee.
            
           REGISTERED SUPPORT / OPPOSITION  :

           Support 
           
          California State Council of Laborers (sponsor) 
          Air Conditioning Sheet Metal Association 
          Air-Conditioning & Refrigeration Contractors Association 
          Associated General Contractors of California 
          Associated General Contractors of San Diego
          Building Industry Credit Association 
          California Association of Sheet Metal and Air Conditioning 
          Contractors' National Association 
          California Landscape & Irrigation Council 








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          California Legislative Conference of the Plumbing, Heating and 
          Piping Industry 
          California State Pipe Trades Council 
          Concrete Contractors Association, Inc. 
          Engineering & Utility Contractors Association 
          Golden State Builders Exchanges
          International Brotherhood of Electrical Workers 
          National Electrical Contractors Association, California Chapters 

          Western States Council of Sheet Metal Workers
           
            Opposition 
           
          American Subcontractors Association California, Inc. 
          Associated Roofing Contractors of the Bay Area Counties, Inc. 
          Association of California Healthcare Districts
          Association of California School Administrators 
          California Association of Sanitation Agencies 
          California State Association of Counties 
          California Association of School Business Officials
          California School Boards Association 
          California Special Districts Association
          California's Coalition for Adequate School Housing 
          Cupertino Union School District 
          Darden Architects, Inc. 
          Desert Water Agency
          East Valley Water District 
          Eberhard Roofing
          Kern Community College District
          League of California Cities 
          Los Rios Community College District
          Mt. San Jacinto Community College District
          Peralta Community College District
          PLUM Architects
          San Diego Community College District
          Sanitation Districts of Los Angeles County 
          Three Valleys Municipal Water District 
          Union Roofing Contractors Association 
          Urban Counties Caucus 
          West Kern Community College District

           Analysis Prepared by  :    Joanna Gin / B.,P. & C.P. / (916) 
          319-3301 










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