BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  AJR 7
                                                                  Page  1


          ASSEMBLY THIRD READING
          AJR 7 (Bonta)
          As Introduced  January 30, 2013
          Majority vote 

           AGING               5-2                                         
           
           -------------------------------- 
          |Ayes:|Yamada, Brown, Daly,      |
          |     |Gray, Levine              |
          |     |                          |
          |-----+--------------------------|
          |Nays:|Wagner, Grove             |
          |     |                          |
           -------------------------------- 

           SUMMARY  :  Memorializes the President and the United States  
          (U.S.) Congress to exclude social security, Medicare, and  
          Medicaid from being a part of any legislation to reduce the  
          federal deficit.  Among others,  this resolution  makes the  
          following findings and declarations:  

            1)  Social security, Medicare, and Medicaid are fundamental  
              protections against risks that all Californians face and  
              five million Californians, including 3.4 million retirees  
              and 700,000 disabled workers, rely upon social security and  
              Medicare as the foundations of their health and financial  
              security.

            2)  Social security is the primary source of life insurance  
              protection for 370,000 California children, and social  
              security lifts over 1.1 million Californians out of poverty;  
              contributes nearly $67 billion in economic activity; and,  
              benefits nine million veterans nationwide.

            3)  Social security funding is independent of the federal  
              government, does not, and by law never will, contribute to  
              the federal deficit.

            4)  Social security currently enjoys a surplus which is  
              expected to grow to $3.1 trillion by 2020, and is currently  
              projected as solvent through 2032, and that shortfalls  
              thereafter could be mitigated by restoration of taxes cut in  
              2001 and 2003.








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            5)  Forty-seven percent of elderly Californians struggle to  
              meet monthly obligations, and one-half of all working  
              Californians will not have enough to maintain their current  
              standard of living in retirement. 

            6)  Medicare insures four million older Californians and has  
              controlled costs better than private insurance, particularly  
              administrative costs.

            7)  Medicaid supports the health care needs of 11 million  
              low-income children, adults, elders and disabled individuals  
              in need of long-term services and supports.

           FISCAL EFFECT  :  Unknown. This resolution is keyed non-fiscal by  
          the Legislative Counsel.

           COMMENTS :  

             1)  Author's purpose  :  AJR 7 requests the President and the  
              U.S. Congress to exclude social security, Medicare, and  
              Medicaid from being a part of any federal legislation to  
              reduce the federal deficit. The measure expresses the  
              Legislature's opposition to cuts to social security,  
              Medicare, and Medicaid (Medi-Cal in California), and calls  
              upon California's congressional representatives to vote  
              against cuts to social security, Medicare, and Medicaid and  
              to consider improving those systems in ways that would  
              strengthen their protections.  

            2)  Medicare  :  Medicare is a national social health insurance  
              program, administered since 1965, that guarantees access to  
              health care for Americans ages 65 and older, as well as  
              younger people with disabilities, or end stage renal  
              disease.  In 2011, Medicare provided health insurance to  
              48.7 million people-40.4 million age 65 and older and 8.3  
              million younger people with disabilities.  On average,  
              Medicare covers about half (48%) of health care costs for  
              enrollees.  Medicare is funded through payroll taxes paid by  
              most employees, employers, and people who are self-employed.  
               

             3)  Medicaid  :  Medicaid is the U.S. health insurance program  
              for certain people and families with low incomes and  








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              resources.  Medicaid is jointly financed by states and the  
              federal government.  Each state establishes and administers  
              its own Medicaid program and determines the type, amount,  
              duration, and scope of services covered within broad federal  
              guidelines.  In California, this is known as Medi-Cal  
              (7,505,841 enrollees as of January 1, 2011).  States have  
              the flexibility to cover other optional eligibility groups  
              and set eligibility criteria within the federal standards.   
              The Affordable Care Act of 2010 creates a new national  
              Medicaid minimum eligibility level that covers most  
              Americans with household income up to 133% of the federal  
              poverty level.  Medicaid is funded through general revenues  
              and other special financing structures that create revenue  
              to support services and benefits.  
           
            4)  Social security  :  Social security is a social income  
              insurance program consisting of retirement, disability, and  
              survivors' benefits.  Most American workers pay social  
              security taxes on their earnings; future benefits are based  
              on the employees' contributions.  Social security is the  
              basis of economic security for millions of  
              Americans-retirees, disabled persons, and families of  
              retired, disabled or deceased workers.  About 157 million  
              Americans pay social security taxes and 56 million collected  
              monthly benefits in 2012.  Social security is financed  
              through a dedicated payroll tax.  Employers and employees  
              each pay 6.2% of wages up to the taxable maximum of $113,700  
              (in 2013), while the self-employed pay 12.4%. 
           

          Analysis Prepared by  :    Robert MacLaughlin / AGING & L.T.C. /  
          (916) 319-3990


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