BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 152
                                                                  Page  1

          Date of Hearing:   April 10, 2013

                        ASSEMBLY COMMITTEE ON APPROPRIATIONS
                                  Mike Gatto, Chair

                    AB 152 (Yamada) - As Amended:  March 21, 2013 

          Policy Committee:                              InsuranceVote:9 -  
          2 

          Urgency:     Yes                  State Mandated Local Program:  
          No     Reimbursable:              

           SUMMARY  

          This bill establishes the Self-Employment Assistance Program  
          (SEA) and requires unemployment insurance (UI) benefits be paid  
          to eligible individuals who are pursuing training related to  
          self-employment. Specifically, this bill: 

          1)Requires the SEA weekly benefits to be equal to current law UI  
            benefits.

          2)Limits the number of SEA UI beneficiaries to 5% of the total  
            statewide UI beneficiaries.

          3)Requires that the cost of SEA administration be paid from the  
            proceeds of a federal grant of approximately $5.3 million.

          4)Codifies findings and declarations pertaining to California's  
            economy and unemployment.

          5)Specifies that the bill shall become effective immediately and  
            specifies that the SEA program becomes operative the later of  
            two-weeks following the effective date or two-weeks following  
            the approval of the United States Department of Labor.

           FISCAL EFFECT  

          1)One-time costs for the Employment Development Department (EDD)  
            to implement the SEA program would be approximately $6.6  
            million.  Of this amount, the majority is for automation, at a  
            cost of approximately $6.5 million.  The remaining amount is  
            for additional staffing costs to develop and deliver training  
            for One-Stop Career Centers to provide SEA workshops.  








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          2)Ongoing annual costs for EDD to operate and monitor the SEA  
            program to ensure that enrollment does not exceed 5% of UI  
            beneficiaries would be approximately $1.2 million.  This  
            includes IT costs to maintain the new database and the  
            connections with other EDD systems.  It also includes ongoing  
            staff costs in the One-Stop Career Centers to deliver,  
            monitor, and process outcomes from SEA program orientations  
            and workshops.

          3)The Middle Class Tax Relief and Job Creation Act of 2012  
            (PL112-96) provides a total of $35 million for SEA grants.   
            The Department of Labor estimates California's share of the  
            SEA grant would be approximately $5.4 million.  Of this  
            amount, $4.6 million may be used for establishment or improved  
            administration of the SEA program, and the remaining  
            approximately $800,000 may be used for promotion and  
            enrollment purposes.

            The estimated grant amount of $5.4 million that California  
            would receive would not cover EDD's estimated one-time  
            implementation costs of $6.6 million, leaving $1.2 million in  
            costs that would have to be covered by current UI  
            administrative funding to get the program up and running.  In  
            addition, the ongoing annual costs of approximately $1.2  
            million to operate the program would also need to come from UI  
            administrative funds.

          4)This year the UI program is facing a substantial funding  
            shortfall to operate the program. EDD received $128 million  
            less in federal funds than what was requested to operate the  
            program.  In addition, the federal sequestration that went  
            into effect on March 1, 2013, will reduce EDD's UI  
            administrative funding by another $50 million over the next 15  
            months, for a total funding cut of $180 million for the UI  
            program. 

          5)Due to continued high unemployment and significant pressure,  
            the Unemployment Insurance Fund is currently insolvent. The  
            October 2012 UI Fund Forecast report notes that as of the end  
            of 2011, the fund carried a deficit of $9.9 billion.  EDD  
            projected that the deficit would grow to $10.3 billion by the  
            end of 2012 and $10.2 billion by the end of 2013. In addition,  
            EDD notes the estimated interest due to the federal government  
            by September 2013 will be $291.2 million.








                                                                  AB 152
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           COMMENTS  

           1)Purpose  . The purpose of this legislation is to reestablish an  
            SEA program to allow unemployed individuals to continue to  
            receive UI benefits as they pursue self-employment.  Under  
            current law, individuals pursuing training to become  
            self-employed as small business owners are not eligible to  
            continue receiving unemployment benefits. 

           2)Past Experience with SEA  . Under a previous iteration of the  
            SEA program, of the 52 service delivery areas statewide, only  
            five programs agreed to operate the program and by the summer  
            of 1997, all but two of the service delivery areas dropped the  
            SEA program due to lack of interest. Despite efforts by EDD to  
            market the program and local efforts to engage claimants, the  
            SEA program failed to gain traction at that time. 

           3)Committee Concern  . As written, this bill requires the SEA  
            program to become operable within two weeks of passage or  
            within two weeks of the approval of the United States  
            Department of Labor.  In addition, it requires EDD to obtain  
            federal grant funding to implement the program. Finally, the  
            bill limits participation in the program to 5% of UI  
            recipients.  This limitation requires EDD to develop a system  
            to track participants in the program in order to ensure the  
            state does not exceed the maximum limit.  

            EDD does not have the funding or the authority to develop the  
            required tracking system for a program that is not in  
            existence.  The development will require EDD to not only  
            obtain the federal grant funding but also the budget authority  
            to expend those federal funds. No such authority currently  
            exists in the 2013-14 proposed budget. Given the timing of  
            this legislation and the passage of the budget, it is unlikely  
            that authority will be available to EDD in the 2013-14 budget.  
             Therefore, action would need to be taken outside of the  
            traditional budget process after the federal funds become  
            available.  At that point EDD could begin development of the  
            automation system. Even without the budget limitation, EDD  
            will need months, rather than weeks, to develop the new  
            program and create the required tracking system. Thus the  
            current two-week implementation requirement in the bill  
            appears to be unworkable. 
                








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            4)Suggested Amendments  .
             a)   Remove codified findings and declarations (Sec. 2).
             b)   Remove requirement that EDD implement the program within  
               two weeks (Page 6, Lines 31 through ""date is later." on  
               line 36)

           5)UI Benefits  . The UI program is a federal-state program that  
            provides weekly UI payments to eligible workers who lose jobs  
            through no fault of their own. The UI program is financed by  
            unemployment tax contributions paid by employers for each  
            worker. During relatively low rates of unemployment, eligible  
            individuals receive weekly UI payments for up to 26 weeks. Due  
            to on-going high rates of unemployment the federal government  
            has provided emergency extensions to these benefits.

            In order to receive weekly benefits, an individual must meet  
            specific requirements, including being totally or partially  
            unemployed through no fault of their own, being physically  
            able to work, actively looking for work, and ready and willing  
            to immediately accept employment. An individual is prohibited  
            from pursuing training or further education while receiving  
            unemployment benefits unless he or she receives prior  
            permission from EDD.

            Employers currently pay a combination of federal and state  
            unemployment taxes on up to the first $7,000 in wages paid to  
            each employee. The federal portion of the tax funds program  
            administration, while the state portion funds benefit  
            payments. Effectively, employers pay a federal tax rate of 0.8  
            percent as long as the state's UI program is in compliance  
            with federal requirements. (If the state fails to comply, the  
            federal administrative tax rate increases by 5.4 percent to a  
            total of 6.2 percent.) 

           6)Support  . The American Federation of State, County and  
            Municipal Employees (AFSCME) notes that by giving Californians  
            the tools to start their own businesses, this bill would  
            encourage entrepreneurship and creativity. They further note  
            their organization supports self-employed workers and that  
            reestablishing an SEA program will incentivize job creation  
            and allow those who wish to start their own businesses the  
            means to do so without unnecessary financial strain. 

           7)Opposition  . Opponents of this legislation, including the  
            California Chamber of Commerce, the California Farm Bureau and  








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            the California Grocers Association note that the bill requires  
            paying the cost of administering SEA benefits out of normal UI  
            revenues at a time when the federal grant is exhausted.  Those  
            costs of administration would be paid by shifting already  
            scarce administration dollars away from regular UI claims.  
            Opponents also question the prudence of diverting resources  
            away from the UI administrative budget to fund a program that  
            has proven unsuccessful when EDD is currently struggling to  
            deliver UI benefits on a timely basis.  

           8)Related Legislation  . This bill is substantially similar to AB  
            2030 (Yamada) from 2010, which was held on this committee's  
            suspense file. 

           
          Analysis Prepared by  :    Julie Salley-Gray / APPR. / (916)  
          319-2081