BILL ANALYSIS                                                                                                                                                                                                    �







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        |Hearing Date:June 3, 2013          |Bill No:AB                         |
        |                                   |285                                |
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                      SENATE COMMITTEE ON BUSINESS, PROFESSIONS 
                               AND ECONOMIC DEVELOPMENT
                          Senator Curren D. Price, Jr., Chair
                                           

                          Bill No:        AB 285Author:Brown
                    As Introduced:     February 11, 2013 Fiscal:Yes

        
        SUBJECT:   Microenterprises:  economic development. 
        
        SUMMARY:  Revises the definition of microenterprise.  Adds to, and  
        recasts provisions requiring the California Workforce Investment Board  
        to develop guidelines for targeting resources to high-wage industry  
        sectors and implementing entrepreneurial and self-employment training  
        programs.

        Existing law:
        
        1) Defines "microenterprise" as a sole proprietorship, partnership, or  
           corporation that has fewer than five employees, including the  
           owner, is part time or full time, and generally lacks access to  
           conventional loans, equity, or other banking services.  (Business  
           and Professions Code (BPC) � 18000)

        2) States that microenterprises are distinct from small businesses or  
           microbusinesses and include, but are not limited to, businesses  
           that provide child development services, businesses that provide  
           landscaping services, businesses that provide building maintenance,  
           businesses that provide personal and business services, businesses  
           that provide specialty food products, and home-based businesses.   
           Provides that "microenterprise development provider" means a  
           nonprofit or public agency that provides self-employment training,  
           technical assistance, and access to microloans to individuals  
           seeking to become self-employed or to expand their current  
           business. (Id.)

        3) Provides that every city, county, and city and county is encouraged  
           to access microenterprise development in order to create new jobs  





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           and income opportunities for individuals of low and moderate  
           income.  Provides that every city, county, and city and county is  
           encouraged to include microenterprise development as a part of  
           their economic development strategy.  Provides that California  
           communities and the public agencies that serve them, such as  
           workforce investment boards, community colleges, and local economic  
           development agencies, are encouraged to promote local partnerships  
           that invest in microenterprise development.  (BPC � 18001)

        4) States findings and declarations about the importance of a highly  
           skilled workforce in necessary for California to remain prosperous  
           and globally competitive.  (Unemployment Insurance Code (UIC) �  
           14000)

        5) Establishes the California Workforce Investment Board (CWIB) as the  
           body responsible for assisting the Governor in the development,  
           oversight, and continuous improvement of California's workforce  
           investment system.  (UIC � 14010)

        6) Provides that the CWIB shall assist the Governor in the following:   
           (UIC � 14013)

              a)      Promoting the development of a well-educated and highly  
                skilled workforce.

              b)      Developing the State Workforce Investment Plan.

              c)      Developing guidelines for the continuous improvement and  
                operation of the workforce investment system, including  
                developing policies to guide the one-stop system, providing  
                technical assistance for the continuous improvement of the  
                one-stop system, recommending state investments in the  
                one-stop system, targeting resources to high-wage industry  
                sectors that are either high-growth sectors or critical to  
                California's economy, or both.

              d)      Developing and continuously improving the statewide  
                workforce investment system as delivered via the one-stop  
                delivery system, including developing linkages in order to  
                assure coordination and nonduplication among workforce  
                programs and activities, reviewing local workforce investment  
                plans and providing guidance to ensure services reflect the  
                needs of high-wage industry sectors.

              e)      Commenting, at least once annually, on the measures  
                taken pursuant to the Carl D. Perkins Vocational and Applied  





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                Technology Education Act Amendments of 1990 (Public Law  
                101-392; 20 U.S.C. Sec. 2301 et seq.).

              f)      Designating local workforce investment areas within the  
                state based on information derived from consultations with the  
                Governor, consultations with the chief local elected  
                officials, consideration of comments received through the  
                public comment process, as described in Section 112(b)(9) of  
                the federal Workforce Investment Act of 1998.

              g)      Developing and modifying allocation formulas, as  
                necessary, for the distribution of funds for adult employment  
                and training activities, for youth activities to local  
                workforce investment areas, and dislocated worker employment  
                and training activities, as permitted by federal law.

              h)      Coordinating the development and continuous improvement  
                of comprehensive state performance measures, including state  
                adjusted levels of performance, to assess the effectiveness of  
                the workforce investment activities in the state.

              i)      Preparing the annual report to the United States  
                Secretary of Labor.

              j)      Recommending policy for the development of the statewide  
                employment statistics system, including workforce and economic  
                data, as described in Section 15 of Title 29 of the United  
                States Code, and using, to the fullest extent possible, the  
                Employment Development Department's existing labor market  
                information systems.

              aa)     Recommending strategies to the Governor for strategic  
                training investments of the Governor's 15-percent  
                discretionary funds.

              bb)     Developing and recommending waivers, in conjunction with  
                local workforce investment boards, to the Governor as provided  
                for in the federal Workforce Investment Act of 1998.

              cc)     Recommending policy to the Governor for the use of the  
                25-percent rapid response funds, as authorized under the  
                federal Workforce Investment Act of 1998.

              dd)     Developing an application to the United States  
                Department of Labor for an incentive grant under Section 9273  
                of Title 20 of the United States Code.





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        1) Provides that the CWIB, in collaboration with state and local  
           partners, including the Chancellor of the California Community  
           Colleges, the State Department of Education, other appropriate  
           state agencies, and local workforce investment boards, shall  
           develop a strategic workforce plan to serve as a framework for the  
           development of public policy, fiscal investment, and operation of  
           all state labor exchange, workforce education, and training  
           programs to address the state's economic, demographic, and  
           workforce needs.  States that the strategic workforce plan shall  
           also serve as the framework for the single state plan required by  
           the federal Workforce Investment Act of 1998, and be updated at  
           least every five years.  (UIC � 14020)

        This bill:

        1) Provides that a "limited liability company" is one of the types of  
           entities that can be defined as a microenterprise.

        2) Specifies that a microenterprise has five or fewer employees,  
           including the owner who may be employed.

        3) Makes technical and clarifying changes.

        4) States findings and declarations that:

              a)      Nearly one-third of California's workforce is comprised  
                of independent and self-employed workers, including  
                entrepreneurs, contractors, independent consultants, and  
                home-based businesses.

              b)      The self-employed workforce in California has grown by  
                over 100 percent in the last 
              15 years.

              c)      The federal Workforce Investment Act of 1998 (29 U.S.C.  
                Sec. 2801 et seq.) provides that states should offer training  
                and workforce development services through state and local  
                workforce investment boards. In fulfilling these duties, it is  
                important that all Californians have the opportunity to  
                receive entrepreneurial and self-employment training, as well  
                as other training that can help them successfully work for  
                others.

              d)      It is the policy of the State of California, to the  
                extent feasible, to provide individuals with the opportunity  





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                to learn skills needed to pursue self-employment opportunities  
                in order to provide a stable income for them and their  
                families.

        1) Provides that the CWIB shall provide guidance to endure services  
           reflect the needs of high-wage industry sectors in developing  
           guidelines for the continuous improvement of the one-stop system.   
           Provides that the CWIB shall make recommendations on how to target  
           resources to high-wage industry sectors that are either high-growth  
           sectors or critical to California's economy or both in developing  
           and continuously improving the one-stop system.

        2) Requires the CWIB to assist the Governor in recommending policy and  
           providing technical assistance on entrepreneurial training  
           opportunities that could be made available through programs of  
           local WIBs.

        FISCAL EFFECT:  This measure is keyed fiscal.  According to the  
        Assembly Appropriations Committee analysis dated April 17, 2013, this  
        bill results in minor absorbable costs for the CWIB.

        COMMENTS:
        
        1. Purpose.  This bill is sponsored by the  California Association for  
           Microenterprise Opportunity  (CAMEO).  According to the Author,  
           there are currently many job training programs, but limited  
           entrepreneurial training for established businesses.  The Author  
           states that by requiring the CWIB to develop guidelines to ensure  
           that entrepreneurial training and technical assistance are  
           available through local workforce investment boards, a currently  
           underserved group of prospective entrepreneurs, as well as  
           unemployed individuals, will have better access to quality training  
           and the opportunity to learn skills needed to pursue  
           self-employment.  The Author states that changing the definition of  
           a microenterprise will help these firms gain access to conventional  
           loans, equity, or other banking services. The Author states that  
           there are over three million microenterprises in California that  
           employ over four million people and that continuing the growth of  
           California's smallest businesses is essential to solving the  
           state's unemployment problem.
           
           According to information provided by the Sponsors,  
           microentrepreneurs who have gone through training programs and  
           receive business technical assistance and entrepreneurial training  
           have an 80 percent success rate and create an average of two jobs,  
           in addition to their own, over three to five years.  





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        2. Microenterprises.  The term "microenterprise" has come into common  
           usage in the economic development community over the past decade to  
           describe the type of self-employment that can become a principle  
           way to help people exit poverty and accrue wealth.  The federal  
           Small Business Administration's (SBA) definition generally refers  
           to a business that will have fewer than 5 employees, requires less  
           than $35,000 in startup capital and which does not have access to  
           the traditional commercial banking sector.  California law goes a  
           step further and distinguishes microenterprises from small  
           businesses in that they include, but are not limited to, businesses  
           that provide child development services, landscaping services,  
           building maintenance, personal and business services, specialty  
           food products, and home-based businesses.

           Microenterprise development is the process of providing training,  
           technical assistance and microloans to the smallest business  
           owners.  Microenterprise development programs are generally  
           operated by nonprofit organizations that target individuals who  
           experience obstacles to successful business growth such as a  
           limited access to credit, lack of business management experience  
           and language barriers.  Financial support for microenterprise  
           development organizations is a complex mix of funding from federal,  
           state and local government, plus private dollars from foundations,  
           corporations, and faith-based organizations.

           Many of the non-profit organizations around the state that serve  
           microbusinesses have a critical need to build their capacity to  
           serve potential entrepreneurs, particularly in rural areas.   
           Capacity building generally includes projects such as: acquisition  
           of computer hardware, software and technology skills to better  
           assess and track microentrepreneurial activities, and evaluate and  
           report microenterprise progress and program outcomes; professional  
           development of trainers and business consultants; development of  
           outreach materials to communicate with special populations;  
           development of websites to facilitate microentrepreneur access to  
           regional business services; computer upgrades and software to  
           ensure effective micro loan tracking; and, staff expansions for  
           program delivery/evaluation, information management and fund  
           development.  

           In July 2006, the Assembly Committee on Jobs, Economic Development,  
           and the Economy (JEDE) held an informational hearing on  
           microenterprise development: Microenterprise: The Engine of  
           California Regional Economies.  This bill seeks to implement one of  
           the primary recommendations from that hearing.





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           According to JEDE, small businesses form the core of California's  
           $1.7 trillion economy, comprising more than 98% of all businesses,  
           and are responsible for employing more than 50% of all workers in  
           the state.  Microenterprises, meaning businesses with less than  
           five employees, represent approximately 93% of all businesses in  
           the state, or approximately 3.2 million of all businesses.

           Microenterprises create jobs, generate taxes, and revitalize  
           communities.  In 2003, these businesses employed over 19% of all  
           workers in California and generated $238 billion in taxable  
           revenues.  During the nation's economic downturn from 1999 to 2003,  
           microenterprises created 318,183 new jobs, or 77% of all employment  
           growth, while larger businesses with more than 50 employees lost  
           over 444,000 jobs.  From 2000 to 2001, microenterprises created  
           62,731 jobs in the state, accounting for nearly 64% of all new  
           employment growth.   In this most recent recession the trend  
           continued, with the number of non-employer firms increasing from  
           2.6 million firms reporting $137 billion in revenues for 2008, to  
           2.8 million firms reporting $138 billion in revenues for 2010,  
           based on federal tax returns.  In the post-recession economy, these  
           businesses are expected to become increasingly important due to  
           their ability to be more flexible and better suited to meet niche  
           market needs.  

           Common types of microenterprises include engineering, computer  
           system design, housekeeping, construction, landscaping and  
           personnel services.  Many microenterprises start as part-time or  
           home-based businesses.  Due to their small size and limited  
           business experience, many owners of microenterprises have  
           difficulty meeting the traditional credit and collateral  
           requirements of mainstream financial institutions.  A typical  
           microenterprise start-up will be financed through the  
           entrepreneur's personal assets, including savings accounts, home  
           equity loans and credit cards.

           Microenterprise development is a model for providing services,  
           technical assistance and financing to new, prospective and existing  
           owners of microenterprises.  
             
        3. Structure and Background of Workforce Investment Boards and Local  
           Workforce Investment Areas.  The Workforce Investment Act (WIA) is  
           administered by 49 Workforce Investment Boards (WIBs) in  
           California.  WIBs are administered by a variety of agencies,  
           including county and city governments, non-profits and joint power  
           authorities.  Within county and city government, WIBs are placed in  





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           a variety of organizational structures.  Some WIBs are housed in  
           welfare agencies, economic development departments and still others  
           are their own agencies or separate non-profit organizations.
           
           The California Workforce Investment Board (CWIB) provides guidance  
           to local WIBs and development of a unified, strategic plan to  
           coordinate various education, training, and employment programs  
           that result in an integrated workforce development system that  
           supports economic development.  This plan is required to be updated  
           at least every 5 years in order to address the state's changing  
           economic, demographic, and workplace needs.   

           The designated grant recipient and administrator for WIA funding is  
           decided by a local partnership between the chief local elected  
           official (CLEO) and the WIB, whose members the CLEO appoints. They  
           then select One Stop Career Center operators and training providers  
           to serve the local community.  WIB membership is comprised of  
           private sector representatives from key local industries, organized  
           labor, education, economic development, community based  
           organizations and other community stakeholders. The majority of  
           members are from the private sector and the chair is always a  
           business representative.  WIA emphasizes that the local WIB and  
           chief local elected official have discretion over the strategy and  
           decision making for their WIA funding so they can best respond to  
           the needs of business and residents of their community.

           WIBs have oversight of local workforce investment areas.  The local  
           workforce areas roughly correspond to labor market areas, but also  
           operate from historical precedent.  The majority of workforce  
           investment areas are single counties.  The rest are composed of  
           large cities, multiple counties that form a consortium under a  
           joint powers agreement or consortia of multiple cities.  There are  
           seven WIBs in the County of Los Angeles, including LA County, LA  
           City and five consortia of cities.  In Northern California, there  
           are two WIBs that have jurisdiction over 15 counties.  In all parts  
           of the State, WIBs work together as formal or informal regional  
           collaboratives ensuring that they are addressing regional workforce  
           issues that may cross geo-political boundaries.

           As innovation is key to California's economy, the state engages in  
           workforce development activities to ensure there are workers who  
           have the skills to innovate, change and avail themselves of ongoing  
           training opportunities.  No one institution alone is tasked with  
           this responsibility.  In fact, the job of providing education,  
           training, skills upgrades and support for California's workers is  
           spread over a vast array of agencies, organizations and  





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           institutions, both public and private.  Many California WIBs have  
           become a significant catalyst for community conversations and  
           dialogue among these players, adding value in aligning resources  
           and policy to better respond to changing workforce needs, and to  
           the skills crisis that exists in almost every community.

           Every (WIB) has its own charter, organization and unique context,  
           but they all share a set of central roles.  Each WIB provides  
           oversight for the WIA program and acts as a catalyst to provide  
           seamless services among various workforce programs and provides  
           community leadership around workforce issues. 
        
        4. Related Legislation.    SB 118  (Lieu) requires the CWIB to  
           incorporate specific principles into the state's strategic plan  
           that align the education and workforce investment systems of the  
           state to the needs of the 21st century economy and promotes a  
           well-educated and highly skilled workforce to meet California's  
           future workforce needs.  The measure is pending on the Senate  
           Floor.   
           
            AB 674  (Quirk-Silva) would expand the definition of microenterprise  
           to include those entities that have fewer than 10 employees,  
           including the owner, as prescribed.  The measure is pending in the  
           Assembly Committee on Jobs, Economic Development and the Economy.  
           
            SB 734  (Price) of 2011 encouraged participation of small businesses  
           in the High Speed Rail project by establishing goals, preferences,  
           outreach and information to small businesses about contracting  
           opportunities.  The bill would have granted an additional 2.5%  
           preference to state certified microbusinesses.  The bill was  
           amended to become a DeSaulnier bill (Chapter 498, Statutes of 2011)  
           which required the CWIB to incorporate specific principles into the  
           state's strategic plan that align the education and workforce  
           investment systems of the state to the needs of the 21st century  
           economy and promote a well-educated and highly skilled workforce to  
           meet the state's future workforce needs.   

            AB 901  (V. Manuel Perez, Chapter 483, Statutes of 2011) expands the  
           definition of financial institutions to include a small business  
           financial development corporation or microenterprise development  
           organization that meets the standard established by the California  
           Pollution Control Financing Authority (CPCFA).

            SCR 149  (Yee, Resolution Chapter 59, Statutes of 2009) designates  
           July 2009 and July of every year thereafter as Microenterprise  
           Development Month. 





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            AB 2998  (Carter) of 2008 and AB 165 (Carter) of 2009 were very  
           similar to this bill.  Those measures would have made technical  
           modifications to the definition of microenterprise, added  
           legislative intent on the importance of Californians having access  
           to training related to self-employment entrepreneurship and  
           required the CWIB to develop guidelines for entrepreneurial  
           training by January 1, 2010.  AB 2998 was held in the Senate  
           Committee on Appropriations and AB 165 was held in the Assembly  
           Committee on Appropriations.
            
           SB 446  (Yee) of 2007 and AB 1209 (Yee) of 2006 would have required  
           BT&H to administer a program providing grants on a competitive  
           basis to qualifying microenterprise development providers for  
           capacity building projects, and to the extent funds are  
           appropriated for that purpose by the Legislature.  SB 446 was  
           amended but never taken up for a vote on the Senate Floor and AB  
           1209 was held in the Senate Committee on Appropriations.
            
           AB 816  (Carter) of 2007 would have established a new $5 million  
           program, administered by BT&H, for the purpose of making capacity  
           building grants to microenterprise development providers.  The bill  
           was held in the Assembly Committee on Appropriations.
            
           SB 1156  (Alarcon, Chapter 87, Statues 2004) defined the terms  
           "microenterprise" and "microenterprise development provider."  It  
           also stated the State's intent to encourage every city and county  
           to access microenterprise development in order to create new jobs,  
           to include microenterprise development as a part of their economic  
           development strategy, and to promote local investments in  
           microenterprises.
            
           AB 1542  (Ducheny, Chapter 270, Statutes 1997) provided for  
           demonstration projects for microenterprise development to be  
           administered by the DSS under the CalWORKS program.
           
        5. Arguments in Support.  The  California Association of Micro  
           Enterprise Opportunity (CAMEO)  and  Central Valley Business  
           Incubation  write in support of this bill, noting that the U.S.  
           Department of Labor released directives encouraging WIBs to  
           integrate entrepreneurial training as a vital workforce development  
           strategy, but that this training has not been incorporated into the  
           workforce system in any significant way.  Supporters believe that  
           this bill furthers the goal of small business, particularly  
           microbusinesses, by being an integral part of economic and  
           workforce strategies.   





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         NOTE  :  Double-referral to Labor and Industrial Relations Committee.
        

        SUPPORT AND OPPOSITION:
        
         Support:  

        California Association of Micro Enterprise Opportunity (CAMEO),  
        Sponsor
        3CORE
        AnewAmerica Community Corporation
        Central Valley Business Incubation
        Coalition of California Welfare Rights Organizations, Inc.
        Community Action Partnership of Sonoma County
        Renaissance Entrepreneurship Center

         Opposition:  None on file as of May 28, 2013



        Consultant:Sarah Mason