BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 379
                                                                  Page  1

          Date of Hearing:   April 3, 2013

               ASSEMBLY COMMITTEE ON HOUSING AND COMMUNITY DEVELOPMENT
                                 Norma Torres, Chair
                     AB 379 (Brown) - As Amended:  March 13, 2013
          
          SUBJECT  : Manufactured housing: removal.

           SUMMARY  : Makes technical and clarifying changes to the law  
          relative to the installation and removal of manufactured  
          housing. Specifically,  this bill  :  

          1)Clarifies that notwithstanding any other law, prior to a  
            manufactured home, mobilehome, or commercial modular being  
            deemed a fixture of improvement to real property the  
            installation must comply with specified procedures and  
            requirements.

          2)Specifies that the enforcement agency must record with the  
            county recorder within five business days of the issuance of  
            the certificate of occupancy for a manufactured home,  
            mobilehome, or commercial modular that has been installed upon  
            real property a document that includes the name of the owner  
            of the real property, a description of the real property, and  
            a statement that the manufactured home, mobilehome, or  
            commercial coach has been affixed to that real property by  
            installation on a foundation system.

          3)Requires an owner who intends to remove a manufactured home,  
            mobilehome, or commercial modular to notify the Department of  
            Housing and Community Development (HCD) and the county  
            assessor at least 31 days prior to the removal.

           EXISTING LAW  

          1)Requires the installation of a manufactured home, mobilehome,  
            or commercial modular as a fixture or improvement to real  
            property to comply with various requirements (Health and  
            Safety Code Section 18551).

          2)Specifies that the enforcement agency must record with the  
            county recorder on the same day as the issuance of the  
            certificate of occupancy for a manufactured home, mobilehome,  
            or commercial modular that has been installed upon real  
            property a document that includes the name of the owner of the  








                                                                  AB 379
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            real property, a description of the real property, and a  
            statement that the manufactured home, mobilehome, or  
            commercial coach has been affixed to that real property by  
            installation on a foundation system (Health and Safety Code  
            Section 18551).

          3)Requires an owner who intends to remove a manufactured home,  
            mobilehome, or commercial modular to notify HCD and the county  
            assessor at least 30 days prior to the removal (Health and  
            Safety Code Section 18551).

          4)Specifies that a thing is deemed to be affixed to land when it  
            is attached to it by roots, as in the case of trees, vines, or  
            shrubs; or imbedded in it, as in the case of walls; or  
            permanently resting upon it, as in the case of buildings; or  
            permanently attached to what is thus permanent, as by means of  
            cement, plaster, nails, bolts, or screws; except that for the  
            purposes of sale, emblements, industrial growing crops and  
            things attached to or forming part of the land, which are  
            agreed to be severed before sale or under the contract of  
            sale, shall be treated as goods and be governed by the  
            provisions of the title of this code regulating the sales of  
            goods (Civil Code Section 660).

           FISCAL EFFECT  : None

           COMMENTS  :

          Health and Safety Code Section 18551 sets forth the procedures  
          under which a manufactured home may be installed on and become a  
          fixture to real property. These procedures are important both  
          for tax purposes for local government entities and for the  
          financing of manufactured homes. Because manufactured homes are  
          considered to be chattel and not real property at the time of  
          purchase, the financing of these homes is different than with  
          stick built homes. The law recognizes this and allows companies  
          that finance the purchase of a manufactured home to maintain a  
          security interest in the home until it is paid off. 

          A recent California appellate court decision in Vieria  
          Enterprises v. City of East Palo Alto created uncertainty and  
          ambiguity with respect to the commercial financing of  
          manufactured homes. In that case, the court held that since the  
          owners had installed their manufactured home on their real  
          estate, Civil Code Section 660, which generally specifies how a  








                                                                  AB 379
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          thing is deemed to be affixed to the land, controlled over  
          Health and Safety Code Section 18551, which specifically  
          describes how a manufactured home may be deemed affixed to the  
          land. While the specific facts in the Vieria case were unique  
          and are unlikely to be duplicated in the future, the court's  
          ruling could be read as allowing a borrower to install a  
          manufactured home on a foundation system and potentially avoid  
          the lender's security interest. That interpretation could have a  
          chilling effect on lenders' willingness to finance manufactured  
          home purchases in the future. 

          AB 379 clarifies that the process set forth in Health and Safety  
          Code Section 18511 for "converting" a manufactured home into  
          real property and thus extinguishing a lender's security  
          interest applies notwithstanding any other law. The change  
          clears up the ambiguity created by the Vieria case, thus  
          ensuring that consumers will continue to be able to obtain loans  
          to purchase manufactured homes.

          AB 379 additionally makes a minor change to the law by giving  
          enforcement agencies five days to record a document related to  
          the installation of a manufactured home on real property.  
          Current law requires the recording to happen on the same day as  
          the issuance of the certificate of occupancy. This change more  
          closely reflects current practice because receipt of the  
          certificate of occupancy and recording of the proper documents  
          by the enforcement agency on the same day is nearly impossible  
          and rarely, if ever, occurs.

           REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           California Manufactured Housing Institute (sponsor)
          Western Manufactured Housing Communities Association

           Opposition 
           None on file

           Analysis Prepared by  :    Anya Lawler / H. & C.D. / (916)  
          319-2085