BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



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          |SENATE RULES COMMITTEE            |                        AB 379|
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                                       CONSENT


          Bill No:  AB 379
          Author:   Brown (D)
          Amended:  5/28/13 in Senate
          Vote:     21

           
          SENATE TRANSPORTATION & HOUSING COMMITTEE  : 10-0, 6/4/13
          AYES:  DeSaulnier, Gaines, Beall, Cannella, Galgiani, Hueso,  
            Lara, Liu, Roth, Wyland
          NO VOTE RECORDED:  Pavley

           ASSEMBLY FLOOR  :  75-0, 4/11/13 (Consent) - See last page for  
            vote


           SUBJECT  :    Manufactured housing: removal

           SOURCE  :     California Manufactured Housing Institute 


           DIGEST  :    This bill changes the process whereby the law deems a  
          mobilehome a fixture or improvement to real property.

           ANALYSIS  :    Under current law mobilehomes are either personal  
          property or real property.  To be real property, someone must  
          affix the mobilehome to a piece of land.  This occurs when a  
          mobilehome owner places the mobilehome on a permanent  
          foundation.  Alternatively, an owner may install a mobilehome on  
          piers with tie-downs, and then the law considers the home  
          personal property (or chattel) because it is not permanently  
          affixed to the underlying land.

          The Mobilehome Parks Act (MPA) directs the Department of Housing  
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          and Community Development (HCD) to regulate mobilehome parks to  
          assure protection of the health, safety, and general welfare of  
          all mobilehome park residents.  HCD has adopted statewide  
          regulations to enforce the act's provisions.  Local agencies,  
          however, have the option of assuming enforcement authority  
          within their jurisdictions through agreement with HCD.  In  
          addition, the MPA requires HCD to establish regulations for  
          mobilehome foundations systems.

          The MPA further specifies that installation of a mobilehome as a  
          fixture or improvement to a piece of real property must meet  
          these requirements:

           The owner or contractor installing the home must get a  
            building permit from the local agency; 

           The enforcement agency (i.e., either HCD or the local agency)  
            must record with the county recorder a document stating that  
            someone has affixed the mobilehome to real property by  
            installing a foundation system.  The enforcement agency must  
            record this document on the same day it issues the certificate  
            of occupancy; and 

           The owner must surrender to HCD the registration and title to  
            the mobilehome that HCD issues for mobilehomes that are  
            personal property.

          This bill:

          1.Provides that, notwithstanding any other law, a mobilehome is  
            not a fixture or improvement to real property until all of the  
            above bulleted steps are completed.

          2.Gives the enforcement agency five days to record the document  
            showing that someone has affixed a mobilehome to real property  
            rather than requiring that it record the document the same day  
            it issues the certificate of occupancy.
           
          Comments
           
          Health and Safety Code Section 18551 sets forth the procedures  
          under which a mobilehome may be installed on and become a  
          fixture to real property.  These procedures are important both  
          for tax purposes for local government entities and for the  

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          financing of mobilehomes.  Because mobilehomes are deemed  
          personal property (or chattel) and not real property at the time  
          of purchase, buyers do not finance these homes with a mortgage  
          as they do with site-built homes.  The law recognizes this and  
          allows companies that finance the purchase of mobilehomes to  
          maintain a security interest in a home until it is paid off. 

          Last year, the 1st District Court of Appeal in Vieira  
          Enterprises v. City of East Palo Alto found that a mobilehome  
          purchased and installed on real property was itself real  
          property.  As a result of the ruling, the court held that the  
          financing company had no security interest in the mobilehome  
          because it was real property.  This essentially allowed the  
          borrower to forgo paying the lender the balance owed on the  
          home. 

          In that case, the court held that because the owners had  
          installed their mobilehome on their real estate, Civil Code  
          provisions, which generally deem when a thing is affixed to the  
          land, controlled over Health and Safety Code Section 18551,  
          which specifically describes how a mobilehome may be deemed  
          affixed to the land.  While the Vieira case had unique and  
          specific circumstances, the proponents of this bill are  
          concerned that that ruling could be read as allowing a borrower  
          to install a mobilehome on a foundation system and potentially  
          avoid the lender's security interest.  

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  No   Local:  
           No

           SUPPORT  :   (Verified  6/5/13)

          California Manufactured Housing Institute (source) 
          Western Manufactured Housing Communities Association



          ASSEMBLY FLOOR  :  75-0, 4/11/13
          AYES:  Achadjian, Alejo, Allen, Ammiano, Atkins, Bigelow, Bloom,  
            Blumenfield, Bocanegra, Bonilla, Bonta, Bradford, Brown,  
            Buchanan, Ian Calderon, Campos, Chau, Ch�vez, Chesbro, Conway,  
            Cooley, Dahle, Daly, Dickinson, Donnelly, Eggman, Fong, Fox,  
            Frazier, Beth Gaines, Garcia, Gatto, Gomez, Gordon, Gorell,  
            Gray, Grove, Hagman, Hall, Roger Hern�ndez, Holden, Jones,  

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            Levine, Linder, Logue, Maienschein, Mansoor, Medina, Melendez,  
            Mitchell, Morrell, Mullin, Muratsuchi, Nazarian, Nestande,  
            Olsen, Pan, Perea, V. Manuel P�rez, Quirk, Quirk-Silva,  
            Rendon, Salas, Skinner, Stone, Ting, Torres, Wagner, Waldron,  
            Weber, Wieckowski, Wilk, Williams, Yamada, John A. P�rez
          NO VOTE RECORDED:  Harkey, Jones-Sawyer, Lowenthal, Patterson,  
            Vacancy


          JA:nl  6/5/13   Senate Floor Analyses 

                           SUPPORT/OPPOSITION:  SEE ABOVE

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