BILL NUMBER: AB 402	INTRODUCED
	BILL TEXT


INTRODUCED BY   Assembly Member Ammiano
   (Coauthor: Senator Beall)

                        FEBRUARY 15, 2013

   An act to add Section 10144.53 to the Insurance Code, relating to
disability income insurance.


	LEGISLATIVE COUNSEL'S DIGEST


   AB 402, as introduced, Ammiano. Disability income insurance:
mental illness.
   Existing law defines disability income insurance as insurance
against loss of occupational earning capacity arising from injury,
sickness, or disablement.
   This bill would require every policy of disability income
insurance that is issued, amended, or renewed on or after January 1,
2014, and that provides disability income benefits to provide
coverage for disability caused by severe mental illnesses, as
defined.
   Vote: majority. Appropriation: no. Fiscal committee: no.
State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 10144.53 is added to the Insurance Code, to
read:
   10144.53.  (a) Every policy of disability income insurance, as
defined in subdivision (i) of Section 799.01, that is issued,
amended, or renewed on or after January 1, 2014, and that provides
disability income benefits shall provide coverage for disability
caused by severe mental illnesses.
   (b) For the purposes of this section, "severe mental illnesses"
shall include:
   (1) Schizophrenia.
   (2) Schizoaffective disorder.
   (3) Bipolar disorder (manic-depressive illness).
   (4) Major depressive disorders, including postpartum depression.
   (5) Panic disorder.
   (6) Obsessive-compulsive disorder.
   (7) Pervasive developmental disorder or autism.
   (8) Anorexia nervosa.
   (9) Bulimia nervosa.