BILL ANALYSIS                                                                                                                                                                                                    �



                                                                  AB 1094
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          Date of Hearing:   April 16, 2013

                        ASSEMBLY COMMITTEE ON HUMAN SERVICES
                                  Mark Stone, Chair
                 AB 1094 (Brown) - As Introduced:  February 22, 2013
           
          SUBJECT  :  CalWORKs:  veteran's disability compensation

           SUMMARY :  Expands the definition of disability-based unearned  
          income to include veteran's disability compensation.  

           EXISTING LAW  

          1)Establishes under federal law the Temporary Assistance for  
            Needy Families (TANF) program to provide welfare-to-work  
            services to eligible families and, in California, provides  
            that TANF funds for welfare-to-work services are administered  
            through the California Work Opportunity and Responsibility to  
            Kids (CalWORKs) program.

          2)Establishes the maximum monthly amount of cash aid (maximum  
            aid payment) that can be provided to a family eligible for aid  
            under the CalWORKs program.

          3)Exempts a CalWORKs recipient from meeting work participation  
            requirements if the recipient is disabled and the disability  
            is expected to last at least 30 days and significantly impairs  
            the recipient's ability to be regularly employed or  
            participate in welfare-to-work activities, as specified.

          4)Establishes income, asset and real property limits used to  
            determine eligibility for the program, which include:

             a)   One residence that the family lives in;

             b)   $2,000 in assets ($3,000 if the household includes a  
               family member over age 60);

             c)   One car with a value of $4,650 or less; 

             d)   Net income below the Maximum Aid Payment (MAP), based on  
               family size and county of residence, which is currently no  
               higher than 40% of the Federal Poverty Level; and

             e)   Any savings and interest in restricted, federally  








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               qualified accounts for the purpose of retirement, starting  
               a business, saving for college, purchasing a home, or  
               overcoming an episode of homelessness.

          1)Defines disability-based unearned income, within the CalWORKs  
            program, as state disability insurance benefits, private  
            disability insurance benefits, temporary workers' compensation  
            benefits, and social security disability benefits.

          2)Defines earned income as gross income received as wages,  
            salary, employer-provided sick leave benefits, commissions, or  
            profits from activities such as a business enterprise or  
            farming in which the recipient is engaged as a self-employed  
            individual or as an employee.

          3)Exempts the following, until October 1, 2013, when calculating  
            a family's income for the purpose of determining CalWORKs  
            eligibility: 

                If the family's disability-based unearned income does not  
               exceed $225
                
               a)     All disability-based unearned income plus any amount  
                 of not otherwise exempt earned income, not to exceed $112  
                 or the amount of the difference between the amount of  
                 disability-based unearned income and $225, whichever is  
                 less.

               b)     Fifty percent of all not otherwise exempt earned  
                 income in excess of the amount applied to meet the  
                 differential in the unearned disability-based income  
                 calculation.

                If the family's disability-based unearned income exceeds  
               $225
             
               a)     All of the first $225 in disability-based unearned  
                 income.

               b)     Fifty percent of all earned income.

          1)Exempts the following, beginning October 1, 2013, when  
            calculating a family's income for the purpose of determining  
            CalWORKs eligibility: 









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                If the family's disability-based unearned income does not  
               exceed $225
             
               a)     All disability-based unearned income, plus any  
                 amount of not otherwise exempt earned income equal to the  
                 amount of the difference between the amount of  
                 disability-based unearned income and $225.

               b)     Fifty percent of all not otherwise exempt earned  
                 income in excess of the amount applied to the difference  
                 between the amount of disability-based income and $225.

                If the family's disability-based unearned income exceeds  
               $225
             
               a)     All of the first two $225 in disability-based  
                 unearned income.

               b)     Fifty percent of all earned income.

          1)Requires, under federal law, payment of disability  
            compensation to a veteran for a disability resulting from a  
            personal injury suffered or disease contracted in the line of  
            duty or for the aggravation of a preexisting injury suffered  
            or disease contracted in the line of duty, as specified,  
            during a period of war, provided that the disability is not  
            the result of a veteran's own willful misconduct or abuse of  
            alcohol or drugs. (38 USCS �� 1110 et seq)

           FISCAL EFFECT  :  Unknown
           
          BACKGROUND

           The California Work Opportunity and Responsibility to Kids  
          (CalWORKs) program provides monthly income assistance and  
          employment-related services aimed at moving children out of  
          poverty and helping families meet basic needs.  Federal funding  
          for CalWORKs comes from the Temporary Assistance for Needy  
          Families (TANF) block grant.  The average monthly cash grant for  
          a family of three on CalWORKs is $465, which is $15.50 in cash  
          aid per household per day, making CalWORKs grants nearly the  
          same in actual dollars than they were in 1987.  CalWORKs grants  
          are used to pay rent, buy clothing, pay utilities bills, and pay  
          for other basic needs to ensure children can be cared for at  
          home and remain safely with their families.  According to  








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          January 2013 data from the California Department of Social  
          Services, 564,041families rely on CalWORKs, including over one  
          million children.  Nearly half of the children on CalWORKs are  
          under age six.  19.5% of CalWORKs families include four or more  
          aided family members.

           Veterans in California  
          According to December 2012 estimates from the California  
          Department of Veterans Affairs (CDVA), California is home to  
          nearly 2 million veterans; 8.3% of the national veterans  
          population , which is just over 22.3 million.  The Veterans  
          Administration provides compensation to Veterans who are at  
          least 10% disabled because of injuries or diseases that occurred  
          or were aggravated during active military service.  The US  
          Department of Veterans Affairs reports that as of the end of  
          2010, 252,000 veterans were receiving monthly disability  
          compensation benefits in California.  Additionally, CDVA data  
          shows that while the overall population of veterans in  
          California whose service ended during, or prior to, the Vietnam  
          era is estimated to continue to decline over time, tens of  
          thousands of veterans return to California from more recent wars  
          each year.  The state's veteran population is comprised of 90%  
          men and 10% women.

           Income disregard  
          The current disability income/earned income disregard allows  
          families receiving CalWORKs benefits to maintain some or all of  
          their disability payment, if they receive one, as well as a  
          small amount of their earned income, in addition to their  
          CalWORKs grant.  Because most income offsets monthly grant  
          amounts (monthly grants shrink as earned income grows), allowing  
          families to keep a minimal amount that is not included in the  
          grant calculation encourages families to continue to work, seek  
          gainful employment, and increase their earned income.  The  
          income disregard helps families achieve self-sufficiency and  
          leave aid sooner due to parents being able to support their  
          families, rather than providing a perverse incentive for  
          families to remain on aid by counting all earned income against  
          a family's grant.  Provided that their disability income does  
          not make them ineligible, families with parents who are exempt  
          from work requirements due to a disability that won't allow them  
          to work can still benefit from the CalWORKs aid and services  
          needed to keep their children safe at home and keep the entire  
          family out of deep poverty.









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           COMMENTS  :

          Because current statute does not include veteran's disability  
          compensation within the definition of disability-based unearned  
          income for purposes of calculating income within the CalWORKs  
          program, poor disabled veterans with families are not able to  
          maintain the same amount of monthly income, before the monthly  
          grant is calculated, as CalWORKs recipients who receive  
          disability benefits that are not related to military service.   
          The average disability compensation amount for veterans is $947  
          per month ($11,365 annually).  Because this monthly amount  
          exceeds the allowable disregard for disability-based unearned  
          benefits ($225), the amount that would be counted toward the  
          family's allowable income would be $722.  The maximum aid  
          payment for a family of three in a high cost county is $638,  
          which increases to $762 for a family of four in a high cost  
          county.  A family is not eligible for CalWORKs if the family's  
          income exceeds the maximum aid payment for their family size  
          after subtracting any disregarded amounts of earned or unearned  
          income.  Therefore, with the change proposed in this bill, in  
          order for a parent who receives the average monthly amount of  
          disability-based veterans benefits ($947) to remain eligible for  
          CalWORKs, his or her assistance unit must include at least four  
          people.   

          Need for the bill  
          This measure adds veteran's disability benefits to an existing  
          list of disability benefits that don't count against a person's  
          income for purposes of CalWORKs eligibility in an effort to help  
          the families of California's poor and disabled veterans,  
          especially those returning from the recent wars in Iraq and  
          Afghanistan, avoid deep poverty.  With so many veterans  
          returning to California each year, many of whom have  
          service-related disabilities, their ability to provide for their  
          families and reintegrate into their communities should be  
          considered.  

          According to the Western Center on Law and Poverty (WCLP):

               "Nationally, 12.5% of veterans are disabled.  Many disabled  
               veterans are homeless or live in poverty with limited  
               resources to access needed services?In the coming year,  
               tens of thousands of veterans of the wars in Iraq an  
               Afghanistan will return home to California?Many of these  
               young veterans will have full or partial disabilities and  








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               some of those are parents with children.  Veteran benefits  
               are usually enough to lift a veteran and his or her family  
               out of poverty, but on rare occasions, [the benefits are  
               insufficient]. In these cases, veterans should have the  
               same right to access state and federal safety net programs  
               as non-veterans. "

          Disability Rights California (DRC) states:

               "The bill will help California's veterans with  
               disabilities, mostly veterans of the Iraq and Afghanistan  
               wars, get the assistance they need to care for their  
               families?AB 1094 is an important step towards helping  
               low-income, out-of-work California veterans with  
               disabilities get back to work and prevents a deepening of  
               asset poverty for families who have fallen on hard times."
           
          REGISTERED SUPPORT / OPPOSITION  :   

           Support 
           
          Western Center on Law and Poverty - Sponsor/support 
          Asian Law Alliance
          California Advocates for Nursing Home Reform (CANHR)
          California Catholic Conference of Bishops
          California Coalition of Agencies Serving Deaf & and of Hearing  
          Persons (CCASDHH)
          California Communities United Institute (CAlComUI)
          Coalition of California Welfare Rights Organizations 
          Cuesta College CalWORKs
          Disability Rights California
          Sacramento Housing Alliance

           Opposition 
           
          None on file
           
          Analysis Prepared by  :    Myesha Jackson / HUM. S. / (916)  
          319-2089