BILL ANALYSIS                                                                                                                                                                                                    �



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          Date of Hearing:  April 16, 2013

                            ASSEMBLY COMMITTEE ON HEALTH
                                 Richard Pan, Chair
             AB 1176 (Bocanegra and Bonta) - As Amended:  March 21, 2013
           
          SUBJECT  :  Medical residency training program grants.

           SUMMARY  :  Establishes the Medical Residency Training Program  
          (MRT Program) to fund graduate medical education (GME) residency  
          programs in California.  Requires every health insurer or health  
          care service plan that provides health care coverage in this  
          state to pay an annual GME assessment of $5.00 for each covered  
          life for purposes of the MRT Program.  Specifically,  this bill  :   


          1)Establishes the GME Fund (Fund) to, upon appropriation by the  
            Legislature, be used solely for the purpose of funding grants  
            to GME residency programs in California.  

          2)Requires all interest earned on the Fund to be retained and  
            used for purposes consistent with the Fund.

          3)Requires the Fund to consist of all assessments received  
            pursuant to 7) below, and any interest that accrues.

          4)Requires the Office of Statewide Health Planning and  
            Development (OSHPD), in consultation with the California  
            Healthcare Workforce Policy Commission (Commission), to  
            develop criteria for distribution of available moneys in the  
            Fund.  Requires OSHPD to give priority to programs that meet  
            the following specifications:

             a)   Are located in medically underserved areas, as defined;

             b)   Have proven record of placing graduates in those  
               medically underserved areas;

             c)   Place an emphasis on training primary care providers;  
               and,

             d)   Place an emphasis on training physician specialties that  
               are most needed in the community in which the program is  
               located.








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          5)Allows moneys appropriated in the Fund to fund existing and  
            new GME residency slots.

          6)Requires OSHPD, whenever applicable, to utilize moneys  
            appropriated from the Fund to provide a match for available  
            federal funds for GME.

          7)Requires every health insurer or health care service plan that  
            provides health care coverage in this state to pay an annual  
            GME assessment of $5.00 for each covered life to the  
            Commission for deposit into the GME Fund for purposes of this  
            bill.

          8)Provides that this bill does not apply to dental-only,  
            vision-only, or Medicare supplement plans or policies or to  
            coverage provided under any public program, including, but not  
            limited to, Medi-Cal or the Healthy Families Program.  

          EXISTING LAW  :  

          1)Establishes the Department of Managed Health Care (DMHC) to  
            regulate health plans under the Knox-Keene Health Care Service  
            Plan Act of 1975 (Knox-Keene).  Authorizes the Director of  
            DMHC to take various enforcement actions for violations of  
            Knox-Keene, including the imposition of fines and penalties.

          2)Establishes the Health Professions Education Foundation (HPEF)  
            within OSHPD, among other functions, to develop criteria for  
            evaluating applicants for various scholarships or loans.
           
          3)Establishes the California Physician Corps Program, which  
            consists of the Steven M. Thompson Physician Corps Loan  
            Repayment Program (STLRP) and the Physician Volunteer Program,  
            administered by HPEF.  

          4)Requires STLRP to provide financial incentives, as specified,  
            to program applicants who possess a current valid medical or  
            osteopathic license who practice in medically underserved  
            communities, as specified.  Allows up to 20% of the available  
            positions to be awarded to program applicants from specialties  
            outside of primary care.

          5)Establishes the Commission, made up of 15 members, nine of  








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            whom are appointed by the Governor and three appointed by each  
            the Speaker of the Assembly and the Chairperson of the Senate  
            Rules Committee.  Requires the Commission to, among other  
            functions, identify specific areas where unmet priority needs  
            for dentists, physicians, and registered nurses exists;  
            establish standards for family practice training programs, as  
            specified; and, review and make recommendations to the  
            Director of OSHPD concerning the funding of family practice  
            programs or departments, as specified. 

           FISCAL EFFECT  :  This bill has not yet been analyzed by a fiscal  
          committee.

           COMMENTS  :

           1)PURPOSE OF THIS BILL  .  According to the author, "California's  
            current shortage of primary care physicians is projected to  
            reach a crisis level by 2015.  The need for physicians will  
            only increase as the population ages and more people become  
            insured through federal health reform.  According to the  
            Council on Graduate Medical Education, 74% of California's 58  
            counties have an undersupply of primary care physicians.   
            Primary care physicians make up just 34% of California's  
            physician workforce.  Other states, such as New York,  
            Michigan, and Maryland have ensured that physicians who want  
            to train in their states have that opportunity and that the  
            costs of training are spread out equally among those who most  
            benefit.  By creating additional training slots at residency  
            programs in underserved areas, they have realized an immediate  
            return on investment, drawing physicians to practice in areas  
            where they are needed most and providing an average of 600  
            additional patient visits per physician per year during  
            training alone.  This also significantly grows their long-term  
            workforce as the vast majority of physicians who train in a  
            region stay in that area to practice.  California should take  
            immediate steps to address this shortage.  California has a  
            trove of primary care physicians who want to train here,  
            including those who have graduated from California medical  
            schools, but are forced to leave the state because training  
            slots at medical residency programs are limited.  In addition,  
            the way residency training programs are funded relies almost  
            entirely on taxpayers through Medicare."  

          2)BACKGROUND  .  








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              a)   Graduate Medical Education  .  GME is a training program  
               for medical school graduates that serve as residents in  
               more than 1,000 of the nation's hospitals.  GME is funded  
               by the federal Department of Health and Human Services  
               through the Centers for Medicare and Medicaid Services.   
               According to a 2012 health policy brief on GME in Health  
               Affairs, overall support for GME comes out of a number of  
               separate public and private sources.  Each year the federal  
               government contributes about $9.5 billion in Medicare  
               funds, and approximately $2 billion in Medicaid to help pay  
               for GME.  The federal government also funds GME in  
               children's hospitals through a program called Teach Health  
               Centers GME, which trains residents in community-based  
               ambulatory settings; and through contributions from other  
               agencies, including the Department of Defense, the  
               Department of Veterans Affairs, the Health Resources and  
               Service Administration, and the National Institutes of  
               Health.  Additionally, the brief points out that more than  
               40 states have paid about $3.78 billion through their  
               Medicaid programs to support GME in 2009.  Since then, many  
               states have reduced their support for advanced medical  
               training.  Private insurers support GME to some degree  
               through payments they negotiate with teaching hospitals.

             The Health Affairs brief states that Medicare supports GME  
               through two separate methodologies when calculating  
               payments to hospitals: direct payments to pay the salaries  
               of the residents and the supervising physicians' time; and,  
               indirect payments to subsidize other hospital expenses  
               associated with running training programs, such as longer  
               inpatient stays and more use of tests.  These payments are  
               based, in part, on the number of residents a hospital  
               trains and the number of Medicare patients it treats.  Of  
               the estimated $9.5 billion in Medicare funds spent on GME  
               in 2010, approximately $3 billion went for direct payments  
               and $6.5 billion went for indirect payments.  The indirect  
               medical education calculations are complicated and  
               controversial.  The Medicare Payment Advisory Commission  
               (MedPAC), a group that advises Congress, estimates that  
               indirect payment levels may be $3.5 billion higher than  
               actual indirect costs.  Overall, federal spending for GME  
               has been increasing for decades.









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              b)   GME and the Affordable Care Act (ACA)  .  On March 23,  
               2010, President Obama signed the (Public Law (PL) 111-148),  
               as amended by the Health Care and Education Reconciliation  
               Act of 2010 (PL 111-152).   Specifically, the ACA increases  
               the number of GME training positions by redistributing  
               currently unused slots, with priorities given to primary  
               care and general surgery and to states with the lowest  
               resident physician-to-population ratios (effective July 1,  
               2011); increases flexibility in laws and regulations that  
               govern GME funding to promote training in outpatient  
               settings (effective July 1, 2010); and, ensures the  
               availability of residency programs in rural and underserved  
               areas.  The ACA also calls for the establishment of  
               Teaching Health Centers, defined as community-based,  
               ambulatory patient care centers, including federally  
               qualified health centers and other federally-funded health  
               centers that are eligible for payments for the expenses  
               associated with operating primary care residency programs.  
               (Funds appropriated for five years beginning fiscal year  
               2011).

           3)SUPPORT  .  The California Academy of Family Physicians states  
            that it is only through a strong funding mechanism that  
            California will be able to stabilize and expand its medical  
            residency training, helping ensure that every Californian has  
            access to a physician when and where they need one.  The  
            California Medical Association states that with this bill,  
            California will follow the example of other states and create  
            a funding source for underfunded medical residency training  
            programs by drawing from a funding pool of private health  
            plans, and require emphasis on funding be placed on programs  
            that train primary care physicians and specialists that are  
            most needed in the community in which the program is located.   


           4)OPPOSITION  .  Blue Shield of California indicates that the  
            assessment as proposed in this bill translates to an estimated  
            $100 million annual premium increase for insured Californians.  
             Adding another tax would only further the unaffordability of  
            health care and could potentially price out many Californians  
            who are attempting to gain coverage for the first time.  

          The Association of California Life and Health Insurance  
            Companies, and the California Association of Health Plans  








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            state that, although they agree that primary care providers  
            are essential to the health care delivery system, they cannot  
            support this bill because it increases taxes on plans and  
            enrollees, creates complications for the successful launch of  
            the California Health Benefit Exchange (now called Covered  
            California), and does not guarantee that physicians  
            benefitting from this investment will actually stay in the  
            state to practice or contract with health plans that funded  
            their residencies.

          In its letter, Anthem Blue Cross indicated that the ACA and  
            Covered California will place additional taxes and fees on  
            health plans, as listed below:

          ACA Taxes/Fees 
             --------------------------------------------------------------- 
            |Insurer Fee (2014)          |Est. at 2.5% of premium (In a     |
            |                            |statement from the Joint          |
            |                            |Committee on taxation, Chief of   |
            |                            |Staff Thomas Barthold explains    |
            |                            |that eliminating this fee could   |
            |                            |decrease the average family       |
            |                            |premium in 2016 by up to $400.)   |
            |----------------------------+----------------------------------|
            |Comparative Effectiveness   |$1 per person per year            |
            |Research Fee (2012)         |                                  |
            |----------------------------+----------------------------------|
            |Reinsurance assessment      |$5.25 per person per year (est.)  |
            |(2014)                      |                                  |
            |----------------------------+----------------------------------|
            |Tax on high earners (2013)  |0.9% increase on $200K            |
            |                            |single/$250K married              |
            |----------------------------+----------------------------------|
            |Tax on unearned income      |3.8% on unearned in excess $200K  |
            |(2013)                      |single/$250K married              |
            |----------------------------+----------------------------------|
            |High-Cost insurance fee     |40% on plan costs exceeding       |
            |(2018)                      |"Cadillac" thresholds             |
             --------------------------------------------------------------- 

            Exchange Fees
          
             --------------------------------------------------------------- 
            |Participation Fee           |Individual Exchange: $13.95 per   |








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            |                            |member per month (est.)           |
            |                            |                                  |
            |                            |(Exchange User fees, per federal  |
            |                            |rules, must be spread evenly      |
            |                            |across an issuer's entire book of |
            |                            |individual business for 2014.)    |
            |                            |SHOP Exchange: Exchange User fees |
            |                            |will equate to 4% of premium for  |
            |                            |SHOP QHPs sold through the        |
            |                            |Exchange. (Same rule applies for  |
            |                            |spreading the cost of User Fees   |
            |                            |across the issuer's entire small  |
            |                            |group business in 2014.)          |
            |                            |                                  |
             --------------------------------------------------------------- 
           5)RELATED LEGISLATION  .  

             a)   AB 565 (Salas) revises program criteria of the STLRP and  
               revises the definition of practice setting for purposes of  
               the STLRP to include a private practice that provides  
               primary care located in a medically underserved area and  
               has a minimum of 30% uninsured, Medi-Cal, or other publicly  
               funded program that serve patients under 250% of the  
               federal poverty level.  AB 565 is pending in this  
               Committee.

             b)   AB 860 (Perea and Bocanegra) appropriates $600,000 from  
               the Managed Care Administrative Fines and Penalties Fund  
               (Managed Care Fund) to the Steven M. Thompson Medical  
               School Scholarship Program (STMSS Program ) Account within  
               HPEF.  AB 860 is pending in Assembly Appropriations  
               Committee.  

             c)   SB 20 (Ed Hernandez), pending in Senate Appropriations  
               Committee, requires, beginning on the date that the Major  
               Risk Medical Insurance Program (MRMIP) becomes inoperative,  
               all the funds in the Managed Care Fund to be transferred  
               each year for purposes of the STLRP.  

           6)PREVIOUS LEGISLATION  .  

             a)   AB 589 (Perea), Chapter 339, Statutes of 2012,  
               establishes the STMSS Program to promote the education of  
               medical doctors and doctors of osteopathy, as specified.  








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             b)   SB 635 (Ed Hernandez) of 2012 would have required funds  
               deposited into the Managed Care Fund in excess of $1  
               million to be transferred each year to OSHPD for the  
               purpose of the Song-Brown Health Care Workforce Training  
               Act, as specified.  SB 635 died in Assembly Appropriations  
               Committee.

             c)   SB 606 (Ducheny), Chapter 600, Statutes of 2009,  
               requires the Osteopathic Medical Board of California to  
               assess an additional $25 fee from an osteopathic physician  
               and surgeon applying for initial or reciprocity licensure,  
               or for a biennial renewal license. Requires the funds  
               collected to be transferred to the Medically Underserved  
               Account for Physicians for STLRP.  Allows osteopathic  
               physicians and surgeons to be eligible to apply for the  
               STLRP.

             d)   SB 1379 (Ducheny), Chapter 607, Statutes of 2008,  
               requires fines and administrative penalties levied against  
               health plans under Knox-Keene to be placed in the Managed  
               Care Fund and used, upon appropriation by the Legislature,  
               for STLRP and the MRMIP.  SB 1379 also appropriated $1  
               million annually for purposes of the STLRP.

             e)   AB 2439 (De la Torre), Chapter 640, Statutes of 2008,  
               requires the Medical Board of California (MBC) to charge  
               physicians and surgeons an additional $25 as part of their  
               initial license fee or renewal fee to support the STLRP.

             f)   AB 920 (Aghazarian), Chapter 317, Statutes of 2005,  
               transfers the administration of the STLRP from the MBC to  
               the HPEF.

             g)   AB 327 (De la Torre), Chapter 293, Statutes of 2005,  
               requires the MBC to assess a $50 voluntary donation from  
               physicians and surgeons at the time of licensure or  
               renewal.

             h)   AB 1403 (Nu�ez), Chapter 367, Statutes of 2004, renames  
               the California Physician Corps Loan Repayment Program to  
               STLRP effective January 1, 2005.

             i)   AB 982 (Firebaugh), Chapter 1131, Statutes of 2002,  








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               establishes the California Physician Corps Loan Repayment  
               Program within the MBC.

           7)SUGGESTED TECHNICAL AMENDMENTS  .  To clarify the public  
            programs that are excluded from this bill, Committee staff  
            recommends to delete lines 32-35 on page 3, and replace it  
            with the following:

               "A specialized health insurance policy that provides  
               excepted benefits as described in Section 2722 and  
               2791 of the federal Public Health Services Act (42  
               U.S.C. Sec. 300gg-21; 42 U.S.C. Sec. 300gg-91) or the  
               program under Part 6.4 (commencing with Section  
               12699.50) of Division 2, or Medicare supplement  
               coverage, or a specified disease or hospital indemnity  
               policy, subject to Section 10965.01, a specialized  
               health care service plan contract, a health care  
               service plan contract provided in the Medi-Cal program  
               (Chapter 7 (commencing with Section 14000) of Part 3  
               of Division 9 of the Welfare and Institutions Code),  
               the Healthy Families Program (Part 6.2 (commencing  
               with Section 12693) of Division 2 of the Insurance  
               Code), the Access for Infants and Mothers Program  
               (Part 6.3 (commencing with Section 12695) of Division  
               2 of the Insurance Code), or the program under Part  
               6.4 (commencing with Section 12699.50) of Division 2  
               of the Insurance Code, or Medicare supplement  
               coverage."

           8)SUGGESTED SUBSTANTIVE AMENDMENTS  .

              a)   Should a new entity be established within OSHPD to  
               assist in developing criteria or standards for the MRT  
               Program  ?  To ensure that there is appropriate expertise in  
               awarding grants to applicants of the MRT Program, the  
               Committee may wish to suggest the establishment of a new  
               workgroup/task force/commission/council within OSHPD to  
               assist in establishing criteria and awarding of grants for  
               the MRT program.  This group should include many diverse  
               interests, including managed care organizations,  
               community-based training sites, private practitioners, and  
               others involved in providing services.  

              b)   Should a report be submitted to the Legislature  








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               annually  ?  Similar to the STLRP, the Committee may wish to  
               amend this bill to require an annual report to the  
               Legislature on the number of program participants, the name  
               and location of the residency sites with program  
               participants, the amount expended for each residency site,  
               and any other information relevant to a GME program. 

              c)   Should residency programs be accredited by the  
               Accreditation Council for Graduate Medical Education  
               (ACGME) or the American Osteopathic Association (AOA)  ?  The  
               ACGME is the entity that accredits graduate medical  
               training programs for physicians in the US and the AOA  
               accredited medical training programs for osteopathic  
               physicians and surgeons.  Both entities improve health care  
               by assessing and advancing the quality of residency  
               education.  This bill should be amended to require that  
               priority be given to residency programs that are ACGME or  
               AOA accredited.  

           9)POLICY CONSIDERATIONS  .  What are the implications of this bill  
            on the purchase of health coverage through Covered California,  
            including for those who receive federal subsidies?  Does the  
            author intend to exclude from this bill public subsidy  
            programs in the Exchange?

          Additionally, as the opponents pointed out, there is no  
                                                                                  guarantee that physicians benefitting from the MRT Program  
            will actually stay in the state to practice or contract with  
            health plans that funded their residencies.  The Committee may  
            wish to amend this bill to require that physicians and  
            surgeons who benefit from the MRT Program stay in California  
            for a number of years.

           REGISTERED SUPPORT / OPPOSITION  :  

           Support 
           
          California Academy of Family Physicians
          California Medical Association
          California Primary Care Association

           Opposition 
           
          Anthem Blue Cross








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          Association of California Life and Health Insurance Companies
          Blue Shield of California 
          California Association of Health Plans
          California Chamber of Commerce
          Howard Jarvis Taxpayers Association
           
          Analysis Prepared by  :    Rosielyn Pulmano / HEALTH / (916)  
          319-2097