BILL ANALYSIS                                                                                                                                                                                                    �






                  SENATE BANKING & FINANCIAL INSTITUTIONS COMMITTEE
                              Senator Lou Correa, Chair
                              2013-2014 Regular Session

          AB 1255 (Pan)                      Hearing Date:  July 3, 2013  

          As Amended: June 12, 2013
          Fiscal:             No
          Urgency:       No
          

           SUMMARY    Would authorize a consumer cooperative corporation to  
          do all of the following:  provide for preferred memberships  
          and/or non-voting memberships in its articles of incorporation  
          or bylaws; divide a membership class into one or more series;  
          and authorize the board of directors to fix the rights,  
          privileges, preferences, restrictions, and conditions attaching  
          to any wholly unissued class or series of memberships.  Would  
          also make conforming changes to the laws governing consumer  
          cooperative corporations.  
          
           DESCRIPTION
           
            1.  Would, within the Consumer Cooperative Corporation Law,  
              define the terms "preferred memberships" and "series."

           2.  Would add the following to the list of topics that may be  
              set forth in the articles of incorporation or bylaws of a  
              consumer cooperative corporation:  

               a.     A provision authorizing the board of directors,  
                 within any limits or restrictions stated, to fix the  
                 rights, privileges, preferences, restrictions and  
                 conditions attaching to any wholly unissued class of  
                 memberships authorized in the bylaws or the articles.

               b.     If the bylaws or articles authorize a class of  
                 memberships to be divisible into series, a provision  
                 authorizing the board of directors to fix the rights,  
                 privileges, preferences, restrictions, and conditions  
                 attaching to any wholly unissued series of a membership  
                 class that is authorized to be divisible into series, and  
                 a provision fixing the number of memberships in such  
                 series and the designation of such series.  

           3.  Would provide that, if the articles or bylaws of a consumer  




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              cooperative corporation authorize at least one class of  
              voting memberships, a corporation may also authorize and  
              issue additional classes of memberships, preferred or  
              otherwise, that are divisible into series and/or are  
              non-voting.

           4.  Would make a variety of conforming changes to existing  
              provisions of the Consumer Cooperative Corporation Law,  
              consistent with the changes above.









































                                                  AB 1255 (Pan), Page 3




           EXISTING LAW
           
           5.  Provides for the Consumer Cooperative Corporation Law  
              (Corporations Code Section 12200 et seq.).  That law equates  
              the terms shareholder and member (Section 12247), and thus  
              also equates the terms shares and memberships.  Where this  
              analysis uses the term membership, the term share can be  
              substituted with no change in meaning, and vice versa.

           COMMENTS

          1.  Purpose:   This bill is sponsored by the Sacramento Natural  
              Foods Cooperative, to allow consumer cooperative  
              corporations, such as food co-ops, to raise money via the  
              issuance of preferred, non-voting memberships.  

           2.  Background:   The problem this bill would solve has existed  
              as part of California law since 1984 (the last time the laws  
              governing consumer cooperatives were amended).  According to  
              the sponsor, it has not come up previously, because member  
              financing has not been a necessary part of consumer  
              cooperative financing until recently.  The food industry has  
              consolidated and become increasingly competitive over the  
              past ten to fifteen years, especially in the "healthy,  
              organic, alternative" food category.  Food cooperatives are  
              challenged to compete with the shopping experience offered  
              by stores such as Whole Foods, and have sought to make  
              significant capital investments to stay competitive.

          Virtually all consumer cooperatives began through investment by  
              cooperative members in capital shares issued by the  
              cooperatives.  However, for cooperatives to remain vital and  
              to grow, they need to be able to offer their members the  
              opportunity to make further, voluntary capital investments.   
              Consumer cooperatives would typically prefer to raise needed  
              money from their members, rather than via borrowing from  
              alternative sources of capital such as banks or credit  
              unions.  Selling additional shares to their membership  
              allows cooperatives to raise money via equity investments  
              from their members, rather than by taking on debt.  Member  
              investments also spur member patronage.  Because the  
              financial success of each cooperative depends on member  
              patronage, members who have made a capital investment in a  
              cooperative are more likely to patronize and support their  
              cooperative, rather than shopping elsewhere.  





                                                  AB 1255 (Pan), Page 4




          Preferred, non-voting shares provide a mechanism for use by  
              cooperatives that want to raise additional funds from their  
              members.  The shares are non-voting, to preserve the  
              cooperative principle of "one member, one vote."  Under that  
              principle, no shareholder/member may have more than one  
              vote, regardless of the number of shares/memberships that  
              person holds.

          Consumer cooperatives organized under California law as it  
              existed prior to 1984 were governed by the General  
              Corporation Law, and were thus expressly authorized to  
              divide classes of memberships into series and issue  
              preferred non-voting memberships.  The 1982 revisions to the  
              consumer cooperatives law (operative in 1984) separated the  
              Consumer Cooperative Corporation Law from the General  
              Corporation Law.  For reasons that are unclear, the new law  
              did not expressly authorize a cooperative to divide a  
              membership class into series, nor did it expressly authorize  
              a board of directors to fix the rights of wholly unissued  
              classes or series in a cooperative's articles of  
              incorporation or bylaws.  Although the 1982 amendments  
              improved many features of the old law, they also created  
              significant confusion.  According to this bill's sponsor, it  
              can be confusing to figure out which law(s) apply to  
              consumer cooperatives formed prior to 1984, and which apply  
              to consumer cooperatives formed after 1984.  

           3.  Discussion:   Because the existing Consumer Cooperative  
              Corporation Law is silent on the ability of consumer  
              cooperatives to divide membership classes into series and to  
              authorize a board of directors to fix the rights,  
              privileges, preferences, restrictions, and conditions  
              attaching to any wholly unissued class or series of  
              membership, the Secretary of State's office has declined to  
              file articles of incorporation for cooperatives that include  
              those provisions.  According to this bill's sponsor, the  
              changes proposed in AB 1255 are necessary for the Secretary  
              of State's office to file consumer cooperative article  
              provisions submitted by consumer cooperatives created after  
              1984, when they divide membership classes into series and/or  
              authorize a board of directors to fix the rights,  
              privileges, preferences, restrictions and conditions  
              attaching to any wholly unissued class or series of  
              memberships.  

           4.  Summary of Arguments in Support:   




                                                  AB 1255 (Pan), Page 5





               a.     The Sacramento Natural Foods Cooperative is  
                 sponsoring the bill for the reasons stated above.   
                 According to this bill's sponsor, at least four other  
                 states authorize the issuance of preferred, non-voting  
                 memberships by consumer cooperatives, including Texas,  
                 Wisconsin, Minnesota, and North Carolina.  California  
                 used to permit the issuance of these types of  
                 memberships, but, as noted above, revision of the codes  
                 in 1984 removed this express authorization.  The  
                 pre-/post-1984 dichotomy results in some California  
                 consumer cooperatives being able to issue these types of  
                 memberships (e.g., those cooperatives formed prior to  
                 1984), and in other consumer cooperatives being denied  
                 this ability by the Secretary of State's office (e.g.,  
                 cooperatives formed after 1984, which have applied to  
                 modify their articles of incorporation to include this  
                 authority).

               b.     Sacramento Natural Foods Cooperative was joined by  
                 nine other food co-ops in the state and by the National  
                 Cooperative Grocers Association in support.  Each of  
                 these supporting cooperatives write, "AB 1255 will help  
                 our membership make sound investments in their local  
                 economy and support our mission of providing families  
                 with healthy, sustainable food."  

           5.  Summary of Arguments in Opposition:    None received.

           6.  Amendments:  

               a.     The author will be offering the following amendments  
                 in Committee, to correct inadvertent drafting errors by  
                 the Legislative Counsel:

               Page 3, line 25, strike the first "a" 

               Page 3 line 29, strike "a" 

               Page 3, line 32, after "decrease": add a comma and the  
                 words "but not below the number of memberships then  
                 outstanding, 

               Page 3, line 33, strike "of this type"

               Page 3, lines 34 and 35, strike the comma and the words  




                                                  AB 1255 (Pan), Page 6




                 "but not below the number of memberships then outstanding  
                   

           LIST OF REGISTERED SUPPORT/OPPOSITION
          
          Support
           
          Sacramento Natural Foods Cooperative (sponsor)
          BriarPatch Co-op
          Chico Natural Foods Cooperative
          Co-opportunity Consumers Cooperative
          Davis Food Co-op
          National Cooperative Grocers Association
          North Coast Cooperative
          Ocean Beach People's Food Co-op
          Quincy Natural Foods Co-op
          Twin Pines Cooperative Foundation
          Ukiah Natural Foods Co-op
           
          Opposition
               
          None received

          Consultant: Eileen Newhall  (916) 651-4102