BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



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                                    THIRD READING


          Bill No:  AB 1399
          Author:   Medina (D) and V. Manuel Perez (D)
          Amended:  9/6/13 in Senate
          Vote:     21

           
          PRIOR VOTES NOT RELEVANT


           SUBJECT  :    Income taxation credits:  New Market Tax Credit

           SOURCE  :     Author


           DIGEST  :    This bill enacts the California New Markets Tax  
          Credit (NMTC) Program, administered by the California Tax Credit  
          Allocation Committee (CTCAC), beginning in the 2015 taxable year  
          and ending in the 2021 taxable year, based largely on the  
          federal credit program.  Sunsets the Program on December 1,  
          2028.

           Senate Floor Amendments  of 9/6/13 (1) delete the prior version  
          of the bill relating to economic development; (2) insert  
          language enacting the NMTC Program, in partial conformity with  
          federal law; and (3) replace the author of the bill with  
          Assemblymembers Medina and V. Manuel Perez.

           ANALYSIS  :    Existing federal law authorizes a tax payer to  
          claim a federal tax credit for qualified investments made to  
          qualified community development entities (CDEs), as specified.   
          The value of the federal NMTC is 39% of the qualified equity  
          investment.  The credit is applied by the tax payer over a  
          seven-year period.  
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          Existing law:

           1. Under the Personal Income Tax Law and the Corporation Tax  
             Law, allows various credits against the taxes imposed by  
             those laws. 

           2. Creates the CTCAC, which has specified duties in regard to  
             low-income housing credits.

          This bill creates a $200 million NMTC Program for the purpose of  
          stimulating economic development and hasten California's  
          economic recovery.  In general, the new state credit parallels  
          the federal NMTC.  Tax expenditure authority for this bill is  
          provided through the reallocation of previously authorized  
          expenditures from the California State Sales and Use Tax  
          Exclusion Program.  Specifically, this bill:  

           1. Authorizes the creation of the NMTC Program, administered  
             through the CTCAC, for the purpose of allocating tax credits  
             in tax years 2015 through 2021 to a CDE.   

           2. Authorizes CTCAC to allocate up to $40 million in tax  
             credits annually to qualified CDEs for a total allocation of  
             $200 million.  As a condition of receiving the credits, CDEs  
             must annually report to CTCAC on the use and impact of the  
             credits.  Unused credits are to be returned for reallocation.

           3. Authorizes a qualified CDE to re-award these credits to  
             private investors who make qualified equity investment in the  
             CDE.  Moneys received from these investments are to be used  
             to make qualified low-income community investments, which may  
             include loans and capital investments in businesses, real  
             estate, and other qualified CDEs that undertake development  
             projects in eligible low-income areas.

           4. Authorizes the 39% credit, spread over seven years, to be  
             applied against the tax payer's personal and corporate tax  
             liability.  There would be no credit allowance in the first  
             two years, 7% for the third year; and 8% for each of the  
             final four years.  Provides for the recapture of the value of  
             the credit if the investment is withdrawn from the CDE prior  
             to the close of the seventh year, as specified. 


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           5. Defines qualified low-income community investments to mean:

              A.    Any capital or equity investment in, or loan to a  
                qualified low-income business, as defined;

              B.    Any capital or equity investment in, or a loan to, a  
                real estate project in a low-income community;

              C.    The purchase of a loan from another CDE that meets the  
                other requirements for a low-income community investment;

              D.    Financial counseling and other services in support of  
                business activities to businesses and residents of a  
                low-income community; or 

              E.    Any equity investment in, or a loan to, a CDE.

           1. Defines a qualified CDE as a domestic corporation or  
             partnership that has a primary mission of serving or  
             providing investment capital for low-income communities or  
             low-income persons; has low-income residents on its governing  
             or advisory board; and is certified by the CTCAC.  

           2. Requires CTCAC to establish guidelines for implementing the  
             NMTC Program and set fees to cover the costs for  
             administering the Program.  These guidelines will include the  
             allocation process, which, among other things, is required to  
             create an equitable distribution of the credits throughout  
             the state.  

           3. Requires the California Alternative Energy and Advanced  
             Transportation Financing Authority to annually determine the  
             difference between the $100 million statutory limitation on  
             sales and use tax exclusion and the amount assigned during  
             the calendar year.  This difference is made available to  
             CTCAC for award to qualified CDEs in the following calendar  
             year under the NMTC Program. 
          
           Background
           
           Federal New Market Tax Credit Program  .  Congress enacted the  
          NMTC Program with the Community Renewal Tax Relief Act of 2000  
          for the purpose of stimulating equity investments in low-income  
          communities.  Under the Program, CDEs apply to the United States  

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          Department of the Treasury's Community Development Financial  
          Institutions Fund, for an allocation of federal tax credits,  
          which the CDE can then offer to individual and corporate  
          investors in exchange for making an equity investment in the CDE  
          or its subsidiary. 

          Supporters of a state NMTC Program have expressed concern that  
          California has not received its fair share of federal NMTC  
          allocations.  States that regularly receive larger shares have  
          parallel state tax credit programs or other resources that  
          encourage the community development within lower income  
          communities.  In 2012, 29 California CDEs received federal NMTC  
          allocations totaling $17 million.  Individual allocations range  
          from $1.4 million for Northern California Community Loan Fund to  
          $100,000 to the Women's Economic Ventures of Santa Barbara.  

           Comments
           
          According to the author's office, this bill proposes the  
          establishment of a new state tax credit to help spur investments  
          in low-income neighborhoods.  Funding for the new credit is  
          provided through the reallocation of an unused portion of an  
          existing state business development incentive.

           FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  No


          MW:k  9/9/13   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  NONE RECEIVED

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