BILL ANALYSIS                                                                                                                                                                                                    Ó






          SENATE PUBLIC EMPLOYMENT & RETIREMENT     BILL NO:  SB 13
          Jim Beall, Chair         HEARING DATE:  February 11, 2013
          SB 13 (Beall)    as amended   02/06/13       FISCAL:  YES

           PUBLIC EMPLOYEES' PENSION REFORM ACT OF 2013:  TECHNICAL  
          CORRECTIONS
           
           HISTORY  :

            Sponsor:  Author

            Other legislation:  AB 340 (Furutani)
                           Chapter 296, Statutes of 2012
           

          SUMMARY  :

          SB 13 makes technical corrections to the Public Employee's  
          Pension Reform Act of 2013 (PEPRA) in order to clarify the  
          Legislature's intent in enacting PEPRA and to assist affected  
          employers and retirement systems in implementation of PEPRA.   
          URGENCY BILL.

           BACKGROUND AND ANALYSIS  :
          
          1)  Existing law establishes PEPRA, which requires, as of  
            January 1, 2013, comprehensive and statewide reform for the  
            State's public pension systems and plans and public  
            employers and employees, including the following, as  
            specified:

             a)   allows legacy members (i.e., employees in retirement  
               plan membership prior to 1/1/2013) subject to  
               reciprocity to move between public employers and be  
               subject to the new employer's retirement benefit plan as  
               it existed for new hires on December 31, 2012;

             b)   requires new public retirement system members to have  
               lower retirement formulas and higher retirement ages;

             c)   requires new members to have no less than a 3-year  
               final compensation period;

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             d)   prohibits retroactive benefit increases for all  
               public employees;


             e)   requires new members to pay at least one-half of the  
               actuarial annual normal cost of their benefit plans as  
               member contributions and prohibits employers from making  
               those contributions on behalf of employees;

             f)   limits the amount of compensation that a public  
               employee may have counted towards a defined benefit  
               based on the Social Security wage index with subsequent  
               adjustments based on annual changes in the Consumer  
               Price Index for All Urban Consumers;
             g)   prohibits certain items of pay from being included in  
               "pensionable compensation";

             h)   prohibits inequitable retiree health vesting for new  
               excluded and appointed employees;

             i)   prohibits, for new employees, any employer benefit  
               contributions paid on salaries in excess of specified  
               federal limits, and prohibits an employer from seeking a  
               federal exception to the limit;

             j)   prohibits, for new employees, employer contributions  
               to benefit replacement plans in excess of federal  
               compensation limits, and prohibits an employer from  
               offering a benefit replacement plan to any group of  
               employees to which the plan was not offered prior to  
               1/1/2013;

             aa)  prohibits for all members, on and after 1/1/2013, the  
               purchase of non-qualified service credit (aka,  
               "Airtime") in a defined benefit plan;

             bb)  requires, for persons first elected or appointed on  
               or after 1/1/2013, that final compensation earned as an  
               elected or appointed city council member or county  
               supervisor may not be used in the calculation of a  
               retirement benefit for other public employment, and  
               prohibits a retired appointee to a state board or  
               commission from receiving a full pension and a full  
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               salary while serving on the board or commission;

             cc)  prohibits pension contribution holidays for public  
               employers;

             dd)  places additional restrictions on working after  
               retirement for a public employer;

             ee)  creates stringent benefit forfeiture provisions for  
               public employees and officials who are convicted of  
               felonies committed in relation to the performance of  
               official duties;

             ff)  closes the Legislator's Retirement System to new  
               members;

             gg)  closes the Alternative Retirement Program to new  
               state miscellaneous employees subject to PEPRA;

             hh)  requires higher employee contributions for state  
               legacy employees, and allows local employers to impose  
               higher legacy employee contributions by 2018 if they  
               fail to bargain such increases in the interim; and

             ii)  makes various other changes to public retirement  
               systems and plans and the duties and requirements of  
               public employers and employees.

          2)   This bill  makes various corrections and clarifications to  
            PEPRA provisions in order to assist employers and  
            retirement systems in the timely and correct implementation  
            of PEPRA requirements.  Specifically, this bill clarifies  
            and requires the following:
                
              a)   states that it contains clarifying changes to PEPRA  
               that are consistent with legislative intent as enacted  
               in AB 340 and are therefore intended to be applicable as  
               of January 1, 2013;  

              b)   clarifies that the provision for legacy employees to  
               move between public employers also (in addition to  
               moving between reciprocal employers) applies in cases of  
               concurrent membership (such as moving between CalPERS  
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               employers or CalPERS and CalSTRS), consistent with the  
               intent of AB 340 to grandfather public employees hired  
               prior to 1/1/2013 with regard to moving between public  
               employers;

             c)   clarifies that the bill does not prohibit an employer  
               that offers a defined benefit plan prior to 1/1/2013  
               from later offering only a defined contribution plan or  
               a defined contribution plan in addition to a defined  
               benefit plan;

             d)   provides express authority to retirement systems to  
               promulgate regulations or adopt resolutions to implement  
               the requirements of PEPRA;  

              e)   confirms that in determining normal cost, the actuary  
               may use single rate contributions (as in CalPERS), or  
               age-based contribution rates (as in the 1937 Act County  
               Retirement Associations);

             f)   creates a uniform requirement for all public  
               retirement systems subject to PEPRA with regard to when  
               and how to make annual changes to the compensation  
               limits and when such changes shall be effective;  

              g)   clarifies that the normal cost rate used to determine  
               employee contributions includes all benefits under the  
               plan (such as death and survivor benefits and  
               cost-of-living adjustments);  

             h)   clarifies that new employees will initially be  
               subject to a higher employee contribution rate (i.e.,  
               higher than the required 50%) if it is paid by similarly  
               situated employees subject to a collective bargaining  
               agreement;  

              i)   clarifies that an employer is not required to change  
               the retiree health vesting schedule of any employee  
               subject to a specific health vesting schedule prior to  
               1/1/2013, or with whom the employer had a contractual  
               agreement for a particular health vesting schedule;  

              j)   clarifies that judges will be subject to felony  
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               forfeiture provisions required under the Judges  
               Retirement Systems (JRS I&II)  and PEPRA, resulting in  
               the highest loss of benefits possible under the various  
               section;  

              aa)  clarifies that legacy members in the Los Angeles  
               County Retirement Association are allowed to move  
               between retirement plans D and E, but not the PEPRA plan  
               and plans D or E;  

              bb)  clarifies that new 1937 Act county retirement  
               association members subject to the PEPRA retirement  
               formulas shall not be subject to the traditional offsets  
               on contributions and benefits that apply to legacy  
               employees; and  

              cc)  corrects typographical errors and clarifies various  
               requirements.

           FISCAL :

          This bill has no fiscal analysis at this time.  However,  
          clarification of the provisions of PEPRA will allow  
          retirement systems and employers to implement PEPRA without  
          potentially costly errors.

          In 2012, CalPERS estimated that the changes due to PEPRA  
          would result in estimated savings for the State and  
          participating state and school employers of between $42 and  
          $55 billion over the next 30 years.  CalSTRS estimated about  
          $22 billion in savings to the State and schools over the same  
          time period.

          Savings for counties in the 1937 Act and independent  
          retirement plans have not been estimated but will add  
          substantially to these numbers.

           COMMENTS  :

          1)   Argument in Support  :

          According to the author, "AB 340 passed at the end of the  
          2012 session as a conference committee report following over  
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          a year of meetings, hearings, and various legislative efforts  
          relative to comprehensive pension reform.  Due to the scope  
          of the bill and its complexity, and the requirement that a  
          conference report may not be amended once in print, a number  
          of provisions need clarification in order to be implemented  
          as intended.  SB 13 will provide employers and retirement  
          system administrators with better guidelines for fully  
          implementing the requirements of AB 340 in a timely manner."

          2)   SUPPORT  :

            Los Angeles County Employees Retirement Association  
            (LACERA)

          3)   OPPOSITION :  
           
            None to date




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