BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                  SB 269
                                                                  Page  1

          Date of Hearing:   June 11, 2013

              ASSEMBLY COMMITTEE ON BUSINESS, PROFESSIONS AND CONSUMER  
                                     PROTECTION
                              Richard S. Gordon, Chair
                  SB 269 (Hill) - As Introduced:  February 14, 2013

           SENATE VOTE  :   36-0
           
          SUBJECT  :   Prepaid rental listing services.

           SUMMARY  :   Phases out the prepaid rental listing services (PRLS)  
          only license under the Department of Real Estate (DRE), and  
          instead requires a provider of PRLS to hold a valid real estate  
          broker license and to provide prospective clients with a written  
          notice of the consumer's rights before accepting payment.    
          Specifically,  this bill  :   

          1) Eliminates the authorization for a PRLS-only licensed  
             individual to conduct a PRLS, effective January 1, 2015. 

          2) Requires a person engaged in the business of a PRLS to have a  
             real estate broker license, effective January 1, 2015. 

          3) Deletes provisions related to the fee for a PRLS-only  
             license, effective January 1, 2015.

          4) Deletes provisions related to the background qualifications  
             of an applicant, the applicant's designated agents, and the  
             persons owning 25% or more of the shares of the corporate  
             applicant for a PRLS-only license and service of process upon  
             that applicant.

          5) Eliminates requirements on designated agents of PRLS provided  
             by a licensed real estate broker or PRLS-only license,  
             effective January 1, 2015.  

          6) Requires providers of PRLS to provide, prior to accepting a  
             fee, the prospective tenant with a written notice in 12 point  
             font enumerating the prospective tenant's rights under  
             existing law, as specified. 

          7) Deletes bond requirements related to the provision of PRLS.

          8) Requires contracts for PRLS to include the license number  








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             held by the PRLS provider.
            
          9) Provides that on and after January 1, 2014, the DRE shall not  
             issue any PRLS-only licenses 

          10)Eliminates various implementing provisions related to the  
             PRLS-only license, effective January 1, 2015. 

          11)Deletes requirements that the DRE promulgate regulations to  
             apply to the PRLS-only license certain provisions which apply  
             to a real estate broker license.

          12)Makes various other technical and clarifying changes. 

          13)Makes Legislative findings and declarations relative to PRLS  
             fraud.

           EXISTING LAW:  

          1) The Real Estate Law provides for the regulation and licensing  
             of prepaid rental listing services by the Real Estate  
             Commissioner (Commissioner). Existing law prohibits a person  
             from engaging in the business of PRLS unless licensed in that  
             capacity or licensed as a real estate broker. A willful  
             violation of these provisions is a crime.  (Business and  
             Professions Code (BPC) Section 10000, et seq.)

          2) Requires a person offering PRLS to hold either a real estate  
             broker's license or a PRLS-only license issued by the DRE.  
             (BPC 10167.2 (a))

          3) Requires a PRLS-only licensee to maintain a $10,000 corporate  
             security bond or cash deposit in an account assigned to the  
             Commissioner. (BPC 10167.7)

          4) Requires PRLS licensees to pass a background check, pay an  
             application fee of $100 plus $25 for each branch location at  
             which the PRLS services will be offered.  (BPC 10167.3 (a))

          5) Requires a PRLS provider, prior to accepting a fee, to offer  
             a written contract specifying the name, address, and  
             telephone number of the provider, acknowledgement of receipt  
             of the amount of the fee, a description of the service to be  
             provided, and the prospective tenant's specifications for the  
             rental property. (BPC 10167.9)








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          6) Requires a licensee to fully refund a prospective tenant if  
             within five days of executing the contract the licensee has  
             not provided at least three currently available properties  
             that meet the prospective tenant's specifications, unless the  
             tenant obtains a rental through the licensee's services. (BPC  
             10167.10(a)(1))

          7) Requires a licensee to refund any charge above $50 if the  
             prospective tenant obtains a rental that is not through the  
             services of the licensee during the period of the contract,  
             or does not find a rental during the period of the contract,  
             so long as the prospective tenant requests the refund within  
             ten days after the end of the contract period.  (BPC  
             10167.10(b)(2))

           FISCAL EFFECT  :   Unknown

           COMMENTS  :   

           1)Purpose of this bill  .  This bill is intended to improve  
            consumer protection in the rental housing market by  
            eliminating a separate class of license to provide PRLS  
            without a real estate license, and by mandating the provision  
            of a written notice of consumer rights to prospective clients.  
             This bill was motivated by allegations of fraud and abuse by  
            some PRLS companies, which operate without real estate broker  
            licenses.  This bill is author-sponsored.  

           2)Author's statement  .  According to the author, "A tight rental  
            housing market is one of the many consequences of California's  
            foreclosure crisis. Either because they lost their home to  
            foreclosure or short sale, or because the home they were  
            renting was foreclosed upon, many individuals and families are  
            being forced to, or are choosing to, look for rental housing.   
            Unfortunately, the high demand for rental properties has  
            created a market ripe for prepaid rental listing service  
            scams.  In recent months, there have been press reports in  
            various regions of the state, documenting some of the abuses,  
            and DRE has issued a Consumer Fraud Alert and Warning, hoping  
            to encourage consumers to check out their rental list  
            providers, before paying for services? This bill eliminates  
            the PRLS--only license, and requires a real estate salesperson  
            or real estate broker license to offer prepaid rental listing  
            services."








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           3)The PRLS-only license  .  PRLS offer a list of available rentals  
            meeting a prospective renter's selection criteria, in exchange  
            for a fee paid by the prospective renter.  Anyone conducting  
            business as a PRLS provider in California requires a real  
            estate salesperson or broker's license, or a special PRLS-only  
            license which entitles the licensee to offer PRLS services but  
            none of the other services that licensed real estate  
            salespersons or brokers may perform.  The PRLS-only license  
            expires after two years.
           
             The fee paid by a prospective renter is due when the list is  
            provided to him or her, but a consumer is entitled to a refund  
            from their PRLS provider if they are unable to obtain a rental  
            property using the list they were provided. Paying a fee to  
            avoid the hassle of sorting through hundreds of classified or  
            online ads can appear to be a good deal on the surface, and  
            can be a valuable time-saver, if the list that is provided is  
            accurate, specifically tailored to the renter, and up-to-date.  
             However, the author contends that PRLS scams are increasingly  
            common, and that many consumers have found themselves unable  
            to obtain rentals and unable to obtain refunds of their PRLS  
            fees.

              4)   Evidence of improper activity in the PRLS market  .   
               According to the author, the bar to obtain a PRLS-only  
               license is very low (passing a background check, posting a  
               $10,000 bond, and paying a $100 license fee), which makes  
               it easy for scammers to proliferate.  There are also very  
               few valid licenses in operation.  The DRE's Web site lists  
               a total of 31 unique PRLS-only license identification  
               numbers, of which only 16 are in good standing or  
               restricted status. Seven other ID numbers are listed as  
               cancelled, five are expired, two are revoked and one is  
               suspended.  Furthermore, since the foreclosure crisis  
               began, DRE has issued thirty-four desist and refrain orders  
               to people offering PRLS services without a valid license. 

             In 2012, the DRE issued a Consumer Fraud Alert and Warning  
               regarding PRLS, writing that a "growing number of scams  
               [are] being perpetrated against consumers seeking to rent  
               homes and apartments by persons offering rental lists for a  
               fee and businesses operating Prepaid Rental Listing Service  
               (PRLS) companies. As a result of the current economic  
               climate, a significant number of consumers have the need to  








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               move into residential rental properties due to income  
               and/or credit issues, foreclosures, short sales, or some  
               other inability to own homes or maintain homeownership.  
               Moreover, some existing renters are forced to look for  
               alternative rental space due to foreclosure of their  
               existing rental properties. These realities have created an  
               environment perfect for PRLS scams."

             According to the author, a typical PRLS scam involves the  
               promise of a list of available rentals in a location and  
               price range desired by the prospective tenant.  But when  
               the prospective renter contacts the owners of the  
               properties on the list, they learn that the properties are  
               not for rent, have already been rented, or do not exist.   
               Prospective renters may also find that the advertised  
               rental price, or some other detail, is incorrect.  The  
               failure of some PRLS providers to honor valid refund  
               requests also poses a problem for consumers. 

             5)   This bill in practice  . SB 269 effectively phases out the  
               PRLS-only license, effective January 1, 2015, and bars the  
               issuance of such licenses as of January 1, 2014.  Going  
               forward, PRLS providers will be required to hold a valid  
               real estate broker license. 

             This bill would also require PRLS providers to include their  
               license number in their contracts, and to provide a notice  
               to prospective tenants before accepting a service fee. That  
               notice would offer a simple, easy-to-understand explanation  
               of their contractual refund rights, the process for  
               requesting a refund, how to file a complaint with the DRE,  
               and a reminder that a consumer may bring suit against a  
               licensee in small claims court for refusal to issue a  
               refund as required by the contract.

             The author contends that requiring a real estate license to  
               offer PRLS services will "raise the bar" for those wishing  
               to offer PRLS and thereby discourage the less qualified and  
               ill-intentioned. Consumers harmed by a licensed real estate  
               broker can also file claims for restitution from the DRE's  
               Consumer Recovery Account, whereas victims of PRLS-only  
               licensees cannot.  Bad actors can also be more effectively  
               disciplined by the DRE.   

           6)Arguments in support  .  The California Apartment Association  








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            (CAA) writes "[SB 269] offers a solution to what has become a  
            problem for the rental housing industry and more specifically  
            for prospective tenants?.Some unscrupulous vendors have not  
            delivered up-to-date rental listings and have not returned any  
            deposits to the prospective tenants when they are unable to  
            locate a rental unit as required by the vendor contracts.  CAA  
            believes that added oversight and the requirement that PRLS  
            providers hold a real estate license will help to reduce the  
            problems associated with this service.

           REGISTERED SUPPORT / OPPOSITION  :

           Support 
           
          California Apartment Association
          California Association of Realtors
           
            Opposition 
           
          None on file. 

           Analysis Prepared by  :    Hank Dempsey / B.,P. & C.P. / (916)  
          319-3301