BILL ANALYSIS                                                                                                                                                                                                    Ó






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: sb 341
          SENATOR MARK DESAULNIER, CHAIRMAN              AUTHOR:  desaulnier
                                                         VERSION: 4/1/13
          Analysis by:  Mark Stivers                     FISCAL:  yes
          Hearing date:  April 16, 2013



          SUBJECT:

          Redevelopment housing successors

          DESCRIPTION:

          This bill revises rules governing the activities and  
          expenditures of housing successors.

          ANALYSIS:

          The Community Redevelopment Law (CRL) allows a local government  
          to establish a redevelopment area and capture all of the  
          increase in property taxes generated within the area (referred  
          to as "tax increment") over a period of decades.  The law  
          requires redevelopment agencies to deposit 20 percent of tax  
          increment into a Low and Moderate Income Housing Fund to be used  
          to increase, improve, and preserve the community's supply of low  
          and moderate income housing available at an affordable housing  
          cost.  

          In 2011, the Legislature enacted AB 26X (Blumenfield), Chapter 5  
          of the First Extraordinary Session.  AB 26X eliminated  
          redevelopment agencies and established procedures for winding  
          down the agencies, paying off enforceable obligations, and  
          disposing of agency assets.  AB 26X provided for "housing  
          successors" to assume the housing rights, powers, duties,  
          obligations, and physical assets of the former redevelopment  
          agencies.  In most cases, the city or county that hosted the  
          redevelopment agency became the housing successor.  If the host  
          jurisdiction opted not to take on the responsibility, the local  
          housing authority became the housing successor. Where a city or  
          county declined to become the housing successor and no housing  
          authority exists, the Department of Housing Community  
          Development (HCD) became the housing successor.  

          Housing successors are subject to all of the housing-related  
          provisions of the Community Redevelopment Law (CRL), including,  




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          among other things, the following:

           Agencies must expend funds for the purposes of increasing,  
            improving, and preserving the community's supply of housing  
            available at affordable housing cost to persons and families  
            of low- or moderate-income.  Agencies may not expend funds on  
            services.

           Over the ten-year period of its implementation plan, an agency  
            must expend funds for units in the low-income and very  
            low-income categories at least in proportion to the percentage  
            that these income categories represent of the community's  
            total housing element need for moderate-, low-, and very  
            low-income housing units.

           Over the ten-year period of its implementation plan, an agency  
            must assist housing that is available to all ages in at least  
            the same proportion as the number of low-income households  
            with a member under age 65 years bears to the total number of  
            low-income households of the community as reported in the most  
            recent census.  This is referred to as the senior housing  
            limitation.

           Agencies annually must make findings that their planning and  
            administrative expenses are necessary for the production of  
            affordable housing.  These expenditures should not be  
            disproportionate to expenditures for the actual production of  
            housing.

           Agencies may generally expend housing funds outside of a  
            redevelopment project area and anywhere within the host  
            jurisdiction's boundaries with a finding of benefit to the  
            project area.  Until January 1, 2020, and subject to various  
            conditions, contiguous agencies located within a single  
            metropolitan statistical area may also create and participate  
            in a joint powers authority for the purpose of pooling their  
            housing funds for the direct costs of constructing,  
            substantially rehabilitating, or preserving the affordability  
            of housing units affordable to extremely low-income  
            households.  Among other things, the conditions require that  
            each entity have an HCD-approved housing element, that each  
            participating agency have met in its current or previous  
            housing element cycle 50 percent or more of its very low- and  
            low-income housing needs, that a transferring agency have no  
            unmet replacement housing obligations, that the pooling will  
            not cause or exacerbate racial, ethnic, or economic  




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            segregation, and that pooled funds be encumbered within two  
            years.

           Agencies that have an "excess surplus," defined as those funds  
            in excess of the greater of 
            $1 million or four years' worth of income, must expend the  
            excess surplus within three years.  An agency that fails to do  
            so may not enter into any new obligations except to spend the  
            excess surplus on affordable housing.

           Agencies must initiate development on a parcel of real  
            property purchased with housing funds within five years.  The  
            agency may extend this deadline once for up to an additional  
            five years, then must sell the property.  This is referred to  
            as the time limit on development.

           Annually, agencies must conduct an independent financial audit  
            and report specified information to their governing boards,  
            HCD, and the State Controller's Office.  

           This bill  retains the housing provisions of the CRL as the basic  
          law governing housing successors but alters the law for housing  
          successors in the following ways:

           Replaces the current provisions relating to planning and  
            administrative costs and income targeting with provisions:

                 Allowing housing successors to expend available funds  
               first for the purpose of monitoring and preserving the  
               long-term affordability of units in its portfolio and for  
               administering its activities, up to an annual cap of 2% of  
               its portfolio value or an inflation-adjusted level starting  
               at $200,000, whichever is greater.  

                 Allowing housing successors that have fulfilled any  
               outstanding housing replacement and production requirements  
               of the redevelopment agency to expend up to $250,000 per  
               year for homeless prevention and rapid rehousing services  
               to individuals and families who are homeless or at risk of  
               homelessness.

                 Applying income targeting requirements only to funds  
               left after allowed monitoring and administration  
               expenditures and homeless prevention services and altering  
               them such that housing successors must spend all remaining  
               funds on the development of housing affordable to  




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               lower-income households (less than 80% of the area median  
               income (AMI), with at least 30% for rental housing for  
               extremely-low income households (less than 30% of AMI), and  
               no more than 20% for households earning between 60-80% of  
               AMI.  Every five years, the housing successor must report  
               on its compliance with these requirements based on  
               expenditures from January 1, 2014, through the end of the  
               reporting year.   

           Provides that if a housing successor fails to demonstrate  
            compliance in any five-year report with the requirement for  
            extremely low-income housing, then the successor must ensure  
            that at least 50 percent of its housing expenditures in each  
            subsequent fiscal year support housing for extremely  
            low-income households until it is in compliance.  Likewise, if  
            a five-year report shows that a housing successor has exceeded  
            the limit on expenditures for housing serving households  
            between 60-80% of AMI, then the housing successor may not  
            spend funds for housing in this income range until it is in  
            compliance.  

           Relaxes the current senior housing limitation, allowing no  
            more than 50% of housing financed by the jurisdiction  
            (including units supported by the housing successor and its  
            host jurisdiction) over a ten-year period to be limited to  
            seniors.  If the 50% limit has been exceeded, then the housing  
            successor may not expend funds on senior housing until  
            compliance has been achieved.  

           Provides that program income a housing successor receives  
            shall not be associated with a project area and may be  
            expended outside of a project area without a finding of  
            benefit to a project area. 

           Allows housing successors to transfer funds among themselves  
            for the purpose of developing affordable units in transit  
            priority projects, permanent supportive housing, farmworker  
            housing, or special needs housing subject to the following  
            conditions:

                 Each participating housing successor has made a finding  
               that the agreement to transfer funds will not cause or  
               exacerbate racial, ethnic, or economic segregation.

                 The development to be funded is not located in a census  
               tract where more than 50 percent of its population is very  




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               low income, unless the development is within one-half mile  
               of a major transit stop or high-quality transit corridor.

                 The completed development will not result in a reduction  
               in the number of housing units or a reduction in the  
               affordability of housing units on the site.

                 A transferring housing successor shall not have any  
               outstanding housing production or replacement obligations  
               of the redevelopment agency.

                 No housing successor may transfer more than $1 million  
               per fiscal year.

                 The jurisdictions of the transferring and receiving  
               housing successors each must have an HCD-approved housing  
               element and have submitted its annual housing element  
               progress report to HCD within the preceding 12 months.

                 Transferred funds may only assist rental units  
               affordable to households earning 60 percent or less of the  
               area median income.

                 Transferred funds not encumbered within two years must  
               be transferred to HCD for expenditure pursuant to the  
               Multifamily Housing Program or the Joe Serna, Jr.  
               Farmworker Housing Grant Program.

           Require that a housing successor that has not expended excess  
            surplus within three years to transfer the surplus to HCD for  
            expenditure pursuant to the Multifamily Housing Program or the  
            Joe Serna, Jr. Farmworker Housing Grant Program.

           With respect to the time limit on development, resets the  
            ten-year clock on the development of properties purchased by  
            the former redevelopment agency and eliminates the time limit  
            on developing newly purchased properties.

           Eliminates the requirement for a housing successor to report  
            annually to the State Controller, allows a housing successor  
            to combine its annual independent financial audit with that of  
            its host jurisdiction, and replaces the current provisions  
            requiring reporting to HCD and the agency's governing body  
            with a requirement for the housing successor to include  
            specified information in its annual housing element progress  
            report to HCD.




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          COMMENTS:

           1.Purpose of the bill  .  According to the author, current CRL was  
            written for a context in which redevelopment agencies received  
            at least 20% of all redevelopment tax increment, more than $1  
            billion per year in aggregate.  Housing successors anticipate  
            significantly reduced resources and income that may be  
            sporadic and somewhat unpredictable.  This bill is intended to  
            fit the CRL's housing provisions to the new context.  The bill  
            is also intended to streamline administrative requirements for  
            housing successors while ensuring accountability, to provide  
            additional flexibility, and to target scarce available  
            resources to the greatest needs.

           2.Creating additional flexibility  .  This bill gives housing  
            successors greater flexibility than the CRL in a number of  
            areas.  For example, it allows housing successors to spend  
            funds for homeless prevention and rapid rehousing services, to  
            spend a greater proportion of funds on senior housing, to  
            transfer funds more easily among neighboring jurisdictions,  
            allows program income to be spent outside of a project area  
            without a finding of benefit, and grants an additional ten  
            years to develop current properties and an unlimited time to  
            develop newly acquired properties.

           3.Focusing first on preserving existing affordable housing  .   
            Over the last few decades, redevelopment housing funds helped  
            create thousands of units of affordable housing.  These units  
            are subject to affordability covenants that last for 45 years  
            in the homeownership context and 55 years in the rental  
            housing context.  Ensuring their continued affordability,  
            however, requires on-going monitoring.  This bill places a  
            first call on the funds housing successors receive on  
            monitoring and preserving these existing units to ensure  
            long-term affordability.  

           4.Targeting the remaining funds  .  This bill targets those funds  
            remaining after monitoring and general administrative costs to  
            the development of housing for lower-income households,  
            including 30% of the funds for extremely low-income  
            households.  Given the greatly reduced amount of funding  
            available, proponents argue that it is important to target  
            these scarce funds to the greatest needs.   
                
            5.Product of a working group  .  Over the past fall, committee  




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            staff convened a small working group comprised of housing  
            successor representatives and legal service housing advocates  
            to work through the question of how best to tailor the CRL to  
            housing successors.  This bill is the consensus product of  
            that working group.
          
          POSITIONS:  (Communicated to the committee before noon on  
          Wednesday,                                             April 10,  
          2013.)

               SUPPORT:  California Housing Consortium
                         City of San José
                         County of Sonoma
                         Non-Profit Housing Association of Northern  
          California

               OPPOSED:  None received.