BILL ANALYSIS                                                                                                                                                                                                    �



                                                                            



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                                    THIRD READING


          Bill No:  SB 538
          Author:   Hill (D)
          Amended:  4/1/13
          Vote:     21

           
           SENATE BANKING & FINANCIAL INSTITUTIONS COMM.  :  8-0, 4/3/13
          AYES:  Berryhill, Beall, Calderon, Corbett, Correa, Hill, Hueso,  
            Roth
          NO VOTE RECORDED:  Walters

           SENATE APPROPRIATIONS COMMITTEE  :  5-1, 4/15/13
          AYES:  De Le�n, Hill, Lara, Padilla, Steinberg
          NOES:  Gaines
          NO VOTE RECORDED:  Walters


           SUBJECT  :    Securities:  Corporate Securities Law of 1968

           SOURCE  :     Author


           DIGEST  :    This bill enacts several changes to the Corporate  
          Securities Law of 1968 to augment the securities law enforcement  
          resources of the Department of Corporations (DOC) and  
          streamlines the process by which DOC may collect judgments from  
          securities licensees found to have violated the securities laws;  
          authorizes the DOC to charge a renewal fee of up to $35 to  
          licensed broker-dealer agents and investment adviser  
          representatives; and makes a variety of technical changes to  
          other laws administered by DOC.

           
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          ANALYSIS  :    

          Existing law:

          1. Provides for the Corporate Securities Law of 1968,  
             administered by DOC, to govern the issuance and sale of  
             securities in California.

          2. Provides for the Commodities Law of 1990 which governs the  
             sale or purchase, or offer to sell or purchase any commodity  
             under any commodity contract or commodity option, by persons  
             not otherwise regulated as commodities traders under federal  
             law, or not otherwise exempt from regulation in that capacity  
             under state or federal law.

          This bill:

          1. Authorizes DOC to impose annual renewal fees of up to $35 on  
             licensed broker-dealer agents and investment adviser  
             representatives, and states legislative intent that the  
             revenue generated from the imposition of these fees be used  
             by DOC to perform regulatory examinations of its  
             broker-dealer and investment adviser licensees at least once  
             every four years, or more often, if deemed necessary for the  
             protection of the public.

          2. Authorizes the DOC Commissioner to apply to an appropriate  
             superior court for a judgment in the amount of an  
             administrative penalty granted pursuant to a final decision  
             of the Commissioner, and, if applicable, pursuant to a final  
             decision of the Commissioner on a claim for ancillary relief  
             such as restitution or disgorgement.  Requires any such  
             application by the Commissioner to a superior court to  
             include a certified copy of the Commissioner's final  
             decision, and provides that any such application shall  
             constitute a sufficient showing to warrant the issuance of a  
             judgment and order by that superior court.  

          3. Expands the types of securities law violations for which DOC  
             is authorized to issue desist and refrain (D&R) orders, by  
             authorizing the issuance of D&Rs for any violation of the  
             Corporate Securities Law of 1968 or any rule adopted or order  

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             issued pursuant to that Division.

          4. Updates the anti-fraud language in California's securities  
             law to ensure consistency with federal anti-fraud language,  
             by providing that it is unlawful for any person, in  
             connection with the offer, sale, or purchase of a security,  
             directly or indirectly, to employ a device, scheme, or  
             artifice to defraud; make an untrue statement of material  
             fact or fail to state a material fact necessary to make the  
             statements made, in light of the circumstances under which  
             they were made, not misleading; or engage in an act,  
             practice, or course of business that operates or would  
             operate as a fraud or deceit upon another person.  

          5. Exempts California limited partnerships and limited liability  
             companies that apply to DOC for qualification for the sale of  
             securities or that file requests for or notices of exemption  
             from qualification for the sale of securities with DOC from  
             the requirement to file consents to service of process with  
             DOC. 

          6. Amends the Commodities Law (administered by DOC) to provide  
             that a request for hearing to dispute the issuance of a D&R  
             must be made within 30 days of service of the order, rather  
             than within one year of service of the order, and provides  
             that if a person who is served with a D&R fails to file a  
             written request for a hearing within 30 days from the date  
             that D&R is served, the D&R shall be deemed final.   

          7. Corrects code section references and makes other minor  
             technical changes.

           Comments
           
          According to the author, "Broker-dealers, investment advisers,  
          and their employees perform critically important functions on  
          behalf of Californians, over which the state should provide an  
          appropriate level of oversight.  Particularly in today's  
          extremely low interest rate environment, people are very  
          susceptible to aggressive sales pitches on risky investment  
          products that promise high rates of investment return.   
          Investment advisers have a fiduciary duty to their clients, and  
          broker-dealers are required to ensure that the investments they  
          recommend to their customers are suitable for those customers.   

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          Neither type of professional should be pitching risky investment  
          products to people for whom these products are inappropriate.   
          Yet, at the present time, DOC lacks the resources necessary to  
          ensure that the state's investment professionals are following  
          the law, and adhering to their duties to investors.  The  
          incremental cost to provide DOC with the examiners it needs to  
          conduct regular regulatory examinations of its securities  
          licensees is miniscule - in the range of $25 to $30 annually.   
          We owe it to California investors to do what we can to protect  
          them in their dealings with those from whom they seek advice  
          related to their investments."

           
          FISCAL EFFECT  :    Appropriation:  No   Fiscal Com.:  Yes    
          Local:  Yes

          According to the Senate Appropriations Committee, approximately  
          $7.8 million - $9.8 million in new revenue to the DOC (Special).  
           The revenue estimate is based on the DOC charging a renewal fee  
          ranging from $28-$35 for agents and investment adviser  
          representatives, and is based on an assumption that between 15%  
          and 20% of the existing licensees will choose not to renew.


          MW:d  4/17/13   Senate Floor Analyses 

                         SUPPORT/OPPOSITION:  NONE RECEIVED

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