BILL ANALYSIS                                                                                                                                                                                                    �






          SENATE PUBLIC EMPLOYMENT & RETIREMENT    BILL NO:  SB 775
          Jim Beall, Chair            HEARING DATE:  April 22, 2013
          SB 775 (Walters)    as amended   4/15/13     FISCAL:  YES

           STATE CONTROLLER:  RETIREMENT SYSTEMS ANNUAL REPORT
           
           HISTORY  :

            Sponsor:  Author

            Other legislation:  AB 1844 (Hernandez)
                           Chapter 369, Statutes of 2008
           
          SUMMARY  :

          Requires the State Controller, in his annual report on the  
          financial status of the state's public retirement systems and  
          using data collected for that report, to evaluate the  
          actuarial feasibility and associated costs of a statewide  
          buyout of current state employees' vested retiree health care  
          benefits.

           BACKGROUND AND ANALYSIS  :
          
          1)   Existing law, with regard to all state and local public  
          retirement systems  :
           
              a)   requires each retirement system to annually submit an  
               audited financial report, prepared in accordance with  
               generally accepted accounting principles, to the State  
               Controller within 6 months of the close of the fiscal  
               year.

             b)   requires the State Controller to compile and publish  
               an annual report on the financial condition of all  
               retirement systems within 12 months of receiving the  
               information but not more 18 months after the end of the  
               fiscal year upon which the information in the report is  
               based, and requires the Controller to give particular  
               consideration to the adequacy of the funding of each  
               system.

             c)   requires, for state employees, retiree health care  
          Pamela Schneider
          Date:  4/17/13                                          Page  
          1









               coverage under the Public Employees' Medical and  
               Hospital Care Act (PEMHCA) with a maximum employer  
               contribution equal to 100% of the weighted average cost  
               of the 4 most highly utilized PEMHCA health plans, for  
               the retiree, and 90% of that weighted average cost for  
               the retiree's dependent (referred to as the 100/90  
               formula).

             d)   requires state employees to vest for the 100/90  
               formula based on years of state employment.  For most  
               executive branch state employees first hired after  
               January 1, 1989, the formula is paid at 50% after 10  
               years of service and increases by 5% per year up to the  
               full 100/90 formula after 20 years of service.  (State  
               Bargaining Unit 12 has 15 to 25 year vesting for the  
               100/90 formula).



          2)   This bill  :

             a)   requires the Controller, in the 2015 report, to  
               include an extra section in the report, utilizing data  
               collected for the report, to evaluate the actuarial  
               feasibility and associated costs of a statewide buyout  
               of current state employees' defined retiree health care  
               benefits.  
           
           COMMENTS  :

          1)   Argument in Support  :

          According to the author:

               Currently, under GASB [i.e., Governmental Accounting  
               Standards Board] reporting requirements, retiree health  
               care, or OPEB, costs are required to be systematically  
               identified, valued, and reported on a public agency's  
               balance sheet.  The State Controller's Office (the  
               Controller) releases an annual OPEB Actuarial Valuation  
               Report for California in line with GASB standards.

               While formulas and benefits can be changed for new  
          Pamela Schneider
          Date:  4/17/13                                          Page  
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               employees, current employees cannot have their promised  
               OPEB altered in any way.  However, the City of Beverly  
               Hills came up with a creative and innovative solution to  
               bring down OPEB liabilities without threatening the  
               benefits of current employees:  Give public employees  
               more options for their retirement by offering a buyout  
               of the current actuarial value of their future benefits  
               with either a lump sum of cash (subject to taxes), some  
               form of deferred compensation (subject to taxes), a  
               transfer of the funds to a Retiree Health Savings  
               account (tax-free), or some combination of those three  
               options.  The buyout will reduce the city's unfunded  
               liability by more than $60 million over the next 40  
               years.

               A similar buyout could be offered to state employees for  
               a limited time and greatly reduce California's OPEB  
               unfunded liability by tens of billions of dollars over  
               the long term.  It would not create new debt, but would  
               instead shift unpredictable health care liabilities into  
               predictable principal/interest payments.  It also would  
               not change or threaten a public employee's current  
               benefits, but would simply offer another option to those  
               who would like to take advantage of it.

          2)   OPPOSITION  :

            American Federation of State, County and Municipal  
            Employees, AFL-CIO (AFSCME)
            California Association of Professional Scientists (CAPS)
            Professional Engineers in California Government (PECG)




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          Pamela Schneider
          Date:  4/17/13                                          Page  
          3