BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                       AB 422


                                                                      Page  1





           ASSEMBLY THIRD READING


          AB  
          422 (McCarty)


          As Amended  April 20, 2015


          Majority vote


           -------------------------------------------------------------------- 
          |Committee       |Votes |Ayes                   |Noes                |
          |                |      |                       |                    |
          |                |      |                       |                    |
          |----------------+------+-----------------------+--------------------|
          |Transportation  |13-3  |Frazier, Achadjian,    |Baker, Kim,         |
          |                |      |Bloom, Campos, Chu,    |Melendez            |
          |                |      |Daly, Dodd, Eduardo    |                    |
          |                |      |Garcia, Gomez, Linder, |                    |
          |                |      |Medina, Nazarian,      |                    |
          |                |      |O'Donnell              |                    |
          |                |      |                       |                    |
          |----------------+------+-----------------------+--------------------|
          |Local           |7-0   |Maienschein, Gonzalez, |                    |
          |Government      |      |Alejo, Chiu, Cooley,   |                    |
          |                |      |Holden, Linder         |                    |
          |                |      |                       |                    |
          |                |      |                       |                    |
           -------------------------------------------------------------------- 


          SUMMARY:  Authorizes the Sacramento Regional Transit District (RT)  
          to obtain a short-term revolving line of credit for operating  
          purposes.  Specifically, this bill: 










                                                                       AB 422


                                                                      Page  2





          1)Authorizes RT to seek and obtain a short-term revolving line of  
            credit for operating purposes in anticipation of receipt of  
            operating grants, with the extension of credit evidenced by a  
            note. 


          2)Authorizes RT to pledge anticipated grants and any other funds  
            available, including fare revenues and any other revenues,  
            income, or receipts, as security for repayment of the note, the  
            interest on the note, and the related obligations evidenced by  
            the note. 


          3)Requires the note to have a maturity date of not more than 60  
            months from the date of issuance. 


          4)Authorizes RT to pledge anticipated operating grants and other  
            available funds over a multiyear period. 


          5)Caps the maximum indebtedness under the note at 85% of the  
            amount of the anticipated grants and other funds pledged to  
            repay the note, the interest on the note, and the related  
            obligations evidenced by the note.
          EXISTING LAW authorizes local agencies, including transit  
          districts, to engage in short-term borrowing, but generally  
          requires full repayment by the end of the fiscal year in which the  
          note was issued, and in some cases allows repayment within 15  
          months of the date of issuance of the note. 


          FISCAL EFFECT:  None


          COMMENTS:  Like most transit agencies in California, RT receives a  
          significant percentage of its operating budget from the Federal  
          Transit Administration (FTA).  The FTA dollars arrive on a  
          reimbursement basis.  RT begins spending the money at the start of  








                                                                       AB 422


                                                                      Page  3





          its fiscal year (July 1), but has to wait for congressional action  
          on the FTA budget before it can receive the funds.  In the past,  
          this meant receiving the FTA funds within 12 months of the start  
          of RT's fiscal year.  More recently, the receipt of funds has  
          taken as long as 18 months.  


          State law allows local governments to use short-term borrowing to  
          bridge funding gaps under what is typically referred to as the  
          temporary revenue anticipation note (TRAN) statute.  Under this  
          law, a local agency takes out a line of credit at the start of the  
          fiscal year and must pay the note in full by the end of the same  
          fiscal year, although in some cases the maturity date can be  
          extended from 12 to 15 months.  RT has relied on the TRAN statute  
          to address the cash flow issue created by the FTA funding process  
          for the last decade, but banks are now hesitant to lend to RT  
          under TRAN because the gap between the start of RT's fiscal year  
          and the actual receipt of FTA funds continues to grow and there is  
          no guarantee that the FTA dollars will come in within the  
          necessary 12 to 15 months to meet statutory requirements for  
          repayment.


          This bill would give RT greater flexibility to negotiate a  
          short-term line of credit with banks that reflects the reality of  
          its financial situation.  This bill allows RT to borrow through a  
          revolving line of credit with a maturity date of up to 60 months  
          from the date of issuance.  This longer-term credit line will  
          enable RT to obtain the best possible interest rate and, according  
          to RT, "will result in budgetary improvements and will save RT in  
          costs over time."




          Analysis Prepared by:                                               
          Anya Lawler / TRANS. / (916) 319-2093  FN: 0000190










                                                                       AB 422


                                                                      Page  4