BILL ANALYSIS                                                                                                                                                                                                    Ó



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          Date of Hearing:   May 5, 2015


                ASSEMBLY COMMITTEE ON PRIVACY AND CONSUMER PROTECTION


                                  Mike Gatto, Chair


          AB 634  
           (Calderon) - As Amended April 28, 2015


          SUBJECT:  Vacation ownership and time-shares:  owners list


          SUMMARY:  Provides a process for a time-share property owner to  
          communicate with other owners within a time-share association on  
          matters related to legitimate association business, without  
          requiring the release of the owner list.  Specifically, this  
          bill:  


          1)Prohibits a time-share association from publishing a list of  
            owners or providing a list of it to any time-share interest  
            owner or to any third party, or use or sell the list for  
            commercial purposes, except to accomplish legitimate  
            association business, as specified.



          2)Requires the board of administration or managing entity of a  
            time-share owner's association to determine whether a request  
            from an owner to communicate by mail with the membership of  
            the association pertains to legitimate association business.  



          3)Requires the board or managing entity to make the requested  








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            mailing within 30 days of receipt of the request and payment  
            for actual costs if the mailing pertains to legitimate  
            association business. 



          4)Requires the board or managing entity to notify the requesting  
            owner in writing with reasons for rejection if the board or  
            managing entity determines that the requested mailing will not  
            advance legitimate association business. 



          5)Requires the requesting owner to pay the association in  
            advance for the actual costs of the mailing. 



          6)Requires the association to make a good faith effort to  
            minimize the costs of the mailing, including the use of a less  
            expensive delivery method with respect to those owners who  
            have previously consented to such methods. 



          7)Where the requested mailing is a proxy solicitation related to  
            a board recall or management discharge, and the board of  
            administration or managing entity does not complete the  
            requested mailing within 30 days after receipt and payment,  
            the requesting owner may petition a local court on an  
            expedited basis to order the mailing. 



          8)Authorizes the court to order the board or managing entity to  
            pay the owner's costs, including attorney's fees, unless the  
            board or the managing entity can prove it refused to  
            distribute the materials in good faith because of reasonable  
            doubt about whether the requested mailing pertained to  








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            legitimate association business.

          9)Reiterates that proxy solicitations must comply with the  
            provisions of this bill and existing law. 





          10)Prohibits the board or managing entity from refusing to  
            distribute a communication requested by an owner if the  
            requested mailing would address legitimate association  
            business.

          11)Defines "legitimate association business" as including, but  
            not limited to, a proxy solicitation for any purpose, which  
            includes the recall of one or more of the board members  
            elected by the owners, the discharge of a manager or  
            management entity, or disposition of time-share interests  
            acquired by the association.





          12)Declares that provisions relating to the right of inspection  
            of records and reports of nonprofit mutual benefit  
            corporations do not apply to time-share associations regulated  
            under the Vacation Ownership and Time-share Act of 2004  
            (VOTA). 



          13)Makes findings and declarations related to the need to  
            provide privacy protections for time-share association  
            membership lists. 
          14)Makes other technical or non-substantive changes. 










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          EXISTING LAW:  


          1)Requires, pursuant to the VOTA, all records of a time-share  
            plan maintained by a time-share association to be made  
            available for inspection and copying by any member for a  
            purpose reasonably related to membership in the association.   
            (Business and Professions Code (BPC) Sections 11210-11288).



          2)Requires the time-share association to maintain among its  
            records a complete list of the names and addresses of all  
            owners of time-share interests in the time-share plan, as  
            specified, and prohibits an association from publishing the  
            owners list or providing a copy of it to any time-share  
            interest owner or to any third party or using or selling the  
            list for commercial purposes, except as provided in the  
            time-share instruments.  (BPC 11273(e))



          3)Authorizes a member of a nonprofit mutual benefit corporation  
            to inspect and copy member contact records within five days of  
            request, or obtain a copy of member contact records within ten  
            days of request, for a purpose reasonably related to such  
            person's interest as a member, unless the corporation provides  
            a reasonable alternative.  (Corporations Code (CORP) Section  
            8330(a))



          4)Requires that a requesting member tender a reasonable charge  
            if the member requests a list of the information.  (CORP 8330  
            (a))



          5)Permits the corporation to deny the member access to the list  








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            where it provides a reasonable alternative, or if the  
            corporation reasonably believes that the information will be  
            used for another purpose unrelated to the requesting member's  
            interest as a member.  (CORP 8330 (b))

          6)Authorizes a corporation to offer a requesting member any  
            alternative method of achieving his or her purpose without  
            providing access to or a copy of the membership list so long  
            as the alternative method reasonably and in a timely manner  
            accomplishes the requesting member's proper purpose.  (CORP  
            8330 (c))





          FISCAL EFFECT:  None.  This bill is keyed nonfiscal by the  
          Legislative Counsel.


          COMMENTS:  


           1)Purpose of this bill  .  This bill is intended to protect  
            time-share owner privacy by creating a process for owners to  
            communicate with one another about legitimate association  
            business without requiring the association to release the  
            owner list, and exempting time-share associations from  
            existing requirements for the sharing of member lists that  
            apply to certain types of nonprofits.  This bill is sponsored  
            by the American Resort Development Association (ARDA) and its  
            related resort owner coalition. 


           2)Author's statement  .  According to the author, the existing law  
            regulating time-share properties "was written to protect the  
            privacy of the names and addresses of the owners of time-share  
            interests within time-share plans, such that the owner's  
            association of a time-share plan could not be required to  








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            publish or provide a copy of the list of owners to any  
            time-share interest owner or third party or use or sell the  
            list for commercial purposes." 



          "In 2010, the Court of Appeals of the State of California, Third  
            Appellate District, held that California Corporations Code  
            Section 8330 - not the time-share law - applies to those  
            time-share associations that are organized as non-profit  
            corporations.  Since many of the time-share associations are  
            organized as non-profit corporations, the court decision meant  
            that those time-share owners lost the privacy rights that had  
            been accorded them under the time-share law.  Section 8330 law  
            grants members of a nonprofit mutual benefit corporation the  
            right to inspect and copy, or obtain for a reasonable charge,  
            the record of names, address, and voting rights of the members  
            of the corporation upon 10 days written notice, provided it is  
            for a purpose reasonably related to the person's interest as a  
            member.

          "As a result of the ruling any time-share owner (belonging to an  
            association organized as a nonprofit mutual benefit  
            corporation) can easily get their association's lists and sell  
            those lists to any third party.  The fact is, time-share  
            associations frequently have a membership list that can easily  
            be in excess of ten thousand members.  Such a list on the open  
            market would easily be of substantial value, particularly to  
            unscrupulous parties who prey upon time-share owners.   
            Specifically, these lists end up in the hands of companies  
            that claim they can sell time-share units.  Typically they  
            demand an up-front fee and then usually fail to sell the  
            time-share.  In addition, dissemination of such a list can  
            expose personally identifiable information of owners to third  
            parties, which information might not otherwise be publically  
            available (keeping in mind that a timeshare is not an owner's  
            primary residence, and the information provided in many cases  
            is not public information)."
           3)The time-share property industry.   Time-share ownership  








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            generally describes a system where owners hold a legal right  
            to occupy a property for short periods of time each year (and  
            in some cases, a property ownership right as well), usually  
            for recreational purposes.  This is in contrast to more  
            traditional "common interest developments," like condominiums  
            and residential subdivisions, that are usually occupied  
            year-round and more akin to traditional home ownership.


            The regulation of time-shares in California is said to have  
            begun in earnest in 1981, when the industry was widely  
            perceived as being prone to high-pressure sales tactics and  
            rampant consumer fraud (an era now  facetiously referred to as  
            the "crime-share" days).  Restrictions on time-shares were  
            built into the Subdivided Lands Law that regulated common  
            interest developments, although in 2004 the Legislature passed  
            VOTA, which consolidated and revised the various relevant  
            provisions into a single chapter.  

            As a form of real estate, time-share advertising, disclosure,  
            sales and management are regulated by the Bureau of Real  
            Estate within the Department of Consumer Affairs.  Time-share  
            interests in any time-share project, also known as a  
            time-share plan, to be sold in California are subject to  
            regulation under the VOTA.

           4)Voting rights, nonprofit associations, and time-share owners  .   
            As noted in the author's statement above, a 2010 court case in  
            California (Worldmark v. Wyndham Resort Development  
            Corporation) held in part that time-shares which are organized  
            as nonprofit corporations must abide by the general  
            requirements of the law pertaining to a certain type of  
            nonprofits - despite the fact that some of those requirements  
            regarding the release of owners' contact information appeared  
            to conflict with the existing time-share law.  

          This particular corporate form, the mutual-benefit nonprofit  
            corporation, is one organized for a mission that benefits only  
            a select group of people, such as a union, local chamber of  








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            commerce or a homeowner's association, but shares the same  
            underlying structure as the more well-known public-benefit  
            corporation.  Under existing law, these corporations are  
            generally required to allow members to inspect and copy member  
            contact records within five days of request, unless a  
            reasonable and timely alternative is provided.  Access to the  
            list can be denied if the corporation reasonably believes that  
            the information will be used for a purpose unrelated to the  
            requesting member's interest as a member.  Violations are  
            remedied by damages, disgorgement of profits, court costs and  
            attorney's fees, as well as punitive damages for fraudulent or  
            malicious violations. 

          By comparison, the existing time-share law simply says that  
            records shall generally be made available for inspection and  
            copying for a purpose reasonably related to the membership of  
            the association, but the association may not publish the  
            owner's list or provide a copy of it.  As a result of the  
            Worldmark decision, it appeared that nonprofit time-share  
            associations would have to provide such lists, despite the  
            prohibition in their own statute.

          Bills similar to this one have failed passage over the question  
            of whether or not time-share nonprofits should be held to the  
            record release standards of nonprofits generally, or whether  
            their special circumstances justify a different approach.  The  
            logic behind provisions for the release of member contact  
            information is that it allows members to communicate, organize  
            and take action if there are problems with the management of  
            the corporation - a form of democratic self-policing that has  
            justified a lower level of oversight from the state Attorney  
            General.  This leads to a tension with the countervailing  
            interest in owner privacy, which could be disturbed by  
            unwanted solicitations. 

          The Worldmark court noted this tension, saying "A danger exists  
            in allowing too free an access to membership lists; however,  
            the potential for abuse must be balanced against a member's  
            legitimate needs and rights to utilize lists in election  








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            contests and for purposes reasonably related to a member's  
            interest."   

          It bears noting that the Worldmark case involved a time-share  
            owner who sought to circulate a petition to other owners  
            concerning an amendment to the corporation's bylaws, which  
            raised multiple issues with the management of the corporation.  
             When Worldmark refused to circulate the petition, citing its  
            potentially detrimental effect on association, the plaintiff  
            asked for the membership records to do the mailing himself but  
            was refused, and Worldmark instead offered the "reasonable  
            alternative" of doing the mailing for the plaintiff - at a  
            cost of over $260,000.  The court ultimately ordered  
            disclosure of the owner list. 

           5)This bill in practice .  While explicitly exempting time-shares  
            from the general record access provisions in the Corporations  
            Code pertaining to non-profit mutual benefit corporations, the  
            most recent version of this bill has some additional  
            protections for owners and requesters added to it. 

          In practice, this bill would generally prohibit the sharing of  
            the owner's list with any owner or third party, except for  
            legitimate association business.  It requires the board to  
            make mailings requested by owners within 30 days of the  
            request and payment of costs, and further requires the  
            association to provide any rejection in writing to the  
            requester with an explanation of the reasons for the denial.   
            This bill would also require the association to make a good  
            faith effort to minimize the cost of a mailing, which could  
            include the use of email for those owners who have consented  
            to communication by email. 

          In cases where the requested mailing relates to a proposed  
            recall of board members or discharge of the management  
            company, a requester may seek expedited action from a local  
            court if the association does not act within 30 days.  The  
            court may also order the payment of the requester's court  
            costs if the association cannot show that its refusal was  








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            reasonable and in good faith. 

           6)Arguments in support  .  According to the sponsor, the American  
            Resort Development Association, "AB 634 will prevent timeshare  
            owners from having their personal information sold to third  
            parties - including those entities that use the information to  
            market fraudulent time-share services?.AB 634 solves this  
            problem by using language from a Florida state statute  
            designed to protect the privacy of time-share owners in that  
            state. (Florida has more time-shares than any other state).   
            That law, and this bill, creates a process for time-share  
            owners to communicate with association members without the  
            disclosure of the lists.  In addition, the committee has added  
            language that insures the cost of the mailing is reasonable."
           
            7)Previous legislation  .  AB 126 (Hall) of 2013 would have  
            required a time-share association to maintain a complete list  
            of the names and postal addresses of all owners of time-share  
            interests in the time-share plan, and also require the  
            association to obtain an owner's consent to the sharing of  
            their contact information.  AB 2290 was held in the Assembly  
            Judiciary Committee.

          AB 2290 (Hill) of 2012 would have required a time-share  
            association to maintain a complete list of the names and post  
            office addresses of all owners of time-share interests in the  
            time-share plan, and would prohibit the association from  
            publishing the owners list or providing a copy of it to any  
            time-share interest owner or to any 3rd or using or selling  
            the list for commercial purposes.  AB 2290 was held in the  
            Assembly Judiciary Committee.

          AB 2518 (Hall) of 2012 was substantially similar to AB 2290 of  
            2012.  AB 2518 was held in the Senate Rules Committee.

          AB 2252 (Montanez), Chapter 697, Statutes of 2004, established  
            VOTA, consolidated and revised the entire body of time-share  
            vacation property law, streamlined the regulatory approval  
            process, and added new consumer protections.








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           REGISTERED SUPPORT / OPPOSITION:




          Support


          American Resort Development Association (sponsor)


          American Resort Development Association, Resort Owner Coalition  
          (sponsor)




          Opposition


          None on file. 




          Analysis Prepared by:Hank Dempsey / P. & C.P. / (916) 319-2200




















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