BILL ANALYSIS                                                                                                                                                                                                    Ó



                                                                     AB 954


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          Date of Hearing:  May 20, 2015


                        ASSEMBLY COMMITTEE ON APPROPRIATIONS


                                 Jimmy Gomez, Chair


          AB  
          954 (Mathis) - As Amended May 5, 2015


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          Urgency:  No  State Mandated Local Program:  NoReimbursable:  No


          SUMMARY:


          This bill appropriates $20 million GF to a newly created fund,  
          and requires the State Water Resources Control Board (SWRCB) to  
          implement a low-interest loan and grant pilot program for water  
          and wastewaster facilities and improvements until January 1,  








                                                                     AB 954


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          2026. Specifically, this bill:


          1)Requires SWRCB to establish a pilot program of low-interest  
            loans and grants for local agencies to provide funds to  
            eligible applicants for any of the following:
             


             a)   Connecting to water or wastewater service.
             b)   Closing abandoned septic tanks or water wells to protect  
               health and safety.


             c)   Deepening an existing groundwater well.


             d)   Installing a water treatment system if the groundwater  
               doesn't meet primary or secondary drinking water standards.





          1)Establishes the Water and Wastewater Loan and Grant Pilot  
            Program (Pilot Program) at the State Water Board with a Water  
            and Wastewater Loan and Grant Fund (LGF).  Appropriates $20  
            million of General Fund into the LGF and allows moneys repaid  
            from any grant or loan under the Pilot Program to be deposited  
            in the fund as well as and any interest on those moneys.


          2)Specifies that all loan or grant applicants must own their own  
            home and be unable to obtain a conventional loan.  Requires  
            eligible loan applicants to be below the statewide median  
            income; demonstrate an ability to repay the loan which may  
            include having a co-signer; secure the loan on the home and  
            repay it within 20 years.  Requires all eligible grant  
            recipients to have a household income that is less than 60% of  








                                                                     AB 954


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            the statewide median; repay the grant in full if the home is  
            sold less than five years from the date of the agreement; and,  
            repay the SWRCB any unused grant funds.


          3)Requires the SWRCB to set interest rates under the pilot  
            program at 1% or less and allows the SWRCB to administer the  
            program through a private financial institution.


          FISCAL EFFECT:


          1)This bill appropriates $20 million GF.


          2)Unknown costs, likely in the $600,000 to $800,000 range, for  
            SWRCB to administer the program (GF)


          COMMENTS:


          1)Purpose.  According to the author, while catastrophic drought  
            continues to ravage the state, Californians who are reliant on  
            groundwater wells need access to low-interest financing and  
            grants to undertake necessary repairs to provide safer,  
            reliable drinking water.  


            The author adds that this bill is needed because while there  
            are many state and federal programs that provide financial  
            assistance, such as low-interest loans and grants, to  
            communities to undertake water and wastewater infrastructure  
            improvement projects there are very few resources available to  
            individual homeowners who are reliant on their own groundwater  
            wells.  










                                                                     AB 954


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            Many individual homeowners who rely upon private groundwater  
            wells are often in disadvantaged communities and economically  
            distressed areas, and may not be able to afford conventional  
            private financing to undertake vital water supply, water  
            quality, and wastewater improvements


          2)Emergency Drought Package.  The Governor's May Revision  
            includes $35 million GF and special funds for SWRCB to provide  
            grants for emergency drinking water projects.   The author may  
            wish to expand upon this proposal to achieve the goals of this  
            bill.


          3)Other Considerations.  The author may wish to provide SWRCB  
            with an exemption from the Administrative Procedures Act to  
            reduce administrative costs and ensure any funds are disbursed  
            in an expedited manner.


          Analysis Prepared by:Jennifer Galehouse / APPR. / (916)  
          319-2081