BILL ANALYSIS                                                                                                                                                                                                    Ó



          SENATE COMMITTEE ON
          BUSINESS, PROFESSIONS AND ECONOMIC DEVELOPMENT
                              Senator Jerry Hill, Chair
                                2015 - 2016  Regular 

          Bill No:            AB 1107         Hearing Date:    June 15,  
          2015
           ----------------------------------------------------------------- 
          |Author:   |Irwin                                                 |
          |----------+------------------------------------------------------|
          |Version:  |April 8, 2015                                         |
           ----------------------------------------------------------------- 
           ---------------------------------------------------------------- 
          |Urgency:  |No                     |Fiscal:    |Yes              |
           ---------------------------------------------------------------- 
           ----------------------------------------------------------------- 
          |Consultant|Sarah Mason                                           |
          |:         |                                                      |
           ----------------------------------------------------------------- 
          
                      Subject:  Sellers of travel: regulation.


          SUMMARY:  Requires a seller of travel, as defined, to maintain  
          their business records for a period of three years; authorizes  
          the Attorney General to recover their costs and attorney fees  
          pursuant to an audit that determines noncompliance with the  
          Sellers of Travel Law; and provides for an assessment issued by  
          Travel Consumer Restitution Corporation to be sent pursuant to  
          electronic billing. 

          Existing law:
          
          1) Establishes the Sellers of Travel law which provides a  
             comprehensive scheme for the regulation of sellers of travel  
             (SOT), as defined, and requires a seller of travel, unless  
             exempted, to register with the Attorney General (AG) and to  
             comply with various requirements.  (Business and Professions  
             Code (BPC) § 17550 et. seq.)

          2) Defines a SOT as a person who sells, provides, furnishes,  
             contracts for, arranges, or advertises that he or she can or  
             may arrange, or has arranged, at wholesale or retail either  
             of the following: air or sea transportation either separately  
             or in conjunction with other travel services, or land or  
             water vessel transportation, other than sea carriage, either  
             separately or in conjunction with other travel services if  
             the total charge to the passenger exceeds three hundred  
             dollars ($300).  







          AB 1107 (Irwin)                                         Page 2  
          of ?
          
          


          (BPC § 17550.1(a))
          3) Excludes from the definition of a SOT the following: an air  
             carrier;  an ocean carrier; a hotel, motel, or similar  
             lodging establishment that arranges for transportation for  
             its registered guests;  a motor club; or a motor or rail  
             carrier or water vessel operator operating from a state,  
             federal, or other governmental entity.  


          (BPC § 17550.1(b))
          4) Requires a SOT to register with the Attorney General's office  
             (AG).  


          (BPC § 17550.20)
          5) Mandates a SOT deposit all funds received from a passenger  
             for air or sea transportation for any person, or for any  
             travel services offered by the seller of travel, and any  
             refunds made by carriers or providers of travel services,  
             into a secure trust account.  (BPC § 17550.15)


          6) Limits the use of monies in the trust account to be used for  
             payment for transportation or travel service purchased by the  
             passenger, for payment to the Airlines Reporting Corporation,  
             for commission due to the SOT, and to make refunds to the  
             passenger, as specified.  (BPC § 17550.15(c))


          7) Requires a SOT to file an irrevocable agreement with the AG  
             or a district attorney to allow examination of all business  
             records at its written request.  (BPC § 17550.15(f))


          8) Establishes the Travel Consumer Restitution Corporation  
             (TCRC) which creates the Travel Consumer Restitution Fund as  
             a mechanism for an aggrieved passenger to be reimbursed when  
             a SOT fails to provide for travel or in the event that a SOT  
             becomes insolvent.  (BPC § 17550.38) 


          9) Authorizes the TCRC to bill a SOT for fees necessary to  








          AB 1107 (Irwin)                                         Page 3  
          of ?
          
          
             maintain the fund.  


          (BPC § 17550.44)
          10)Directs the TCRC to mail a SOT any assessments required to  
             maintain the fund.  (BPC § 17550.44)



          This bill:

          1) Requires a SOT to maintain business records for a minimum  
             period of three years.

          2) Authorizes the AG to recover costs and attorney's fees if the  
             AG determines through an examination (audit) that the SOT has  
             failed to comply with any requirements of the SOT Law.

          3) Clarifies that an assessment issued by the TCRC shall be  
             sent, rather than mailed under current law, effectively  
             authorizing electronic billing.

          
          FISCAL EFFECT:  This bill is keyed "fiscal" by Legislative  
          Counsel.  According to the Assembly Committee on Appropriations  
          analysis dated May 6, 2015, this bill will result in negligible  
          fiscal impact to the California Department of Justice.   

          
          COMMENTS:
          
          1. Purpose.  The  California Coalition of Travel Organizations   
             (CCTO) is the  Sponsor  of this bill.  According to the Author,  
             the current SOT law was enacted in 1995, prior to the  
             advancement of Internet and electronic transactions, and  
             required the TCRC to bill SOTs by mail.  The Author believes  
             "it would be more efficient for billings to be made  
             electronically."  The Author adds that current law does not  
             require SOTs to maintain their business records for any  
             period of time and record retention would be very helpful to  
             the AG's Office which has responsibility for the oversight of  
             the law, including responsibility to conduct audits and  
             investigations of SOTs.  According to the Author, "requiring  
             that SOTs retain at least 3 years of business records for  








          AB 1107 (Irwin)                                         Page 4  
          of ?
          
          
             auditing purposes would help ensure that the AG's office will  
             have sufficient records to review in the event of an audit."   
             While the current SOT's law provides that the TCRC shall  
             recover costs and expenses for examinations or investigations  
             when it participates in an investigation (Business and  
             Professions Code Section 17550.33), there is no corresponding  
             provision allowing the AG's Office to recover costs for its  
             examinations or audits.  In other contests, these audits or  
             examination costs are usually chargeable to the examinee when  
             a violation is found.  The revision proposed in this bill  
             would assist in the funding of the costs of the AG by  
             providing authority for the AG to recover its costs when an  
             audit finds that the SOT Law has been violated.  

          2. Sellers of Travel Law.  The Sellers of Travel Law was enacted  
             by SB 918 (Chapter 1123, Statutes of 1994), authored by  
             then-Assemblymember Jackie Speier and sponsored by the  
             California Coalition of Travel Organizations working in  
             cooperation with the AG's office.  The law requires all  
             sellers of travel to register with the AG's office, pay an  
             annual fee of $100 to fund the program and pay annual  
             assessments into a self-sustaining restitution fund (the  
             TCRF).  This law provides specific protections to consumers  
             who purchase sea or air transportation either singly or in  
             conjunction with other travel services, such as lodging and  
             car rentals.  The Seller of Travel Law applies to all sellers  
             located in California, as well as those who sell or offer to  
             sell from locations outside the state to persons located in  
             California.  The law applies to both retail and wholesale  
             transactions, and covers sales by tour operators,  
             consolidators, and wholesalers.  A seller who only offers  
             lodging, bus, or train tours without also offering air or sea  
             transportation is not covered by the Seller of Travel Law.   
             Lodging establishments that book travel for their guests and  
             accept no money for doing so, along with airlines, and cruise  
             lines are also not covered by this law.

          The Sellers of Travel Law provides several layers of protections  
             for consumers, including:
             
             a.   Disclosure and identification of the seller.  Among  
               other things, sellers of travel must disclose business  
               addresses, fictitious business names, identifying  
               information of principals and owners, any relationship with  








          AB 1107 (Irwin)                                         Page 5  
          of ?
          
          
               airlines, and the location of a trust account or  
               information about a surety bond.  The registration number,  
               displayed in all advertising and offers to sell, is a means  
               of identifying the businesses in the event of claims or  
               complaints and does not indicate any review or approval of  
               the business by the AG's office.  Therefore, so long as the  
               seller discloses the necessary information in its  
               application and pays the appropriate fees, the registration  
               will be approved and a registration number issued.  

             b.   Financial protections.  Some sellers of travel must  
               deposit payments into a trust account or obtain a surety  
               bond on behalf of their customers.  In addition, sellers  
               receiving payment from a passenger may not use that money  
               for any other purpose (i.e., to buy travel on behalf of  
               another passenger, pay rent or business overhead, or any  
               personal use) until it has delivered the purchased goods  
               and services.

             c.   Restitution fund.  The law provides for a private  
               non-profit corporation, the TCRC, which administers  
               the TCRF.  If the purchaser is located in California  
               and the purchase is from a registered seller of travel  
               whose principal place of business is also in  
               California, and the purchaser does not receive what he  
               or she contracted to purchase, the purchaser can file  
               a claim with the TCRC.  Registered California sellers  
               and out-of-state sellers whose stock is nationally  
               traded are required to pay annual assessments to the  
               TCRC.

             d.   Written disclosures.  Prior to or at the time of  
               receiving any payment, a seller of travel must provide  
               the purchaser with various written disclosures  
               including its name, business address and telephone  
               number, an itinerary, a statement about its  
               cancellation policy, the total amount to be paid, the  
               amount paid to date, the date of any future payment,  
               the purpose of the payment made, an itemized statement  
               of any balance due,  whether it has a trust account or  
               surety bond, whether the payment is protected by the  
               TCRF, and how to make a claim of the TCRC.

            In addition to those primary purposes highlighted above,  








          AB 1107 (Irwin)                                         Page 6  
          of ?
          
          
            the Sellers of Travel Law also provides for a number of  
            "guarantees."  In the event that there is a cancellation,  
            the purchaser is entitled to receive a prompt and  
            automatic refund.  If there is a material  
            misrepresentation by the seller, the law likewise  
            requires a refund.  Finally, the law provides that once  
            the seller has received the purchaser's full payment, the  
            purchased tickets must be promptly delivered.

          3.Arguments in Support.  The Sponsor of this bill, the  
             California Coalition of Travel Organizations  (CCTO)  
            writes in support of this bill, noting that it would  
            enhance the state's unique and effective SOT law to the  
            benefit of both California consumers as well as the  
            state's travel industry.


           NOTE  :  Double-referral to Senate Committee on Judiciary (Second).  
          

          SUPPORT AND OPPOSITION:
          
           Support:  

          California Coalition of Travel Organizations (CCTO) (Sponsor)

           Opposition:  

          None on file as of June 9, 2015.

                                      -- END --