AB 1440, as introduced, Nazarian. Earthquake insurance.
Existing law prohibits an insurer who charges an additional earthquake insurance premium or deductible because a dwelling fails to meet certain building requirements relating to earthquake bracing from charging the additional premium or deductible if the dwelling is brought into compliance with those requirements, as specified.
This bill would make nonsubstantive, technical changes by deleting obsolete portions of those provisions.
Vote: majority. Appropriation: no. Fiscal committee: no. State-mandated local program: no.
The people of the State of California do enact as follows:
Section 10082.5 of the Insurance Code is
2amended to read:
(a) If an insurer subject to this chapter charges an
4additional earthquake insurance premium or deductible because a
5dwelling fails to comply with paragraph (1), (2),begin delete (3), (4), or (5)end deletebegin insert or
6(3)end insert and the dwelling is subsequently brought into compliance with
P2 1any one of these paragraphs, then the additional premium or
2deductible attributed to noncompliance shall not be charged.
3(1) Until December 31, 2008, compliance with the foundation
4anchor bolt requirements of subdivision (f) of Section
2907 of
5Chapter 29 of the 1991 edition of the Uniform Building Code of
6the International Conference of Building Officials, or a successor
7building code adopted by the State of California, or with any local
8government modifications to those requirements.
9(2) Until December 31, 2008, compliance with the bracing
10requirements for cripple walls of paragraph (4) of subdivision (g)
11of Section 2517 of Chapter 25 of the 1991 edition of the Uniform
12Building Code of the International Conference of Building
13Officials, or a successor building code adopted by the State of
14California, and with any local government modifications to those
15requirements.
16(3)
end delete
17begin insert(1)end insert Compliance with Section 19215 of the Health and Safety
18Code for the bracing, anchoring, or strapping all water heaters to
19resist falling or horizontal displacement due to earthquake motion.
20(4) Commencing on January 1, 2009, compliance
end delete
21begin insert(2)end insertbegin insert end insertbegin insertCompliance end insertwith the foundation anchor bolt requirements
22of the 2007 edition of the California Building Standards Code as
23specified in Title 24 of the California Code of Regulations, or a
24successor edition of that code, or with any local government
25modifications to those requirements.
26(5) Commencing on January 1, 2009, compliance
end delete
27begin insert(3)end insertbegin insert end insertbegin insertCompliance end insertwith the bracing requirements for cripple walls
28of the 2007 edition of the California Building Standards Code as
29specified in Title 24 of the California Code of Regulations, or a
30successor edition of that code, or with any local government
31modifications to those requirements.
32(b) A copy of the approved inspection record for the building
33permit for work performed pursuant to this section shall be
34submitted by the insured to the insurer in order to verify that
35retrofits performed pursuant to this section have been performed.
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