BILL NUMBER: AB 1899	AMENDED
	BILL TEXT

	AMENDED IN ASSEMBLY  MARCH 16, 2016

INTRODUCED BY   Assembly Member Calderon

                        FEBRUARY 11, 2016

   An act  to amend Section 1677 of the Insurance Code, 
relating to insurance.


	LEGISLATIVE COUNSEL'S DIGEST


   AB 1899, as amended, Calderon.  Long-term care insurance.
  Insurance: production agents: l   icense
examinations.  
   Existing law requires the Insurance Commissioner to give, at least
once each month, in each of the cities in which he or she has an
office, qualifying examinations for production agent licenses.
Existing law requires every qualifying examination for a production
agent license to be in writing and to be of sufficient scope to
satisfy the commissioner that the applicant has sufficient knowledge
of, and is reasonably familiar with, the insurance laws of this state
and with the provisions, terms, and conditions of the insurance that
may be transacted pursuant to the license sought, and that the
applicant has a general and fair understanding of the obligations and
duties of the holder of that license.  
   This bill, commencing January 1, 2018, would require the
examination for a license as a life agent, life-only agent, and
accident and health agent be provided in English and Spanish. 

   Existing law provides for the regulation of long-term care
insurance by the Insurance Commissioner and prescribes various
requirements and conditions governing the delivery of individual or
group long-term care insurance in the state. Existing law establishes
the California Partnership for Long-Term Care Program to link
private long-term care insurance and health care service plan
contracts that cover long-term care with the In-Home Supportive
Services Program and Medi-Cal and to provide Medi-Cal benefits to
certain individuals who have income and resources above the
eligibility levels for receipt of medical assistance, but who have
purchased certified private long-term care insurance policies.
 
   This bill would state the intent of the Legislature to enact
legislation that would pertain to long-term care insurance. 

   Vote: majority. Appropriation: no. Fiscal committee:  no
  yes  . State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

   SECTION 1.    The Legislature finds and declares that
it is essential that all of the state's residents have access to
vital health services that can prolong and enhance their lives, and
that state government continues to take reasonable and effective
actions that will facilitate access to these services. 
   SEC. 2.    Section 1677 of the   Insurance
Code   is amended to read: 
   1677.   (a)    Every qualifying examination for
a license  under   pursuant to  this
chapter shall be in writing and shall be of sufficient scope to
satisfy the commissioner that the applicant has sufficient knowledge
 of   of,  and is reasonably familiar
 with  with,  the insurance laws of this
 State   state  and with the provisions,
 terms   terms,  and conditions of the
insurance  which   that  may be transacted
pursuant to the license sought, and  that the applicant  has
a general and fair understanding of the obligations and duties of
the holder of  such   that  license. 
   (b) On and after January 1, 2018, the examination for a license as
a life agent, life-only agent, and accident and health agent shall
be provided in English and Spanish.  
  SECTION 1.    It is the intent of the Legislature
to enact legislation that would pertain to long-term care insurance.