BILL ANALYSIS Ó AB 1954 Page 1 Date of Hearing: April 19, 2016 ASSEMBLY COMMITTEE ON HEALTH Jim Wood, Chair AB 1954 Burke - As Amended April 13, 2016 SUBJECT: Health care coverage: reproductive health care services. SUMMARY: Creates the Direct Access to Reproductive Health Care Act which prohibits health care service plans or health insurance policies from requiring an enrollee or insured to receive a referral before receiving coverage of services for reproductive or sexual health care. Specifically, this bill: 1)Prohibits health care service plans (health plans) or health insurance policies from requiring an enrollee or insured to receive a referral prior to receiving coverage of services for reproductive and sexual health care. 2)Defines reproductive and sexual health care as all reproductive and sexual health services for minors as specified, including the prevention and treatment of pregnancy, and the diagnosis and treatment of an infectious, contagious, or communicable disease, and obtained by a patient at or above the minimum age as specified. 3)Exempts specialized health care service plan contracts or any AB 1954 Page 2 health care service plan that is governed by the Medi-Cal Benefits Program. EXISTING LAW: 1)Establishes the Department of Managed Care (DMHC) to regulate health plans under the Knox-Keene Health Care Service Plan Act of 1975, the Department of Insurance (CDI) to regulate health insurers under the Insurance Code. 2)Requires DMHC to develop and adopt regulations for timeliness of access to care, and requires contracts between health care service plans and providers ensure compliance with those standards. 3)Requires health plans to include obstetrician-gynecologists as eligible primary care physicians, provided they meet the health plan's eligibility criteria for all specialists seeking primary care physician status. 4)Provides an enrollee the option to seek obstetrical and gynecological physician services directly from a participating obstetrician and gynecologist or directly from a participating family practice physician and surgeon designated by the health plan as providing obstetrical and gynecological services. 5)Establishes the Medi-Cal program, which is administered by the State Department of Health Care Services (DHCS), under which qualified low-income persons receive health care benefits and, in part, governed and funded by federal Medicaid program provisions. FISCAL EFFECT: This bill has not yet been analyzed by a fiscal committee. COMMENTS: AB 1954 Page 3 1)PURPOSE OF THIS BILL. According to the sponsor, California Family Health Council (CFHC), this bill seeks to prohibit health plans from requiring a referral prior to patient accessing essential sexual and reproductive health care services. CFHC states that for many women, reproductive health care is primary care and the inability to access comprehensive reproductive and sexual health services in a timely manner can lead to negative health outcomes including increased risk for unintended pregnancy, sexually transmitted diseases and delayed care. CFHC state that nearly three-quarters of women of reproductive age in the nation receive at least one sexual or reproductive service each year. This bill allows patients in commercial health plans to obtain family planning and sexual health services without referrals from other providers, including advanced practice clinicians, like nurse practitioners and certified nurse-midwives. It is hereby the intent of the Legislature in enacting this act to build on current state and federal law to increase timely, equal, and direct access to time-sensitive and comprehensive reproductive and sexual health care services for enrollees in health care service plans or insureds under health insurance policies 2)BACKGROUND. California has a long history of, and commitment to, expanding access to services that aim to reduce the risk of unintended pregnancies, improve reproductive and sexual health outcomes, and reduce costs. The Legislature has also passed measures to help health plan enrollees and insureds access timely health care by setting standards and policies regarding wait times for an appointment. According to the Guttmacher Institute, one-half of all pregnancies in the United States each year, more than three million pregnancies, are unintended. By 45 years of age, more than one-half of all women in the United States will have experienced an unintended pregnancy, and three in 10 will have had an abortion. The inability to access comprehensive reproductive health care in AB 1954 Page 4 a timely manner can lead to negative health outcomes including increased risk for unintended pregnancy, sexually transmitted diseases, and delayed care for critical and time-sensitive reproductive health services. Providing timely access to comprehensive reproductive health services is cost effective. California Health Benefits Review Program (CHBRP) analysis. AB 1996 (Thomson), Chapter 795, Statutes of 2002, requests the University of California to assess legislation proposing a mandated benefit or service and prepare a written analysis with relevant data on the medical, economic, and public health impacts of proposed health plan and health insurance benefit mandate legislation. CHBRP was created in response to AB 1996. SB 125 (Hernandez), Chapter 9, Statutes of 2015, added an impact assessment on essential health benefits, and legislation that impacts health insurance benefit designs, cost sharing, premiums, and other health insurance topics. The Committee requested a CHBRP analysis on this bill without the most recent amendments; therefore the findings of CHBRP are not relevant to this bill. 3)SUPPORT. CFHC, sponsor of this bill, writes that commercial plans operating in California vary in terms of referral policies and this variance has created a patchwork of coverage and access to time-sensitive reproductive health services. The CFHC also states that requiring referrals triggers potential confidentiality concerns that lead to further delays in obtaining care and for women seeking abortion services, delays in referrals can delay them from receiving time-sensitive information and services. Finally, CFHC notes that this bill would remove unnecessary administrative burdens that cause delays in care, and level the playing field to create greater, more equitable access to services without AB 1954 Page 5 referrals. California Primary Care Association writes that for many women, reproductive health care is primary care. The Community Clinic Association of Los Angeles County states that this bill would build upon current state and federal law to increase timely and direct access to comprehensive reproductive and sexual health care services. The National Association of Social Workers states that the inability to access high quality, comprehensive reproductive health care in a timely manner can lead to negative outcomes. 4)OPPOSITION. California Association of Health Plans, the Association of California Life and Health Insurance Companies, and America's Health Insurance Plans (AHIP) contend that health insurance mandates threaten efforts of all health care stakeholders to provide consumers with meaningful health care choices and affordable coverage options. They state that the Patient Protection and Affordable Care Act requires the state to pay for the increased costs associated with the mandate for those enrollees who purchase health insurance on the Exchange. They also state that benefit mandates eliminate the ability of health insurers and HMOs to provide unique benefit packages aimed at the needs of consumers by requiring individuals and employers to purchase benefits prescribed by the Legislature, not driven by consumer choice. Finally, they note that health benefit mandates stifle the use of innovative, evidence based medicine. Additionally, AHIP writes that California already requires direct access to obstetricians and gynecologists for all women's health care services, including reproductive and sexual health care services. The California Catholic Conference (CCC) states that this bill goes a step further than current law in reducing the standard of health care for women and girls because it would bypass the referral process in the health care system. The CCC states that this bill would not be in the best interest of women, nonetheless young girls who are generally less informed about their own reproductive and sexual health care. The California AB 1954 Page 6 Right to Life Committee, Inc. states that this bill appears to be an attempt to secure a prominent position for Planned Parenthood and is detrimental to women's and children's health, irresponsible spending of health care dollars and an actual barrier to the betterment of lives. 5)RELATED LEGISLATION. SB 999 (Pavley) would require DMHC-regulated plans or CDI-regulated policies issued, amended, renewed or delivered on or after January 1, 2017, to cover a 12-month supply of Food and Drug Administration (FDA)-approved, self-administered hormonal contraceptives dispensed at one time to an enrollee. SB 999 is pending in the Senate Appropriations Committee. 6)PREVIOUS LEGISLATION. a) SB 1053 (Mitchell), Chapter 576, Statutes of 2014, requires a health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2016, to provide coverage for women for all prescribed and FDA-approved female contraceptive drugs, devices, and products, as well as voluntary sterilization procedures, contraceptive education and counseling, and related follow-up services. Prohibits a nongrandfathered plan contract or health insurance policy from imposing any cost-sharing requirements or other restrictions or delays with respect to this coverage, as specified. b) SB 493 (Hernandez), Chapter, 469, Statutes of 2013, authorizes advanced practice pharmacists to perform other functions, including, among other things, furnishing self-administered hormonal contraceptives, nicotine replacement products, and prescription medications not requiring a diagnosis that are recommended for international travelers, as specified. AB 1954 Page 7 7)APPLICATION OF THIS BILL. As currently drafted, this bill appears to only apply to minors, however, reproductive and sexual health care services is a concern for all. The Committee may wish to ask the author on whether she intends to broaden the application of this bill. REGISTERED SUPPORT / OPPOSITION: Support California Family Health Council (co-sponsor) California Latinas for Reproductive Justice (co-sponsor) ACT for Women and Girls Anti-Defamation League Bayer Black Women for Wellness California Immigrant Policy Center California Primary Care Association Community Clinic Association of Los Angeles County Forward Together HIVE Latino Coalition for a Healthy California Law Students for Reproductive Justice Maternal and Child Health Access NARAL Pro-Choice California National Association of Social Workers, California Chapter Northeast Valley Health Corporation Physicians for Reproductive Health URGE: Unite for Reproductive & Gender Equity AB 1954 Page 8 Women's Health Specialists of California Opposition America's Health Insurance Plans Association of California Life and Health Insurance Companies California Association of Health Plans California Catholic Conference Analysis Prepared by:Kristene Mapile / HEALTH / (916) 319-2097