Amended in Assembly April 13, 2016

Amended in Assembly April 6, 2016

California Legislature—2015–16 Regular Session

Assembly Bill No. 2161

Introduced by Assembly Member Quirk

February 17, 2016

An act to add Chapter 6 (commencing with Section 11895) to Part 3 of Division 2 of the Insurance Code, relating to parking lots.

LEGISLATIVE COUNSEL’S DIGEST

AB 2161, as amended, Quirk. Parking lots: design: insurance discount.

Existing law provides that building standards shall be filed by the California Building Standards Commission with the Secretary of State and codified only after they have been approved by the commission. Existing law regulates the issuance and renewal of liability insurance policies in this state.

This bill would authorize an insurer to consider the installation of vehicle barriers as a safety measure and would authorize an insurer to provide or offer a discount on the property owner’s insurance covering damage or loss to the covered commercial begin delete property, end delete begin insert property end insert or liability arising out of the ownership, maintenance, or use of the commercial property relative to the reduced risk of installation of the barriers. The bill would require that any discounts be determined to be actuarially sound and approved by the Insurance Commissioner prior to their use.

Vote: majority. Appropriation: no. Fiscal committee:  begin delete yes end delete begin insert no end insert . State-mandated local program: no.

The people of the State of California do enact as follows:

SECTION 1.  

Chapter 6 (commencing with Section 11895) is
added to Part 3 of Division 2 of the Insurance Code, to read:

 

Chapter  6. Commercial Property Parking Lots: Vehicle
Barrier Discount

 

11895.  

(a) An insurer may consider the installation of vehicle
barriers as a safety measure and may provide or offer a discount
on the property owner’s insurance covering damage or loss to the
covered commercial begin delete property, end delete begin insert property end insert or liability arising out of
the ownership, maintenance, or use of the commercial property
relative to the reduced risk to the property as a result of installation
of the barriers if the discount provided or offered is provided or
offered consistent with Article 10 (commencing with Section
1861.01) of Chapter 9 of Part 2 of Division 1.

(b) For the purposes of this section, a vehicle barrier is a safety
device that meets, at a minimum, the vehicle impact protection
standards as provided by the State Fire Marshal and adopted by
the California Building Standards Commission and begin insert that is end insert installed
to protect persons located within, in, or on the property of,
buildings, or to protect pedestrians, from collisions into those
buildings by motor vehicles.

(c) Any discounts on insurance provided in accordance with
this section shall be determined to be actuarially sound and
approved by the commissioner prior to their use.