BILL NUMBER: AB 2161	AMENDED
	BILL TEXT

	AMENDED IN ASSEMBLY  APRIL 13, 2016
	AMENDED IN ASSEMBLY  APRIL 6, 2016

INTRODUCED BY   Assembly Member Quirk

                        FEBRUARY 17, 2016

   An act to add Chapter 6 (commencing with Section 11895) to Part 3
of Division 2 of the Insurance Code, relating to parking lots.


	LEGISLATIVE COUNSEL'S DIGEST


   AB 2161, as amended, Quirk. Parking lots: design: insurance
discount.
   Existing law provides that building standards shall be filed by
the California Building Standards Commission with the Secretary of
State and codified only after they have been approved by the
commission. Existing law regulates the issuance and renewal of
liability insurance policies in this state.
   This bill would authorize an insurer to consider the installation
of vehicle barriers as a safety measure and would authorize an
insurer to provide or offer a discount on the property owner's
insurance covering damage or loss to the covered commercial 
property,   property  or liability arising out of
the ownership, maintenance, or use of the commercial property
relative to the reduced risk of installation of the barriers. The
bill would require that any discounts be determined to be actuarially
sound and approved by the Insurance Commissioner prior to their use.

   Vote: majority. Appropriation: no. Fiscal committee:  yes
  no  . State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Chapter 6 (commencing with Section 11895) is added to
Part 3 of Division 2 of the Insurance Code, to read:
      CHAPTER 6.  COMMERCIAL PROPERTY PARKING LOTS: VEHICLE BARRIER
DISCOUNT


   11895.  (a) An insurer may consider the installation of vehicle
barriers as a safety measure and may provide or offer a discount on
the property owner's insurance covering damage or loss to the covered
commercial  property,   property  or
liability arising out of the ownership, maintenance, or use of the
commercial property relative to the reduced risk to the property as a
result of installation of the barriers if the discount provided or
offered is provided or offered consistent with Article 10 (commencing
with Section 1861.01) of Chapter 9 of Part 2 of Division 1.
   (b) For the purposes of this section, a vehicle barrier is a
safety device that meets, at a minimum, the vehicle impact protection
standards as provided by the State Fire Marshal and adopted by the
California Building Standards Commission and  that is 
installed to protect persons located within, in, or on the property
of, buildings, or to protect pedestrians, from collisions into those
buildings by motor vehicles.
   (c) Any discounts on insurance provided in accordance with this
section shall be determined to be actuarially sound and approved by
the commissioner prior to their use.