BILL ANALYSIS                                                                                                                                                                                                    Ó



          SENATE COMMITTEE ON
          BUSINESS, PROFESSIONS AND ECONOMIC DEVELOPMENT
                              Senator Jerry Hill, Chair
                                2015 - 2016  Regular 

          Bill No:            AB 2330         Hearing Date:    June 20,  
          2016
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          |Author:   |Ridley-Thomas                                         |
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          |Version:  |June 14, 2016                                         |
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          |Urgency:  |No                     |Fiscal:    |Yes              |
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          |Consultant|Mark Mendoza                                          |
          |:         |                                                      |
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                           Subject:  Real estate licensees


          SUMMARY:  Requires the Real Estate Commissioner to disclose on the  
          Bureau of Real Estate's website for every licensee, whether that  
          licensee is an associate licensee; requires the Real Estate  
          Commissioner to identify, if the associate licensee is also a  
          broker, every responsible broker with whom the associate  
          licensee is contractually associated; requires the responsible  
          broker to report the employment relationship between themselves  
          and the associate licensee to the Bureau of Real Estate.  

          Existing law:
          
          1) Establishes within the Department of Consumer Affairs (DCA)  
             the Bureau of Real Estate (CalBRE), which regulates the  
             licensing of real estate agents, brokers, and mortgage loan  
             originators. (Business and Professions Code (BPC) § 10000 et  
             seq.)

          2) Defines a "real estate broker" as a person who, among other  
             things, sells, buys, or rents real property for another for  
             compensation, as specified.  (BPC §§ 10131-10131.6)



          3) Defines a "real estate salesperson" as a natural person who  
             is employed by a licensed real estate broker for  
             compensation.  (BPC §§ 10017; 10132)







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          4) Defines a "responsible broker" to mean the broker responsible  
             for the exercise of control and supervision of licensed  
             salespersons.  (BPC § 10159.7(a)(4))



          5) Defines an associate licensee as a person who is licensed as  
             a real estate broker or salesperson and who acts under the  
             supervision of a broker and as the broker's agent in  
             connection with real estate functions.  (Civil Code (CIV) §  
             2079.13)



          6) Authorizes a real estate broker acting in the capacity of a  
             salesman to another broker under written agreement to perform  
             acts for which a license is required on behalf of the  
             employing broker at any place of business at which the  
             employing broker is currently licensed to perform acts for  
             which a real estate license is required.  (Title 10  
             California Code of Regulations (CCR) § 2728.5)



          7) Requires every broker, except a broker acting in the capacity  
             of a salesperson to another broker under written agreement,  
             to maintain on file with the Real Estate Commissioner  
             (Commissioner) the address of his principal place of business  
             for brokerage activities, the address of each branch business  
             office and his current mailing address, if different from the  
             business address.  (10 CCR § 2715)



          8) Requires every broker who is acting in the capacity of a  
             salesperson to another broker under written agreement to  
             maintain on file with the Commissioner the address of the  
             business location where he expects to conduct most of the  
             activities for which a license is required and his current  
             mailing address.  (10 CCR § 2715)









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          9) Requires the Commissioner of the CalBRE to post on the  
             Internet non-confidential license information of every  
             salesperson or broker licensed by the CalBRE.
          (BPC § 10083.2)

          This bill:

          1) Requires the Commissioner to disclose on the CalBRE's website  
             for every licensee, whether that licensee is an associate  
             licensee.



          2) Requires the Commissioner to identify on its website, if the  
             associate licensee is also a broker, every responsible broker  
             with whom the associate licensee is contractually associated.



          3) Requires the responsible broker to report the employment  
             relationship between themselves and the associate licensee to  
             the Bureau of Real Estate.  



          4) Makes other technical and clarifying changes.  


          
          FISCAL EFFECT:  This bill has been keyed "fiscal" by Legislative  
          Counsel.  According to the April 27, 2016 Assembly  
          Appropriations Committee analysis, this bill would cost  
          "$153,000 (special funds) in FY 2016/17, and $137,000 (special  
          funds) in FY 2017/18 and ongoing [costs] for 2.0 Program  
          Technician II positions to handle the associated workload  
          required to implement the bill.  Plus, additional costs of  
          $65,000, likely absorbable, for necessary changes to CalBRE's IT  
          systems.  CalBRE does not currently collect information related  
          to the contractual relationship(s) between brokers and would  
          therefore require that information to be provided by their  
          licensees. These costs, which are fee supported, assume the same  
          type of processing currently used by CalBRE to collect and  








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          disclose similar information for salespersons will be required  
          to implement the provisions of this bill."

          
          COMMENTS:
          
          1. Purpose.   The California Association of Realtors  is the  
             Sponsor of the bill.  According to the Author, "This bill  
             will close an important deficiency in existing law by  
             identifying who a real estate broker is working for when that  
             broker is not acting under his or her own license.  Existing  
             provisions, such as the Homeowner's Bill of Rights, already  
             require transparency in other areas of real estate  
             transactions.  
          AB 2330 makes sure that consumers always have access to  
             information that affects one of the biggest purchases of  
             their lifetime."

          2. Background on CalBRE.  Real estate licensing in California  
             commenced in 1917.  CalBRE is the state entity currently  
             charged with responsibility to enforce the Real Estate Law,  
             the Subdivided Lands Act, and the Vacation Ownership and  
             Time-share Act of 2004.  CalBRE's programs are in place to  
             satisfy its statutorily mandated obligations of licensing and  
             regulating salespersons, brokers, mortgage loan originators,  
             real estate and prepaid listing service licensees, reviewing  
             and approving subdivision and time share offerings, and  
             approving continuing education and pre-license courses.   
             Within the framework of requirements of Division 4 of the BPC  
             and the Regulations of the Real Estate Commissioner as  
             contained in the California Code of Regulations, each of  
             CalBRE's programs contribute toward satisfying its mission of  
             protecting and serving the interests of the public in real  
             estate transactions and providing related services to the  
             real estate industry.  Specifically, BPC § 10050 requires the  
             Real Estate Commissioner to enforce all laws commencing with  
             BPC § 10000 and BPC § 11000 of Part 2 in a manner which  
             achieves the maximum protection for the purchasers of real  
             property and those persons dealing with real estate  
             licensees.

          3. Brokers and Salespersons.  To obtain a broker's license,  
             applicants are required to submit evidence of at least two  
             years of experience as a real estate salesperson, in addition  








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             to elevated education requirements and passage of a written  
             examination.  Broker and salesperson licenses are issued for  
             a four-year period.  In general, both types of licenses may  
             be renewed by submitting the appropriate fee and application,  
             and evidence of completion of 45 hours of CalBRE-approved  
             continuing education courses.  



            Unlike salespersons, licensed brokers are not required to  
            operate under the supervision of another broker.  Brokers are  
            authorized to be the direct fiduciary representative of their  
            clients on matters pertaining to the sale of real property.   
            Brokers are also free from contractual associations and  
            partnerships that are largely governed under the civil code.   
            Salespersons are required to report to CalBRE within five days  
            of changing supervising brokers, and CalBRE discloses this  
            information online.  However, there is no similar requirement  
            to collect and disclose this information for brokers who are  
            acting as a contractual agent of another broker.

          4. Associate Licensees.  An associate licensee is statutorily  
             defined as a licensee who is acting as an agent of a broker  
             in connection with real property transactions.  A broker can  
             also act as an associate licensee, but CalBRE's website does  
             not distinguish between brokers working independently and  
             brokers voluntarily operating under the supervision of  
             another broker.  The Author writes that without this  
             legislation, a member of the public would not know if, or  
             whom, a licensed real estate professional is supervised by,  
             in case of a complaint.  CalBRE has not reported complaints  
             regarding this issue, but the Author proposes that more  
             transparency regarding employment structure is beneficial to  
             the consumer.





          5. Related Legislation.   AB 2169  (Cooley) of 2014 would have  
             reiterated the existing structure of Real Estate law that  
             allows salespersons and brokers the choice to contract with  
             other brokers as "independent contractor" or "employer-  
             employee" under their retention agreement.  (  Status:   This  








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             bill was held in the Assembly Committee on Insurance.) 



              AB 2540  (Dababneh, Chapter 295, Statutes of 2014) requires  
             every real estate broker and salesperson licensee to provide  
             the Commissioner with his or her current office or mailing  
             address, current telephone number, and current electronic  
             mail address that he or she uses to perform any activity that  
             requires a real estate license, and at which the bureau may  
             contact the licensee, and to update that information no later  
             than 30 days after making a change.  



          6. Arguments in Support.   The California Association of Realtors   
             writes in support, "AB 2330 makes a simple, but important,  
             change in the way real estate licensees are shown on the  
             [CalBRE] license verification website.  In short, the bill  
             requires that a salesperson who also maintains a broker's  
             license can still be linked to his or her responsible broker.  
              The current system makes it difficult for consumers to  
             verify who is actually in charge of the licensee, and the  
             change will greatly simplify that task."
          

          SUPPORT AND OPPOSITION:
          
           Support:  

          The California Association of Realtors (Sponsor)

           Opposition:  

          None on file as of June 14, 2016.

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