BILL ANALYSIS Ó AB 2372 Page 1 Date of Hearing: April 12, 2016 ASSEMBLY COMMITTEE ON BUSINESS AND PROFESSIONS Rudy Salas, Chair AB 2372 (Burke) - As Introduced February 18, 2016 NOTE: This bill is double-referred, and if passed by this Committee, it will be referred to the Assembly Committee on Health. SUBJECT: Health care coverage: HIV specialists. SUMMARY: Requires a health care service plan contract or health insurance policy that is issued, amended, or renewed on or after January 1, 2017, to include a HIV specialist, as defined, as an eligible primary care physician, provided that the physician meets the plan's or health insurer's eligibility criteria for all specialists seeking primary care physician status. EXISTING LAW: 1)Requires the Department of Managed Health Care (DMHC) to adopt regulations to ensure that enrollees have access to needed health care services in a timely manner, as specified. (Health and Safety Code (HSC) § 1367.03) 2)Provides that every health care service plan contract that provides hospital, medical, or surgical coverage, that is issued, amended, delivered, or renewed in this state, shall AB 2372 Page 2 include obstetrician-gynecologists as eligible primary care physicians, provided they meet the plan's eligibility criteria for all specialists seeking primary care physician status. (HSC § 1367.69(a)) 3)Defines, for purposes of this section, "primary care physician" as a physician, as defined in the Welfare and Institutions Code (WIC) § 14254, who has the responsibility for providing initial and primary care to patients, for maintaining the continuity of patient care, and for initiating referral for specialist care. This means providing care for the majority of health care problems, including, but not limited to, preventive services, acute and chronic conditions, and psychosocial issues. (HSC § 1367.69(b)) 4)Requires the Insurance Commissioner to promulgate regulations applicable to health insurers that contract with providers for alternative rates for group policy holders to ensure that insureds have the opportunity to access needed health care services in a timely manner, as specified. (Insurance (INS) § 10133.5) 5)Provides that every policy of disability insurance that covers hospital, medical, or surgical expenses and is issued, amended, delivered, or renewed in this state shall include obstetrician-gynecologists as eligible primary care physicians provided they meet the insurer's written eligibility criteria for all specialists seeking primary care physician status. (INS § 10123.83(a)) 6)Defines, for purposes of this section, "primary care physician" as a physician, as defined in WIC § 14254, who has the responsibility for providing initial and primary care to patients, for maintaining the continuity of patient care, and for initiating referral for specialist care. This means AB 2372 Page 3 providing care for the majority of health care problems, including, but not limited to, preventive services, acute and chronic conditions, and psychosocial issues. (INS § 10123.83(b)) THIS BILL: 1)Defines "specialty physician," for purposes of the DMHC's access regulations under HSC § 1367.03, as including a physician who meets the criteria for a HIV specialist as published by the American Academy of HIV Medicine or the HIV Medicine Association, or who is contracted to provide outpatient medical care under the federal Ryan White Comprehensive AIDS Resources Emergency (CARE) Act of 1990 (Public Law 101-381). 2)Provides that every health care service plan contract that is issued, amended, or renewed on or after January 1, 2017, that provides hospital, medical, or surgical coverage shall include a HIV specialist as an eligible primary care physician, provided he or she meets the health care service plan's eligibility criteria for all specialists seeking primary care physician status. 3)Defines, for purposes of this section, "primary care physician" as a physician, as defined in WIC § 14254, who has the responsibility for providing initial and primary care to patients, for maintaining the continuity of patient care, and for initiating referral for specialist care. This means providing care for the majority of health care problems, including, but not limited to, preventive services, acute and chronic conditions, and psychosocial issues. 4)Defines, for purposes of this section, "HIV specialist" as a physician or a nurse practitioner who meets the criteria for a HIV specialist as published by the American Academy of HIV AB 2372 Page 4 Medicine or the HIV Medicine Association, or who is contracted to provide outpatient medical care under the federal Ryan White Comprehensive AIDS Resources Emergency (CARE) Act of 1990 (Public Law 101-381). 5)Defines, for purposes of the Insurance Commissioners group policy access regulations, "professional provider" as a physician who meets the criteria for a HIV specialist as published by the American Academy of HIV Medicine or the HIV Medicine Association, or who is contracted to provide outpatient medical care under the federal Ryan White Comprehensive AIDS Resources Emergency (CARE) Act of 1990 (Public Law 101-381). 6)Provides that every health insurance policy that is issued, amended, or renewed on or after January 1, 2017, that provides hospital, medical, or surgical coverage shall include a HIV specialist as an eligible primary care physician, provided he or she meets the health insurer's eligibility criteria for all specialists seeking primary care physician status. 7)Defines, for purposes of this section, "primary care physician" as a physician, as defined in WIC § 14254, who has the responsibility for providing initial and primary care to patients, for maintaining the continuity of patient care, and for initiating referral for specialist care. This means providing care for the majority of health care problems, including, but not limited to, preventive services, acute and chronic conditions, and psychosocial issues. 8)Defines, for purposes of this section, "HIV specialist" as a physician or a nurse practitioner who meets the criteria for a HIV specialist as published by the American Academy of HIV Medicine or the HIV Medicine Association, or who is contracted to provide outpatient medical care under the federal Ryan AB 2372 Page 5 White Comprehensive AIDS Resources Emergency (CARE) Act of 1990 (Public Law 101-381). FISCAL EFFECT: Unknown. This bill is keyed fiscal by the Legislative Counsel. COMMENTS: Purpose. This bill is sponsored by the AIDS Healthcare Foundation . According to the author, "Californians living with HIV should have access to care from physicians and other providers with the training and experience required to meet their complex needs. While health plans currently include infectious disease specialists in their provider networks, not all infectious disease specialists are HIV specialists. Studies have shown that patients with HIV who are managed by clinicians with greater HIV experience and expertise have better health outcomes and receive more appropriate and cost-effective care. By clearly defining access to HIV specialists in statute, including them in the category of specialty physicians, and allowing HIV specialists to serve as primary care providers for their patients, we can ensure that patients receive the care they need." Background. Existing law requires health plans and health insurance carriers to meet network adequacy standards, which ensure that beneficiaries and insured individuals have timely access to care, including access to medically-necessary specialists. According to the sponsor, there has been an issue with health plans relying upon infectious disease specialists to meet their network needs. The sponsor notes that, while "all HIV specialists are infectious disease specialists, most infectious disease specialists are not HIV specialists and do not have the training or experience to treat the complex and unique needs of patients living with HIV." As a result, this AB 2372 Page 6 bill seeks to do two things: 1) require a health plan to use a qualified HIV specialist as a PCP, and 2) include HIV specialist physicians as a category of specialty physicians for purposes of network adequacy. HIV Specialist as a PCP. According to the author, "because of the unique and life-long care provided by HIV specialists, many of them become the patient's de facto primary care physician. However, because the plans do not recognize them as a PCP, the HIV specialist cannot order tests, make referrals to other specialists or any of the other services a PCP can provide, even though the plan PCP provided to the person with HIV does nothing more than act as a proxy for the HIV specialist when authorizing services for the patient with HIV." To resolve the issue, this bill would require that health plans and health insurance policies allow a HIV specialist to serve as a primary care physician if the specialist meets the health plan or carrier's requirements for a PCP. Because a physician's scope of practice is unlimited, it would be up to the individual specialist to determine whether serving as a HIV patient's primary care physician is within the specialist's competence. CHBRP Analysis. Because this bill creates a health plan mandate, it is currently under review by the California Health Benefits Review Program (CHBRP). The CHBRP responds to requests from the State Legislature to provide independent analysis of the medical, financial, and public health impacts of proposed health insurance benefit mandates and repeals. The CHBRP analysis is expected to be completed by the time this bill is heard in the Assembly Health Committee. Prior Related Legislation. AB 2168 (Gallegos), Chapter 426, Statutes of 2000, required health plans to develop procedures for standing referrals to an HIV specialist. AB 2372 Page 7 AB 2493 (Speier), Chapter 759, Statutes of 1995, required that health care service plan contracts, nonprofit hospital service plan contracts, and disability insurance policies, that cover hospital, medical, or surgical expenses, issued, amended, delivered, or renewed in this state , include obstetrician-gynecologists as primary care physicians or providers, as defined, provided they meet certain eligibility criteria. IMPLEMENTATION ISSUES: One of the goals of the bill is to include nurse practitioners (NPs) as HIV specialists eligible for inclusion as primary care physicians. However, because NPs are not physicians as defined under WIC § 14254, the bill as written does not include them. AMENDMENTS: To address the implementation issue mentioned above, and provide additional clarity, the author should make the following amendments: 9)Strike all references to "primary care physician" and replace with "primary care provider." 10)Add "or a nonphysician medical practitioner, as defined in Section 14254 of the Welfare and Institutions Code" to the definition of "primary care provider." 11)Include additional clarifying language specifying that a HIV specialist must meet a health plan's network criteria for inclusion as primary care provider before the health plan is AB 2372 Page 8 required to include the specialist. REGISTERED SUPPORT: AIDS Healthcare Foundation (sponsor) REGISTERED OPPOSITION: None on file. Analysis Prepared by:Vincent Chee / B. & P. / (916) 319-3301