BILL ANALYSIS                                                                                                                                                                                                    Ó






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          |SENATE RULES COMMITTEE            |                       AB 2546|
          |Office of Senate Floor Analyses   |                              |
          |(916) 651-1520    Fax: (916)      |                              |
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                                   THIRD READING 


          Bill No:  AB 2546
          Author:   Calderon (D) 
          Amended:  4/7/16 in Assembly
          Vote:     21 

           SENATE EDUCATION COMMITTEE:  5-1, 6/29/16
           AYES:  Block, Hancock, Leyva, Mendoza, Pan
           NOES:  Liu
           NO VOTE RECORDED:  Huff, Monning, Vidak

           SENATE APPROPRIATIONS COMMITTEE:  7-0, 8/1/16
           AYES:  Lara, Bates, Beall, Hill, McGuire, Mendoza, Nielsen

           ASSEMBLY FLOOR:  65-8, 5/19/16 - See last page for vote

           SUBJECT:   Pupil instruction:  history-social science  
                     curriculum framework:  financial literacy


          SOURCE:    Author


          DIGEST:  This bill requires the Instructional Quality Commission  
          (IQC), during the next revision of the history-social science  
          framework, to consider including information on financial  
          literacy.


          ANALYSIS:


          Existing law:









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           1) Establishes the IQC (formerly known as the Curriculum  
             Commission) as an advisory body to the State Board of  
             Education (SBE) on matters related to curriculum,  
             instructional materials, and content standards.  (Education  
             Code § 33530)


           2) Requires the SBE, during the next revision of the  
             history-social science framework (after January 2014), to  
             ensure the integration of components of financial literacy,  
             among other things.  (EC § 51284)


           3) Requires the IQC, when the history-social science framework  
             is revised, to receive input from civics learning experts,  
             consider how civics and history instruction includes the  
             application of content, ensure that voter education  
             information is included, ensure specified historical  
             documents are incorporated, and consider incorporating  
             additional historical documents.  (EC § 33540)


           4) Requires the IQC, during the next revision (after 2014) of  
             the history-social science framework, to consider including  
             instruction on the election of President Barack Obama and the  
             significance of the United States electing its first African  
             American President.  (EC § 33543)


           5) Requires the Great Irish Famine of 1845-50 to be considered  
             in the next cycle (after mid-1990s) in which the  
             history-social science framework is adopted.  (EC § 51226.3)


           6) Requires the IQC to consider incorporating into the  
             history-social science framework the Armenian, Cambodian,  
             Darfur, and Rwandan genocides.  (EC § 51226.3)


           7) Requires the SBE, when it revises and adopts the  
             history-social science framework after January 1, 2016, to  
             consider including instruction on the unconstitutional  
             deportation to Mexico during the Great Depression of citizens  







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             and lawful permanent residents of the United States.  (EC §  
             51226.3)


           8) Requires the IQC, when next revising the history-social  
             science framework (after 2013) to ensure that voter education  
             information is included in the American government and civics  
             curriculum at the high school level.  (EC § 33540)


           9) Requires the SBE to ensure that the state curriculum and  
             framework, where appropriate, include instruction on Cesar  
             Chavez and the history of the farm labor movement in the  
             United States, and the role of immigrants, including Filipino  
             Americans, in that movement, and that the state criteria for  
             selecting textbooks include information to guide the  
             selection of textbooks that contain sections that highlight  
             the life and contributions of Cesar Chavez, the history of  
             the farm labor movement in the United States, and the role of  
             immigrants, including Filipino Americans, in that movement.   
             (EC § 51008)


           10)Authorizes instruction in all areas of study to include  
             grade-level appropriate instruction on violence awareness and  
             prevention, as specified.  (EC § 51210.5 and § 51220.3)


           11)Encourages the incorporation of survivor, rescuer,  
             liberator, and witness oral testimony into the teaching of  
             human rights, the Holocaust, and genocide.  (EC § 51226.3)


           12)Encourages state and local professional development  
             activities to provide teachers with content background and  
             resources to assist them in teaching about civil rights,  
             human rights violations, genocide, slavery, the Armenian  
             Genocide, the Holocaust, and the Great Irish Famine of  
             1845-50.  (EC § 51226.3)


          This bill:

           1) Requires the IQC, when the history-social science framework  







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             is revised after January 1, 2017, to consider including  
             age-appropriate information on financial literacy that  
             includes, but is not limited to, all of the following:


              a)    Fundamentals of banking for personal use, including  
                savings and checking.


              b)    Principles of budgeting and personal finance.


              c)    Employment and understanding factors that affect net  
                income.


              d)    Uses and costs of credit, including the relation of  
                debt and interest to credit.


              e)    Uses and costs of loans, including student loans.


              f)    Types and costs of insurance.


              g)    Forms of governmental taxation.


              h)    Principles of investing and building wealth.


              i)    Identity theft and security.


              j)    Planning and paying for postsecondary education.


              aa)   Charitable giving.


           2) Requires the IQC to consider including information on  
             financial literacy at least twice in each of the following  
             grade spans:







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              a)    Kindergarten to grade 5.


              b)    Grades 6 to 8.


              c)    Grades 9 to 12.

          Comments
          
          Already in the framework?  The most recent draft of the update  
          to the history-social science framework, approved by the IQC at  
          its meeting on May 19-20, 2016, includes references to economics  
          in every grade, except kindergarten.  This bill requires the IQC  
          to consider including age-appropriate information on financial  
          literacy and prescribes a lengthy list of specific topics to be  
          covered.  Some, but not all, of the topics prescribed by this  
          bill are already included in the draft history-social science  
          framework.

          Open process to develop frameworks.  The IQC is responsible for  
          advising the SBE on matters related to curriculum and  
          instruction.  The IQC has numerous subject matter committees,  
          including the History-Social Science Subject Matter Committee.   
          The process to revise the history-social science framework:

           Began in March 2008 with the recruitment of participants on  
            the Curriculum Framework and Evaluation Criteria Committee.


           Four focus groups were held across the state from May-June  
            2008.


           The review committee was selected in September 2008, and met  
            approximately every four weeks between February-June 2009 to  
            develop the framework.


           The process was suspended in July 2009 due to budget  
            reductions.








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           The process resumed in September 2014, at which time the IQC  
            approved the draft framework for field review.


           The draft was released for a 60-day public review and comment  
            period.


           The History-Social Science Subject Matter Committee met in May  
            2015 to review the draft.


           The IQC analyzed the field review results and revised the  
            draft framework.


           The History-Social Science Subject Matter Committee met again  
            in October 2015.


           The IQC held a public two-day hearing in November 2015, and  
            recommended approval of the draft framework.


           The draft framework was released for the second 60-day public  
            comment period.


           The IQC considered and approved the draft framework in May  
            2016, and will present it to the SBE for adoption as early as  
            July 2016.


          The recently-revised framework for history-social science went  
          through a lengthy public process, and generated over 1,000  
          public comments, including several letters sent by legislators.   
          The IQC completed this process less than one month ago.  

          Not effective until 2024?  The current revision of the  
          history-social science framework is complete and near adoption  
          by the SBE.  This bill relates to the next revision of this  
          framework after January 1, 2017.  Existing law references an  
          eight-year cycle for revisions to frameworks and the adoption of  







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          instructional materials (although a true schedule no longer  
          exists).  It is likely that the next revision of the  
          history-social science framework will not occur for another  
          eight years.


          FISCAL EFFECT:   Appropriation:    No          Fiscal  
          Com.:YesLocal:   No


          According to the Senate Appropriations Committee, any costs  
          related to this bill are not likely to be incurred for a number  
          of years.  Some of the topics prescribed in this bill are  
          already included in the adopted history-social science  
          framework.  The next curriculum framework revision is not  
          expected until 2024 which will likely be based on updated  
          content standards incorporating some additional of topics  
          included in this bill.  General Fund costs for considering  
          topics not already addressed are unknown, but are anticipated to  
          be minor.




          SUPPORT:   (Verified8/2/16)


          California State Controller Betty Yee
          California Credit Union League
          California JumpStart Coalition 
          California Society of CPAs
          California Teachers Association


          OPPOSITION:   (Verified8/2/16)


          None received

          ASSEMBLY FLOOR:  65-8, 5/19/16
          AYES:  Achadjian, Alejo, Travis Allen, Arambula, Atkins, Baker,  
            Bloom, Bonilla, Bonta, Brough, Brown, Burke, Calderon, Campos,  
            Chau, Chiu, Chu, Cooley, Cooper, Dababneh, Dahle, Daly, Dodd,  
            Eggman, Frazier, Gallagher, Cristina Garcia, Eduardo Garcia,  







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            Gatto, Gipson, Gomez, Gonzalez, Gordon, Gray, Roger Hernández,  
            Holden, Irwin, Jones-Sawyer, Kim, Lackey, Levine, Linder,  
            Lopez, Low, Maienschein, Medina, Mullin, Nazarian, Obernolte,  
            O'Donnell, Patterson, Quirk, Ridley-Thomas, Rodriguez, Salas,  
            Santiago, Steinorth, Mark Stone, Thurmond, Ting, Waldron,  
            Weber, Wilk, Wood, Rendon
          NOES:  Bigelow, Chávez, Beth Gaines, Grove, Harper, Jones,  
            Melendez, Wagner
          NO VOTE RECORDED:  Chang, Hadley, Mathis, Mayes, McCarty, Olsen,  
            Williams

          Prepared by:Lynn Lorber / ED. / (916) 651-4105
          8/3/16 19:14:33


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