BILL ANALYSIS                                                                                                                                                                                                    Ó






                                                                    AB 2625


                                                                     Page A


          Date of Hearing:  May 9, 2016


                     ASSEMBLY COMMITTEE ON REVENUE AND TAXATION


                           Sebastian Ridley-Thomas, Chair





          AB 2625  
          (Lopez) - As Amended May 2, 2016


          Majority vote.  Tax levy.  Fiscal committee.


          SUBJECT:  Corporation taxes:  minimum franchise tax:  annual  
          tax:  microbusiness


          SUMMARY:  Reduces the minimum franchise tax (MFT) for a  
          corporation that is a new microbusiness, or the annual tax for a  
          limited partnership (LP), limited liability partnership (LLP),  
          or limited liability company (LLC) that is a new microbusiness.   
          Specifically, this bill:  


          1)Provides that for taxable years beginning on or after January  
            1, 2017, every corporation that is a new microbusiness will  
            pay a reduced MFT in the second through fifth taxable years of  
            its existance.  Every LP, LLP, or LLC that is a new  
            microbusiness will pay a reduced annual tax for the first five  
            taxable years of its existence.  The reduced tax shall be  
            equal to:













                                                                    AB 2625


                                                                     Page B


             a.   $200 for a new microbusiness with gross receipts, less  
               returns and allowances, derived from or attributable to  
               this state of $50,000 or less;


             b.   $400 for a new microbusiness with gross receipts, less  
               returns and allowances, derived from or attributable to  
               this state of $100,000 or less; or,


             c.   $600 for a new microbusiness with gross receipts, less  
               returns and allowances, derived from or attributable to  
               this state of $150,000 or less.


          2)Defines "gross receipts, less returns and allowances, derived  
            from or attributable to this state" as the sum of the gross  
            receipts from the production of business income and  
            nonbusiness income, determined pursuant to Revenue and  
            Taxation Code (R&TC) Sections 25135, 25136, and 25137, except  
            for provisions that exclude receipts from the sales factor.


          3)Defines a "new microbusiness" as a corporation, LP, LLP, or  
            LLC, that on or after January 1, 2017 is organized under the  
            laws of this state or has qualified to transact intrastate  
            business in this state, and first begins doing new business in  
            this state, pursuant to R&TC Section 17276, on or after the  
            time of its organization. 


          4)Specifies that the gross receipts derived from or attributable  
            to any other business that is owned by persons either directly  
            or indirectly related, pursuant to Internal Revenue Code (IRC)  
            Section 267, 318, or 707, to the new microbusiness will be  
            aggregated with the new microbusiness's gross receipts for  
            purposes of determining whether the reduced MFT or annual tax  
            applies.












                                                                    AB 2625


                                                                     Page C



          5)Provides that if a corporation or LLC's reasonably estimated  
            gross receipts exceed the amount that qualifies it for a  
            reduction in MFT or annual tax, an additional tax in the  
            amount of the reduction for that taxable year must be paid on  
            the due date of its return, without regard to extension.


          6)Takes effect immediately as a tax levy.


          EXISTING LAW:  


          1)Imposes franchise tax on all corporations doing business in  
            California equal to 8.84% of the taxable income attributable  
            to California.


          2)Requires a corporation incorporated in California, doing  
            business in California, or qualified to transact intrastate  
            business in California to pay a MFT of $800 if that amount  
            exceeds its regular franchise tax liability.  However, credit  
            unions and nonprofit cooperative organizations are exempt from  
            MFT, as is a corporation in its first taxable year (although  
            it will be subject to franchise tax in its first taxable year  
            based on its taxable income).


          3)Requires a LP, LLP, or LLC doing business in California,  
            registered or qualified to do business in California, or  
            formed in California to pay an annual tax equal to the MFT for  
            the privilege of doing business in this state.  The tax is due  
            until a certificate of cancellation is filed with the  
            Secretary of State.  These entities (known as 'pass-through  
            entities') are not subject to any tax based on taxable income.  
             Rather, the items of income, gain, loss, deduction and credit  
            are passed-through to the owners and reported on their  
            respective income or franchise tax returns.











                                                                    AB 2625


                                                                     Page D




          4)Exempts a corporation or LLC from MFT or annual tax,  
            respectively, until January 1, 2018 in taxable years when the  
            corporation or LLC is a small business solely owned by a  
            deployed member of the United States Armed Forces and operates  
            at a loss or ceases operation.  


          5)Requires a real estate mortgage investment conduit (REMIC),  
            financial asset securitization investment trust (FASIT), and  
            if organized as a corporation, a regulated investment company  
            (RIC) and real estate investment trust (REIT), to pay the MFT.


          FISCAL EFFECT:  The Franchise Tax Board (FTB) analysis of this  
          bill is still pending.  However, analyses of similar prior bills  
          estimated annual General Fund revenue losses in the millions.


          COMMENTS:  


           1)Author's Statement :  The author has provided the following  
            statement in support of this bill:


               Small businesses and micro-businesses are critically  
               important to our state's economy.  But the number of  
               California small businesses still has not recovered to  
               pre-2008 numbers while other states are in fact seeing  
               larger increases in the number of small businesses.


               More and more, a trend is emerging where start-up  
               California small businesses are incorporating out of the  
               state to avoid the annual minimum corporate filing fee of  
               $800.  For those small businesses which do not incorporate  
               they find that their income for the first 3-5 years  











                                                                    AB 2625


                                                                     Page E


               fluctuates, and are more adversely affected by the  
               corporate filing fees at a disproportionate rate to larger  
               well-funded corporations.


               By creating a tiered system for the new small businesses  
               and micro-businesses, this legislation will both encourage  
               incorporation and tax compliance for these businesses  
               within California, and provide these small businesses with  
               the same corporate protections as larger businesses.


           2)Arguments in Support  :  The sponsor of this bill, CalSmallBiz,  
            states that "this important legislation directly addresses a  
            cumbersome challenge for many people by seeking to reduce the  
            minimum $800 annual corporate filing fee for startup  
            micro-businesses and small businesses" because "hefty startup  
            fees negatively affect [them] disproportionately to their  
            larger corporate counter parts."  The sponsor believes that  
            "this legislation will further level the playing field and  
            encourage micro-businesses and small businesses to incorporate  
            in California."


           3)Arguments in Opposition  :  Opponents of this bill state that  
            "many companies subject to the MFT are held for a variety of  
            purposes and may show zero in gross receipts or income.  It is  
            not clear from the language of this bill that such companies,  
            owned by other companies, would be excluded from the bill."   
            Additionally, "there have been many bills on this subject over  
            the years, and no evidence has ever been presented that the  
            MFT is a barrier to business formation."


           4)What is a "Tax Expenditure"  ?  Existing law provides various  
            credits, deductions, exclusions, and exemptions for particular  
            taxpayer groups.  In the late 1960s, United States Treasury  
            officials began arguing that these features of the tax law  
            should be referred to as "expenditures," since they are  











                                                                    AB 2625


                                                                     Page F


            generally enacted to accomplish some governmental purpose and  
            there is a determinable cost associated with each (in the form  
            of forgone revenues).  This bill would enact a new tax  
            expenditure program by reducing the MFT or annual tax required  
            to be paid by new microbusinesses.


           5)Tax Expenditure vs. Direct Expenditure  :  As the Department of  
            Finance notes in its annual Tax Expenditure Report, there are  
            several key differences between tax expenditures and direct  
            expenditures.  First, tax expenditures are reviewed less  
            frequently than direct expenditures once they are put in  
            place.  This can offer taxpayers greater certainty, but it can  
            also result in tax expenditures remaining part of the tax code  
            without demonstrating any public benefit.  Second, there is  
            generally no control over the amount of revenue losses  
            associated with any given tax expenditure.  Finally, it should  
            also be noted that, once enacted, it takes a two-thirds vote  
            to rescind an existing tax expenditure absent a sunset date.  


            This bill does not include a sunset date.  The Committee may  
            wish to consider adding a five-year sunset date to this bill  
            to provide an opportunity to evaluate whether reducing the MFT  
            or annual tax for new microbusinesses stimulates greater  
            proliferation of these businesses in California.


           6)Purpose of the MFT  :  The MFT and annual tax were enacted to  
            ensure that all corporations, LPs, LLPs, and LLCs pay at least  
            a minimum amount of tax for the privilege of conducting  
            business in California, regardless of the business's income or  
            losses.  Thus, the tax is not an "income tax," but rather it  
            is a tax on the right to exercise the powers granted to a  
            corporation conducting business in California.  Even when a  
            business earns no income, it still receives the benefits of  
            its corporate status, including the limited liability  
            protection under the laws of this state.  












                                                                    AB 2625


                                                                     Page G



           7)Purpose of This Bill  :  According to the author's office, small  
            businesses contribute at a greater rate to local economies by  
            returning more revenues to the surrounding community - they  
            donate to nonprofits, sponsor local youth sports and community  
            events, hire local youth, add culture to their communities,  
            and serve on local boards and commissions.  However, there are  
            fewer small businesses in California today than prior to the  
            recession, while many states other than California have  
            enjoyed a per capita increase in the number of incorporated  
            businesses over the last 20 years.  Since small businesses  
            with uncertain income cannot always afford the $800 MFT or  
            annual tax, this bill seeks to create a five-year reduction in  
            taxes based upon actual income.


           8)What is a Microbusiness  ?  There is no clear definition of a  
            "microbusiness" in California.  To qualify as a microbusiness  
            for state procurement purposes, a small business must have  
            average annual gross receipts of $3.5 million or less, or be a  
            manufacturer with 25 or fewer employees.  The US Small  
            Business Association (SBA) characterizes microbusinesses as  
            firms with one to nine employees.  Other entities that serve  
            microbusinesses provide even more limited definitions.  For  
            example, the Aspen Institute's FIELD program describes a  
            microbusiness as a firm with five or fewer employees that  
            requires $35,000 or less in start-up capital and does not have  
            access to the traditional commercial banking sector.  This  
            bill does not define "microbusiness" except for providing that  
            in order to qualify for a reduction in tax, the microbusiness  
            must be within its first five years of formation and have  
            gross receipts under $150,000.  


            According to the Aspen Institute's 2015 Annual Client Outcomes  
            Survey, the average revenue for a microbusiness was $85,000.   
            However, it is unclear how many business entities in  
            California have gross receipts under $150,000 and are  
            organized as a corporation, LP, LLP, or LLC instead of as a  











                                                                    AB 2625


                                                                     Page H


            sole proprietorship common for very small businesses, thereby  
            meeting the thresholds in this bill to qualify for a reduction  
            in their MFT or annual tax.  It is also difficult to  
            distinguish which business entities exist as true  
            microbusinesses struggling to expand and which exist simply to  
            serve as holding companies.  In order to provide more targeted  
            assistance, the Committee may wish to further limit which  
            microbusinesses are eligible for the tax expenditure proposed  
            in this bill.  


            Furthermore, early access to capital is one of the chief  
            obstacles cited to small business and microbusiness  
            development.  According to a report prepared for the SBA, the  
            major constraint limiting the growth, expansion, and wealth  
            creation of small firms - especially women- and minority-owned  
            businesses - is inadequate capital.  These small firms have  
            little or no collateral and, as relatively young firms, lack  
            an extensive history from which future performance can be  
            surmised.<1>  If the purpose of this bill is to encourage new  
            microbusiness incorporation in California, the Committee may  
            to consider alternatives such as improving access to capital  
            and new markets or developing business training and management  
            skills.


           9)Doing Business in California  :  Neighboring states impose a  
            lower minimum tax than California.  For example, Oregon  
            assesses a minimum corporate income tax of $150 and Nevada  
            does not assess a tax on corporate income, but requires a  
            state business license fee of $500 for corporations and $200  
            for all other business entity types.  However, these states  
            also possess a much smaller business market share than  
            California.  California's current population is about 39.1  
          ---------------------------


          <1> Alicia Robb, Marin Consulting, LLC, Access to Capital among  
          Young Firms, Minority-owned Firms, Women-owned Firms, and  
          High-tech Firm, US Small Business Administration.  April 2013.










                                                                    AB 2625


                                                                     Page I


            million residents, compared to Oregon's 4.0 million residents  
            and Nevada's 2.8 million residents.  A microbusiness in  
            California has access to tens of millions of additional  
            customers than a business in neighboring states, allowing  
            businesses the opportunity to attain greater profits from a  
            potentially larger customer base.  Companies choose to do  
            business in California, despite other states' tax policies,  
            because of this and other competitive advantages, including  
            the state's environment, transportation infrastructure, access  
            to ports, highways, and railroads, as well as its highly  
            skilled workforce and world-class higher education system.  It  
            is unclear whether reducing the MFT or annual tax by $200 to  
            $600 will spur increased incorporation of new microbusinesses  
            in California.


           10)Costs of Limited Liability  :  Business entities that would see  
            their MFT or annual tax reduced under this bill all benefit  
            from having organizational structures that limit personal  
            liability for one or more of the entity's owners.  By  
            providing limited liability to these entities, California is  
            essentially allowing a business owner to transfer part of the  
            cost of doing business onto creditors and tort victims<2>.  As  
            an example, if an owner of a construction company, having  
            limited liability, injures an individual during the course of  
            business, the victim's redress is limited to the assets of the  
            company.  If the company is insolvent, part of the cost of the  
            injury is borne by the victim.  Before the advent of LLCs and  
            LLPs, that small business owner would have likely started the  
            company as a sole proprietor or general partnership, allowing  
            the victim to go after the personal assets of the owner.  


            As a public policy, California has decided that the risk borne  
            --------------------------


          <2> Jonathan Macey, The Limited Liability Company: Lessons for  
          Corporate Law, Washington University Law Review, Vol. 73, Issue  
          2, 1995.










                                                                    AB 2625


                                                                     Page J


            by creditors and potential tort victims is outweighed by the  
            need to encourage investment.  Providing limited liability to  
            small businesses, presumably with limited or no assets, may  
            cause business owners to consider only those marginal costs  
            and benefits associated with their enterprise that they will  
            internalize.  The idea that people will take on greater risk  
            because someone else will pay for the costs is known as "moral  
            hazard" and tends to occur when businesses are shielded from  
            liability or lack financial resources to provide adequate  
            compensation to creditors<3>.  Business structures subject to  
            the MFT or annual tax allow business owners the benefit of  
            taking greater investment risks without necessarily  
            shouldering the burden of the costs if the enterprise proves  
            unsuccessful.


            New microbusinesses that believe the $800 MFT or annual tax is  
            too costly have the option of doing business as a sole  
            proprietor or general partnership, which is not subject to the  
            tax.  In these alternate scenarios, however, business owners  
            could be held personally liable by aggrieved customers and for  
            the actions of other partners.  In exchange for the benefits  
            that organization as a corporation, LP, LLP, or LLC provides,  
            the state requires payment of the MFT or annual tax. 


           11)Technical Amendment  :  On Page 15, Line 33, strike "limited  
            liability company" and insert "corporation".


           12)Related Legislation  : 


             a)   AB 2544 (Travis Allen and Quirk) would exempt a LLC  
               classified as a qualified investment partnership from the  
               annual tax and associated fee.  AB 2544 is scheduled to be  

             --------------------------


          <3> Id.










                                                                    AB 2625


                                                                     Page K


               heard by this Committee today.


             b)   AB 799 (Travis Allen and Quirk) was substantially  
               similar to AB 2544.  AB 799 was held under submission in  
               this Committee.


             c)   AB 612 (Patterson) would have reduced the MFT or annual  
               tax to $400 if the corporation or LP, LLP, or LLC,  
               respectively, qualified as a new small business.  AB 612  
               was held under submission in this Committee.


             d)   AB 328 (Grove) would have eliminated the MFT or annual  
               tax if the corporation or LLC, respectively, qualified as a  
               new veteran-owned small businesses.  AB 328 was held under  
               submission in this Committee.


          REGISTERED SUPPORT / OPPOSITION:




          Support


          CalSmallBiz (Sponsor)




          Opposition


          California Tax Reform Association













                                                                    AB 2625


                                                                     Page L




          Analysis Prepared by:Irene Ho / REV. & TAX. / (916) 319-2098