BILL ANALYSIS                                                                                                                                                                                                    Ó



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       Date of Hearing:   April 5, 2016


          ASSEMBLY COMMITTEE ON JOBS, ECONOMIC DEVELOPMENT, AND THE ECONOMY


                                Eduardo Garcia, Chair


       AB 2647  
       (Eduardo Garcia and Jose Medina) - As Amended March 29, 2016


       SUBJECT:  Income taxation: insurance taxation: credits: California New  
       Markets Tax Credit


       SUMMARY:  Establishes a $40 million tax credit program for five years  
       for the purpose of attracting new private capital to very low-income  
       neighborhoods in California.  In general, the new state credit  
       parallels the federal New Market Tax Credit (F-NMTC) Program.    
       Specifically, this bill:   





       1)Establishes the California New Markets Tax Credit (C-NMTC) Program,  
         administered through a Responsible Tax Credit Administrator (RTCA),  
         for the purpose of stimulating private sector investment in lower  
         income communities, as specified.  The bill specifies that the RTCA  
         is to be designated by the Governor.

       2)Authorizes the RTCA to adopt guidelines for implementing the program  
         and provides that these guidelines are exempt from the  
         Administrative Procedures Act. 











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       3)Authorizes the RTCA to award authority to designate qualified equity  
         investments to qualified community development entities (CDEs).  In  
         order to finalize the designation of the qualified equity  
         investment, the qualified CDE obtains cash from a taxpayer in the  
         form of a qualified equity investment.  Once the investment moneys  
         are raised, the CDE submits documentation to the RTCA, verifying  
         that the funds have been obtained.  This process is technically  
         referred to as the issuance of the qualified equity investment by  
         the CDE.  Following the issuance, the qualified equity investment is  
         available to be deployed in qualified low-income communities in  
         qualified low-income community investments.     





       4)Authorizes the RTCA, beginning in 2017 and concluding in 2021, to  
         award authority to designate qualified equity investments up $40  
         million per tax year.  The value of any undesignated qualified  
         equity investments and recaptured credits may be reissued without  
         affecting these limits, as specified.



       5)Authorizes a 39% tax credit earned over the mandatory seven years  
         that the taxpayer's investment remains under the control of the CDE.  
          The credit may be applied against the taxpayer's personal,  
         corporate, or gross premium insurance tax liability.  No credits may  
         be applied in the first two tax years of the investment.  In tax  
         year three, a 7% credit may be applied, and in years four through  
         seven an 8% credit may be applied.  [This differs from the F-NMTC,  
         as the bill allows for insurance companies to earn credits for  
         qualified investments made in qualified CDEs and provides for a  
         different credit application schedule.  The federal credit allows  
         taxpayers to apply the credit in the first year, as follows:  5% in  
         the first three years and 6% in the final four years.]











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       6)Requires the RTCA to begin accepting applications on or before May  
         1, 2017, to the extent tax incentive authority is available.  In the  
         first year of the program all allocations shall be awarded in the  
         order that they are received, with all applications received on the  
         same day being considered as having been received simultaneously. If  
         the amount requested exceeds the available authority to designate  
         qualified equity investments, the RTCA is directed to make awards on  
         a pro-rata basis, as specified.



         In the second to fifth years of the C-NMTC Program, to the extent  
         tax incentive authority is available, at least 60% of the allocation  
         is to be awarded in the order that the applications are received and  
         up to 40% of the allocation may be awarded on a competitive basis.





       7)Requires the RTCA to develop an allocation process that, at a  
         minimum, includes or addresses the following:



          a)   Within 200 calendar days of GO-Biz sending notice of an award  
            to designate a qualified equity investment, the qualified CDE is  
            required to raise the cash and issue the qualified equity  
            investment, as specified; 



          b)   A qualified CDE may transfer all or a portion of its certified  
            qualified equity investment authority to its controlling entity  
            or any subsidiary qualified community development entity of the  
            controlling entity, as specified. The transferee shall be subject  
            to the same rules, requirements, and limitations applicable to  
            the transferor;









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          c)   A qualified community development entity that issues qualified  
            equity investments must notify the RTCA of the names of taxpayers  
            that are eligible to utilize tax credits pursuant to this section  
            and any transfer of a qualified equity investment;



          d)   The competitive application process is required to result in  
            an equitable distribution of projects within qualified low-income  
            communities so that low-income community populations across the  
            state are engaged and have an opportunity to benefit from the  
            program;  



          e)   Applicants are required to demonstrate they can meet  
            organizational capacity standards including business strategy,  
            targeted community outcomes, capitalization strategy, and  
            management capacity;  [These standards are consistent with the  
            F-NMTC allocation process]



          f)   Applicants are required to include a cooperation agreement  
            that specifies  the conditions and terms of the assistance of a  
            California CDFI or nonprofit will provide the CDE in deploying at  
            least 15% of the qualified community development investments.






       8)Requires that priority in the competitive allocation process be  
         given to applications that can demonstrate  that the resulting  
         investments will be in:









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          a)   Hardest to serve and undercapitalized lower income  
            populations; or



          b)   Activities that support neighborhood revitalization strategies  
            driven by local grassroots stakeholders in multiple low-income  
            communities across one or more regions or the state.  These  
            applications are required to demonstrate how these activities  
            provide a scalable economic development model. 





       9)Requires a qualified CDE that issues qualified equity investments to  
         report to the RTCA within the first five business days after the  
         first anniversary of the initial credit allowance date.  The report  
         shall include documentation that at least 85% of the purchase price  
         in qualified low-income community investments has been made in  
         qualified active low-income community businesses.  Specific  
         documentation will be determined by the RTCA, but among other  
         things, the bill requires the documentation to include bank  
         statements and evidence that 15% of the investments were deployed  
         pursuant to the cooperation agreement with the California CDFI or  
         nonprofit, as specified.



       10)Requires annual reporting in the second through seventh years  
         following the issuance of the qualified equity investment on the  
         following:



          a)   The social, environmental, and economic impact of the  
            qualified equity investment on qualified low-income communities  








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            during the report period and cumulatively;



          b)   The amount of money  invested in qualified active low-income  
            community businesses;



          c)   The number of employment positions created and retained, and  
            the average annual salary of such positions;



          d)   The number of operating businesses assisted by industry and  
            number of employees;



          e)   Number of owner-occupied real estate projects;



          f)   Geographic location of the assisted businesses; and



          g)   Summary of the outcomes of each of the revenue impact  
            assessments undertaken during the report period.
       11)Defines a qualified community development entity as being certified  
         and remaining in good standing with the U.S. Treasury's Community  
         Development Financial Institution Fund (CDFI Fund), which includes  
         all of the following:



          a)   Being a domestic corporation or partnership that has as its  
            primary mission of serving or providing capital for low-income  
            communities or low-income persons;








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          b)   Maintaining accountability to residents of low-income  
            communities, as specified; and



          c)   Has entered into an allocation agreement with the CDFI Fund on  
            or after January 1, 2012, that includes California within its  
            service area.



         Consistent with federal law, this bill also recognizes community  
         development financial institutions (CDFIs), and specialized small  
         business investment companies (SBICs) as meeting the requirements of  
         a qualified CDE, if they have also entered into an allocation  
         agreement with the CDFI Fund on or after January 1, 2012, that  
         includes California within its service area.   





       12)Defines a qualified low-income community investment to mean the  
         same as in the F-NMTC: 



          a)   Any capital or equity investment in, or loan to a qualified  
            low-income business, as defined; 



          b)   Any capital or equity investment in, or a loan to, a real  
            estate project in a low-income community; 










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          c)   The purchase of a loan from another CDE that meets the other  
            requirements for a low-income community investment; 



          d)   Financial counseling and other services in support of business  
            activities to businesses and residents of a low-income community;  
            or 



          e)   Any equity investment in, or a loan to, a CDE. 



       13)Defines an equity investment as any stock, other than nonqualified  
         preferred stock, in a corporation or any capital interest in any  
         partnership. 
       14)Defines a qualified active low-income community business as meeting  
         the requirements of federal law with several modifications.  The  
         qualified low-income community business shall:





          a)   Have less than 250 employees. [There are no size limitations  
            in F-NMTC]



          b)   Derive less than 15% of its annual revenue from rental or sale  
            of real estate, as specified.  [There are no similar limitations  
            in F-NMTC]



          c)   Be physically located in a census tract that has a poverty  








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            rate above 30%, a median income less than 60% of California  
            median income, or an unemployment rate 1.5 times the national  
            average.  [This is the federal definition for severely distressed  
            and is more stringent than the general eligibility of the F-NMTC,  
            which is 20% poverty and 80% median income]



       15)Excludes any business that operates or derives revenues from the  
         operation of a charter school, country club, or golf course from  
         C-NMTC funding.  The bill also excludes gaming establishments,  
         massage parlors, liquor stores, and sexually oriented business, as  
         defined, from qualifying as an active low-income community business.  
          [There are no similar exclusions in the F-NMTC.  There are,  
         however, other state tax credits which have similar limitations  
         including the California Competes Tax Credit.]



       16)Prohibits a taxpayer from taking another state tax credit for the  
         same investment.  
       17)Requires the RTCA to work with Insurance Commissioner and the  
         Franchise Tax Board on establishing a process for recapturing the  
         credits.  Enforcement of the recapture provisions are subject to a  
         six-month cure period.  In addition to the recapture provisions in  
         federal law, the measure requires 100% recapture of the value of the  
         credit under the following conditions:





          a)   Less than 15% of the issued qualified equity investment is  
            invested in a qualified active low-income community business in  
            consultation or in partnership with a CDFI, as defined, or a  
            nonprofit certified by GO-Biz, as defined; and











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          b)   The qualified CDE makes an investment without performing a  
            revenue impact assessment, as specified.



       18)Provides that recaptured credits revert to GO-Biz for reallocation.  
          The reallocation of these credits does not count toward the annual  
         or cumulative allocation limit.  Reallocation of recaptured credit  
         is first awarded to applications that received a pro-rate share of  
         their requested designation amount due to limitations on award  
         authority.  Thereafter, the reallocation process is defined by  
         GO-Biz.



       19)Authorizes the RTCA to set fees to cover the costs for  
         administering the program. All fees are to be deposited in the  
         California New Markets Tax Credit Fund, which is established by this  
         bill. 



       20)Limits awards to only those calendar years in which the Legislature  
         appropriates funds in the California New Markets Tax Credit Fund to  
         pay for the cost of administering the program. 



       21)Authorizes a six-year carryforward of any unused tax credits.



       22)Authorize the Insurance Commissioner and the Franchise Tax Board to  
         prescribe any rules or regulations that may be necessary or  
         appropriate to implement the C-NMTC Program. The bill provides the  
         Insurance Commissioner and the Franchise Tax Board with access to  
         any documentation held by RTCA relative to the application and  
         reporting of the qualified RTCAs.
       23)Contains a sunset of December 1, 2022.








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       24)Contains a severability clause.



       25)Takes immediate effect as a tax levy. 



       EXISTING LAW establishes the CDFI Tax Credit, operated through the  
       California Investment Opportunity Network Program, which authorizes a  
       taxpayer to claim a state credit equal to 20% of qualified investments  
       in community development financial institutions. The credit may be  
       used against the taxpayers' personal income tax, corporation tax, and  
       insurance premiums taxes for non-interest bearing investments of at  
       least $50,000, which are held for a minimum of 60 months. Total  
       qualified investment for all tax payers are capped at $50 million per  
       year ($10 million in credits).


       EXISTING FEDERAL LAW authorizes a taxpayer to claim a federal tax  
       credit for qualified investments made to qualified CDEs, as specified.  
       The value of the federal NMTC is 39% of the qualified equity  
       investment. The credit is applied by the taxpayer over a seven-year  
       period.


       FISCAL EFFECT:  Unknown


       POLICY ISSUE FRAME:


       Although California demonstrates policy leadership regarding the  
       future of its economy in areas that emphasize our state's role as a  








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       technology giant, a leader in environmental sustainability, a  
       significant participant in global supply chains, and as a driver for  
       middle-skill workforce development, California remains short on one  
       crucial piece. California's increasing income inequality remains  
       noticeably outside the scope of the state's primary economic  
       development programs. Addressing the state's growing disparities among  
       different geographic regions and population groups requires public  
       policy solutions that bring market opportunity to the neighborhood  
       level and establish access points for these low-income neighborhoods  
       to become more integrated with their regional and state economies.  





       This measure proposes a program for delivering private capital to very  
       low-income neighborhoods in a manner that incentivizes investors and  
       empowers these communities in an innovative way.  The Comment section  
       of this analysis includes a discussion of how the NMTC may address the  
       state's increasing income disparities, challenges in accessing  
       business capital, background on the F-NMTC Program, reports and  
       assessments of the federal program, and examples of NMTC programs in  
       other states.  Technical amendments are suggested in Comment 8.





       COMMENTS: 


       1)Economic Justice: Research shows that the inequality between the  
         residents in low-income communities and those that reside in  
         California's most affluent communities has dramatically increased in  
         the past several decades. For example, the pretax income among the  
         highest 1% of California taxpayers increased from 9.82% in 1980 to  
         25.1% of total income in 2013. This rise in economic disparity has  
         significant social and economic ramifications for everyone in the  
         state and directly challenges the state's global competitiveness and  








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         long-term economic health.

         Programs like the NMTC program proposed in this measure are based on  
         the economic principle that targeting significant incentives to  
         lower income communities allows these communities to more  
         effectively compete for new businesses and retain existing  
         businesses, which results in increased tax revenues, less reliance  
         on social services, and lower public safety costs. Residents and  
         businesses also directly benefit from these more sustainable  
         economic conditions through improved neighborhoods, business  
         expansion, and job creation.

       2)Challenges to Accessing Capital: Access to debt and equity financing  
         is critical for promoting the efficient operation and expansion of  
         small businesses. Small businesses rely on adequate short-term  
         (working capital) and long-term debt as well as equity financing to  
         purchase new equipment, replenish inventories, fund ongoing  
         operations, and market their services long before those activities  
         generate revenue. While financial institutions routinely extend  
         working capital and long-term debt products to established, larger  
         businesses, smaller businesses are often bypassed because they lack  
         the collateral and operating and revenue generating history of  
         larger businesses.

         The same dynamic occurs when small businesses attempt to access  
         equity financing, with investment funds often bypassing smaller  
         businesses because they lack the operating history and revenue  
         generating track record of larger businesses. The situation often  
         results in a "chicken or the egg" scenario whereby businesses are  
         told they need to grow in order to access financing, while at the  
         same time being denied access to the financing they need to grow.   
         AB 2647 would support the development of new capital resources for  
         businesses in low-income neighborhoods.

       3)Federal New Market Tax Credit Program: Congress enacted the NMTC as  
         part of the Community Renewal Tax Relief Act of 2000 for the purpose  
         of stimulating equity investments in low-income communities. Under  
         the program, CDE's and CDFIs apply to the U.S. Treasury's CDFI Fund,  
         for an allocation of federal tax credits, which the CDE can then  








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         offer to individual and corporate investors in exchange for making  
         an equity investment in the CDE or its subsidiary.

         In this way, the CDE serves as a community and financial  
         intermediary between sources of private capital and low-income  
         communities. The value of the federal credit to the investor is 39%  
         of the original investment amount, claimed over a period of seven  
         years (5% for each of the first three years, and 6% for each of the  
         remaining four years). The investment in the CDE cannot be redeemed  
         before the end of the seven-year period.

         Since its inception in 2003 through August 2015, the CDFI Fund made  
         912 awards for a total of $43.5 billion in NMTC authority to CDEs  
         through its competitive application process. This $43.5 billion  
         includes $3 billion in Recovery Act Awards and $1 billion of special  
         allocation authority to be used for the recovery and redevelopment  
         of the Gulf Opportunity Zone.

         New Markets Tax Credits are designed to attract private capital to  
         very low-income neighborhoods including money from national  
         investment pools.  The federal General Accounting Office (GAO)  
         reports that the presence of the federal credit attracts capital for  
         projects that may otherwise be overlooked.  The F-NMTC Program has  
         created or retained an estimated 197,585 jobs nationally. It has  
         also supported the construction of 32.4 million square feet of  
         manufacturing space, 74.8 million square feet of office space, and  
         57.5 million square feet of retail space. The U.S. Department of the  
         Treasury reports that a secondary benefit is that as these  
         communities develop, they become more attractive to investors,  
         causing a ripple effect that spurs further investments and  
         revitalization.

         For every one dollar ($1) invested by the federal government, the  
         F-NMTC Program generates over eight dollars ($8) of private  
         investment. The F-NMTC Program catalyzes investment in the most  
         economically challenged areas of the state. Over 75% of New Markets  
         Tax Credit investments have been made in highly distressed areas,  
         meaning the household income was less than 60% of statewide median  
         income and the poverty rate was higher than 30%.








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         Under legislation which was signed by President Obama in December  
         2015, $3.5 billion in New Markets Tax Credits will be available  
         annually through 2019.  The Obama Administration is also proposing  
         to permanently reauthorize the F-NMTC program in his 2017 budget  
         with a $5 billion allocation authority per year.  Several Members of  
         Congress have introduced legislation to also permanently extend the  
         NMTC Program.

         Supporters of the New Market Tax Credit program have expressed  
         concern that California communities should be receiving a greater  
         benefit for the F-NMTC program. States that regularly receive larger  
         shares of the federal credits often have parallel state tax credit  
         programs or other resources that encourage community development  
                                                                   within lower income communities. 

         Since the program's inception through 2012, California-based CDEs,  
         CDFIs, and SBICs have received 85 F-NMTC awards for a total of $3.5  
         billion.  While that may seem like a considerable amount of money,  
         it represents less than 10% of funds.  California ranks 33rd in U.S.  
         in terms of per capita income and represents over 12% of the U.S.  
         population.  The state has 16.4% of individuals living under the  
         federal poverty line, and 22.7% of individuals living below the  
         supplemental poverty rate that includes, among other things, the  
         cost of shelter.  In 2013 and 2014 F-NMTC awards were as follows:

              Five CDEs serving local communities in California received  
            $126 million;
              Two CDEs serving multi states including California received  
            $70 million; and
              Five CDEs serving all of California received $189 million. 

         Compounding the impact of less than equitable F-NMTC allocations, is  
         that not every California-based CDE, CDFI, or SBIC uses the money  
         raised through the federal credit in the state where they are  
         headquartered.  In fact, there are over 100 CDEs that have national  
         service areas.  In the 2013 and 2014 funding rounds, $3.7 billion in  
         tax credit authority was awarded to 78 CDEs and CDFIs with a  
         national service area.  Of these 78 national awards, only 35% stated  








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         in their application that California would be a preference area.   
         Relative to award level, of the $3.7 billion awarded, $1.3 billion  
         (35%) went to national CDEs and CDFI's that were committed to trying  
         to do projects in California.

         In its March 2016 report, the U.S. Treasury reports that there is  
         over $1.89 billion in capital raised through federal New Markets Tax  
         Credits that has not been deployed.  Of those CDEs with nationwide  
         service areas, the report shows that nearly $1 billion ($976.5  
         billion) of these funds are with community development entities  
         (CDEs) with national service areas.  These national CDEs prefer  
         making investments in low income neighborhoods located in states  
         with their own NMTC Program.

       4)Other State New Market Tax Credits: Since the inception of federal  
         NMTC, more than one dozen other states have enacted matching  
         programs to help leverage more federal dollars in NMTC investments  
         including: Ohio, Florida, Missouri, Louisiana, Mississippi,  
         Kentucky, Illinois, Oklahoma, and Connecticut. According to  
         information provided by the author's office, several of these states  
         have experienced a return on investment of 13 to 1.  More details on  
         state programs are provided below:

          a)   In Missouri, the state New Markets Tax Credit paid for itself  
            during its first two years of operation, bringing in more in  
            additional investment dollars than was allocated in state funds  
            for the entire seven-year period.

          b)   In Illinois, federal allocations of NMTC funds more than  
            doubled after the Legislature implemented a matching state  
            program in 2008. In the first year of implementation, allocations  
            jumped to $875 million. Prior to the 2008 law, federal  
            allocations never exceeded $400 million.

          c)   Most recently, the Georgia General Assembly passed a New  
            Markets Tax Credit bill in March 2015, which is currently in the  
            process of being reconciled before being sent to the Georgia  
            Governor for signature.   The latest version of the bill calls  
            for a 55% state credit with a $4 million per-development cap and  








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            a $100 million statewide cap. It does not state a sunset date.   
            Similar to AB 2647, investments in qualified active low-income  
            community businesses are limited to businesses having fewer than  
            250 employees and the businesses cannot make more than 15% of  
            their income from real estate, whether in rents or sales.

       5)NMTC Research Findings: Over the years the F-NMTC Program has been  
         reviewed and evaluated by a number of sources including the GAO,  
         Pacific Community Ventures; and the Urban Institute.   
         In 2010, the GAO released one of several statutorily mandated  
         reports on the New Market Tax Credit program that found:

          a)   Since 2003, NMTC investments totaling $26 billion have been  
            made in all 50 states, the District of Columbia and Puerto Rico;

          b)   NMTCs are often used as "gap financing," accounting for a  
            portion of total project costs; and

          c)   NMTC investments in low-income community businesses generally  
            use leveraged structures, where equity is left in the businesses,  
            or subsidized loan structures, where below market interest rate  
            loans are offered.



         According to a January 2011 case study prepared by Pacific Community  
         Ventures on the NMTC program, Impact Investing: A Framework for  
         Policy Design and Analysis:

         "Through 2009, CDEs made more than $16 billion in NMTC investments  
         in low income communities. Approximately 95% of NMTC funds are  
         invested in designated areas of distress. For every dollar of  
         forgone tax revenue, NMTC leverages $12-$14 of private investment."

         In 2013, the Urban Institute released a report on the first four  
         years of the program (2002-2006).  This was the first independent  
         evaluation of the F-NMTC program requested by the CDFI Fund:

          a)   The vast majority of qualified active low-income community  








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            businesses (93%) either could not otherwise have obtained  
            financing or, compared with other available financing, received  
            better rates and terms in conjunction with F-NMTCs;

          b)   77% of projects increased payroll, property, sales, corporate,  
            or other taxes to the benefit of the local community; and

          c)   60% of projects saw an increase in their employment levels of  
            more than 33% compared with pre-NMTC levels.

       1)July 2014 Report from the Government Accountability Office:  In the  
         summer of 2014, the GAO issued a special report at the request of  
         U.S. Senator Tom Coburn (R-OK) regarding the F-NMTC Program.  The  
         report was critical of the complexity of the projects and the lack  
         of consistent reporting.  More specifically, the report made the  
         following findings:

          a)   Investments have become more complex and less transparent over  
            time.  One reason is the practice of combining New Market Tax  
            Credits (NMTCs) with other government assistance.  While the GAO  
            agrees that this can help finance projects that would not  
            otherwise be economically viable, it raises questions about  
            whether some amount of these additional subsidies are  
            unnecessary.

          b)   The increasingly complex financial structures may also be  
            masking investors' actual rates of return.  The GAO is concerned  
            that the return on investment (ROI) may be above market and cite  
            a 24% ROI reported by one investor.  The GAO reports that the IRS  
            and U.S. Treasury have the authority, but have not updated  
            guidance to reflect the inclusion of other government resources.

          c)   GAO also recommends that the CDFI Fund collect additional data  
            on fees and other charges collected by the CDEs.  Finally, the  
            GAO report expresses concern over the lack and quality of data on  
            equity remaining with the business in low-income areas and  
            failure rates of NMTC projects.

         In conclusion, the GAO recommended the U.S. Treasury issue further  








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         guidance to ensure:

          a)   Appropriate means for combining the F-NMTC with other  
            government programs;  

          b)   Adequate controls to limit the risks of unnecessary  
            duplication and above-market rates of return;

          c)   That more complete and accurate data are collected on fees and  
            costs, the equity remaining in the business after 7 years, and  
            loan performance; and 

          d)   That the CDFI Fund issues instructions to clarify the  
            reporting of loan performance and making the reporting of that  
            data mandatory.

         The U.S. Treasury agreed with GAO's recommendations to improve data  
         collection on loan performance and equity remaining with the  
         low-income business.  The GAO also established a working group in  
         response to the report to consider the other recommendations.  

       1)Impact of the Recession on F-NMTC Program:  The 2014 GAO report  
         covers F-NMTC investments made between 2010 and 2012.  While this  
         represents the most recent program data available at the time, it  
         also represents the deployment of F-NMTCs at the height of the  
         global recession.  With global capital markets frozen, public policy  
         makers, including the President and the U.S. Congress, were taking  
         drastic actions to substitute public moneys where previously there  
         would have been private funds.  Most notably, the federal government  
         passed the Stimulus Package (2009) and the Small Business Jobs Act  
         (2011).  It may have been useful if the GAO, among its other  
         findings and recommendations, would have also addressed the  
         potential impact of the assessment period on the complexity of the  
         financial structures and the increase in the use of other government  
         programs.   

       2)Technical Amendments:  Staff understands that the author will offer  
         technical amendments for the committee's consideration, including  
         clarifying that the credits are authorized for five years and that  








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         the 15% community partnership requirement applies to all five-years  
         of the credits.

       3)Related Legislation:  Below is a list of bills from prior sessions.

          a)   AB 185 (E. Garcia and Medina) State New Market tax Credit:   
            This bill authorizes the creation of a New Markets Tax Credit for  
            qualified investments made in low income communities beginning in  
            the 2016 tax year.  The NMTC Program will be administered through  
            the Governor's Office of Business and Economic Development.  The  
            bill authorizes $40 million in tax credits over a five-year  
            period for a total program of $200 million in credits.  Total  
            private investment raised is estimated at $512 million.  Tax  
            credit authority comes from the reallocation of the unused  
            portion of the State Sales and Use Tax Exclusion Program.   
            Status:  Returned to the Desk without action by the Assembly  
            Committee on Appropriations, 2016.

          b)   AB 1399 (Medina and V. Manuel Pérez) State New Market Tax  
            Credit:   This bill authorizes  the creation of a New Markets Tax  
            Credit for qualified investments made in low income communities  
            beginning in the 2015 tax year.  The NMTC Program will be  
            administered through the Governor's Office of Business and  
            Economic Development.  The bill authorizes $40 million in tax  
            credits over a five-year period for a total program of $200  
            million in credits.  Total private investment raised is estimated  
            at $512 million.  Tax credit authority comes from the  
            reallocation of the unused portion of the State Sales and Use Tax  
            Exclusion Program.  Status:  Vetoed by the Governor, 2013.  In  
            his veto message the Governor states, "This bill creates a new  
            market tax credit that will cost - over time - $200 million.  I  
            certainly endorse programs that result in private investments to  
            help low income areas, but a bill to spend this much should be  
            considered with other priorities during the annual budget."

          c)   AB 305 (V. Manuel Pérez) State New Market Tax Credit:   This  
            bill would have authorized the creation of a New Markets Tax  
            Credit for qualified investments made in low income communities  
            beginning in the 2013 tax year.  The NMTC Program would have been  








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            administered through the California Tax Credit Allocation  
            Committee.  The bill authorized $30 million in tax credits over a  
            seven-year period for a total program of $200 million.  Tax  
            credit authority came through the elimination of the  
            underutilized Small Business New Hire Credit.  Status:  Held in  
            the Assembly Committee on Appropriations, 2013.

          d)   AB 2037 (Davis and V. Manuel Pérez) State New Market Tax  
            Credit:  This bill would have authorized the creation of a New  
            Markets Tax Credit for qualified investments made in low income  
            communities beginning in the 2011 tax year.   The NMTC Program  
            would have been administered through the California Tax Credit  
            Allocation Committee.  Tax credit authority came through the  
            elimination of the underutilized Small Business New Hire Credit.   
            Status:  Held in the Assembly Committee on Appropriations, 2011.

          e)   AB 643 (Davis and V. Manuel Pérez) State New Market Tax  
            Credit:  This bill would have created a New Markets Tax Credit  
            for qualified investments made in low income communities  
            beginning in the 2012 tax year.   The State Treasurer's Office  
            would administer the new credit program and allocate credits of  
            up to $50 million per year for a total amount equal to $300  
            million over six years.  Status:  Held in the Assembly Committee  
            on Appropriations, 2012.

          f)   SB 1316 (Romero) State New Market Tax Credit:  This bill would  
            have authorized the creation of a New Markets Tax Credit for  
            qualified investments made in low income communities beginning in  
            the 2011 calendar year.  The State Treasurer's Office would  
            administer the new credit program and allocate credits in an  
            amount equal to the estimated revenue gains resulting from the  
            temporary elimination of specified like-kind property exchanges.   
             Status:  Died on the Senate inactive file, 2010.



       10)Double Referral: This measure has been double referred to the  
         Assembly Committee on Jobs, Economic Development, and the Economy  
         and the Assembly Committee on Revenue and Taxation (R&T).  Should  








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         this measure pass JEDE, it will be referred to R&T for further  
         policy consideration.
       REGISTERED SUPPORT / OPPOSITION:




       Support - Los Angeles County Economic Development Corporation


       Opposition - None Received


       Analysis Prepared by:Toni Symonds / J., E.D., & E. / (916) 319-2090