BILL ANALYSIS                                                                                                                                                                                                    Ó



                             SENATE JUDICIARY COMMITTEE
                         Senator Hannah-Beth Jackson, Chair
                             2015-2016  Regular  Session


          AB 2846 (Maienschein)
          Version: May 9, 2016
          Hearing Date:  June 21, 2016
          Fiscal: No
          Urgency: No
          ME


                                        SUBJECT
                                           
                                Powers of appointment

                                      DESCRIPTION  

          To clarify statutory law related to powers of appointment, this  
          bill would replace the term "donee" with "powerholder" in the  
          powers of appointment portion of the Probate Code to avoid  
          confusion; explicitly define a "power of appointment;" provide  
          how a power of appointment is created; clarify the instances  
          when a power of appointment is subject to claims of creditors;  
          adopt the selective allocation doctrine as a rule of  
          construction; and adopt a default rule that allows a  
          taker-in-default to share fully in unappointed property when the  
          powerholder makes a partial appointment to the taker-in-default.  
           

                                      BACKGROUND  

          Current law provides a statutory body of law relating to powers  
          of appointment, including the creation and exercise of, and the  
          revocability of the creation, exercise, or release of, a power  
          of appointment.  A power of appointment is an estate planning  
          tool that provides an owner of property additional flexibility  
          in devising his or her estate.  A power of appointment is a  
          traditional feature of property law that permits the owner of  
          property to name a third party and give that person the power to  
          direct the distribution of property among some class of  
          permissible beneficiaries.  The power of appointment may also be  
          structured to provide tax advantages and protections from  
          creditors.  Existing law provides that a power of appointment  
          can be created only by a donor having the capacity to transfer  
          the interest in property to which the power relates.  Existing  
          law defines a person to whom a power of appointment is given or  
          in whose favor a power of appointment is reserved as a "donee."   








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          This bill contains provisions that would make California's power  
          of appointment laws, codified at Probate Code Section 610, et  
          seq., more user-friendly.  The provisions of this bill are  
          generally modeled after a few provisions of the Uniform Law  
          Commission's model Uniform Powers of Appointment Act.   The  
          provisions of this bill clarify California's law on powers of  
          appointment in order to provide further guidance to estate  
          planners and families in creating powers of appointment that are  
          consistent with the donors' and powerholders' intent and the  
          rights of creditors.  Accordingly, this bill replaces the term  
          "donee" with "powerholder" in the powers of appointment portion  
          of the Probate Code to avoid confusion, explicitly defines a  
          "power of appointment," provides how a power of appointment is  
          created, and clarifies the instances when a power of appointment  
          is subject to claims of creditors.  This bill also adopts the  
          selective allocation doctrine as a rule of construction and  
          adopts a default rule that allows a taker-in-default to share  
          fully in unappointed property when the powerholder makes a  
          partial appointment to the taker-in-default.  

                                CHANGES TO EXISTING LAW

          Existing law  relating to powers of appointment defines  
          "appointee" as the person in whose favor a power of appointment  
          is exercised.  (Prob. Code Sec. 610(a).)


           Existing law  relating to powers of appointment defines  
          "appointive property" as the property or interest in property  
          that is the subject of the power of appointment.  (Prob. Code  
          Sec. 610(b).)


           Existing law  relating to powers of appointment defines "creating  
          instrument" as the deed, will, trust, or other writing or  
          document that creates or reserves the power of appointment.   
          (Prob. Code Sec. 610(c).)


           Existing law  relating to powers of appointment defines "donee"  
          as the person to whom a power of appointment is given or in  
          whose favor a power of appointment is reserved.  (Prob. Code  
          Sec. 610(d).)










          AB 2846 (Maienschein)
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           This bill  replaces the word "donee" with "donor" and defines a  
          "donor" as the person who creates or reserves a power of  
          appointment.  


           Existing law  relating to powers of appointment defines  
          "permissible appointee" as a person in whose favor a power of  
          appointment can be exercised.  (Prob. Code Sec. 610(f).)


           This bill  defines "power of appointment" as a power that enables  
          a powerholder acting in a nonfiduciary capacity to designate a  
          recipient of an ownership interest in or another power of  
          appointment over the appointive property.  


           This bill  specifies that "power of appointment" does not include  
          a power of attorney.


          This bill  defines "powerholder" as the person to whom a power of  
          appointment is given or in whose favor a power of appointment is  
          reserved.  


           Existing law  provides that a power of appointment can only be  
          created by a donor having the capacity to transfer the interest  
          in property to which the power relates.  (Prob. Code Sec. 620.) 

           This bill  provides that a power of appointment is created only  
          if all of the following are satisfied:
           there is a creating instrument;
           the creating instrument is valid under applicable law;
           the creating instrument transfers the appointive property (but  
            this does not apply to the creation of a power of appointment  
            by the exercise of a power of appointment); and 

           the terms of the creating instrument manifest the donor's  
            intent to create in a powerholder a power of appointment over  
            the appointive property exercisable in favor of a permissible  
            appointee.  

           This bill  provides that if a powerholder exercises a power of  









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          appointment in a disposition that also disposes of property the  
          powerholder owns, the owned property and the appointive property  
          shall be allocated in the permissible manner in accordance with  
          the terms of the creating instrument and that best carries out  
          the powerholder's intent.

           This bill , unless the terms of the instrument creating or  
          exercising a power of appointment manifest a contrary intent, if  
          the powerholder makes a valid partial appointment to a taker in  
          default of appointment, the taker in default of appointment may  
          share fully in unappointed property.  

           Existing law  establishes the Uniform Voidable Transactions Act,  
          which provides that certain acts to hinder, delay, or defraud  
          any creditor are voidable.  (Civ. Code Sec. 3439.)

           Existing law   provides that  a power of appointment is a general  
          power of appointment only to the extent that it is exercisable  
          in favor of the donee, the donee's estate, the donee's  
          creditors, or creditors of the donee's estate, whether or not it  
          is exercisable in favor of theirs.  (Prob. Code Sec. 611(a).)

           Existing law  provides that a power to consume, invade, or  
          appropriate property for the benefit of a person in discharge of  
          the donee's obligation of support that is limited by an  
          ascertainable standard relating to the person's health,  
          education, support, or maintenance is not a general power of  
          appointment.  (Prob. Code Sec. 611(b).)

           Existing law  provides that a power exercisable by the donee only  
          in conjunction with a person having a substantial interest in  
          the appointive property that is adverse to the exercise of the  
          power in favor of the donee, the donee's estate, the donee's  
          creditors, or creditors of the donee's estate is not a general  
          power of appointment.  (Prob. Code Sec. 611(c).)

           Existing law  provides that a power of appointment that is not  
          "general" is special.  (Prob. Code Sec. 611(d).)
           
           Existing law  provides that a power of appointment may be general  
          as to some appointive property, or an interest in or a specific  
          portion of appointive property, and be special as to other  
          appointive property.  (Prob. Code Sec. 611(e).)










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           Existing law  provides that property covered by a special power  
          of appointment (which means the powerholder cannot give the  
          property to himself/herself) is not subject to the claims of  
          creditors of the donee or of the donee's estate or to the  
          expenses of the administration of the donee's estate.  (Prob.  
          Code Sec. 681.)

           This bill  provides that property covered by a special power of  
          appointment (which means the powerholder cannot give the  
          property to himself/herself) is not subject to the claims of  
          creditors of the powerholder or of the powerholder's estate or  
          to the expenses of the administration of the powerholder's  
          estate, except that property subject to the special power of  
          appointment shall be subject to the claims of creditors of the  
          powerholder or of the powerholder's estate or the expenses of  
          administration of the powerholder's estate when:
                 the powerholder owned the property and, reserving the  
               special power, transferred the property in violation of the  
               Uniform Voidable Transactions Act (Chapter 1 (commencing  
               with Section 3439) of Title 2 of Part 2 of Division 4 of  
               the Civil Code); or
                 the initial gift in default of the exercise of the power  
               is to the powerholder or the powerholder's estate.

           Existing law  provides that property subject to an unexpired  
          general power of appointment created by the donor in the donor's  
          favor, whether or not presently exercisable, is subject to the  
          claims of the donor's creditors or the donor's estate and to the  
          expenses of the administration of the donor's estate.  (Prob.  
          Code Sec. 683.)

           This bill  provides that property subject to a general power of  
          appointment created by the donor in the donor's favor, whether  
          or not presently exercisable, is subject to the claims of the  
          donor's creditors or the donor's estate and to the expenses of  
          the administration of the donor's estate, except to the extent  
          the donor effectively irrevocably appointed the property subject  
          to the general power of appointment in favor of a person other  
          than the donor or the donor's estate.  

                                        COMMENT
           
          1.    Stated need for the bill  










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          According to the author:

             A power of appointment is a traditional feature of  
             property law that permits the owner of property to name a  
             third party and give that person the power to direct the  
             distribution of that property among some class of  
             permissible beneficiaries to add flexibility to the estate  
             plan.  This bill introduces provisions to clarify issues  
             regarding the creation, exercise, and release of powers of  
             appointment over trust property in a manner consistent  
             with common law.  

             This bill proposes amendments to clarify the scope and  
             type of powers subject to these rules, provide guidance  
             regarding operation of powers of appointment consistent  
             with the donors' and powerholders' intentions, and clarify  
             the rights of creditors with respect to property subject  
             to powers of appointment.  

          2.    Makes existing power of appointment law more user friendly  

          This bill makes current power of appointment law more  
          user-friendly.  This is accomplished by replacing the term  
          "donee" in the power of appointment portion of the Probate Code  
          with the term "powerholder."  The use of the term "donee"  
          throughout the power of appointment portion of the Probate Code  
          is unnecessarily confusing because the term "donee" exists  
          throughout the Probate Code with a definition which conflicts  
          with the definition of "donee" in the context of the power of  
          appointment.  As explained by the sponsor, this "is confusing,  
          as the term 'donee' also may refer to donees who receive  
          property through gifts or bequests, or who receive the  
          appointive property pursuant to exercise of a power of  
          appointment by the person who holds that power."  It is  
          appropriate to replace the term "donee" with the term  
          "powerholder."  Notably, the definition of "donee" for this  
          power of appointment portion of the Probate Code does not  
          change.  However, the more appropriate term of "powerholder" is  
          used in its stead.  Additionally and importantly, the term  
          "donee" is replaced throughout the power of appointment portion  
          of the Probate Code (Probate Code Section 600 et seq. (part 14  
          of Division 2) with the more accurate term of "powerholder" to  
          describe the person who holds the power of appointment.  










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          The power of appointments portion of the Probate Code is further  
          enhanced by placing into the power of appointment section of the  
          Probate Code the definition of "power of appointment" that is  
          appropriate to this portion of law.  Accordingly, it is made  
          clear that the traditional "power of appointment" for trust law  
          purposes is distinguished from powers held by fiduciaries, such  
          as "agents" under powers of attorney.  Under this bill, "power  
          of appointment" would be defined as "a power that enables a  
          powerholder acting in a nonfiduciary capacity to designate a  
          recipient of an ownership interest in or another power of  
          appointment over the appointive property."  The statute further  
          clarifies that "power of appointment" in this portion of the  
          Probate Code does not include a power of attorney.  

          The bill also places into statute what criteria need to be  
          satisfied for a valid power of appointment to be created.   
          Specifically, all of the following must be satisfied to create a  
          power of appointment:
           there is a creating instrument;
           the creating instrument is valid under applicable law;
           the creating instrument transfers the appointive property (but  
            this does not apply to the creation of a power of appointment  
            by the exercise of a power of appointment); and 

           the terms of the creating instrument manifest the donor's  
            intent to create in a powerholder a power of appointment over  
            the appointive property exercisable in favor of a permissible  
            appointee.  

          3.    Adopts National Conference of Commissioners on Uniform  
          State Laws (NCCUSL) recommendation regarding the selective  
          allocation doctrine  

          This bill would adopt the selective allocation doctrine in an  
          effort to protect the powerholder's intent as long as the  
          appointive property allocation is consistent with the donor's  
          intent.<1>  This bill codifies the rule of selective allocation  
          as follows: "if a powerholder exercises a power of appointment  
          in a disposition that also disposes of property the powerholder  
          owns, the owned property and the appointive property shall be  
          ---------------------------
          <1> The Selective Allocation Doctrine is part of the Uniform  
          Powers of Appointment Act of 2013.  See National Conference of  
          Commissioners on Uniform State Law, Uniform Powers of  
          Appointment Act, (Sep. 24, 2013) pp. 30-32.








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          allocated in the permissible manner in accordance with the terms  
          of the creating instrument and that best carries out the  
          powerholder's intent.   It is common for a donor to restrict a  
          power of appointment so that it can only be exercised (by the  
          powerholder) to a limited group of individuals (permissible  
          appointees).   A powerholder oftentimes specifies in his/her  
          testamentary instrument how they wish to exercise their power of  
          appointment.  In that same testamentary document, the person,  
          who happens to also be the powerholder may also indicate their  
          wishes to dispose their own property to individuals who are  
          permissible appointees and impermissible appointees.  This bill  
          adopts the selective allocation doctrine to resolve this  
          situation.  The selective allocation doctrine seemingly strikes  
          a balance in protecting the powerholder's intent while also  
          ensuring that the appointive property allocation is consistent  
          with the donor's intent.

          The following example, provided by the author, demonstrates how  
          the selective allocation doctrine is consistent with the donor's  
          instructions and also consistent with the powerholder's intent:

               D died, leaving a will that devised property worth  
             $100,000 to T in trust.  T is directed to pay the net  
             income to S (Donor's son) for life and then "to pay the  
             principal to S's descendants as S shall by will appoint,  
             and in default of appointment to pay the principal by  
             representation to S's descendants then living, and if no  
             descendant of S is then living, to pay the principal to  
             X-Charity."  S dies.  The trust property over which S has  
             the special (limited) power of appointment (the  
             "appointive property") is worth $200,000 at his death.   
             S's owned property at his death is worth $800,000.  S's  
             will provides as follows:  "All property I own or over  
             which I have any power of appointment shall be used first  
             to pay my debts, expenses of administration, and death  
             taxes, and the balance I give outright to my daughters."   
             S's debts plus the death taxes payable on S's death plus  
             the expenses of administering S's estate total $200,000.   
             If the appointive property is allocated pro rata to the  
             payment of such $200,000 of debts/taxes, one-fifth of the  
             $200,000 would be an ineffective appointment, because it  
             would benefit impermissible appointees.  That one-fifth of  
             $200,000 ($40,000 of the appointive property) would pass  
             in default of appointment, and S's own personal property  









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             would have to pick up the full payment of the debts,  
             taxes, and expenses of administration.  A selective  
             allocation in the first instance of S's own personal  
             property to the payment of debts, taxes, and expenses of  
             administration preserves the appointive property as  
             appointed only to permissible appointees of the special  
             power of appointment, and nothing passes under the default  
             clause.


          According to comments by the NCCUSL, in the Uniform Powers of  
          Appointment Act:     

             The result of applying selective allocation is always one  
             that the powerholder could have provided for in specific  
             language, and one that the powerholder most probably would  
             have provided for had he or she been aware of the  
             difficulties inherent in the dispositive scheme. By the  
             rule of selective allocation, courts undertake to prevent  
             the dispositive plan from being frustrated by the  
             ineptness of the powerholder or the powerholder's lawyer.  
             For an early case adopting selective allocation, see Roe  
             v. Tranmer, 2 Wils. 75, 95 Eng. Rep. 694 (C.P. 1757).  
          (National Conference of Commissioners on Uniform State Law,  
          Uniform Powers of Appointment Act, (Sep. 24, 2013) p. 31)

          4.    Codifies the NCCUSL recommendation regarding disposition of  
          unappointed property if partial appointment to taker in default
           
          The author notes that the "Probate Code currently does not  
          address the issue of the ability of a taker in default to share  
          in the unappointed property remaining after operation of a  
          partial exercise of a power of appointment in favor of that  
          taker."  This bill would adopt the NCCUSL recommendation and  
          codify the following:  

             Unless the terms of the instrument creating or exercising  
             a power of appointment manifest a contrary intent, if the  
             powerholder makes a valid partial appointment to a taker  
             in default of appointment, the taker in default of  
             appointment may share fully in unappointed property.

          According to the NCCUSL's comments in support of codifying their  
          recommendation regarding the disposition of unappointed property  









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          if partial appointment to taker in default:

             If a powerholder makes a valid partial appointment to a  
             taker in default, leaving some property unappointed, there  
             is a question about whether that taker in default may also  
             fully share in the unappointed property. In the first  
             instance, the intent of the donor controls. In the absence  
             of any indication of the donor's intent, it is assumed  
             that the donor intends that the taker can take in both  
             capacities. This rule presupposes that the donor  
             contemplated that the taker in default who is an appointee  
             could receive more of the appointive assets than a taker  
             in default who is not an appointee. The donor can defeat  
             this rule by manifesting a contrary intent in the  
             instrument creating the power of appointment, thereby  
             restricting the powerholder's freedom to benefit an  
             appointee who is also a taker in default in both  
             capacities. If the donor has not so manifested a contrary  
             intent, the powerholder is free to exercise the power in  
             favor of a taker in default who is a permissible  
             appointee. Unless the powerholder manifests a contrary  
             intent in the terms of the instrument exercising the  
             power, it is assumed that the powerholder does not intend  
             to affect in any way the disposition of any unappointed  
             property. 
             The rule of this section is consistent with, and this  
             Comment draws on, Restatement Third of Property: Wills and  
             Other Donative Transfers § 19.24 and the accompanying  
             Commentary.

          The author offers the following example to illustrate where this  
          doctrine is helpful:

             D died, leaving a will that devised property worth  
             $100,000 to T in the XYZ Trust for the benefit of S  
             (Donor's son) for life and then "to pay the principal to  
             S's descendants as S shall by will appoint, and in default  
             of appointment to pay the principal by representation to  
             S's descendants then living, and if no descendant of S is  
             then living, to pay the principal to X-Charity."  S dies.   
             S's will provides as follows:  "I exercise my power of  
             appointment over the XYZ Trust by directing that 25% of  
             the trust property of the XYZ Trust shall be distributed  
             outright to my daughter, D."  S partially exercised his  









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             power of appointment to give 25% of the XYZ Trust to D,  
             but does not exercise his power of appointment over the  
             remaining 75% of the XYZ Trust.  This proposed statute  
             would clarify that D also shares in the distribution of  
             the unappointed 75% balance of XYZ Trust along with S's  
             other living descendants, and that the partial appointment  
                    of 25% to D does not preclude her from sharing in that 75%  
             distribution.  

          5.    Clarifies instances when a special power of appointment is  
          subject to claims of creditors and when a general power of  
          appointment is subject to claims of creditors
          
          Under the Probate Code, a power of appointment is general if it  
          is exercisable in favor of the powerholder, even if it is  
          exercisable in favor of others.  A power of appointment is  
          considered special if it is exercisable in favor of appointees  
          that exclude the powerholder.  Additionally the Probate Code  
          specifies that a power of appointment that is not "general " is  
          "specific."  A creditor of a powerholder of a special power of  
          appointment may not reach the appointive property.  According to  
          the author, when the bright line rule under Probate Code that  
          any power of appointment that is not general is special, is  
          coupled with the rule that property subject to a special power  
          of appointment is not subject to the claims of creditors, leads  
          to situations where "creative debtors [can] engage in effective  
          (fraudulent) creditor avoidance planning."  For these reasons,  
          the author seeks to codify two circumstances under which a  
          creditor may reach property subject to a special power of  
          appointment.  Accordingly, this bill would provide that property  
          subject to a special power of appointment shall be subject to  
          the claims of creditors of the powerholder, or of the  
          powerholder's estate, or the expenses of administration of the  
          powerholder's estate under either of these circumstances:
           to the extent that the powerholder owned the property and,  
            reserving the special power, transferred the property in  
            violation of the Uniform Voidable Transactions Act; or 
           if the initial gift in default of the exercise of the power is  
            to the powerholder or the powerholder's estate.

          Additionally, according to the author, the probate code  
          currently "leaves open the possibility that a powerholder may  
          'exercise' a general power of appointment in anticipation of  
          possible creditor action against the powerholder, but then later  









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          revoke the exercise of the power."  Although, as the author  
          notes, a "court could void such an 'exercise' of a power of  
          appointment as a fraudulent transfer," the bill would codify a  
          straightforward rule that provides that an unexercised general  
          power of appointment is not subject to creditors if the donor  
          effectively and irrevocably appoints the property in favor of a  
          person other than the donor or the donor's estate.  Codifying  
          these rules would arguably ensure that property is not being  
          transferred to improperly escape creditors while also still  
          providing flexibility in estate planning.


           Support  :  None Known

           Opposition  :  None Known

                                        HISTORY
           
           Source  :  Executive Committee of the Trusts & Estates Section of  
          the State Bar of California (TEXCOM)

           Related Pending Legislation  :  None Known

           Prior Legislation  :  None Known

           Prior Vote  :

          Assembly Floor (Ayes 78, Noes 0)
          Assembly Judiciary Committee (Ayes 10, Noes 0)

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